scholarly journals SHARIA COMPLIANCE-CREDIT CARD EXPOSURE AND UTILIZATION IN THE GROWING DIGITAL ECONOMY

2019 ◽  
Vol 5 (4) ◽  
pp. 891-918
Author(s):  
Laily Dwi Arsyianti ◽  
Adelia Adelia
Keyword(s):  
Credit Card ◽  
Structural Equation ◽  
Total Sample ◽  
Subjective Norms ◽  
Primary Data ◽  
Equation Modeling ◽  
Behavior Control ◽  
Electronic Money ◽  
Perceived Behavior Control ◽  
Perceived Behavior

Many cashless payment tools have been introduced to Indonesia market in the form of cards to electronic money. Sharia compliance-credit card is one of traditional electronic payment tools that are provided by only two Islamic finance institutions among many in Indonesia. The increase of Sharia compliance-credit card transactions from time to time may lead banks to be exposed to non-performing risk. Customers’ behaviors are varying in utilizing Sharia compliance-credit card, and their behavior may cause unpredicted results on card’s performance. Therefore, the purposes of this study are: 1) To identify the behavior of Sharia compliance-credit card’s users and 2) To analyze the factors influencing the behavior of Sharia compliance-credit card’s users. Primary data is gathered through distributing questionnaires with a total sample of 170 respondents. The data is analyzed by employing Structural Equation Modeling. This research shows that gender, age, and education influence perceived behavior control; and, expenditure influences subjective norms. Customers’ attitudes, subjective norms, and perceived behavior control are proven to influence customer intentions, where customers’ intentions, perceived behavior control, and income influence customers’ behavior towards using Sharia compliance-credit card. For further sustainable inclusive growth, the issuers should pay attention on education for specific audiences.

scholarly journals Millennials’ Intention in Stock Investment: Extended Theory of Planned Behavior

2020 ◽  
Vol 5 (1) ◽  
pp. 83-91
Author(s):  
Arya Samudra Mahardhika ◽  
Tuti Zakiyah
Keyword(s):  
Theory Of Planned Behavior ◽  
Planned Behavior ◽  
Structural Equation ◽  
Subjective Norms ◽  
Risk Tolerance ◽  
Equation Modeling ◽  
Actual Behavior ◽  
Behavior Control ◽  
Perceived Behavior Control ◽  
Perceived Behavior

The main objective of this research was to empirically examine the interests of millennial investors in investing in stocks using the theory of planned behavior approach consisting of Attitude toward Behavior, Subjective Norms, and Perceived Behavior Control as predictors of Intention, and Actual Behavior as a consequence of Intention. In addition, this research added risk tolerance variable as a development. This research is based on the low investment interest of the Indonesian people when compared to the total population of Indonesia. Respondents in this study are investors who are in accordance with predetermined criteria, who have already invested in stock and are aged between 20-35 years in Kebumen Regency. Data collection in this study was carried out by distributing questionnaires to the respondents. The hypothesis in this research was tested using Structural Equation Modeling (SEM) through WarpPLS software version 6.0. The results of hypothesis testing in this research empirically prove that Attitude toward Behavior, Subjective Norms, and Perceived Behavior Control are predictors of Intention. In addition, this research also proves that Intention has a positive effect on millennial investors' actual behavior in investing in stocks

scholarly journals ANALISIS PERILAKU PENGGUNA TEKNOLOGI ATAS PENERIMAAN LAYANAN E-SAMSAT MENGGUNAKAN MODEL TAM DAN TPB (Studi Kasus Pada SAMSAT Wilayah Kabupaten Subang)

ACCRUALS ◽  
2018 ◽  
Vol 2 (1) ◽  
pp. 28-40
Author(s):  
Nurhamidah Nurhamidah ◽  
Asep Kurniawan ◽  
Indah Umiyati
Keyword(s):  
Structural Equation ◽  
Sampling Technique ◽  
Ease Of Use ◽  
Equation Modeling ◽  
Perceived Ease Of Use ◽  
Behavior Control ◽  
Sample Number ◽  
Behavior Intention ◽  
Perceived Behavior Control ◽  
Perceived Behavior

This study aims to examine and analyze the model of technology user behavior on the acceptance of an information system on e-samsat Application system. With sample number 100 respondents with sampling using incidental sampling technique. Hypothesis testing used is Structural Equation Modeling (SEM). Based on the results say that Perceived Ease of Use variable has a positive and significant effect on Perceived of Usefulness and Trust. The Perceived of Usefulness variable has a positive and significant effect on Attitude and Behavior  Intention. Trust variables have a positive and significant influence on Perceived of Usefulness, Perceived Behavior Control, Attitude, Perceived of Risk and Subjective Norm. Perceived Behavior Control and Attitude variables have positive and significant effect on Behavior Intention.

scholarly journals Determinan Minat Individu Menjadi Pengemudi Kendaraan Online

2020 ◽  
Vol 10 (1) ◽  
pp. 37-46
Author(s):  
Ervilia Agustine Wiharsianti ◽  
Kahfi Fikrianoor ◽  
Listia Nur Aini ◽  
Amir Hidayatulloh
Keyword(s):  
Qualitative Research ◽  
Sampling Technique ◽  
Subjective Norms ◽  
Primary Data ◽  
Behavior Control ◽  
Data Types ◽  
Perceived Behavior Control ◽  
Perceived Behavior

AbstractThis research is a type of qualitative research with primary data types. The purpose of this research is to find out the factors that influence individuals to become vehicle drivers online. The population of this study is online drivers. The sampling technique from this study uses convience sampling. Collecting data in this study by conducting interviews with onlime vehicle drivers. Respondents in this study amounted to 10 respondents. This study obtained the results that perceived behavior control, subjective norms, and attitudes toward behavior are factors that influence individuals to become vehicle drivers online.Keywords: perceived behavior control, subjective norms

scholarly journals Willingness to Pay for Environmental Quality: The Effects of Pro-Environmental Behavior, Perceived Behavior Control, Environmental Activism, and Educational Level

SAGE Open ◽  
2021 ◽  
Vol 11 (4) ◽  
pp. 215824402110252
Author(s):  
Paula Vicente ◽  
Catarina Marques ◽  
Elizabeth Reis
Keyword(s):  
Willingness To Pay ◽  
Environmental Quality ◽  
Educational Level ◽  
Structural Equation ◽  
Environmental Behavior ◽  
Environmental Activism ◽  
Equation Modeling ◽  
Behavior Control ◽  
Perceived Behavior Control ◽  
Perceived Behavior

Environmental quality is one of the major concerns in contemporary societies. The main goal of this research is to investigate citizens’ willingness to pay for environmental quality and whether this propensity differs in line with education level. Structural equation modeling is used to explore the associations between several constructs; specifically, a multigroup analysis is conducted to assess the invariance of two educational level segments. Results suggest that willingness to pay more for environmental quality is positively associated with perceived behavior control and environmental activism. Pro-environmental behavior does not impact willingness to pay for environmental quality but is positively related to perceived behavior control and environmental activism. The relationships between constructs hold true for both groups of education. Implications for public policy and marketing actions are addressed.

scholarly journals ZISWAF Digital Payment as An Effort to Reach Millennials

2020 ◽  
Vol 11 (2) ◽  
pp. 183-210
Author(s):  
Fuad Hasyim ◽  
Muhammad Al-Farido Awwal ◽  
Nur Hidayah Al Amin
Keyword(s):  
Structural Equation ◽  
Subjective Norms ◽  
Ease Of Use ◽  
Partial Least Square ◽  
Perceived Usefulness ◽  
Least Square ◽  
Equation Modeling ◽  
Perceived Ease Of Use ◽  
Behavior Control ◽  
Perceived Behavior Control

Abstract: ZISWAF is an Islamic-led fundraising instrument aimed at wealth distribution. The existence of technological developments allows the adaptation of payments with all its acceleration. This study aims to determine the digital payment strategy to maximize ZISWAF’s revenue potential in Indonesia. This study uses the TAM, and TPB modification approaches. The methodology used is structural equation modeling (SEM) with a partial least square (PLS) approach. The sample used is the Y generation as a representation of the millennial generation. The results showed that all the variables forming the TAM theory (perceived usefulness, perceived ease of use, attitude) and all the variables creating the TPB theory (subjective norms and perceived behavior control) significantly affect the Intention (INT) of individuals pay for online ZISWAF (sig. 0.05, α=5%). Furthermore, attitude is a mediating variable in a partial/ quasi modification model that links perceived usefulness (PU), perceived ease of use (PEoU) to Intention (INT) (VAF=49.87%).Abstrak: ZISWAF adalah instrumen pengumpulan dana yang dipelopori Islam dengan tujuan untuk distribusi kekayaan. Adanya perkembangan teknologi memungkinkan adaptasi pembayaran dengan segala akselerasinya. Penelitian ini bertujuan untuk mengetahui strategi pembayaran digital untuk memaksimumkan potensi pendapatan ZISWAF di Indonesia. Penelitian ini menggunakan pendekatan modfikasi TAM dan TPB. Metodologi yang digunakan adalah structural equation modeling (SEM) dengan pendekatan partial least square (PLS). Sampel yang digunakan merupakan generasi Y sebagai representasi generasi milenial. Hasil menunjukkan seluruh variabel pembentuk teori TAM yakni perceived usefulness (PU), perceived ease of use (PEoU) dan attitude (ATT) dan seluruh variabel pembentuk teori TPB yakni subjective norms (SN) dan perceived behavior control (PBC) berpengaruh terhadap intention (INT) individu dalam membayar ZISWAF secara online (sig. 0.05, α=5%).  Attitude (ATT) merupakan variabel pemediasi dalam model modifikasi yang bersifat partial/ quasy yang menghubungkan perceived usefulness (PU), perceived ease of use (PEoU) terhadap intention (INT) (VAF=49.87%)

scholarly journals Role of Knowledge, Subjective Norms, Perceived Behavior Control, and Attitudes in Predict Pro-Environmental Behavior

2021 ◽  
Vol 3 (3) ◽  
pp. 108-117
Author(s):  
Muhammad Tamar ◽  
Triani Arfah ◽  
Indri Alviolita Halim ◽  
Puspa Akhlakul Karimah
Keyword(s):  
University Students ◽  
Structural Equation ◽  
Structural Equation Models ◽  
Environmental Behavior ◽  
Subjective Norms ◽  
Behavior Control ◽  
The Public ◽  
Perceived Behavior Control ◽  
Perceived Behavior

Background: One of the public universities as the green campus that prioritizes reforestation to overcome environmental issues. All stakeholders including students are expected to behave pro-environmentally. This study aimed to explain whether or not there is an influence of knowledge, subjective norm, perceived behavior control, and attitude towards pro-environmental behavior (plastic waste) for university students. Methods: This research was conducted under a quantitative approach with 5 valid and reliable variables. In addition, regression tests and structural equation models are used. The respondents of this study were 399 university students from all faculties of Hasanuddin University. Results: Perceived Behavior Control has the greatest effect on pro-environmental behavior compared to other variables. However, environmental knowledge has the smallest effect on subjective norms, perceived behavior control, and attitude. Conclusion: All variables affect predict pro-environmental behavior.

scholarly journals Students’ Intention of Visiting Urban Green Spaces after the COVID-19 Lockdown in China

2021 ◽  
Vol 18 (16) ◽  
pp. 8601
Author(s):  
Jiayi Liu ◽  
Zhikai Peng ◽  
Xiaoxi Cai ◽  
You Peng ◽  
Jiang Li ◽  
...  
Keyword(s):  
Structural Equation ◽  
Positive Influence ◽  
Green Spaces ◽  
Equation Modeling ◽  
Behavior Control ◽  
Urban Green ◽  
Urban Green Spaces ◽  
Endogenous Variables ◽  
Perceived Behavior Control ◽  
Perceived Behavior

This study addresses students’ perceptions of using urban green spaces (UGSs) after the easing of COVID-19 lockdown in China. We questioned whether they are still mindful of the risks from the outdoor gathering, or conversely, starting to learn the restoration benefits from the green spaces. Online self-reported surveys were distributed to the Chinese students aging from 14 to 30 who study in Hunan and Jiangsu Provinces, China. We finally obtained 608 complete and valid questionnaire forms from all participants. Their intentions of visiting UGSs were investigated based on the extended theory of planned behavior model. Structural equation modeling was employed to test the hypothesized psychological model. The results have shown good estimation performance on risk perception and perceived knowledge to explain the variances in their attitudes, social norms, and perceived behavior control. Among these three endogenous variables, the perceived behavior control owns the greatest and positive influence on the behavioral intention, inferring that controllability is crucial for students to make decisions of visiting green spaces in a post-pandemic context.

Nursing Staff Attitude, Subjective Norms, Perceived Behavior Control, and Intention to Provide Tobacco Treatment in a Psychiatric Hospital

2021 ◽  
pp. 107839032110457
Author(s):  
Bassema Abufarsakh ◽  
Chizimuzo T.C. Okoli
Keyword(s):  
Nursing Staff ◽  
Subjective Norms ◽  
Mental Illnesses ◽  
Perceived Behavioral Control ◽  
Psychiatric Facility ◽  
Behavior Control ◽  
Cross Sectional ◽  
Tobacco Treatment ◽  
Perceived Behavior Control ◽  
Perceived Behavior

Background: Although the nursing staff is fundamental in assisting individuals with mental illnesses (MI) to stop tobacco use, they often have mixed feelings about providing tobacco treatment (TT) services to people with MI in inpatient psychiatric settings. Objective: Therefore, this study aimed to understand factors associated with nursing staff’s intentions to provide TT interventions for individuals diagnosed with MI in a psychiatric facility using the constructs of the theory of planned behavior (TPB). Method: Secondary data analysis was performed using cross-sectional data collected from 98 nursing staff who worked in a state inpatient psychiatric facility. A 15-item questionnaire was used to assess nursing staff intentions to provide TT services based on TPB constructs, including attitudes (four items), subjective norms (four items), perceived behavioral controls (four items), and intentions (three items) toward providing TT. The mean scores of each subscale ranged from 1 to 7. A logistic regression analysis was used to examine the relationship between TBP constructs and nursing staff intentions to provide TT for people with MI. Results: Nursing staff had an acceptable mean score in the intentions subscale (4.34 ± 2.01). Only two constructs of TPB explained nursing staff intentions to provide TT: subjective norms (OR = 2.14, 95% CI [1.46, 3.13]) and perceived behavioral control (OR = 2.33, 95% CI [1.32, 4.12]). Conclusions: The constructs of the TPB, the subjective norms, and the perceived behavior control were able to predict nurses’ intentions to provide TT for inpatients in a psychiatric setting. Accordingly, we suggest implementing policies that make TT a normative practice while supporting the confidence and competence of nurses to deliver TT in psychiatric facilities.

Factors Influencing Younger Users’ Continued Adoption of e-Health: A Study on Hospital Public Platform in a Large Public Hospital in China (Preprint)

2021 ◽  
Author(s):  
Ruan Yuan ◽  
Xie Qian ◽  
Wu Caibo
Keyword(s):  
Significant Influence ◽  
Perceived Usefulness ◽  
Public Hospitals ◽  
Equation Modeling ◽  
Behavior Control ◽  
Continuance Intention ◽  
Perceived Trust ◽  
Perceived Behavior Control ◽  
Expectation Confirmation ◽  
Perceived Behavior

BACKGROUND With the rapid development of the internet, hospital public platform (HPP) has been designed for the use in top state-owned public hospitals since 2009 to provide patients with appointment registrations, test result inquiry, online payment, online consultation and other services. This study was conducted to measure continued adoption and to identify factors that influence patients’ continued adoption of HPP. OBJECTIVE This study was conducted to measure continued adoption and to identify factors that influence patients’ continued adoption of HPP. METHODS Expectancy Confirmation Theory (ECM-ISC) and Theory of Planned Behavior (TPB) was used to assess the users’ continued adoption of HPP. A questionnaire was distributed to patients in Beijing Friendship Hospital, which measured constructs, including perceived usefulness, expectation confirmation, satisfaction, continuance intention, subject norm, perceived behavior control and adoption behavior. Structural equation modeling (SEM) was performed to test the theoretical model. RESULTS The expectation confirmation significantly affected perceived usefulness, and satisfaction significantly affected continuance intention, while perceived usefulness had no significant effect on satisfaction and continuance intention. The subjective norm and perceived behavior control had significant influence on continuance intention. Perceived trust significantly affected satisfaction and continuance intention. The expectation confirmation had no significant impact on satisfaction, but it could affect satisfaction indirectly through perceived trust. Habit had a significant influence on adoption behavior and had a significant moderate effect between continuance intention and adoption behavior. CONCLUSIONS The findings of this study provide an applied guideline for the successful application of e-health systems in public hospitals in cities. It also creates an opportunity for e-health service providers to have a better understanding of their patients, which may have far-reaching and positive implications for China’s ongoing reforms.

scholarly journals ANALISIS THEORY OF PLANNED BEHAVIOUR DAN PENGETAHUAN TERHADAP NIAT BERINFAQ JAMAAH MAJELIS TAKLIM KECAMATAN SUKOMANUNGGAL SURABAYA

2020 ◽  
Vol 6 (6) ◽  
pp. 1209
Author(s):  
Robbi Rodliyya Zahro ◽  
Sunan Fanani
Keyword(s):  
Theory Of Planned Behavior ◽  
Planned Behavior ◽  
Theory Of Planned Behaviour ◽  
Linear Regression Analysis ◽  
Data Retrieval ◽  
Subjective Norms ◽  
Behavior Control ◽  
Planned Behaviour ◽  
Perceived Behavior Control ◽  
Perceived Behavior

This study aims to determine the effect of the Theory of Planned Behavior and knowledge of the intention to invest in the assembly of the Taklim Muhammadiyah Sub-District of Sukomanunggal Surabaya. Primary data retrieval in this study used a questionnaire with a sample of 40 taklim assemblies in Sukomanunggal sub-district, Surabaya. The characteristics of the sample in this study were the pilgrims who attended the recitation in the assembly of taklim Muhammadiyah, Sukomanunggal, Surabaya. The sampling technique is Non-Probability Sampling and Simple Random Sampling. This study uses a quantitative approach with multiple linear regression analysis. The endogenous variable in this study is the intention to invest, while the exogenous variable used is part of the Theory of Planned Behavior which consists of attitudes, subjective norms, and Perceived Behavior Control and Knowledge. The results of this study indicate that simultaneously and partially attitudes, subjective norms, Perceived Behavior Control, and knowledge have a significant effect on the intention to invest in the assembly of taklim members of Muhammadiyah, Sukomanunggal District, Surabaya. Suggestions for further research to add to the scope of research subjects so that more general information can be obtained about related research, and using other variables outside of this research variable because it should be suspected that there are still several other factors that can influence intention to invest.Keywords: Theory Of Planned Behaviour, Knowledge, Infaq, Intention

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