scholarly journals Analysis of the Effectiveness of Financial Education for Small and Medium Enterprises to Increase Financial Literacy (Preliminary Study: A Small Business Enterprise in Bandung)

2020 ◽  
Author(s):  
Maya Malinda ◽  
Asni Harianti ◽  
Miki Tjandra ◽  
Meryana Meryana
Keyword(s):  
Small Business ◽  
Financial Literacy ◽  
Small And Medium Enterprises ◽  
Financial Education ◽  
Business Enterprise ◽  
Preliminary Study ◽  
Medium Enterprises

Pengembangan dan Validasi Modul Edukasi Literasi Keuangan Islami untuk Usaha Mikro, Kecil, dan Menengah

2018 ◽  
Vol 1 ◽  
pp. 320
Author(s):  
Ikka Nur Wahyuny ◽  
Lukman Hakim ◽  
Wiedy Murtini
Keyword(s):  
Financial Literacy ◽  
Small And Medium Enterprises ◽  
Financial Education ◽  
Literacy Education ◽  
Development Stage ◽  
Educational Module ◽  
Point Analysis ◽  
Addie Model ◽  
Medium Enterprises ◽  
The Impact

Various studies on financial literacy still focus on the measurement of financial literacy, exploration of Islamic financial literacy, and the impact of financial education on improving financial literacy. The existing studies still have no concerns and efforts to develop Module of Islamic Financial Literacy Education. This research aims to develop a valid Module of Islamic financial literacy education for Small and Medium Enterprises (SMEs). Development of media using ADDIE model. Materials and designs that have been compiled into draft Islamic Financial Literacy Education Module. At development stage obtained data from the filling sheet validation by experts and practicioner, experts in the field of training media, linguists, and practitioners of SMEs. Validation results are processed by cut off point analysis and ideal percentage to determine that the module made has met both criteria. Islamic Financial Literacy Education Module is considered valid and feasible by material experts, media experts, linguists, and SMEs practitioners. Based on the validation of experts and practitioner shows that the educational module is worthy to be used to improve the Islamic financial literacy of SMEs.

The Impact of Financial Literacy on Financial Preparedness for Retirement in the Small and Medium Enterprises Sector in Uganda

2020 ◽  
Vol 9 (3) ◽  
pp. 26-41
Author(s):  
Colin Agabalinda ◽  
Alain Vilard Ndi Isoh
Keyword(s):  
Financial Literacy ◽  
Small And Medium Enterprises ◽  
Group Analysis ◽  
Moderating Effect ◽  
Primary Data ◽  
Retirement Preparedness ◽  
Medium Enterprises ◽  
The Impact ◽  
The Relationship ◽  
Effect Of Age

The study investigated the direct effects of financial literacy (knowledge, skills, and attitudes) on financial preparedness for retirement and the moderating effect of age among the small and medium enterprises in Uganda. Primary data was collected from a sample of n = 380 selected from the SME workforce. Descriptive analysis was run on SPSS, while validity and reliability of the measurement items yielded satisfactory composite reliability scores and average variance explained (AVE) scores for all items. Structural equation modelling (SEM) was used to test the hypotheses and multi-group analysis conducted to test for the moderating effect of age on the relationship between financial literacy and retirement preparedness. The results revealed that knowledge and skills were significant predictors of retirement preparedness. However, ‘attitude' was not a significant predictor, and age had no moderating effect on the relationship between the study variables. These findings present practical implications for policymakers and financial educators in a developing country context.

scholarly journals Small business and its place in promoting sustainable development

2021 ◽  
Vol 250 ◽  
pp. 06007
Author(s):  
Elena Korneeva ◽  
Natalia Skornichenko ◽  
Tatiana Oruch
Keyword(s):  
Climate Change ◽  
Sustainable Development ◽  
Small Business ◽  
Social Life ◽  
Small And Medium Enterprises ◽  
Global Climate ◽  
Global Changes ◽  
The Sustainable Development ◽  
Development Goals ◽  
Medium Enterprises

Sustainable development is becoming a very important issue in the 21st century. Facing global changes such as the global warming, global climate change, as well as other pressing issue, all spheres of economy and social life need to take part in mitigating them and preventing disasters from happening. Our article studies the role of the small business in the above processes and the place of the small business in promoting sustainable development through its actions, public and social awareness and responsibility. We show how even small and medium enterprises can become a decisive power in tackling the climate change and promoting green thinking and sustainable awareness. This can be achieved through enhancing social responsibility of business companies which can greatly contribute to supporting the Sustainable Development Goals (SDG) and promoting sustainable economic growth.

scholarly journals Implementation of East Ogan Komering Ulu Regent Regulation Number 17 of 2015 Regarding Technical Guidelines for Implementing Micro and Small Business Permits

2018 ◽  
Vol 1 (2) ◽  
pp. 13-24
Author(s):  
Nety Andriani ◽  
Slamet Widodo ◽  
Andy Alfatih
Keyword(s):  
Small Business ◽  
Policy Implementation ◽  
Real Time ◽  
Small And Medium Enterprises ◽  
Successful Implementation ◽  
Delivery Time ◽  
Training And Supervision ◽  
License Application ◽  
Internet Connections ◽  
Medium Enterprises

ABSTRACT The purpose of this research is to find out how the implementation of East Ogan Komering Ulu  (OKU) Regency Regulation Number 17 of 2015 regarding Technical Guidelines for Micro and Small Business Permits in three sub-districts in East OKU Regency and also to find out the factors that support and hinder the implementation of policies. The policy implementation is analyzed using three variables; the level of compliance, well-functioning routines, and the absence of problems, and the desired performance and impact of the policies implemented. The results showed that East OKU Regency Regulation No. 17 of 2015 concerning Technical Guidelines for Micro and Small Business Permits in three districts in East OKU Regency has not been implemented optimally. This is indicated by some costs that entrepreneurs must pay when they want to get a license, micro and small licensing processes that have been done in real time, reports on the implementation of micro and small licenses that have not been done by the district, and supervision from the Office of Cooperatives and Small and Medium Enterprises is not fully done. In line with that, the researchers found the factors that supported the successful implementation of the policy were efforts to take a license application from employers and the achievement of delivery time. While the factors that hinder the successful implementation of this policy are the unavailability of the budget, lack of infrastructure and working equipment, uneven network and internet connections, and lack of coordination. Therefore, improvements need to be made by meeting the resources needed, and also to maximize training and supervision of the implementation of micro and small licenses by the Office of Cooperatives and Small and Medium Enterprises.

scholarly journals The effect of financial literacy towards financial inclusion through financial training

2019 ◽  
Vol 3 (1) ◽  
pp. 186-192
Author(s):  
Amram Rohi Bire ◽  
Heni Matelda Sauw ◽  
Maria
Keyword(s):  
Financial Literacy ◽  
Financial Training ◽  
Small And Medium Enterprises ◽  
Financial Inclusion ◽  
Analysis Technique ◽  
The Future ◽  
Indirect Relationship ◽  
Medium Enterprises ◽  
The Relationship

The current study aimed to describe the influence of financial literacy on financial inclusion that mediated by financial training. It focused on Micro, Small, and Medium Enterprises (MSMEs). Respondents in the study were 54 respondents that were taken from 119 MSMEs in Kupang city, Indonesia. The analysis applied path analysis technique. It was to determine the direct or indirect relationship with SPSS Version 20. Analysis results have shown that financial literacy has got a direct and significant impact on financial inclusion. Its contribution to financial training is 33%. In the other side, the contribution of financial literacy towards inclusion is 32%.  Furthermore, financial training has mediated the relationship between financial literacy and financial inclusion. The presentation is 11%. This phenomenon shows that in the future, it is necessary to increase the frequency of financial training for MSMEs actors in Kupang city, Indonesia. The training has to be conducted to increase financial inclusion in understanding the knowledge of the financial product. Since the current study only examined financial literacy, financial inclusion, and financial training, it is suggested that the future researches may examine other aspects such as transparency, accountability, and quality of financial statements.

scholarly journals Micro, Small, and Medium Enterprises (MSME’s) IN THE MIDDLE OF THE COVID-19 PANDEMIC

2021 ◽  
Author(s):  
lady
Keyword(s):  
Small Business ◽  
Economic Activity ◽  
Small And Medium Enterprises ◽  
The Law ◽  
Business Entities ◽  
Medium Enterprises ◽  
Micro Enterprises

MSMEs (Micro, Small, and Medium Enterprises) according to Law No. 20 of 2008 is a stand-alone productive economic activity. This business is usually carried out by individuals and not business entities that have subsidiaries or branch companies. It is further explained in the Law regarding the criteria for MSMEs, which are as follows:• Micro Enterprises: maximum assets of IDR 50 million• Small Business: assets of more than IDR 50 million – IDR 500 million.• Medium Enterprises: assets of more than IDR 500 million – IDR 10 billion.

Readiness of Manufacturing Small and Medium Enterprises (SME) to Adopt Problem Solving Tools: A Preliminary Study

2013 ◽  
Vol 64 (2) ◽  
Author(s):  
Low Rong Quan ◽  
Ahmad Suhaimi Baharudin
Keyword(s):  
Problem Solving ◽  
Small And Medium Enterprises ◽  
Manufacturing Sector ◽  
Root Cause ◽  
Preliminary Study ◽  
Medium Enterprises

Problem Solving Tools are tools that help companies such as Small and Medium Enterprises (SMEs) engaged in manufacturing to identify the root cause of the problems and rectify the problems effectively. However, the level of utilization of the Tools has been poor. The factors that influence the level of utilization of the Problem Solving Tools by these Small and Medium Enterprises were identified through preliminary interviews conducted in the course of this research. The preliminary interviews also reveal the actual circumstances of Small and Medium Enterprises in the manufacturing sector of Malaysia and the problems that they face with regards to the use of Problem Solving Tools.

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