scholarly journals Investment Risk Tolerance amongst South African University Students in the Vaal Triangle Area

2022 ◽  
Vol 12 (1) ◽  
pp. 13-23
Author(s):  
Antonios Evangelou ◽  
Sune Ferreira-Schenk ◽  
Lorainne Ferreira ◽  
Elizabeth Bothma

Analysing students risk tolerance during the investor life cycle is imperative to students and financial planners alike, to facilitate the implementation of suitable investments and investment strategies. Students in universities do not have the required knowledge to invest and this is why an investment framework was created to assist, guide and inform students of what stage of the individual investor life cycle that they are in and suggest suitable investment strategies. The article implemented a quantitative approach, using secondary data analysis. The data used for the analysis is from a self-administered questionnaire in 2017 that was distributed to a sample of 396 students from two higher education institutions in the Vaal Triangle region. Two validated risk tolerance scales were used to analyse students risk tolerance levels. The objective of this paper was to determine the risk tolerance levels of students in the Vaal Triangle region. The two results from the 13-item scale and the single-item scale for measuring risk tolerance indicated that the students have a medium risk tolerance level.

2002 ◽  
Vol 33 (1) ◽  
pp. 21-29 ◽  
Author(s):  
F. W. Struwig ◽  
E. E. Smith

In this article the relationship between organisational culture and strategy formulation in South African firms is investigated. The intention is to analyse whether South African firms with specific organisational culture types formulate strategies in the same manner. Literature available on the individual concepts of organisational culture and strategy formulation is extensive, but the relationship between the two concepts is generally ignored. During the empirical survey a self-administered questionnaire was send to 3000 firms. The culture type exhibited by firms was compared to the manner in which these firms formulate strategies. The findings confirm statistical significant relationships between firms with different organisational culture types and how strategies are formulated. Firms should therefore increase their emphasis on aligning culture and strategy.


2020 ◽  
Vol 8 (2) ◽  
Author(s):  
Prevan Moodley ◽  
Francois Rabie

Many gay couples engage in nonmonogamous relationships. Ideas about nonmonogamy have historically been theorised as individual pathology and indicating relational distress. Unlike mixed-sex couples, boundaries for gay couples are often not determined by sexual exclusivity. These relationships are built along a continuum of open and closed, and sexual exclusivity agreements are not restricted to binaries, thus requiring innovation and re-evaluation. Three white South African gay couples were each jointly interviewed about their open relationship, specifically about how this is negotiated. In contrast to research that uses the individual to investigate this topic, this study recruited dyads. The couples recalled the initial endorsement of heteronormative romantic constructions, after which they shifted to psychological restructuring. The dyad, domesticated through the stock image of a white picket fence, moved to a renewed arrangement, protected by “rules” and imperatives. Abbreviated grounded theory strategies led to a core category, “co-creating porous boundaries”, and two themes. First, the couple jointly made heteronormative ideals porous and, second, they reconfigured the relationship through dyadic protection. The overall relationship ideology associated with the white picket fence remained intact despite the micro-innovations through which the original heteronormative patterning was reconfigured.


Author(s):  
Axel Michaels

This chapter examines the classical Hindu life-cycle rites, the term saṃskāra and its history, and the main sources (Gṛhyasūtras and Dharma texts). It presents a history of the traditional saṃskāras and variants in local contexts, especially in Nepal. It describes prenatal, birth and childhood, initiation, marriage, old-age, death, and ancestor rituals. Finally, it analyzes the transformational process of these life-cycle rituals in the light of general theories on rites of passage. It proposes, in saṃskāras, man equates himself with the unchangeable and thus seems to counteract the uncertainty of the future, of life and death, since persons are confronted with their finite existence. For evidently every change, whether social or biological, represents a danger for the cohesion of the vulnerable community of the individual and society. These rituals then become an attempt of relegating the effects of nature or of mortality: birth, teething, sexual maturity, reproduction, and dying.


Author(s):  
V. Russo ◽  
A. E. Strever ◽  
H. J. Ponstein

Abstract Purpose Following the urgency to curb environmental impacts across all sectors globally, this is the first life cycle assessment of different wine grape farming practices suitable for commercial conventional production in South Africa, aiming at better understanding the potentials to reduce adverse effects on the environment and on human health. Methods An attributional life cycle assessment was conducted on eight different scenarios that reduce the inputs of herbicides and insecticides compared against a business as usual (BAU) scenario. We assess several impact categories based on ReCiPe, namely global warming potential, terrestrial acidification, freshwater eutrophication, terrestrial toxicity, freshwater toxicity, marine toxicity, human carcinogenic toxicity and human non-carcinogenic toxicity, human health and ecosystems. A water footprint assessment based on the AWARE method accounts for potential impacts within the watershed. Results and discussion Results show that in our impact assessment, more sustainable farming practices do not always outperform the BAU scenario, which relies on synthetic fertiliser and agrochemicals. As a main trend, most of the impact categories were dominated by energy requirements of wine grape production in an irrigated vineyard, namely the usage of electricity for irrigation pumps and diesel for agricultural machinery. The most favourable scenario across the impact categories provided a low diesel usage, strongly reduced herbicides and the absence of insecticides as it applied cover crops and an integrated pest management. Pesticides and heavy metals contained in agrochemicals are the main contributors to emissions to soil that affected the toxicity categories and impose a risk on human health, which is particularly relevant for the manual labour-intensive South African wine sector. However, we suggest that impacts of agrochemicals on human health and the environment are undervalued in the assessment. The 70% reduction of toxic agrochemicals such as Glyphosate and Paraquat and the 100% reduction of Chlorpyriphos in vineyards hardly affected the model results for human and ecotoxicity. Our concerns are magnified by the fact that manual labour plays a substantial role in South African vineyards, increasing the exposure of humans to these toxic chemicals at their workplace. Conclusions A more sustainable wine grape production is possible when shifting to integrated grape production practices that reduce the inputs of agrochemicals. Further, improved water and related electricity management through drip irrigation, deficit irrigation and photovoltaic-powered irrigation is recommendable, relieving stress on local water bodies, enhancing drought-preparedness planning and curbing CO2 emissions embodied in products.


Robotics ◽  
2021 ◽  
Vol 10 (1) ◽  
pp. 33
Author(s):  
Florian Stuhlenmiller ◽  
Steffi Weyand ◽  
Jens Jungblut ◽  
Liselotte Schebek ◽  
Debora Clever ◽  
...  

Modern industry benefits from the automation capabilities and flexibility of robots. Consequently, the performance depends on the individual task, robot and trajectory, while application periods of several years lead to a significant impact of the use phase on the resource efficiency. In this work, simulation models predicting a robot’s energy consumption are extended by an estimation of the reliability, enabling the consideration of maintenance to enhance the assessment of the application’s life cycle costs. Furthermore, a life cycle assessment yields the greenhouse gas emissions for the individual application. Potential benefits of the combination of motion simulation and cost analysis are highlighted by the application to an exemplary system. For the selected application, the consumed energy has a distinct impact on greenhouse gas emissions, while acquisition costs govern life cycle costs. Low cycle times result in reduced costs per workpiece, however, for short cycle times and higher payloads, the probability of required spare parts distinctly increases for two critical robotic joints. Hence, the analysis of energy consumption and reliability, in combination with maintenance, life cycle costing and life cycle assessment, can provide additional information to improve the resource efficiency.


1968 ◽  
Vol 25 (12) ◽  
pp. 2651-2663 ◽  
Author(s):  
N. P. Wilkins

The haemoglobins of over 500 salmon of different lengths, from Scotland, Greenland, and Canada have been analysed by vertical starch–gel electrophoresis at pH 8.1. Complex ontogenetic variations, involving an initial increase and later reduction in the number of fractions evident, have been observed among the anodally migrating haemoglobins. The variations observed have been correlated with changes in length, and the complete development of the anodal haemoglobin complex from the single fraction of small fish to the nine-fraction pattern of adults is outlined. The individual haemoglobin fractions appear to represent structurally distinct molecules whose regulated occurrence at different phases of the life cycle is discussed at the individual and population levels.


2017 ◽  
Vol 13 (1) ◽  
pp. 32-54
Author(s):  
P. Conrad Kotze ◽  
Jan K. Coetzee

Transformation has come to be a defining characteristic of contemporary societies, while it has rarely been studied in a way that gives acknowledgement to both its societal effects and the experience thereof by the individual. This article discusses a recent study that attempts to do just that. The everyday life of a South African is explored within the context of changes that can be linked, more or less directly, to those that have characterized South Africa as a state since the end of apartheid in 1994. The study strives to avoid the pitfalls associated with either an empirical or solely constructivist appreciation of this phenomenon, but rather represents an integral onto-epistemological framework for the practice of sociological research. The illustrated framework is argued to facilitate an analysis of social reality that encompasses all aspects thereof, from the objectively given to the intersubjectively constructed and subjectively constituted. While not requiring extensive development on the theoretical or methodological level, the possibility of carrying out such an integral study is highlighted as being comfortably within the capabilities of sociology as a discipline. While the article sheds light on the experience of transformation, it is also intended to contribute to the contemporary debate surrounding the current “ontological turn” within the social sciences.


2015 ◽  
Vol 61 (6) ◽  
pp. 553-556 ◽  
Author(s):  
Isabel Cristina Esposito Sorpreso ◽  
José Maria Soares Júnior ◽  
Angela Maggio da Fonseca ◽  
Edmund Chada Baracat

SUMMARY Female aging is a process that involves hypoestrogenism time, the individual impact on each woman, and what we can do as experts to reduce morbidity and provide quality of life. This natural process in the female life cycle has been of concern to women after menopause. Changes in different biophysical and psychosocial aspects, and their individual experiences, have repercussions on the lives of patients seeking specialized and multidisciplinary support to reduce the harmful effects of prolonged hypoestrogenism. Overweight and obesity, inadequate living habits and the presence of multi-morbidities cause damage to the quality of life and impact the functional capacity. Behavioral prescription and hormone therapy are among the treatments given to ease symptoms and reduce morbidity. A better understanding of these factors can help identify groups that require more care after menopause.


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