Banking, Business, and Sovereignty in Sudan (1956–2019)

2021 ◽  
pp. 55-71
Author(s):  
Harry Cross
Keyword(s):  
Banking Business

Regional banking system in Russia: Trends and factors of spatial distribution

2017 ◽  
pp. 123-141 ◽  
Author(s):  
S. Ageeva ◽  
A. Mishura
Keyword(s):  
Spatial Distribution ◽  
Commercial Banks ◽  
Banking System ◽  
Federal District ◽  
Russian Regions ◽  
Siberian Federal District ◽  
Federal Districts ◽  
Banking Business ◽  
Banking Institutions

We examine the spatial distribution of banks in Russian regions to identify the factors that affect changing territorial architecture of the banking system. The object of the study is dynamics of the number of commercial banks and their branches in 1991-2016. Besides the well-known tendency of concentration of the banking business in Moscow and reducing the number of banks in other regions we analyzed situation in the federal districts taking as an example the Siberian Federal District. This approach allowed us to formulate hypotheses about the causes of differences in the availability of banking institutions in Russian regions.

scholarly journals Parish banking in informal credit markets: the business of private lending in early nineteenth-century Sweden

2017 ◽  
Vol 24 (1) ◽  
pp. 83-102 ◽  
Author(s):  
Håkan Lindgren
Keyword(s):  
Early Modern ◽  
Credit Markets ◽  
Banking System ◽  
Early Modern Europe ◽  
Early Nineteenth Century ◽  
Informal Credit ◽  
Access To Credit ◽  
Private Lending ◽  
Banking Business ◽  
Intimate Knowledge

This study demonstrates the existence of a private, informal and lively credit market in rural Sweden during the 1840s, a period that predates the development of a modern banking system. The market, mainly based on private promissory notes, was concentrated in the hands of a limited number of wealthy farmers who specialized in lending, They facilitated access to credit to well-off farmers, regardless of whether they owned their farms or leased taxed land. By using information from probate inventories, the article analyses the wealth portfolio and characteristics of the lending business of the largest creditors (‘parish bankers’) in a judicial district of southern Sweden in 1841–5. The heart and soul of their business was an intimate knowledge of borrowers’ creditworthiness and mutual trust, as typical of local credit networks. The article also explores the existence of an intergenerational transmission of parish banking business – a dimension of private lending that opens an original path of research on local credit markets in early modern Europe.

scholarly journals Enterprise Risk Management in Kosovo’s Banking Sector

2017 ◽  
Vol 5 (1) ◽  
pp. 38-50
Author(s):  
Arbana Sahiti ◽  
Arben Sahiti ◽  
Muhamet Aliu
Keyword(s):  
Risk Management ◽  
Financial Reporting ◽  
Banking Sector ◽  
Vital Role ◽  
Main Role ◽  
Financial Industry ◽  
Telephone Interviews ◽  
Enterprise Risk ◽  
Banking Business ◽  
Post War

Abstract Today risk management plays a vital role in business. Each firm, whether big or small, makes an effort to manage risk more effectively. Risk management is very important in the financial system, especially in banks. Billions of Euros are spent each year on the financial reporting of banks. Banks should implement effective solutions in risk management to mitigate their risks. Great financial debate that originated in the 1990s is reportedly linked to errors that occurred in the banking sector due to poor risk management. It should be noted that today technology plays a key role in risk management and it has already had a positive effect on the financial industry. Analysis of risk and its management has become significant in the Kosovo economy since the post-war period. The nature of the banking business is threatened by risks because more financial products are becoming complicated. The main role of banks is intermediation between those who have resources and those seeking them. Banks face various risks at the corporate level, such as operational, liquidity, legal, credit, and market risks; thus, these risks should be converted into a composite measure. This research aims to determine practices and effects of risk management in the banking sector. Relevant data were collected from banks through questionnaires and telephone interviews; analysis has been conducted using statistical tools. This study will engage both the quantitative and qualitative methods of data analysis. Dependent variables will be separated from independent variables, and regression analysis will be used to analyse the quantitative data.

Service quality in the private banking business

2011 ◽  
Vol 25 (2) ◽  
pp. 173-195 ◽  
Author(s):  
Carsten Horn ◽  
Markus Rudolf
Keyword(s):  
Service Quality ◽  
Banking Business ◽  
Private Banking

Owners, creditors and traders: Women in late colonial Calcutta

2019 ◽  
Vol 56 (4) ◽  
pp. 427-456
Author(s):  
Ishita Chakravarty
Keyword(s):  
Urban Space ◽  
Sex Workers ◽  
Economic Activities ◽  
Court Records ◽  
Domestic Servants ◽  
The Social ◽  
The First World War ◽  
Poor Women ◽  
Banking Business ◽  
The One

This article tries to reconstruct the world of the property-owning, mortgage-holding and money-lending women in late colonial Bengal and especially in Calcutta, the commercial capital of British India until the First World War. It argues that as all poor women occupying the urban space were not either sex workers or domestic servants, similarly all middle-class women in colonial Calcutta were not dependent housewives, teachers and doctors. At least a section of them engaged in other gainful economic activities. However, existing scholarship sheds very little light on those women who chose other means of survival than the bhadramahila: those who bought and sold houses, lent money for interest, acquired mortgages, speculated in jute trade and even managed indigenous banking business. Evidence of court records suggests that they, along with the lady teacher, the lady doctor, the midwife and the social worker or later members of political organisations, could be found in considerable numbers in late colonial Calcutta. Due to the enactment of stringent laws to control moneylending, on the one hand, and the commercial decline of Calcutta, on the other hand, these women were possibly driven out of the shrinking market of the 1940s and 1950s.

scholarly journals Banking, Business, and Contract Law

2018 ◽  
Vol 51 (4) ◽  
pp. 945-991
Author(s):  
Frank Sullivan, Jr.
Keyword(s):  
Contract Law ◽  
Banking Business

scholarly journals ROLE OF TECHNOLOGY IN FINANCIAL INCLUSION IN INDIA

2021 ◽  
pp. 1-5
Author(s):  
Arun.K.V
Keyword(s):  
Rural Areas ◽  
Financial Services ◽  
Business Models ◽  
Formal System ◽  
Financial Inclusion ◽  
Handheld Devices ◽  
Mobile Banking ◽  
Major Step ◽  
Banking Business

Technology and financial inclusion are the popular coinage in banking parleys in the country. While technological upgradation and mobile banking are catching up so fast, financial inclusion is tardy. Financial inclusion is a major agenda for the Reserve Bank of India (RBI). Without financial inclusion, banks cannot reach the un-banked. It is also a major step towards increasing savings and achieving balanced growth. The reach the country is having with technological progress mobile banking has the potential to emerge as a game changer in terms of costs, convenience, and speed of reach. Business models of banks, telecom operators and other stakeholders need to converge. However, the banking industry’s penetration to un-banked areas is still found sluggish. The role of the Indian banker is challenging. At one end of this spectrum lies the demand to achieve financial inclusion as nearly 50 per cent of the population is yet to be covered under the formal system of banking and at the other end lies the task to fulfil the needs of the existing customers. The first priority for banks is to adopt core banking solution (CBS), including all regional rural banks (RRBs). Next, a multi-channel approach using handheld devices, mobiles, cards, micro-ATMs, branches and kiosks can be used. However, it should be ensured that the transactions put through such front-end devices should be seamlessly integrated with the banks’ CBS. In rural areas, where accessibility is a problem, banks are using the microfinance network and business correspondents and facilitators to bring more people under the ambit of banking services. Capitalising on the huge untapped potential in smaller towns and cities and rendering financial services to this segment of people poses a big challenge. Few banks have explored technology solutions to increase the scale of their microfinance portfolios, with the use of smart cards and core banking solutions. KEYWORDS- Technology, Financial Inclusion, Core Banking, Business Correspondents

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