Medium, Small and Medium Enterprises and Digital Platforms

Lower Class ◽

Upper Class ◽

Digital Platforms ◽

Consumption Index ◽

The Exchange Rate ◽

Medium Enterprises ◽

Agricultural Food

The decline in demand for food was correlated with a decrease in the exchange rate of agricultural food crops by 0.25% or to be 110.17. Likewise, there was a decrease in the exchange rate of horticultural agricultural products by 0.74%, or to be 99.77; including deflation in the Household Consumption Index of 0.13%. In terms of the contribution of public expenditure, it appears that the 20% group (upper class) reaches 45.49% of the total national consumption, the 40% group (middle class) contributes 36.78%, and the 40% group (lower class) only contributes 17%.

Medium, Small and Medium Enterprises and Digital Platforms

10.31219/osf.io/5gmpf ◽

2021 ◽

Author(s):

stevanie christabel

Keyword(s):

Exchange Rate ◽

Supply And Demand ◽

Lower Class ◽

Upper Class ◽

Digital Platforms ◽

Consumption Index ◽

The Exchange Rate ◽

Medium Enterprises ◽

Agricultural Food

The Covid-19 pandemic has further eroded people's income and purchasing power. People’s savings are increasingly decreasing for consumption needs, especially for those who experienced termination of employment or were laid off, resulting in an increasingly depleted source of household funds. Deflation in July and August 2020 was triggered more by falling prices for a number of food, beverage and transportation groups, indicating the large demand in the midst of the Covid-19 pandemic. Trends in other countries show that there is a slowdown in inflation and deflation that is hitting supply and demand. The decline in demand for food was correlated with a decrease in the exchange rate of agricultural food crops by 0.25%, or to be 110.17. Likewise, there was a decrease in the exchange rate of horticultural agricultural products by 0.74%, or to be 99.77; including deflation in the Household Consumption Index of 0.13%. In terms of the contribution of public expenditure, it appears that the 20% group (upper class) reaches 45.49% of the total national consumption, the 40% group (middle class) contributes 36.78%, and the 40% group (lower class) only contributes 17%.

Medium, Small and Medium Enterprises and Digital Platforms

10.31219/osf.io/5zb7t ◽

2021 ◽

Author(s):

Hana Dila S

Keyword(s):

Lower Class ◽

Upper Class ◽

Food Crops ◽

Digital Platforms ◽

Food And Beverage ◽

The Republic ◽

Medium Enterprises ◽

National Consumption ◽

Agricultural Food

In July 2020, the Indonesian economic situation face deflation of 0,1 % explained by the Central Bureau of Statistics of the Republic of Indonesia. Furthermore, the tobacco, food, and beverage sector also face the same situation with deflation of 0,79%, following 0.19% deflation in foodstuff. Deflation happened in demand for food related with the exchange rate of agricultural food crops decreased by 0,74 %. Based on the contribution of public expense, 40% group of lower- class contributes 17% of the entire national consumption, and also 40 % group of middle class contributes 36.78%, and 20 % group of upper class contributes 45.49 %.

Medium , Small and Medium Enterprises and Digital Platforms

10.31219/osf.io/sv7mq ◽

2021 ◽

Author(s):

Hana Dila Sandy

Keyword(s):

Exchange Rate ◽

Economic Situation ◽

Upper Class ◽

Digital Platforms ◽

The Exchange Rate ◽

The Republic ◽

Medium Enterprises ◽

National Consumption

Medium, Small, and Medium Enterprises and Digital PlatformsIn July 2020, the Indonesian economic situation face deflation of 0,1 % explained by theCentral Bureau of Statistics of the Republic of Indonesia. Furthermore, the tobacco, food, andbeverage sector also face the same situation with deflation of 0,79%, following 0.19% deflation infoodstuff. Deflation happened in demand for food related with the exchange rate of agriculturalfood crops decreased by 0,74 %. Based on the contribution of public expense, 40% group of lowerclasscontributes 17% of the entire national consumption, and also 40 % group of middle classcontributes 36.78%, and 20 % group of upper class contributes 45.49 %.

Journal Sitasi Medium , Small and Medium Enterprises and Digital Platforms

10.31219/osf.io/us49y ◽

2021 ◽

Author(s):

Hana Dila Sandy

Keyword(s):

Exchange Rate ◽

Economic Situation ◽

Upper Class ◽

Digital Platforms ◽

The Exchange Rate ◽

The Republic ◽

Medium Enterprises ◽

National Consumption

Nama : Hana Dila SandyNrp : 130219217Kp : Btugas citationMedium, Small, and Medium Enterprises and Digital PlatformsIn July 2020, the Indonesian economic situation face deflation of 0,1 % explained by theCentral Bureau of Statistics of the Republic of Indonesia. Furthermore, the tobacco, food, andbeverage sector also face the same situation with deflation of 0,79%, following 0.19% deflation infoodstuff. Deflation happened in demand for food related with the exchange rate of agriculturalfood crops decreased by 0,74 %. Based on the contribution of public expense, 40% group of lowerclasscontributes 17% of the entire national consumption, and also 40 % group of middle classcontributes 36.78%, and 20 % group of upper class contributes 45.49 %.

Medium, Small, and Medium Enterprises and Digital Platforms

10.31219/osf.io/eg3v7 ◽

2021 ◽

Author(s):

Hana Dila

Keyword(s):

Exchange Rate ◽

Economic Situation ◽

Upper Class ◽

Digital Platforms ◽

The Exchange Rate ◽

The Republic ◽

Medium Enterprises ◽

National Consumption

In July 2020, the Indonesian economic situation face deflation of 0,1 % explained by theCentral Bureau of Statistics of the Republic of Indonesia. Furthermore, the tobacco, food, andbeverage sector also face the same situation with deflation of 0,79%, following 0.19% deflation infoodstuff. Deflation happened in demand for food-related with the exchange rate of agriculturalfood crops decreased by 0,74 %. Based on the contribution of public expense, 40% group of lower-classcontributes 17% of the entire national consumption, and also 40 % group of middle classcontributes 36.78%, and 20 % group of upper class contributes 45.49 %

Reynaldy Ama 130218268 B UAS PI

10.31219/osf.io/ds8mz ◽

2021 ◽

Author(s):

reynaldy ama

Keyword(s):

Digital Technology ◽

Public Expenditure ◽

Lower Class ◽

Upper Class ◽

Middle Segment ◽

Bank Account ◽

Income Groups ◽

Bank Financing ◽

In terms of the contribution of public expenditure, it appears that the 20% group (upper class) reaches 45.49% of the total national consumption, the 40% group (middle class) contributes 36.78%, and the 40% group (lower class) only contributes 17%. Middle and upper income groups whose income is not disturbed tend to choose to save rather than spend their money, considering that no one knows when the Covid-19 pandemic will end and when the situation will return to normal. Deflation in July and August 2020 was triggered more by falling prices for a number of food, beverage and transportation groups, indicating the large demand in the midst of the Covid-19 pandemic. The decline in spending amid the Covid-19 pandemic is mainly triggered by the weakening of the purchasing power of the lower class and the tendency of the upper middle segment to withhold spending resulting in further pressure on the income of small and medium enterprises. Based on the results of the ADB survey, it can be seen that 61.1% of MSMEs in Indonesia reduced the number of workers in March 2020, 59.8% of MSMEs reduced workers in March 2020, and 59.8% of MSMEs reduced workers in April 2020.With a contribution of 61.1% to Gross Domestic Product, the recovery of the ultra-micro and MSME sectors is very urgent amidst the pressure of the Covid-19 pandemic. Ultra-micro financing based on digital technology is intended to accelerate penetration and financial inclusion, considering that ultra-micro business actors still have difficulty accessing bank financing due to various factors, such as not having a bank account

Export Contribution of Micro, Small and Medium Enterprises to GDP Per capita in Indonesia

International Journal of Applied Science ◽

10.30560/ijas.v4n3p11 ◽

2021 ◽

Vol 4 (3) ◽

pp. p11

Author(s):

Deddy Tri Harjanto ◽

Cicih Ratnasih ◽

Yolanda Yolanda

Keyword(s):

Exchange Rate ◽

Gross Domestic Product ◽

Research Method ◽

Inverse Relationship ◽

Gdp Per Capita ◽

Negative Effect ◽

Per Capita ◽

The Exchange Rate ◽

This study will determine how much the influence of the exchange rate, the number of MSMEs, investment, credit, and inflation on MSME exports nationally, and how they contribute to GDP per capita. The research method uses multiple regression with data transformation ln. The results of the study consist of model 1, the exchange rate factor, the number of MSMEs, investment, credit, and inflation are variables that influence increasing the number of product exports produced from the MSME sector. In the second model, the contribution of MSME exports to GDP per capita. The results showed that of all significant positive variables and one significant negative variable. The investment required in Indonesia, whose number continues to increase yearly, affects the high number of products exports from the MSME sector. For this reason, investment factors must continue to be considered to increase MSME exports. In contrast, the contribution of the inflation variable has a significant negative effect, which is an inverse relationship to MSME exports. It is predicted that if inflation is low, MSME exports will increase, and vice versa if inflation is high, MSME exports will decline. Furthermore, model 2 shows that MSME exports significantly contribute to gross domestic product per capita. In this case, the ups and downs of Micro, Small, and Medium Enterprises' exports need special attention.

Micro, Small and Medium Enterprises and Digital Platforms

10.31219/osf.io/yv3eh ◽

2021 ◽

Author(s):

Fenesia Debby Irwan

Keyword(s):

Food Products ◽

Lower Class ◽

Purchasing Power ◽

Digital Platforms ◽

Goods And Services ◽

Medium Enterprises ◽

The Impact

In July 2020, Indonesia experienced 0.1 percent deflation, with food, beverage, and tobacco categories accounting for 0.79 percent of the total. A continual drop in the price of goods and services over a period of time is defined as deflation. This shows a drop in the demand for food products. The impact of the Covid-19 epidemic is strongly intertwined to this. People have a tendency to be strict when it comes to limiting the number of purchases of a particular item. The inadequate purchasing power of the lower class drove the drop in spending, further suppressing the income of micro, small and medium enterprises (MSMEs). Due to the fact that, in normal circumstances, accidental purchases outnumber planned ones.

EFFECT OF DIGITAL FINANCIAL SERVICES ON THE GROWTH OF SMES IN KENYA

African Journal of Empirical Research ◽

10.51867/ajer.v2i1.16 ◽

2021 ◽

Vol 2 (1) ◽

pp. 79-94

Author(s):

Nandwa Nelly Awinja ◽

Olanrewaju Isola Fatoki

Keyword(s):

Financial Services ◽

Social Networking Sites ◽

Online Advertising ◽

Descriptive Analysis ◽

Business Environment ◽

Digital Platforms ◽

New Business ◽

The Government ◽

The digital economy is a new business environment that enables enterprises to operate and provide services via the Internet and digital platforms. The study was on the effect of economic digitisation on growth of SMEs in Nairobi CBD. The specific objectives were to determine the effect of digital financial services, digital content, digital values and skills and the effect of online advertising on the growth of small and medium enterprises. The sample size in this study was 1000 SMEs formally registered in the study area from where a sample of 300 was randomly selected. The questionnaire was employed for the purpose of data collection from which out of the 300 questionnaires distributed, 180 were returned representing a 60% response rate. Guided by the research objectives, the data collected through the questionnaire were sorted, coded and presented in graphical and tabular forms for the purpose of descriptive analysis. To determine the significance of the relationship between the dependent and independent variables, a regression analysis was carried out using the Statistical Package of Social Sciences (SPSS) version 24. The study established that digital financial services were significant factors in ensuring growth of SMEs in Kenya. The study concluded that Mobile payments have become a favorite means of making financial transactions. The study also established that Applications available for mobile digital devices is expected to increase enormously. Digital payment technology has increased over the last decade. From the findings, it was concluded that Consumers grow more familiar with the different payment systems available and encourage more transactions. The SMEs should explore the possibility of forming a management committee to streamline economic digitisation issues. It is recommended that the organization clearly spell out economic digitisation procedures and criteria. This can stir positive growth among SMEs establishments and can result in effective management. The Government and the various agencies should also make provisions for training programs for SMEs to empower them in terms of economic digitisation. The SMEs should not rely on external professionals to assist in digitisation as this may be expensive. It is also recommended that the SMEs should adopt digital financial services. E-commerce will ensure increased profitability for small and medium enterprises. They should also have Social networking sites, which have proved to be popular online activities in relation to time, spent. They should also adopt Innovation driven entrepreneurship as it contributes to increase in sales revenue, market share, efficiency, customers’ loyalty and firm profitability.

Medium, Small and Medium Enterprises and Digital Platforms

10.31219/osf.io/es3hj ◽

2021 ◽

Author(s):

Ovilya Nosavan Dini

Keyword(s):

Information Technology ◽

Small Businesses ◽

Digital System ◽

Central Bureau ◽

Electronic Trade ◽

Digital Platforms ◽

Food And Beverage ◽

The Republic ◽

The Central Bureau of Statistics of the Republic of Indonesia (September 2020) conducted a survey where the results explained that there was a decrease in the income of micro and small businesses by 84% and 82% in medium and large businesses in the accommodation, food and beverage, other services, transportation and warehousing services, construction, manufacturing, and trade sectors. The problems that entrepreneurs face are complicated. Not only do they need stimulus and capital assistance, but also assistance to enter the digital system economy, opening new markets, and increasing product competitiveness. Communication and socialization are also needed as an effort to empower the MSMEs. The use of information technology and digitalization is very much needed to survive the current economy amidst the pandemic. However, the number of entrepreneurs that are able to digitize their business is still relatively small. It is impossible for the digitizing process to take place immediately therefore it is best to join electronic trade organizers or e-commerce companies such as Tokopedia and Shopee.