scholarly journals ANTESEDEN ATTITUDE TOWARDS M-BANKING DAN DAMPAKNYA TERHADAP BEHAVIORAL INTENTION TO ADOPT M-BANKING

2016 ◽  
Vol 8 (2) ◽  
pp. 127
Author(s):  
Titon Adrinanto
Keyword(s):  
Behavioral Intention ◽  
Sampling Technique ◽  
Positive Influence ◽  
Study Data ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Perceived Ease Of Use ◽  
Validity And Reliability ◽  
Privacy And Security ◽  
Intention To Adopt

The background of this research was m­banking users in Indonesia is still low despite the mobile phone users in developed and developing countries in the world has increased rapidly since 21st century. Some bank companies in Indonesia has been offering m­banking service but the use of m­banking for financial transaction is still low and limited. The objectives of this research was to analyze the antecedents of attitude towards m­banking and its impact on behavioral intention to adopt m­banking. The design of this research applies hypothesis testing. 200 samples selected from prospective user of 3 government bank. The sampling technique was purposive sampling with cross­sectional study. Data analysis used in this research was collected by questionnaire technique with item of statements for each variable. In order to obtain valid and reliable instrument tool, validity and reliability test has been done. The result of this research conclude that there is positive effect perceived usefulness, perceived ease of use, perceived competence, perceived communication, perceived privacy and security, society influence, and facilitating condition on attitude towards m­banking. This study supports that there is positive influence on attitude towards m­banking on behavioral intention to adopt m­banking.

scholarly journals PENGARUH PERILAKU INDIVIDU WAJIB PAJAK ORANG PRIBADI TERHADAP PENGGUNAAN E-FILING DI KOTA MANADO

2015 ◽  
Vol 4 (2) ◽  
pp. 52
Author(s):  
Calvin Kolompoy ◽  
Ventje Ilat ◽  
Harijanto Sabijono
Keyword(s):  
Natural Gas ◽  
Behavioral Intention ◽  
Positive Influence ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Questionnaire Data ◽  
Perceived Ease Of Use ◽  
Directorate General ◽  
The Government ◽  
New System

Tax is one of the main sources of revenue in Indonesia beside sources of petroleum and natural gas which are important for the survival of the nation of Indonesia. Therefore, the government develops a new system to help taxpayer paying their taxes. The purpose of this research is to analyze the influence of individual taxpayer behaviors towards the usage of e-filing in manado city. The analyzing method used in this research is explanative, that is explaining the influence of each of the research variable based on the questionnaire data that has been processed.The result showed that Perceived Usefulness and Perceived Ease of Use give positives influence towards the usage of e-filing, while Behavioral Intention did not bring positive influence towards the usage of e-filing. The Directorate General of Taxation should be more socializing the e-filing program more actively, also the taxpayer should be more open towards the development of taxes technology

MOTIVATION OF THE USE OF DIGITAL WALLETS IN YOUNG GENERATIONS IN THE TIME OF THE COVID-19 PANDEMIC

2021 ◽  
Vol 9 (1) ◽  
pp. 116-127
Author(s):  
Jonathan Herdioko ◽  
Pisi Bethania Titalessy ◽  
Brigitta Evelyn Krisanta
Keyword(s):  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Behavioral Intention ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Perceived Ease Of Use ◽  
Privacy And Security ◽  
Behavior Intention ◽  
Acceptance Model ◽  
Digital Wallets

This study aims to analyze how the Technology Acceptance Model which consists of Percieved usefulness, Perceived Ease of use, Privacy and Security, and additional variable "Promotion Programs" affect behavior intention in using e-wallets or digital wallets in the current pandemic era. A total of 394 respondents aged 16-30 years old who use e-wallets in Yogyakarta were sampled in this study. The results using the SEM test show that perceived usefulness and behavioral intention have a significant effect. Meanwhile, Perceived Ease of use, Privacy and Security, and promotional programs are not significant on E-Wallets Usage.

scholarly journals Academic Information System Technology Acceptance Study: Case Study Universitas Internasional Batam

2019 ◽  
Vol 3 (1) ◽  
pp. 85
Author(s):  
. Deli
Keyword(s):  
Information System ◽  
Technology Acceptance ◽  
Sampling Technique ◽  
Test Sample ◽  
Positive Influence ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Security And Privacy ◽  
Perceived Ease Of Use ◽  
Academic Information

<p><span>This study was conducted to determine the influence of perceived Usefulness, ease of use (Perceived Ease of Use), security and Privacy of student admissions (Acceptance Of SISFO) at Universitas Batam International through an approach using the Model Techonology acceptance model (TAM) using the analyzed variables are Perceived usefulness (PU), Perceived ease Of Use (PEU), Security and Privacy (SP). Respondents in this study involve active students of the International University of Batam, sampling conducted with purvosive sampling technique, related to the level of testing data obtained will be conducted by testing</span><span lang="IN"> v</span><span>alidity, </span><span lang="IN">r</span><span>ealiability test, regression test against variable Perceived usefulness (PU), Perceived ease Of Use (PEU), Security and Privacy (SP). </span><span lang="IN">D</span><span>ata processing in the study will be conducted empirically using SPSS software, which results the above expected from</span><span>independent variables is a significant test sample to determine the predicted acceptance rate to Academic information systems. </span><span><span lang="EN">The results of study show that testing </span><span lang="IN">of</span><span lang="EN"> independent variable is significant and jointly has a positive influence on the dependent variable, there is the greatest influence on the Security and Privacy (SP) variable</span><span lang="IN"> so </span><span lang="EN">the level of acceptance of </span><span lang="IN">academic</span><span lang="EN"> information system is expected to provide security and maintain the confidentiality of user data.</span></span></p>

scholarly journals PENGARUH PERCEIVED USEFULNESS DAN PERCEIVED EASE OF USE TERHADAP CUSTOMER SATISFACTION DAN REPURCHASE INTENTION PENGGUNA APLIKASI OVO

2019 ◽  
Vol 18 (1) ◽  
pp. 53-61
Author(s):  
Gunarso Wiwoho
Keyword(s):  
Customer Satisfaction ◽  
Sampling Methods ◽  
Structural Models ◽  
Sampling Technique ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Repurchase Intention ◽  
Perceived Ease Of Use ◽  
Validity And Reliability ◽  
Instrument Validity

The purpose of this study was to determine the effect of perceived usefulness and perceived ease of use on customer satisfaction and repurchase intention. The sample of this research is OVO users in the Grab application who have done top-up at least 2 times in the Kebumen area as many as 100 respondents. The sampling technique uses nonprobability sampling technique, namely purposive sampling. Methods of data collection using questionnaires, literature studies and interviews. Analysis of the data used is the instrument validity and reliability test, the classic assumption test, hypothesis testing and path analysis using the SPSS 21 program for windows. The results of this study indicate that all items of each variable are valid and reliable. Both structural models meet the classic assumption test criteria with no multicollinearity, heterokedasticity, and normality assumptions. Based on the results of the t test showed that the variable perceived usefulness and perceived ease of use have a significant effect on customer satisfaction, perceived usefulness has a significant effect on repurchase intention, perceived ease of use has a significant effect on repurchase intention, customer satisfaction has a significant effect on repurchase intention.

scholarly journals Factors Affecting Bankers’ Behavioral Intention to Adopt Green Banking: An Empirical Analysis of Banks in Pakistan

2020 ◽  
Vol 6 (2) ◽  
pp. 835-843
Author(s):  
Owais Shafique ◽  
Maryam Khan
Keyword(s):  
Global Warming ◽  
Behavioral Intention ◽  
Industrial Revolution ◽  
Banking Sector ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Perceived Ease Of Use ◽  
Contributing Factors ◽  
Factors Affecting ◽  
Intention To Adopt

The global temperature has reached its highest level since the start of the industrial revolution, which is the major cause of global warming. Global warming has become one of the gravest problem now a days as it has considerable influences over markets, societies and economies. For sustainable environment management, remarkable efforts are carried out across the world and every institution is playing its role towards minimizing its impact on the environment. From financial institutions, banking sector is playing an important role in this regard. Banking sector has introduced a concept of Green Banking (GB). State Bank of Pakistan (SBP) has recently issued guidelines regarding the adoption of green banking. This study attempts to identify the factors which affect bankers’ intension to adopt green banking. This study would prove to be helpful in identifying the most influencing factors towards adoption of green banking practices and in developing policies towards its adoption in Pakistan. Structured questionnaire based on a 7 point Likert scale as used for data collection from a sample of 300 respondents. Regression analysis was used to check the association among the variables. The result of study shows that all independent variables of study have shown significant association with dependent variable. Which means to some extent every independent factor is playing role in affecting bankers’ behavioral intension to adopt green banking. Result shows that perceived usefulness and perceived ease of use contribute more in predicting the Attitude toward use, which along with effort expectancy and performance expectancy are major contributing factors towards behavioral intention to adopt green banking practices.

Determinants of Goal-Directed Mobile Ticketing Service Adoption Among Internet Users

2010 ◽  
Vol 2 (1) ◽  
pp. 26-46
Author(s):  
Shen-Yao Wang ◽  
Ting Lie
Keyword(s):  
Behavioral Intention ◽  
Mobile Internet ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Future Research ◽  
Perceived Ease Of Use ◽  
Internet Service ◽  
Service Adoption ◽  
Intention To Adopt ◽  
Internet Users

This study aims to understand the driving factors that influence the attitudes and behavioral intention to adopt mobile ticketing services, a new mobile Internet service in Taiwan applying the Theory of Planned Behavior. Empirical findings suggest that the intention to adopt the mobile ticketing service is significantly affected by the attitude towards the service, as well as the self-efficacy and controllability of adopting the mobile ticketing service. Attitude towards using the mobile ticketing service is significantly influenced by perceived usefulness and perceived monetary value of the service, whereas perceived usefulness is significantly affected by the perceived ease of use of the mobile ticketing service. Implications of this study and directions for future research are discussed.

Factors Affecting Students' Intention Toward Mobile Cloud Computing

2021 ◽  
pp. 2048-2065
Author(s):  
Fatheia Hassan Abdulfattah
Keyword(s):  
Cloud Computing ◽  
Mobile Cloud Computing ◽  
Individual Characteristics ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Mobile Cloud ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Privacy And Security ◽  
Intention To Adopt

The adoption of mobile cloud computing (MCC) in education systems still faces several obstacles due to technical, environmental, psychological, and individual issues. Considering numerous advantages associated with the adoption of MCC, this article evaluates the frequency of using MCC by students at King Abdul-Aziz University (KAU) and investigates the factors that influence student intention to use MCC. A survey approach has been used to include 163 students of KAU through a random sampling. Results showed that the attitude towards MCC, perceived ease of use, perceived usefulness, social influence, accessibility of technology, individual characteristics, perceived privacy, and security are all important determinants of intention to use MCC. Findings contribute towards research and practice by revealing crucial factors that impact student intention to adopt mobile cloud computing in developing countries.

Factors Influencing Behavior of Selecting Touch Screen Mobile Phones

2015 ◽  
pp. 297-310
Author(s):  
Muhammad Khalique ◽  
Senorita Lokie Tunggau
Keyword(s):  
Regression Analysis ◽  
Mobile Phones ◽  
Behavioral Intention ◽  
Sampling Technique ◽  
Touch Screen ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Perceived Ease Of Use ◽  
Factors Affecting ◽  
Factors Influencing

The main aim of this chapter is to examine the influence of factors affecting the behavioural intention of customers. In this chapter, perceived ease of use, perceived usefulness, and social influence are considered as predictors while behavioral intention is employed as dependent variable. A total of 260 participants were involved in this study. The participants were selected through non-probability sampling technique, namely Snow Ball. In order to achieve the objective of this study, three research hypotheses were constructed. The proposed hypotheses were tested by using multiple regression analysis. The findings demonstrate that three hypotheses are supported. The findings show that three factors are playing a significant role in developing the behavioral intention. This study will be a millstone for the potential researchers.

scholarly journals Exploring Consumers’ intention to adopt Mobile Payment system in Ghana

2022 ◽  
Vol 14 (1) ◽  
pp. 0-0
Keyword(s):  
Structural Equation ◽  
Positive Influence ◽  
Payment System ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Equation Modeling ◽  
Mobile Payment ◽  
Payment Method ◽  
Perceived Ease Of Use ◽  
Intention To Adopt

In this paper, we examined consumers’ intention to adopt and use mobile payment method in Ghana. Data for the study was obtained from a sample of 260 respondents through online and direct survey using structured questionnaire. Structural Equation Modeling was used to analyse the data through SPSS v.22 and SmartPLS v.3. Findings with regards to the determinants of mobile payment system adoption indicate that perceived security, attitude and perceived usefulness play active roles in consumers decision to adopt mobile payment method in Ghana. Also, perceived usefulness and perceived ease of use have a significant and positive influence on consumers’ attitude towards mobile payment adoption. Further, subjective norm was found to influence perceived usefulness and perceived ease of use of mobile payment adoption in Ghana. The study contributes to literature on mobile payment system from developing country context. The study proffered some recommendations.

scholarly journals Exploring Consumers’ intention to adopt Mobile Payment system in Ghana

2022 ◽  
Vol 14 (1) ◽  
pp. 0-0
Keyword(s):  
Structural Equation ◽  
Positive Influence ◽  
Payment System ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Equation Modeling ◽  
Mobile Payment ◽  
Payment Method ◽  
Perceived Ease Of Use ◽  
Intention To Adopt

In this paper, we examined consumers’ intention to adopt and use mobile payment method in Ghana. Data for the study was obtained from a sample of 260 respondents through online and direct survey using structured questionnaire. Structural Equation Modeling was used to analyse the data through SPSS v.22 and SmartPLS v.3. Findings with regards to the determinants of mobile payment system adoption indicate that perceived security, attitude and perceived usefulness play active roles in consumers decision to adopt mobile payment method in Ghana. Also, perceived usefulness and perceived ease of use have a significant and positive influence on consumers’ attitude towards mobile payment adoption. Further, subjective norm was found to influence perceived usefulness and perceived ease of use of mobile payment adoption in Ghana. The study contributes to literature on mobile payment system from developing country context. The study proffered some recommendations.

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