Regional banking system in Russia: Trends and factors of spatial distribution

2017 ◽  
pp. 123-141 ◽  
Author(s):  
S. Ageeva ◽  
A. Mishura

We examine the spatial distribution of banks in Russian regions to identify the factors that affect changing territorial architecture of the banking system. The object of the study is dynamics of the number of commercial banks and their branches in 1991-2016. Besides the well-known tendency of concentration of the banking business in Moscow and reducing the number of banks in other regions we analyzed situation in the federal districts taking as an example the Siberian Federal District. This approach allowed us to formulate hypotheses about the causes of differences in the availability of banking institutions in Russian regions.

2020 ◽  
Vol 19 (6) ◽  
pp. 117-123
Author(s):  
T.E. Belokrinitskaya ◽  
◽  
N.V. Artymuk ◽  
O.S. Filippov ◽  
E.M. Shifman ◽  
...  

Objective. To perform comparative analysis of parameters and structure of maternal mortality (MM) in the Far Eastern Federal District (FEFD) and Siberian Federal District (SFD) in 2014–2019. Materials and methods. The database for analysis was generated using map-based emergency notifications of maternal deaths (69 in FEFD and 180 in SFD). We used methods of descriptive statistics, Pearson's χ2-test, and calculated odds ratios (ORs) with 95% confidence intervals (95% CIs). Results. Between 2014 and 2018, the dynamics of MM in the FEFD and SFD had a one-way trend: it decreased in 2014–2017, but dramatically increased in 2018 primarily due to social factors. In 2019, we observed a significant growth of MM in the FEFD, while the SFD demonstrated a reduction of MM. The most common cause of maternal death in both districts was extragenital diseases. However, there were some differences in the structure of obstetric causes: in FEFD, preeclampsia and obstetric hemorrhage were the most frequent obstetric causes of death, while in SFD, women primarily developed embolism and placental abruption. Conclusion. The dynamics and structure of MM in the FEFD and SFD require management decisions aimed at improving medical care with the consideration of clinical guidelines, organization of continuous audit, systematic development of practical teamwork skills both in simulation training centers and healthcare institutions. Key words: Far Eastern Federal District, maternal mortality, Siberian Federal District


Author(s):  
Olu Ajakaiye ◽  
M. Adetunji Babatunde

This study examined the future of banking system and economic development in Nigeria in the context of the demand following hypothesis. Although, the Nigerian economy has witnessed steady growth, the productive base of the economy is narrow. This therefore requires that banks must engage in an effective financial intermediation process to aid the transformation of the real sector as an engine of growth. However, while the deposits mobilized and assets base of the commercial banks has increased in leap and bounds, the real sector access to credit is on the decline. Rather, the bulk of the funds are invested on government short term securities given their risk free characteristics which reflect the lazy bank syndrome. Prohibitively high cost of credit and existence of hidden charges also inhibit real sector access to commercial banks loan. Hence, to reconnect the banking system with the real sector, there is a need to discourage armchair banking business model and encourage supportive banking business model, lending and secure appropriate maturity profile of loans to the real sectors, promote modified collateral bank lending model, and encourage specialization of bank branches. These are expected to aid the growth of the real sector and fast track the process of economic development in Nigeria.


Author(s):  
Inna Manaeva

Foreign researchers are testing Gibrat’s law on the example of firms, regions and countries. The importance of empirical confirmation of this law lies in the fact that it allows us to determine whether the population of a city, region or country as a whole has a common growth path and whether there is single size dependence between them. The relevance of this study is determined by the need to expand the indicators to assess the growth of cities using Gibrat’s law in modern Russian conditions. The purpose of the article is to analyze the feasibility of Gibrat’s law in Russian cities by indicators: population of the city, population density in the city, average annual number of employees in enterprises in the city, average monthly wage in the city, number of enterprises and organizations in the city, as well as to determine the appropriateness of using this law for urban systems of Russia. In the Ural, Siberian and Far Eastern federal districts (2009–2016), in the North-Western, Volga, Siberian and Far Eastern federal districts (2016–2018), the growth rate of cities does not depend on their initial size. Gibrat’s law was confirmed for the following indicators: population density in a city in 2009–2016 in the Siberian Federal District, in 2016–2018 in all federal districts, except for the North Caucasian Federal District; average annual number of employees in a city in the Southern (2003–2009, 2009–2016), Ural (2009–2016), Siberian (2009–2016), Northwestern (2016–2018), North Caucasian (2016–2018) and Far Eastern (2016–2018) federal districts; average monthly salary in the cities of the Siberian Federal District (2009–2016), in the Central, Northwestern and Ural Federal Districts (2016–2018); number of enterprises and organizations in the city in the Southern Federal District (2009–2016), in the North Caucasian, Volga, Ural and Siberian federal districts (2016–2018).


Author(s):  
Andrii Ramskyi ◽  
Inna Budnichenko

The article is devoted to the analysis of the financial stability of Ukrainian banks at the present stage of development and the identification of the main factors of influence that are associated with it. The main tendencies of development of the banking system of Ukraine are considered. The present state of the banking system of Ukraine is determined. Financial stability plays a significant role in planning the activities of commercial banks. In general, its indicators reflect the level of riskiness of the functioning of the entity of the banking system. Managing financial sustainability has a significant impact on the functioning of banks. That is why it is necessary to create special control departments in banking institutions. The research of financial stability of banks is based on financial sustainability indicators developed and used by the IMF and the World Bank as the basis for the "Integrated Financial Sector Development Program until 2020". The necessity of applying different methods for evaluating the financial stability of commercial banks has been established in order to identify a wider range of problems related to the efficiency of the functioning of the banking system. The description of  two main groups of factors, under the influence of which the financial stability of banks  undergoes changes, is presented. It was revealed that external factors have a more significant impact on the financial stability of a bank. In particular, the factors of mega environment have become more important when banks enter the international financial space. Internal factors lie mostly in the management plane, and it is just the inefficient management of the bank that leads to the disruption of its stable financial condition. Specific features of management of financial stability and methods of its evaluation are considered. The analysis of economic standards of the banking system of Ukraine is carried out. The measures are proposed to minimize the risks and maintain the stability of banking institutions at the required level for normal functioning in modern conditions. It has been proved that providing, supporting, analyzing and evaluating the financial stability of commercial banks is a driving force in the development of the banking system, and hence the entire Ukrainian economy.


2020 ◽  
Vol 1 (4) ◽  
pp. 97-103
Author(s):  
Капогузов Евгений Алексеевич ◽  
Карпов Валерий Васильевич ◽  
Чупин Роман Игоревич

2019 ◽  
Vol 9 (1) ◽  
pp. 223-236
Author(s):  
Tadeusz Dmochowski

AbstractDemographically, Siberia has been a remote and sparsely populated base of European Russia. The population of the Ural Federal District between 1989 and 2010 (within the borders of 2002) decreased by 0.45 million, Siberian Federal District by 4.90 million people and the Far Eastern Federal District by 1.65 million people. That is, the population of three federal districts decreased by 6.99 million people in just 21 years.In the years 2010-2019, the number of inhabitants of the Ural Federal District increased slightly from 12.08 million to 12.35 million people, i.e. by 0.27 million people. The population of the Siberian Federal District (within the borders of 2019) in the years 2010-2019 decreased by 0.004 million people. The number of inhabitants of the Far Eastern Federal District (within the borders of 2019) in the period 2010-2019 decreased by 0.18 million people.In total, in the years 2010-2019, the population of the three federal districts recorded a slight increase of 0.082 million people.


2021 ◽  
Vol 39 (7) ◽  
Author(s):  
Viktoriia Vovk ◽  
Alina Denysova ◽  
Kateryna Rudoi ◽  
Tetiana Kyrychenko

The article examines the features of banks' lending activities and substantiates the prerequisites for strengthening their cooperation with financial companies, systematizes internal and external innovations used in the process of digitalization of the banking business. The periodization of the banking system from 2005 to the present in accordance with the strategic development goals and stages of the bank's life cycle has allowed to justify the relevant digitalization policy, appropriate for each period. It has been proved that the symbiosis of banks and fintech companies helps to increase the competitiveness and profitability of business in the long run. The importance of introduction of banking innovations in the crediting market as the most profitable direction of banking activity has been substantiated, the forecast of change in net interest income of Ukrainian banks for the post-pandemic period has been made. Based on the fact that the indicator of the country's success in implementing the norms and measures of the Digital Agenda for the EU and Digital Single Market is the Digital Economy and Society Index (DESI), which is determined for each EU country annually, the paper makes forecast changes in its components: Connectivity, Human Capital, Use of Internet, Integration of Digital Technology, Digital Public Services. The main factors that inhibit the processes of strengthening the interaction between banks and FinTech companies in Ukraine have been identified. The expediency of improving the current legislation of Ukraine taking into account the best European practices in the field of cooperation between banks and FinTech companies has been substantiated.


2021 ◽  
Vol 66 (1) ◽  
pp. 90-100
Author(s):  
DMITRY A. KAZANTSEV ◽  
◽  
DMITRY A. KACHUSOV ◽  

At the moment, the question of correlation between national and regional identification and their impact on the Russians' consciousness stays acute. The peculiarities of historical development, the aspects of the government policy in Russia and global crisis of identity do influence the process of selfidentification among the Russian citizens, sometimes at the expense of the regional level. Nonetheless, regional identity is still an important piece of social-cultural puzzle of the Russian regions, both national and administrative-territorial. The indications of regional identity, at least partial, or as one of the few identities, can be found among senior students. To find the markers demonstrating that, the mass polling of the students was performed in schools of the Siberian Federal district. The results of this research allows us to detect different types and nature of national, regional, local identity among students from different subjects of the Russian Federation, as well as to define the local specifics in question of social-political selfidentification.


2017 ◽  
Vol 6 (1) ◽  
pp. 139 ◽  
Author(s):  
Firas Na'el Rawhi Hashem ◽  
Khalid Ali Ahmad Alduneibat ◽  
Mohammad abdallah Fayad altawalbeh

The purpose of this study can be seen through the major attention that was given to the problem of non-performing loans by the banking institutions. Such attention was given to this problem due to the several impacts it has upon commercial banks and which may extend to affect the whole banking system, the current study aimed at identifying whether there is a statistically significant impact for the non - performing loans upon the prices of stocks or not in Jordanian commercial banks at the significance level of (a = 0.05). This study was concerned with investigating the Jordanian commercial banking sector during the period of (2005 –2015). The current study has given great attention to this sector because it is considered as the most vital sector in the Jordanian economic system. This study also shows that there is need for training workers in applying the credit policy that is being adopted. Such training should raise the practical efficiency levels of those employees. The study also showed that banks’ control should be stricter and they should set more dissuasive penalties in relation to granting facilities without having adequate guarantees.


2020 ◽  
Vol 44 (4) ◽  
pp. 767-786 ◽  
Author(s):  
Anna Gladkova ◽  
Massimo Ragnedda

PurposeThis paper contributes to the literature by proposing an analysis of digital inequalities in Russia that focuses on two aspects hitherto under explored: the interregionality (by comparing and contrasting eight federal districts) and the multidimensionality of digital inequalities (by taking into account the three levels of digital divide). Therefore, the aim is to address the phenomenon of digital divide in Russia by discussing the three levels of the digital divide (access / skills / benefits) in a comparative and interregional perspective.Design/methodology/approachThis paper uses secondary data for its analysis, including both national (e.g. the total number of daily Internet users in Russia) and more regionalized data (related to particular federal districts of Russia). The choice of data sources was determined by an attempt to provide a detailed and multifaceted coverage of all three levels of the digital divide in Russia, which is not limited to the access problem only. For this purpose, we are using and re-elaborating various reports about the development of the Internet and ICTs in Russia prepared by national and international organizations to cover the first level of the digital divide. To shed light upon the second and third levels of the digital divide, we discuss digital literacy report (2018), the report on Internet openness index of Russian regions (2017) and the report on the digital life index of the Russian regions (2016). Finally, in the attempt to map out the key directions of the state policy aimed at decreasing digital inequality in Russia, on both federal and regional levels, we analyze the most important regional and national policy measures to foster digitalization such as the digital Russia program, the digital government program and the program of eliminating digital inequality in Russia.FindingsWe consider this study to be both a first exploration and a baseline of the three level digital divides in Russia. The paper shows how the level of socioeconomic development of the federal districts, as well as a number of objective factors (distance/isolation, urbanization level, availability of infrastructure and costs for building new infrastructure, etc.) have impact upon digitalization of the regions. As a result, several federal districts of Russia (Central, Northwestern, and, in a number of cases, Ural and Volga federal districts) more often than others take leading positions in rankings, in terms of degree of Internet penetration, audience numbers, use of e-services, etc. This correlation, however, is not universal as we will show, and some regions lacking behind in terms of access can be booming in terms of digital literacy or other factors, like it happened with the Far Eastern Federal district for example. All in all, our research showed that digital inequality in Russia is still on place and will require more time for complete elimination, even though current state and public initiatives are being actively developed.Originality/valueThis paper will bring to light meaningful insights into the three levels of digital divides in Russia. Based on a multilevel (three levels of digital divide) and multi-sectional approach (the interplay of different types of inequalities), this paper contributed to overall better understanding of the digital inequalities phenomenon in Russia. It also allowed for a comparative interregional perspective, which has been missing in most papers on digital inequalities in Russia so far.


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