scholarly journals The Effect of Economic Condition and Banking Policy on Non-Performing Financing and Profitability: Evidence from Islamic Rural Banks in Indonesia

Author(s):  
M. Wanri Wahyudin ◽  
Ira Novianty ◽  
Dian Imanina Burhany
2020 ◽  
Vol 10 (1) ◽  
pp. 13-26
Author(s):  
Candra Irawan ◽  
Adi Bastian ◽  
Febrozi Rohadi

Currently in Indonesia Islamic Bank has gained a place and interested in the community, causing many emerging Syari'ah Bank and Financial Institutions of the syari'ah, and products in Islamic banks are widely used is murabahah financing. The formulation of the problem in this research are: (1). How is the implementation of the sale and purchase through murabahah financing between Bank Muamalat Harkat with customers. (2). Is trading system murabahah financing between Bank Muamalat Harkat and customers have been according to the principles of Syari’ah. (3). How murabahah financing efforts to resolve the breach between the customer and Muamalat Harkat. This research method is empirical legal research, this study was conducted in Bank Muamalat Harkat based data collection through field research such as interviews, observation and description as well as information from respondents through library research. The results of this research are: before an agreement Bank to assess carefully the prospective customer in the form of a comprehensive analysis and is divided into several stages, such as the assessment using the principle of 5C Character (Character of the debitor), Chapacity (Capability Candidate Debitor) , Capital (Capital candidate Debitor), Collateral (Collateral candidate Debitor) and Condition of economy (economic condition of the prospective Borrower). Trading system murabahah financing between Bank Muamalat Harkat with the customer has not fully based on the principles of the Syari'ah. Murabahah financing efforts to resolve the defaults can be solved by R3 is Restrukturing (Arrangement Back), Reconditioning (Terms Back) and Rescheduling (rescheduling), sales collateral and auction execution. 


2016 ◽  
Vol 12 (4) ◽  
pp. 51-71
Author(s):  
Joo-Young Park ◽  
◽  
Yoon-Ji Choi ◽  
Hyo-Yeon Shin ◽  
Dong-Ho Shin

2015 ◽  
Vol 5 (2) ◽  
pp. 634-638
Author(s):  
Joanna Szwacka Mokrzycka

The objective of this article is to present the standard of living of households in Poland in comparison with other EU member states. The starting point for analysis was the economic condition of Poland against the background of other EU member states. The next step consisted of assessment of the standard of living of inhabitants of individual EU member states on the basis of financial condition of households and the structure of consumption expenditure. It was found that the differences within the EU in terms of economic development and the standard of living of households still remain substantial.


Patan Pragya ◽  
2019 ◽  
Vol 5 (1) ◽  
pp. 154-161
Author(s):  
Bed Prasad Neupane

This study is based on Kamalamai Municipality, Sindhuli District. There are 56 households of Dalit (Damai 29 and Kami 27) in this area. The census method was used in the study where, total population is 365 from 56 households. Among them, 172 were male and 193 were female. The general objectives of this study are to identify demographic and socio-economic status of Dalits and to find out causes of deprivation of Dalits people in the community. They worked as agricultural labour and service work. Their income is less than their expenditure. Most of them are uneducated but nowadays, the level of education has increased so that their children go to school and college. Only 39 percent were literate and only 7 percent Dalits have passed SLC and +2. They give priority on arrange marriage. Youth generation doesn't like the traditional occupation and skills. They use a lot of alcohol (Jaad and Raski) in the festivals and rituals ceremony however the economic condition of Dalit is poor so many children of them are forced to dropout from schools because their parents cannot afford their education fees. The social status of the females in the Dalit community is very low than the males in the society. After the father's death all the properties is transferred to the son. The main causes for degrading status of Dalits are due to poverty, lack of education and lack of social awareness. So far, there have not been any kinds of policies and plans to uplift the Dalit community in this area.


2020 ◽  
Vol 1 (4) ◽  
pp. 102-105
Author(s):  
V. A. BORODIN ◽  
◽  
А. I. GALUSHKINA ◽  
E. A. NAGAEVA ◽  
◽  
...  

The article deals with the assessment of the economic condition of machine-building enterprises . Three major automotive companies were considered as the object of research. Profitability indicators were adopted as the main evaluation indicator. To assess the economic efficiency of enterprises, a formula is proposed that takes into account the weight of its components.


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