Empowerment of Rural Women through SHGs: A Study in Telangana

Author(s):  
Shankar Chatterjee

The self-help group (SHG) is a powerful instrument to empower economically backward women of rural India as the women members under the SHG not only can earn income but they feel empowered also. With the launching of Swarnajaynti Gram Swarozgar Yojana (SGSY) by the Ministry of Rural Development, Government of India from April 1999, subsequently rechristened as Deen Dayal Antyodaya Yojana–National Rural Livelihood Mission (DAY-NRLM) self-help group approach (SHG) has been given utmost importance in India for the development of rural women mainly focusing on below poverty line households. SHG concept is popular in many rural areas of India as through economic development and subsequently empowering, rural women have got a solid platform. This research article has discussed the how rural women after forming SHGs in Ranga Reddy district (R.R. District) of Telangana were not only earning and contributing to the family but felt empowered also. The study was carried out at Gandipet village of Gandipet Mandal, Ranga Reddy (R.R.) district in September 2017. The some women members of 10 different SHGs were contacted and few individual cases are presented here.

2016 ◽  
Vol 6 (1) ◽  
Author(s):  
Ritu Singh

The ‘social banking’ policies being followed by the country resulted in widening the geographical spread and functional reach of commercial banks in rural areas in the period that followed the nationalization of banks. This paper is concluded with a view that SHG – Bank Linkage program is a success in our country India and helping many people to make their life better.


Author(s):  
Maniklal Adhikary ◽  
Sumanta Kumar Das

The microfinance program has now been recognized as an effective tool to empower economically the rural women folk. The earning is the most important direct outcome of micro finance participation unlike acquiring empowerment. Participation in the program helps women to inculcate their saving habit. It gives access to the formal credit to them. All these have direct impact on their economic condition. This study explores the impact of microfinance program on the income of the program participants of Birbhum District in West Bengal in India. The study also focuses on how participation helps in reducing inequality in income of the participants. The major finding of the study is that women self-help group (SHG) members have the higher level of income compared to that of non-SHG members. The study also shows that SHG participation also helps them in reducing inequalities in their income. Gini coefficient and Lorenz curve technique has been used to assess the income distribution of the respondents.


Author(s):  
Teguh Endaryono

Entrepreneurship is an alternative to improve the ability of the local economy. Development in rural areas,which are dominated by agronomic activities and the roles of men as the bread winner of the family income.In order to respond the increasing needs of life, women had the opportunity to engage in business that can increase the family income. Based on the expectancy theory (Vroom, 1964), this case study examining how the women entrepreneurs in rural respond to the presence of students whom follow the activityof community development as a builder. The aims of this study is to find out the expectancy, instrumentality and valence according to the rural women entrepreneurs. This study uses a case study with the informant are the women entrepreneurs who become as business partners of the community development activities the student of STIE Prasetya Mulya. The specific finding in this research distinguished between individual and social aspect. In terms of individuals, they want to increase income, skill in basic accounting, anticipate the scarcity of rawmaterials and capital stimulus. In terms of social, they are not economically dependent on their parents, flexible hour, have a production house, and add to the family assets.


Author(s):  
Xia Xiao ◽  
Yan Li ◽  
Xiaoxiao Song ◽  
Qinghua Xu ◽  
Siwei Yang ◽  
...  

Prenatal exposure to environmental tobacco smoke (ETS) is the most modifiable risk factor associated with adverse child-health outcomes. However, few longitudinal studies are implemented to compare the rates of discrepancy between self-reported (SR) and urinary cotinine (UC)-verified ETS exposure during the three trimesters of pregnancy, especially in rural areas. The objectives of this study were to assess the discrepancy between SR and UC-verified ETS exposure among rural women employing three measures throughout pregnancy, and to explore predictors related to these differences. This study used a prospective prenatal cohort consisting of 420 pregnant women whose ETS exposure was entirely evaluated by both SR and UC verification across three trimesters of pregnancy. Environmental tobacco exposure was assessed via SR verification, and was validated using the limit of detection for UC. The discrepancy rates were determined for each trimester. Multivariate logistic regression was used to assess the predictors associated with these differences. The discrepancy rates between SR and UC verification were 25.2%, 17.1%, and 20.5% (first, second, and third trimester, respectively). The highest inconsistency occurred in the first trimester. After adjusting for confounding factors, the following variables were found to have statistically significant associations with the discrepancy rate between SR and UC-verified ETS exposure: the number of smokers in the family and household income for all three trimesters, township site for the second and third trimester, and gravidity for the last trimester. The SR rate of ETS exposure among rural pregnant women is underreported, while the UC-verified rate is higher. More smokers in the family and gravidity may increase the risk of ETS exposure for pregnant women. Biochemical validation is warranted throughout pregnancy for the adoption of home-smoking bans and the promotion of community-based smoke-free programs.


2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.


2018 ◽  
Vol 8 (2) ◽  
pp. 211-219
Author(s):  
Ravi Dr

Entrepreneurship is considered as one of the most important factors contributing to the economic development of the society. Entrepreneurs have been considered instrumental in initiating and sustaining socio-economic development. In India, concept of women entrepreneurship is of recent origin. Women have become aware about their rights and situations and entered in different fields of business. They have established their own successful business empires. They are contributing towards the growth of economy and improvement of their socio- economic conditions. Government of India has given due importance to women empowerment in the country and several schemes has been introduced for the upliftment of women entrepreneurs. Women workforce ratio in the country is increasing due to the increase in the women literacy rate in India.The concept of Self Help Groups (SHGs) is proved to be boon for the rural women in some states of India. It has not only raised their income but also their social status. This paper particularly focuses on various issues pertaining to women entrepreneur’s issues, challenges and future perspective in India.The women in rural areas are showing interest to become entrepreneurs because there is lot of financial facilities from the SHGs. SHGs are self-governed with decisions about production and marketing taken collectively, although the group leader is responsible for identifying potential marketing centers and consumer in formal groups. Informal groups empower rural women to manage rural industries and make decisions collectively for their common economic interests. The encouragement of women towards entrepreneurship leads to the development of the nation as they constitute half of the population. The study reveals the reasons for which they wanted to become entrepreneurs, the problems faced by them in the context of carrying out the entrepreneurial activities and suggestions to overcome the problems.


Author(s):  
SHOBHA NAGNUR ◽  
REKHA RAYANAGOUDAR ◽  
VEENA CHANDAVARI ◽  
VIJAYALAXMI PAWAR

2020 ◽  
Vol 36 (1) ◽  
pp. 24-28
Author(s):  
Neelam Kumari ◽  
Joginder Singh Malik ◽  
Dangi Pooja Arun ◽  
M. S. Nain

A Self-Help Group (SHG) is a registered or unregistered group of people having homogenous socio-economic background, voluntarily coming together to save small amounts regularly, mutually agree for the contribution of a common fund and to meet their emergency needs. It aims engaging rural women with new activities to increase their income, development of better networks and linkages and improved the existing conditions of the SHGs members. The study was conducted to analyse the income generating activities being taken up and the level of empowerment of SHG members.. Result pertaining to income generating activities indicated that majority of the respondents were involved with small micro enterprises. The need to develop SHGs and motivate rural women to systematically manage and choose their activities in order to generate income can be advocated. Certain essential activities like choosing the more appropriate activity, market intelligence, establishing marketing linkages etc. are an indication of the capability of the groups as SHGs becoming a tool for social empowerment.


Author(s):  
Shankar Chatterjee

<div><p><em>This article is based on field study carried out in June 2016 in Nizamabad District of Telangana where it was observed that rural women belonging to all categories of caste with primary education or even illiterate under the banner of self-help groups (SHGs) had been earning not only income but feeling empowered. Almost all were below poverty line (BPL) once upon a time and few during the course of study were also were BPL.  Regrading, empowerment, it was reported that almost all women were attending gram sabha meeting and sharing their views.  Even it was reported that all freely talk to bank managers, block officials and others. In this article few cases are presented based on field study. </em></p></div>


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