Priorities for upgrading the Russian lending system in the current circumstances

2020 ◽  
Vol 8 (8) ◽  
pp. 1518-1526
Author(s):  
K.M. Zakergaeva ◽  
P.G. Isaeva
Keyword(s):  
Financial Market ◽  
Banking Sector ◽  
Economic Motivation ◽  
Additional Information ◽  
Otc Derivatives ◽  
Differential Basis ◽  
Financial Position ◽  
Socio Economic Development ◽  
Sector Performance ◽  
Performance Results

Subject. The article focuses on the lending system in the banking sector of Russia. Objectives. We examine and set priorities for modernizing the Russian lending system in the current circumstances. Methods. The article represents the statistical analysis of macroeconomic developments, estimates of the banking sector performance. Results. We indicate what the financial system shall mainly address and how banking resources can increase their contribution to the socio-economic development of the territory. The financial position of customers shall be evaluated on the differential basis, considering the industrial specifics of their business, inter alia, for making loan and similar reserves, imposing less strict requirements to additional information on borrowers. Conclusions and Relevance. Macroprudential regulation is one of the most important and extensive objectives to improve the financial market in Russia. The mandatory centralized clearance seems promising with respect to OTC derivatives if viewed by assessing the economic motivation for using the clearance that involves the central counterpart, as compared with bilateral deals. The actions are supposed to positively influence the development of the national economy. The findings can be used to examine development trends in the Russian banking sector.

scholarly journals IMPACT OF THE COVID-19 CORONAVIRUS PANDEMIC ON THE FINANCIAL STABILITY OF THE BANKING SECTOR IN KAZAKHSTAN

THE BULLETIN ◽  
2020 ◽  
Vol 6 (388) ◽  
pp. 172-180
Author(s):  
Kodasheva Gaukhar, ◽  
◽  
Azhmuxamedova Assem, ◽  
Arynova Zulfiya Amangeldykyzy, ◽  
Shaikenova Nurgul Tynyshtykovna, ◽  
...  
Keyword(s):  
Social Isolation ◽  
Financial Market ◽  
Financial Institutions ◽  
Financial Stability ◽  
Banking Sector ◽  
World History ◽  
Current Crisis ◽  
Financial Position ◽  
Net Profit

The coronavirus pandemic has led to the closure of the country's borders and social isolation of the population, which affected the decrease in loans allocated by banks to the population and business. Despite the increase in net profit by bankers, negative trends are being traced in this segment of the financial market under the influence of the coronavirus pandemic. The current crisis really has no analogues in world history, or we simply do not know about them (if, for example, the civilization that is now present on the planet Earth had predecessors). It is not like the previous ones by its very nature. Previous crises have always been based on a kind of long-term economic imbalance, but today (although with all the signs of the latter) we are faced with the coronavirus pandemic - an event whose scale and consequences turned out to be difficult to predict in principle. For this reason, no one really had the opportunity to prepare for what was happening. Temporary regulatory easing and a decrease in macroprudential markups will allow banks to gradually adapt to the situation and maintain financial stability. It is very important that banks and other financial institutions use indulgences to stabilize their financial position and lend to the economy, and not to pay dividends to owners and bonuses to management.

Russian Banking Sector under World Financial Market Uncertainty: Problems and Prospects

2008 ◽  
pp. 4-19 ◽  
Author(s):  
A. Ulyukaev ◽  
E. Danilova
Keyword(s):  
Emerging Markets ◽  
Financial Market ◽  
Banking Sector ◽  
Financial System ◽  
Local Market ◽  
Market Uncertainty ◽  
Balanced Growth ◽  
Banking Sector Development ◽  
The World ◽  
The Usa

The authors point out that the local market crisis - on the USA substandard loan market - has led to the uncertainty of the world financial market. It has caused the growing demand for liquidity in the framework of the world financial system. The Russian banking sector seems to be more stable under negative changes than banking systems of other emerging markets. At the same time one can assume that the crisis will become the factor of qualitative shift in the character of the Russian banking sector development - the shift from impetuous to more balanced growth.

Estudio de inversión de capital privado de la banca colombiana en el mercado bancario español

2017 ◽  
Vol 7 (12) ◽  
pp. 73
Author(s):  
Luis Eduardo Lozano Ortegón ◽  
Antonio Alonso-González
Keyword(s):  
Business Model ◽  
Financial Market ◽  
Private Equity ◽  
Banking Sector ◽  
Marketing Strategies ◽  
Economic Environment ◽  
Financial Viability ◽  
Equity Investment ◽  
Viability Study ◽  
Market Perspective

RESUMENEn el presente documento se introducen y analizan algunas de las variables a tener en cuenta en cualquier estudio de viabilidad referente a la inversión de capital privado de banca colombiana en el sector bancario español, planteando un modelo de negocio que permita alcanzar dicha viabilidad financiera de una forma sostenible mediante un formato de banco colombiano bajo la supervisión del Banco de España. Se plantean, así mismo, los requisitos y regulaciones a cumplir, incluyendo un diagnóstico del entorno económico y de la perspectiva del mercado financiero de captación y colocación bancaria española, así como sus portafolios y estrategias de marketing en un horizonte financiero a cinco años.ABSTRACTIn the present work some of the variables to be considered in any viability study concerning private equity investment of Colombian banks in the Spanish banking sector are introduced and discussed. Further, it proposes a business model that allows sustainable financial viability through a format of Colombian bank under the supervision of the Bank of Spain. Some of the requirements and regulations to comply are likewise explained, including an assessment of the economic environment and financial market perspective of the Spanish bank sector, as well as their portfolios and marketing strategies in a financial horizon to five years. Fecha de recepción: 27 de julio de 2016Fecha de aprobación: 17 de noviembre de 2016Fecha de publicación: 6 de enero de 2017 

scholarly journals A SURVEY OF LITERATURE REVIEW ON BANK PREFORMANCE

2021 ◽  
Vol 30 (30 (1)) ◽  
pp. 235-241
Author(s):  
Nina Sinițîn
Keyword(s):  
Content Analysis ◽  
Literature Review ◽  
Performance Studies ◽  
Banking Sector ◽  
Mobile Banking ◽  
Analysis Method ◽  
Banking Efficiency ◽  
Bank Profitability ◽  
Content Analyses ◽  
Sector Performance

This study analyses existing literature review studies on banking sector performance. Specially, this research aim is to identify topics of interest and development niche for this vast field. The paper presents a content analyses of 14 literature review on banking sector performance studies, selected using clear and transparency methodology. The content analysis of the papers identified that themes are diverse: banking performance and efficiency analysed using the DEA (Data Envelope Analysis) method, banking efficiency and risk, banking efficiency and competition, mobile banking and bank profitability. Based on selected papers this study identified that in recent years number of systematic literature revie studies increase, in the same time traditional literature review are decreasing.

scholarly journals Satisfaction and loyalty of clients towards banking products and services

2018 ◽  
Vol 51 (3-4) ◽  
pp. 115-124
Author(s):  
Milica Raičević ◽  
Dijana Medenica Mitrović
Keyword(s):  
Quality Of Service ◽  
Competitive Advantage ◽  
Financial Market ◽  
Banking Sector ◽  
Financial Service ◽  
International Level ◽  
Direct Link ◽  
Banking Services ◽  
Customer Satisfaction And Loyalty

Transformation of the banking sector has led to today's banks providing a complete service - financial service both on the domestic and international level. The focus of their business is the client whose loyalty depends on the operations of the bank. The aim is to indicate that there is a direct link between the quality of the banking product and the service that affects the client's satisfaction and loyalty, which directly affects the bank's business and its competitive advantage in the financial market. The paper gives a theoretical and practical overview of the quality of service, satisfaction and loyalty of clients, and the performance of the bank, which depends on clients. In the theoretical part, the concept of a client, its significance and specifics related to its influence on the bank's business, through its satisfaction and loyalty to the bank, is defined. The empirical part deals with the analysis of customer satisfaction and loyalty towards banking products and services in Montenegro and how much the quality of banking services has an impact on the satisfaction and loyalty of the customer. The analysis of the factual situation will be carried out, the conclusions will be presented and recommendations made for improvement of the quality of the service, which will contribute to the greater satisfaction of the clients, and therefore the loyalty to the particular bank. All of this is directly related to the possibility of achieving the competitive advantage of banks within the banking sector where a particular bank operates.

scholarly journals Banking Competition Measurement and Banking Sector Performance: Analysis of 4 ASEAN Countries

2017 ◽  
Vol 6 (1) ◽  
pp. 1-28
Author(s):  
Buddi Wibowo
Keyword(s):  
Banking Sector ◽  
Monopolistic Competition ◽  
Banking Competition ◽  
Banking Efficiency ◽  
Lerner Index ◽  
Industry Competition ◽  
Competition Level ◽  
Sector Performance ◽  
Asean Countries ◽  
Low Efficiency

Many believe concentrated  banking industry which is dominated by few  big banks creates lower  competition, high profitability, and low efficiency. The main issue in empirical testing of this hypothesis is how to measure banking competition level. Traditional measures of competition are  concentration ratio and Herfindahl-Hirschman Index. This study uses three measures of banking level competition which are widely used in recent  financial literature: Boone Indicator, Lerner Index and H-Panzar-Rosse  statistics.  Lerner Index and H-Panzar-Rosse statistics resulted a similar competition level conclusion, while Boone Indicator produced slightly different output. Industry concentration produced opposing results with those three level of industry competition measurement methods. The results show  banking competition tend to be a monopolistic competition in ASEAN countries, especially in Indonesia which banks’ strategy basically were non-pricing strategy. Competition significantly caused lower profitability, while banking efficiency was not significantly affected by level of competition.DOI:  10.15408/sjie.v6i1.4547

scholarly journals FINANCIAL MARKET SPECULATIVE TRANSACTIONS

2013 ◽  
pp. 141-148
Author(s):  
K. E. Маnuylov
Keyword(s):  
Economic Crisis ◽  
Financial Market ◽  
Market Value ◽  
Financial Derivatives ◽  
Property Management ◽  
Real Sector ◽  
Risk Valuation ◽  
Sector Performance ◽  
Xix Century ◽  
Basic Asset

The article highlights the transformation of financial market, which determines its insulation as an independent economy sector. The tendency was first analyzed in late XIX century and has been developing since then, resulting in dissociation of real and financial sectors. Due to uncertainty traders lack decision guidelines, as speculative transactions do not imply property management. As a result, their decisions are based on expectations and market value losses any connection to real sector performance. Financial derivatives development through late XX century has brought financial market independence to a new level and inflation of the sector to values, exceeding world GDP. Stock market has provided the basis for property and management separation, and derivatives, in turn, separate returns from property and risk from asset. As risk valuation turns out to be the measure of market expectations, it is sure to affect the basic asset prices even more than underlying real capital. The imbalance is believed to have been one of the determinants of the modern financial and economic crisis. Financial market has evidently transformed to a casino to a greater extent, than Keynes identified.

Financial Market in Nepal

2020 ◽  
pp. 794-842
Author(s):  
Narayan Prasad Paudel
Keyword(s):  
Private Sector ◽  
Financial Market ◽  
Financial Institutions ◽  
Banking Sector ◽  
Financial Sector ◽  
Legal Framework ◽  
Capital Gains ◽  
Individual Investors ◽  
Infrastructure Development ◽  
Private Sector Development

The Nepalese financial sector is attributed of banking sector and non-banking sector. There is exponential growth in the number of financial institutions in Nepal in the last decade. The existing legal framework and institutional setup in Nepal is not conducive to the overall financial sector and private sector development and thus there is an urgent need for reformation in these sectors. The major impediments to private sector involvement in infrastructure development projects include the political and administrative instability; lack of consistent planning; lack of effective institutional support in designing and development of private sector infrastructure projects. Talking about the capital market and capital gains In Nepal, capital gains on securities transactions are taxed as ordinary income to corporations and individual investors while in most of the emerging markets capital gains on investments in stocks and bonds are not taxed, which need to be reformed as per the international practices.

Banking sector performance and economic growth: evidence from Southeast European countries

2019 ◽  
Vol 32 (2) ◽  
pp. 267-284 ◽  
Author(s):  
Veton Zeqiraj ◽  
Shawkat Hammoudeh ◽  
Omer Iskenderoglu ◽  
Aviral Kumar Tiwari
Keyword(s):  
Economic Growth ◽  
Banking Sector ◽  
European Countries ◽  
Sector Performance
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