scholarly journals Determinants of Domestic Savings Mobilization Among the Rural Poor: The contribution of Table Banking in Kenya

Author(s):  
Joyce Kimosop ◽  
Josephat Cheboi

This study examined the determinants of domestic savings mobilization among the rural poor in Uasin-Gishu county, Kenya. The general notion is that the subsistence farmers are too poor to save. This seems to be unfounded given the fact that they are general excluded from formal financial services and studies on poverty in the country show that the average propensity of the rural households to save is higher than the national average. What are the factors which motivate small scale farmers to save? The study was conducted on 446 table banking groups under the aegis of JOYWO, a table banking grouping in Kenya. Data was collected using structured questionnaires from members of groups under the umbrella of JOYWO. The findings of the study indicates that household income had a positive and significant effect on savings mobilization while dependency ratio had a negative and significant effect on savings mobilization. Household size was not significant. The results point to the need to expose the rural poor to informal savings and financing models expected to enhance income generating capabilities of the rural poor and lower the level dependency through government welfare funding for senior citizens and essential services for the young.

2021 ◽  
Vol 30 ◽  
pp. 46
Author(s):  
Huaiyu Wang ◽  
Dao The Anh ◽  
Paule Moustier

Origin labeling and quality upgrading through farmer organizations have been considered as solutions to reduce transaction costs and improve market bargaining power. This paper explores whether belonging to a farmer organization that improves and signals quality can help increase yields and household incomes of small-scale farmers for a specific quality product, Hoa Vang sticky rice in Vietnam. The paper is based on primary data on 185 households collected in 2013 and on 149 households collected in 2015. Different econometric methods were applied to investigate the effect based on rice yield, rice income and household income as the outcome variables. The results show that membership of farmer organization does not significantly improve household income compared to non-membership. However, members of farmer organizations have less resources in terms of land and inputs than non-members. These results suggest that the economic results achieved by farmers with fewer opportunities to access markets are similar to those obtained by farmers with more opportunities thanks to the involvement of farmer organizations in marketing. The specificities of the Hoa Vang sticky rice are still not reflected in higher farmer sales prices and incomes. More dialogue between farmer organizations and their customers is thus required, as well as better public control of labeling fraud.


Rural China ◽  
2020 ◽  
Vol 17 (2) ◽  
pp. 262-290
Author(s):  
Aiming Zhang

Abstract Mixed occupations are a prominent feature of China’s smallholder peasant economy. For poor peasant households with little land, working in multiple occupations is a survival strategy that represents a more rational or efficient allocation of household labor. In central Shanxi in the 1930s and 1940s, the growth of the commercial economy encouraged peasant households to dedicate their surplus labor to small-scale commercial activities (including itinerant trade and shopkeeping apprenticeship), thus leading to the formation of a mixed “part-peasant, part-trader” 半耕半商 economy. This economy was characterized by the following practices: First, many young, able-bodied men farmed during the busy seasons and peddled goods in the slack seasons. Second, other able-bodied men engaged in off-farm commercial activities year-round, while female and elderly dependents did the farming—often with the help of relatives and neighbors. This represented a rational gendered and intergenerational allocation of labor that undercut labor market prices to maximize household income. Third, any surplus income from commerce, after satisfying basic consumption needs, was used to purchase more land as subsistence insurance against the vagaries of the commercial economy. These mixed practices of mutually supporting agriculture and commerce developed into a robust and competitive part-peasant, part-trader economic system.


2021 ◽  
Vol 2 (5) ◽  
pp. 50-63
Author(s):  
Confidence Ndlovu ◽  
Mandla Masuku

The paper has aimed to explore the effectiveness of small-scale farmers in improving household income and food security, particularly looking at the barriers to market access in rural areas. This study was undertaken in rural areas of Kanyamazane, Clau-Clau and Nyongane, South Africa, where small-scale producers depend on low-risk and low-return markets to generate household income from production, thus ensuring food security. To achieve the aim of this study, a qualitative approach was used to provide in-depth interpretation of the perspectives, experiences, and behavioural patterns of the small-scale farmers faced with market related issues. Small-scale farmers, agricultural extension officers, and municipal officials were purposefully selected to share their views, perceptions, and experiences on the effectiveness in accessing markets. The findings revealed that there was limited access to formal markets by small-scale farmers because of limited knowledge and capacity to meet market requirements. The study confirmed that a lack of marketing skills, institutional support services, and limited access to arable land, have directly negative effects on achieving livelihood outcomes. This study recommends a sustainable crop production method which reduces the costs of farming resources, such as pesticide and fertilizer, through organic methods to ensure food safety and enhanced nutrient quality. This study further encourages inclusive rural development, where small-scale producers are treated as stakeholders in agricultural policy formulation to enable access to financial resources and increase in production through the formation of cooperatives.


HortScience ◽  
1998 ◽  
Vol 33 (3) ◽  
pp. 530a-530
Author(s):  
Brad Bergefurd ◽  
Gary Gao

Speciality crops are great alternative cash crops for small scale farmers. Small scale farmers are constantly searching for viable economic crops to grow. We have been conducting applied research on the production and marketing of culinary herbs, oriental vegetables, colored peppers, and muskmelons to name a few. These crops show excellent potential for southern Ohio. Field demonstration, seminars, and surveys were used to gather and disseminate information on these speciality crops. More than 230 people attended our seminars on alternative cash crops. More than 150 people attended our field days. In addition, we had identified many chefs that are willing to purchase from local speciality crop growers. It will be a win-win situation for both chefs and growers. Growers will be able to maximize their profitability while chefs will receive fresh and unique produce. As a result of our research, we were able to show small scale growers what they can grow successfully and how they can market their crops for most profit. These applied research projects received a combined funding of $10000.00 from OSU Extension-Innovative Grant program. These projects are a great way to establish credibility among clients. We would also like to demonstrate how other extension agents can help their clients. A lecture utilizing slides and overhead transparencies will be the format of the seminar.


Agrekon ◽  
2021 ◽  
pp. 1-17
Author(s):  
Mengistie Mossie ◽  
Alemseged Gerezgiher ◽  
Zemen Ayalew ◽  
Zerihun Nigussie

Land ◽  
2021 ◽  
Vol 10 (4) ◽  
pp. 385
Author(s):  
Beatrice Nöldeke ◽  
Etti Winter ◽  
Yves Laumonier ◽  
Trifosa Simamora

In recent years, agroforestry has gained increasing attention as an option to simultaneously alleviate poverty, provide ecological benefits, and mitigate climate change. The present study simulates small-scale farmers’ agroforestry adoption decisions to investigate the consequences for livelihoods and the environment over time. To explore the interdependencies between agroforestry adoption, livelihoods, and the environment, an agent-based model adjusted to a case study area in rural Indonesia was implemented. Thereby, the model compares different scenarios, including a climate change scenario. The agroforestry system under investigation consists of an illipe (Shorea stenoptera) rubber (Hevea brasiliensis) mix, which are both locally valued tree species. The simulations reveal that farmers who adopt agroforestry diversify their livelihood portfolio while increasing income. Additionally, the model predicts environmental benefits: enhanced biodiversity and higher carbon sequestration in the landscape. The benefits of agroforestry for livelihoods and nature gain particular importance in the climate change scenario. The results therefore provide policy-makers and practitioners with insights into the dynamic economic and environmental advantages of promoting agroforestry.


Sign in / Sign up

Export Citation Format

Share Document