scholarly journals Research on the Impacts for College Students’ Financial Management Behaviors

2020 ◽  
Author(s):  
Cheng Peng ◽  
Ailing Yin
Keyword(s):  
College Students ◽  
Financial Management ◽  
Management Behaviors

scholarly journals The Habit of Savings among College students

2020 ◽  
pp. 38-43
Author(s):  
David Doe Fiergbor
Keyword(s):  
College Students ◽  
Financial Literacy ◽  
Financial Management ◽  
Economic Value ◽  
Money Management ◽  
Wealth Creation ◽  
Management Skills ◽  
Management Plans ◽  
Key Money ◽  
To Come

It is not easy to come by money however, money can easily ‘leave' one's possession if not properly managed. Money management skills are therefore important skills for life especially in the youthful days as wealth creation is not entirely about how hardworking an individual is but factors such as his/her ability to understand how money works and apply its management principles are of essence. Savings play an integral aspect of an individual’s financial management skills since it is the bedrock of personal financial success. Savings is not just about setting money aside for future use but also has to do with keeping anything of economic value. Savings are securing assurance today for tomorrow's uncertainties. This paper sought to examine the habit of savings among the college students. The result indicated that the majority of the college students do not save as a result of certain contributory factors such as meager salaries and economic hardships. Also, the majority of the college students do not have definite financial management plans such as savings as a result of inadequate financial literacy. The study concluded on the need for public education on key money management skills such as savings which is a recipe for wealth creation.  

scholarly journals An Investigation of Financial Management Behaviors of Managers: Example of KOSGEB

2020 ◽  
Vol 11 (1) ◽  
pp. 468-477
Author(s):  
FARUK DAYI ◽  
YUSUF ESMER ◽  
BAYRAM ALİ KUKUS
Keyword(s):  
Financial Management ◽  
Management Behaviors

Financial Literacy among Turkish College Students: The Role of Formal Education, Learning Approaches, and Parental Teaching

2014 ◽  
Vol 115 (2) ◽  
pp. 351-371 ◽  
Author(s):  
Elif Akben-Selcuk ◽  
Ayse Altiok-Yilmaz
Keyword(s):  
College Students ◽  
Financial Literacy ◽  
Financial Management ◽  
Formal Education ◽  
Learning Approaches ◽  
Turkish University Students ◽  
Literacy Survey ◽  
Deep Approach To Learning ◽  
Literacy Scores

This study assessed financial literacy and its correlates among Turkish college students, with special emphasis on the role of formal education, learning approaches, and parental influences. Financial literacy was measured by the College Student Financial Literacy Survey, which assesses knowledge in four areas: general financial management, saving and borrowing, insurance, and investing. 853 Turkish university students were administered the survey (416 men, 437 women; M age=20.3 yr., SD=0.6). The mean percentage of correct responses was 45% (SD=12.8%). Regression results showed that formal finance education in college, a deep approach to learning, and direct financial teaching by parents were significantly associated with higher financial literacy scores.

scholarly journals Sound Financial Management and Happiness: Economic Pressure and Relationship Satisfaction as Mediators

2019 ◽  
Vol 30 (2) ◽  
pp. 157-174 ◽  
Author(s):  
Bryan K. Spuhlera ◽  
Jeffrey Dew
Keyword(s):  
Relationship Satisfaction ◽  
Financial Management ◽  
Positive Association ◽  
National Sample ◽  
Theoretical Framework ◽  
Economic Pressure ◽  
Hierarchy Of Needs ◽  
Management Behavior ◽  
The Relationship ◽  
Management Behaviors

This study examines the relationship between sound financial management behaviors and happiness using a national sample of adults collected in 2009 (N = 1,014). We used Maslow's hierarchy of needs (1943) as a theoretical framework to examine associations between sound financial management behavior, economic pressure, relationship satisfaction, and happiness. Findings suggested that economic pressure and relationship satisfaction both mediated the association between sound financial management and happiness, but the mediator effects were only partial. That is, even after accounting for participants' actual financial context, feelings of economic pressure, and relationship satisfaction, a positive association between sound financial management behavior and happiness remained.

scholarly journals Comparative Analysis and Enlightenment of Employment Intentions of Chinese and American Financial Management Majors

2021 ◽  
Vol 235 ◽  
pp. 03086
Author(s):  
Zhi Li ◽  
Haowei Ti
Keyword(s):  
College Students ◽  
Comparative Analysis ◽  
Financial Management ◽  
Detailed Comparison ◽  
Vital Role ◽  
Development Direction

The development and improvement of the financial management profession plays a vital role in promoting the growth of talents, smooth employment and successful entrepreneurship in universities. The financial management profession of American college students started early and is very mature. This paper makes a detailed comparison of the employment intentions of financial management majors from multiple angles, and obtains the diversification and multi-channelization of the employment intentions of American financial management majors. It will provide a reasonable reference for the development and improvement of the employment intention and possible development direction of college students majoring in financial management in China.

The effect of revenue diversification and form of government on public spending

2018 ◽  
Vol 30 (2) ◽  
pp. 211-229
Author(s):  
Ji Hyung Park ◽  
Sungho Park
Keyword(s):  
Research Design ◽  
Financial Management ◽  
Design Methodology ◽  
Public Spending ◽  
Interaction Effects ◽  
Revenue Diversification ◽  
Cross Sectional ◽  
Content Type ◽  
Form Of Government ◽  
Management Behaviors

Purpose Revenue diversification interacting with form of government that has different management behaviors may produce a variation in the level of public spending. The purpose of this paper is to understand how revenue diversification interacts with form of government in determining the level of public spending. Design/methodology/approach A cross-sectional research design with the analysis of interaction effects was employed in order to achieve this research objective. Drawing from the economic and financial management perspectives on revenue diversification, this study proposes the following hypotheses: in the council-manager form, greater revenue diversification leads to less spending; in the mayor-council form, greater revenue diversification leads to more spending; and mayor-council governments with diversified revenues spend more than council-manager governments. Findings The regression results support the second and third hypotheses, but not the first hypothesis. Originality/value This study offers a robust link between revenue diversification and form of government by examining how their interaction produces a variation in the level of public spending.

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