scholarly journals Analisis Faktor-faktor Profitabilitas Bank

2021 ◽  
Vol 10 (2) ◽  
pp. 278
Author(s):  
Khaerunisa Harsono
Keyword(s):  
Sampling Method ◽  
Banking Industry ◽  
Stock Exchange ◽  
Capital Adequacy ◽  
The Other ◽  
Operating Costs ◽  
Company Size ◽  
Operating Income ◽  
Minimum Capital ◽  
Capital Adequacy Ratio

<em>The purpose of this research is to examine the effect of the minimum capital adequacy ratio, the ratio of non-performing loans, operating costs and operating income, and company size on profitability. This research was conducted in the banking industry listed on the Indonesia Stock Exchange from 2015 to 2019. This research was conducted in the banking industry listed on the Indonesia Stock Exchange (BEI). This study used a purposive sampling method in determining the research sample. The results of this study found that the capital adequacy ratio, operating expenses and operating income (BOPO) of the bank, and Non-performing loan ratio had a significant effect on profitability. On the other hand, company size has no significant effect on the profitability of banks listed on the Indonesia Stock Exchange for the period 2015-2019.</em>

scholarly journals Peranan Intellectual Capital Pada Intermediary Function Terhadap Return On Equity Perusahaan Perbankan

2019 ◽  
Vol 11 (1) ◽  
pp. 59-72
Author(s):  
Anita Permatasari
Keyword(s):  
Intellectual Capital ◽  
Sampling Method ◽  
Stock Exchange ◽  
Secondary Data ◽  
Capital Adequacy ◽  
Test Results ◽  
Return On Equity ◽  
Operating Income ◽  
Capital Adequacy Ratio

This study aims to examine the role of Intellectual Capital in banking companies listed on the Indonesia Stock Exchange. The research data used are secondary data in the form of financial data and financial ratios of banks listed on the  Indonesia Stock Exchange from 2010 to 2016 using the purposive sampling method. Based on sampling criteria, 23 banks were selected and divided into two categories: banks with low Intellectual Capital and banks with high Intellectual Capital. The results showed that there were three findings, namely the first test results on banks with low Intellectual Capital and high Intellectual Capital showed that Non Performing Loans (NPL), Operational Costs Per Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Capital Adequacy Ratio (CAR) does not affect Return on Equity (ROE). Second, the results of testing on banks with low Intellectual Capital and high Intellectual Capital indicate that Non Performing Loans (NPL), Loan to Deposit Ratio (LDR), and Capital Adequacy Ratio (CAR) have no effect on Return on Equity (ROE). Third, the results of testing on banks with high Intellectual Capital indicate that Operational Cost Per Operational Income (BOPO) has an effect on Return on Equity (ROE).

scholarly journals PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL, DAN LOAN TO DEPOISIT RATIO TERHADAP PERUBAHAN LABA ( Studi Kasus Bank Konvensional Yang Terdaftar di BEI Periode 2009-2012)

2016 ◽  
Vol 3 (1) ◽  
Author(s):  
Dita Nur Raifah ◽  
Teguh Erawati
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Sampling Method ◽  
Stock Exchange ◽  
Statistical Tests ◽  
Financial Statements ◽  
Capital Adequacy ◽  
Test Results ◽  
Operating Income ◽  
Capital Adequacy Ratio

This study discusses the changes in earnings and financial ratios based on financial statements of listed companies in Indonesia Stock Exchange during the period 2009-2012. The purpose of this study was to determine whether the Capital Adequacy Ratio (CAR) , Non- Performing Loans (NPL) , Operating Expenses Operating Income (BOPO) , and the Loan to Deposit Ratio (LDR) has an influence on incomen changes. The type of data in this study is secondary . Sampling in this study using purposive sampling method . Companies that used a sample of 24 banking companies listed in Indonesia Stock Exchange during 2009-2012. This research is quantitative , and statistical tests use the test multiple linear regression. By using regression analysis , it can be seen that the Capital Adequacy Ratio (CA ) , Non Performing Loans (NPL) , Operating Expenses Operating Income (BOPO) , and the Loan to Deposit Ratio (LDR) has a significant effect on earnings changes . Partial test results , the Capital Adequacy Ratio (CAR) has a positive and significant effect on earnings changes . Non Performing Loan (NPL) had no effect on earnings changes . Operating Expenses Operating Income does not affect the income changes . Loan to Deposit Ratio (LDR) has a positive and significant effect on earnings changes. Keywords : Capital Adequacy Ratio (CAR) , Non-Performing Loans (NPL) , Operating Expenses Operating Income (BOPO) , and the loan to deposit ratio (LDR) , and Income Changes .

scholarly journals Pengaruh Capital Adequacy Ratio, Non-Performing Financing, Financing to Deposit Ratio dan Rasio Biaya Operasional dengan Pendapatan Operasional terhadap Return On Asset sebagai Indikator Profitabilitas (Studi pada Bank Syariah Indonesia yang Terdaftar di Bursa Efek Indonesia Periode 2013-2017)

2020 ◽  
Vol 4 (1) ◽  
Author(s):  
Samuel Martono ◽  
Nurul Rahmawati
Keyword(s):  
Sampling Method ◽  
Stock Exchange ◽  
Total Sample ◽  
Capital Adequacy ◽  
Operating Expense ◽  
Operating Income ◽  
Expense Ratio ◽  
Capital Adequacy Ratio ◽  
Indicator Data ◽  
Analysis Models

This study aims to examine the effect given by Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) and Operating Income and Operating Expense Ratio to Return on Asset as Profitability Indicator. Data population are Indonesian Sharia Banks listed in Indonesia Stock Exchange during period 2013-2017, and obtained 11 sharia banks as the total sample are 55 samples by using purposive sampling method. Multiple regression analysis models is used in this study. The results are as follows: there are no effect given by CAR, NPF, FDR to ROA but there is partial effect given by Operating Income and Operating Expense Ratio.

scholarly journals Determinan Nilai Perusahaan dengan Kepemilikan Institusional Sebagai Variabel Moderating

2021 ◽  
Vol 22 (1) ◽  
pp. 103-110
Author(s):  
Baihaqi Ammy ◽  
◽  
Puja Rizqy Ramadhan ◽  
Keyword(s):  
Banking Sector ◽  
Stock Exchange ◽  
Institutional Ownership ◽  
Capital Adequacy ◽  
Operating Costs ◽  
Primary Data ◽  
Return On Assets ◽  
Operating Income ◽  
Insignificant Effect ◽  
Capital Adequacy Ratio

This research aims in general to produce a determinant model of corporate value with institutional ownership as a moderating variable in banking companies listed on the Indonesia Stock Exchange. The sample in this study is all public banking sector companies listed on the Indonesia Stock Exchange (IDX) which number 43 companies The type of data used in this study is using primary data. The results showed that variable returns on assets had a positive but insignificant effect on the company's value variables. Non-performing loan variables negatively and significantly affect the company's value variables. Variable capital adequacy ratio has a positive and significant effect on the variable value of the company. Variable loan to deposit ratio negatively and insignificant to the variable value of the company. Variable operating costs to operating income have a positive but insignificant effect on the company's value variables. Institutional ownership variables are unable to moderate the effect of variable return on assets, non performing loans, capital adequacy ratios, loan to deposit ratios and operating costs on operating income against the company's value.

scholarly journals Peranan Intellectual Capital pada Intermediary Function Terhadap Return on Equity Perusahaan Perbankan

2019 ◽  
Vol 11 (1) ◽  
pp. 59-72
Author(s):  
Anita Permatasari
Keyword(s):  
Intellectual Capital ◽  
Sampling Method ◽  
Stock Exchange ◽  
Secondary Data ◽  
Capital Adequacy ◽  
Test Results ◽  
Return On Equity ◽  
Operating Income ◽  
Capital Adequacy Ratio

This study aims to examine the role of Intellectual Capital in banking companies listed on the Indonesia Stock Exchange. The research data used are secondary data in the form of financial data and financial ratios of banks listed on the Indonesia Stock Exchange from 2010 to 2016 using the purposive sampling method. Based on sampling criteria, 23 banks were selected and divided into two categories: banks with low Intellectual Capital and banks with high  Intellectual Capital. The results showed that there were three findings, namely the first test results on banks with low Intellectual Capital and high Intellectual Capital showed that Non Performing Loans (NPL), Operational Costs Per Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Capital Adequacy Ratio (CAR) does not affect Return on Equity (ROE). Second, the results of testing on banks with low Intellectual Capital and high Intellectual Capital indicate that Non Performing Loans (NPL), Loan to Deposit Ratio (LDR), and Capital Adequacy Ratio (CAR) have no effect on Return on Equity (ROE). Third, the results of testing on banks with high Intellectual Capital indicate that Operational Cost Per Operational Income (BOPO) has an effect on Return on Equity (ROE).

scholarly journals ANALISIS FAKTOR- FAKTOR YANG MEMPENGARUHI PRICE TO BOOK VALUE SAHAM PADA BANK DEVISA YANG LISTING DI BURSA EFEK INDONESIA PERIODE 2013-2014

2020 ◽  
Vol 6 (1) ◽  
pp. 26
Author(s):  
Shelly Karina Diani ◽  
Dyah Fitriani
Keyword(s):  
Foreign Exchange ◽  
Banking Industry ◽  
Stock Exchange ◽  
Capital Adequacy ◽  
Return On Equity ◽  
Operating Income ◽  
Book Value ◽  
A Value ◽  
Capital Adequacy Ratio ◽  
Independent Variable

This study aims to examine what factors affect the Price to Book Value (PBV) of shares in foreign exchange banks listed on the Indonesia Stock Exchange in the period 2013-2014 using indicators of CAR (Capital Adequacy Ratio), NPL (Non Performing) financial ratios Loans), LDR (Loan to Deposit ratio), Net Interst Margin (NIM), ROE (Return on Equity) and BOPO (Operating costs per Operating income) as independent variables and PBV (Price to Book Value) as the dependent variable. The sample used in this study amounted to 19 foreign exchange banks listed on the Indonesia Stock Exchange (IDX) for the 2013-2014 period. The statistical tool used to test the effect of the independent variable partially on the dependent variable is the T test, while to test the effect of the independent variable on the dependent variable simultaneously the F test is used. The results of this study indicate that the partial test results of the T test are the first variable, namely Capital Adequacy Ratio (CAR) with a value of 0.019 significantly influences the Price to Book Value of banking industry shares, the second variable Non Performing Loans (NPL) with a value of 0.018 significantly influences the Price to Book Value of banking industry shares, the third variable is Loan to Dept Ratio (LDR) with the value of 0,000 has a significant effect on the Price to Book Value of the banking industry shares, the fourth variable Net Interest Margin (NIM) with a value of 0.003 has a significant effect on the Price to Book Value of the banking industry shares, then the fifth variable Return on Equity (ROE) with a value of 0.080 has no significant effect against Price to Book Value of banking industry shares, and the sixth variable Operational Cost per Operating Income (BOPO) with a value of 0.002 has a significant effect on Price to Book Value of banking industry shares.

KEMAMPUAN MENINGKATKAN PERTUMBUHAN LABA PERBANKAN DILIHAT DARI PENGARUH KESEHATAN KEUANGAN BANK

2018 ◽  
Vol 3 (2) ◽  
pp. 135-144
Author(s):  
Tyahya Whisnu Hendratni ◽  
Nana Nawasiah ◽  
Trisnani Indriati
Keyword(s):  
Quantitative Data ◽  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Operating Costs ◽  
Publicly Traded ◽  
Earnings Growth ◽  
Capital Adequacy Ratio ◽  
Profit Growth

The purpose of this study was to determine the effect of the ratio of Capital Adequacy Ratio (CAR), Loan to Deposite Ratio (LDR), Operational Income Operating Costs (BOPO) to Bank Profit Growth both partially and simultaneously at publicly traded bank companies in the Indonesia Stock Exchange (IDX ) period 2012 - 2016. The sample of this study is Commercial Banks in Indonesia which are listed on the Indonesia Stock Exchange (IDX) for the period of 2012 up to 2016 totaling 14 banks. This study uses quantitative data obtained from the Indonesia Stock Exchange with a method using multiple linear regression analysis. The results of the study show that simultaneously the CAR, BOPO, LDR variables affect earnings growth by 79% and the remaining 21% are influenced by other factors outside this research. Partially BOPO has a positive and significant effect on profit growth. While the CAR and LDR variables show that the results have no positive and insignificant effect on profit growth. Keywords: Profit Growth, CAR, BOPO, LDR

scholarly journals PENGARUH KELOMPOK MANAJEMEN PUNCAK TERHADAP FINANCIAL DISTRESS : STUDI KASUS PADA PERUSAHAAN PERBANKAN DI INDONESIA

2019 ◽  
Vol 5 (2) ◽  
pp. 88
Author(s):  
Moh. Baqir Ainun
Keyword(s):  
Financial Distress ◽  
Stock Exchange ◽  
Control Variable ◽  
Capital Adequacy ◽  
Top Management ◽  
Return On Assets ◽  
Operating Income ◽  
Management Group ◽  
Analysis Technique ◽  
Capital Adequacy Ratio

This study aims to identify the influence between top management related to financial distress. This study uses data of banking who listed on the Indonesia Stock Exchange in 2016. The data analysis technique in this research using multiple regression analysis method with the control variable; Return on Assets (ROA), Operational Costs to Operating Income (BOPO), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Cash Ratio (CR). The study discusses to support the stewardship theory that considers the top management group to have a mandate to the shareholders to manage the company and maintain the organization. However, the differences in the structure of the top management group will not affect their motivation to avoid financial stress. The results showed that the top management group had no significant effect on financial distress. This result is also shown the condition and structure of the top management group in the company still has the same goal which is to avoid financial distress.

scholarly journals Pengaruh Kecukupan Modal, Penyaluran Kredit dan Ukuran Perusahaan Pada Profitabilitas Dengan Risiko Kredit Sebagai Pemoderasi

2019 ◽  
pp. 791
Author(s):  
A. A. Trisha Dewi Parasthiwi ◽  
I Gusti Ayu Nyoman Budiasih
Keyword(s):  
Regression Analysis ◽  
Credit Risk ◽  
Sampling Method ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Capital Adequacy ◽  
Company Size ◽  
Analysis Technique ◽  
Distribution Company ◽  
Positive Effect

This research was conducted at banking companies listed on the Indonesia Stock Exchange in the period 2013-2017, which were 42 companies. The sampling technique in this study was taken based on non probability sampling method with purposive sampling technique so as to produce a sample of 32 companies. The data analysis technique used in this study was moderated regression analysis. Based on the results of the analysis it was found that capital adequacy has a positive effect on profitability, credit distribution has a positive effect on profitability and firm size has a positive effect on profitability. The results of this study also show that credit risk is not able to weaken the influence of capital adequacy and lending to profitability and credit risk is able to weaken the influence of company size on profitability. Keywords: capital adequacy, credit distribution, company size, credit risk, profitability

scholarly journals MACROECONOMIC CONDITION AND BANKING INDUSTRY PERFORMANCE IN INDONESIA

2017 ◽  
Vol 20 (1) ◽  
pp. 71-98
Author(s):  
Mahjus Ekananda
Keyword(s):  
Interest Rates ◽  
Banking Industry ◽  
Capital Adequacy ◽  
The Other ◽  
Exchange Rate Risk ◽  
Macroeconomic Variables ◽  
Dynamic Relationship ◽  
Capital Adequacy Ratio ◽  
Industry Performance ◽  
Bank Soundness

The ratio of non-performing loan (NPL) and capital adequacy ratio (CAR) is still a measure of bank soundness in various countries including Indonesia. Interdependence acros bank’s condition, diversity of the size, market structure within banking industry, and macroeconomic variables, may be very complex and dynamic. This paper utilizes the advantage of PVAR model on capturing this complexity to analyze the dynamic relationship between the macroeconomic variables and the soundness of the banks. The result shows NPL of banks with small asset will increases rapidly when interest rate fluctuates. For banks with large asset, the increase in interest rates leads to larger reduction on their CAR. On the other hand, the result shows banks with smaller capital are less able to adapt quickly to an increase in NPL due to exchangerate depreciation, therefore banks with smaller capital should be cautious about the exchange rate risk.

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