scholarly journals Factors Influencing Intention to Use SPayLater in Indonesia

2021 ◽  
Vol 8 (2) ◽  
pp. 285-294
Author(s):  
Rezki Orientani ◽  
Masmira Kurniawati
Keyword(s):  
Subjective Norm ◽  
Peer To Peer ◽  
Payment System ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Personal Innovativeness ◽  
Technological Developments ◽  
Peer Lending

Payment instruments are part of technological developments. The existence of this development is utilized by finance companies such as peer-to-peer lending technology. Peer-to-peer lending in Indonesia continues to increase, one of the products of peer-to-peer lending companies is SPayLater which is a product of Shopee Indonesia and PT. Lentera Dana. This study provides an overview of the effect of perceived ease of use, perceived usefulness, perceived compatibility towards attitude toward using and perceived cost, subjective norm, personal innovativeness on intention to use. This study uses a quantitative method by distributing 250 online questionnaires to Shopee consumers. Data analysis was carried out using SEM and assisted by PLS 3 software. The results of this study indicate that perceived ease of use does not affect attitude toward using SPayLater payment system, perceived cost and personal innovativeness do not affect intention to use the SPayLater payment system, while perceived usefulness, perceived compatibility, attitude toward using and subjective norm affect the intention to use the SPayLater payment system.

PENGARUH KEBERTERIMAAN LAYANAN PEER TO PEER LENDING KEPADA UMKM SEBAGAI PENGGUNA DENGAN MENGGUNAKAN METODE TECHNOLOGY ACCEPTANCE MODEL (TAM)

2019 ◽  
Vol 5 (2) ◽  
pp. 151-160
Author(s):  
Taufan Adi Kurniawan ◽  
Dewi Kusuma Wardani ◽  
Lucianna Widhayati
Keyword(s):  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Quantitative Data ◽  
Peer To Peer ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Perceived Ease Of Use ◽  
Peer Lending ◽  
Acceptance Model

This study conducted to determine the effect of Perceived Ease of Use, Perceived Usefulness,Trust and user’s attitude towards the acceptability of peer to peer lending system. The method used in this study was the technology acceptance model (TAM). This study used quantitative data using a questionnaires, while the population in this study were UMKMs in Daerah Istimewa Yogyakarta. The result of this study showed that Perceived Ease of Use, Perceived Usefulness, Trust and user’s attitude were significantly related for the acceptance of peer to peer lending system in UMKM users..

scholarly journals Patient’s Intention to Use Mobile Health App

2019 ◽  
Vol 11 (3) ◽  
pp. 18 ◽  
Author(s):  
Tung Siaw Yee ◽  
Lim Chui Seong ◽  
Wong Siew Chin
Keyword(s):  
Mobile Health ◽  
Healthcare Providers ◽  
Subjective Norm ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Practical Reasons ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Health Apps ◽  
Mobile Health Apps

The purpose of this paper is to examine the factors that influence the intention of patients to adopt mobile health apps. The factors selected to conduct this study are perceived usefulness, perceived ease of use, and subjective norm. The proposed research model was reviewed and validated using the PLS-SEM with a sample of 300 respondents. The results of this study showed that perceived usefulness, perceived ease of use, and subjective norm could positively affect the patient's intention to use the mobile health app. The results of this study have made it possible to fill the research gap and provide adequate statistical support to the future expansion of research in the field of mobile health app. For practical reasons, these results have also provided researchers, app developers and healthcare providers with valuable information on how to evaluate and develop effective mobile health apps from the users’ perspective.

scholarly journals PREDICTING FACTORS AFFECTING INTENTION TO USE WEB 2.0 IN LEARNING: EVIDENCE FROM SCIENCE EDUCATION

2019 ◽  
Vol 18 (4) ◽  
pp. 595-606 ◽  
Author(s):  
Muhaimin Muhaimin ◽  
Akhmad Habibi ◽  
Amirul Mukminin ◽  
Robin Pratama ◽  
Asrial Asrial ◽  
...  
Keyword(s):  
Web 2.0 ◽  
Technology Acceptance ◽  
Science Teachers ◽  
Technology Acceptance Model ◽  
Subjective Norm ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Acceptance Model

Teachers’ intention to use technology is a major factor in its effective use in learning including in developing countries. This research empirically investigated on factors that influence Pre-Service Science Teachers’ (PSSTs) intention to use Web 2.0 in learning through Technology Acceptance Model (TAM) in Indonesia. The goals of the research were to (a) report if the TAM is a valid and reliable model to explain PSSTs intention to use Web 2.0, and (b) inform the factors of PSSTs’ intention to use Web 2.0 in learning. Seven hundred and five PSSTs from five universities completed a 24-item online questionnaire based on the TAM constructs comprising perceived usefulness, perceived ease of use, subjective norm, facilitating conditions, attitudes, and intention to use Web 2.0. Results obtained using Partial Least Square Structural Equation Modeling (PLS-SEM) informed that (a) facilitating condition and subjective norm significantly influenced perceived ease of use; (b) subjective norm significantly affected perceived usefulness; (c) both perceived ease of use and perceived usefulness was a significant factor predicting attitude; and (d) attitude, perceived ease of use, and perceived usefulness significantly influenced intention to use Web 2.0. Overall, the TAM is a valid model to help explain Indonesian PSSTs’ intention to use Web 2.0 in learning. Keywords: Web 2.0, technology acceptance model, pre-service science teachers.

Safety Technology Adoption: Predicting Intention to Use Car Dashcams in an Emerging Country

2021 ◽  
pp. 2150022
Author(s):  
Ali Vafaei-Zadeh ◽  
Shin-Xian Ng ◽  
Haniruzila Hanifah ◽  
Ai Ping Teoh ◽  
Khaled Nawaser
Keyword(s):  
Technology Adoption ◽  
Social Influence ◽  
Technology Acceptance ◽  
Behavioral Control ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Perceived Behavioral Control ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Personal Innovativeness

This study investigates the factors that affect the user’s intention to use dashcam in Malaysia. This study examines the quantitative relationship of intrinsic as well as extrinsic factors such as personal innovativeness, perceived uniqueness, perceived usefulness, perceived ease of use, attitude, perceived behavioral control, social influence, price value, and trust to the purchase intention of dashcam. Purposive sampling technique was employed to collect responses from 232 respondents based on two criteria: first, individuals who have experienced driving on the road and have a car; and second, individuals who not yet adopt or purchase the dashcam. The data were analyzed using SmartPLS (version 3.3.2). No relationship between personal innovativeness and perceived usefulness was found, in contrast to a significant relationship the former and perceived ease of use. Furthermore, perceived uniqueness was found significant to both perceived usefulness and perceived ease of use. Consistent with the literature, both perceived usefulness and perceived ease of use were identified as factors influencing attitude. However, perceived usefulness did not affect intention. Perceived behavioral control, social influence, attitude, and trust significantly affected the behavioral intention to use the dashcam in Malaysia. This study attempts to integrate and adapt two technology adoption models, namely the Combined Technology Acceptance Model and Theory Planned Behavior and extension of Unified Theory of Acceptance and Use of Technology, also extends the model with personal innovativeness, perceived uniqueness, and trust to fulfil the study’s objectives as well.

scholarly journals Factors Influencing Students' Intention to Use E-learning System: A Case Study Conducted in Vietnam

2020 ◽  
Vol 15 (18) ◽  
pp. 165
Author(s):  
Hanh Thi Hai Nguyen ◽  
Hau Van Pham ◽  
Ngan Hoang Vu ◽  
Hue Thi Hoang
Keyword(s):  
Self Efficacy ◽  
Subjective Norm ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Learning System ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
E Learning ◽  
System Characteristics ◽  
Computer Self Efficacy

This study was conducted to evaluate the factors influencing students’ intention to use E-learning system. Seven dimensions in this study were determined are Computer self-efficacy, Computer experience, Enjoyment, System characteristics and Subjective norm, Perceived ease of use, and Perceived usefulness. In which, Computer self-efficacy, Computer experience, Enjoyment and System characteristics impact on Perceived usefulness of E-learning, while Computer self-efficacy, System characteristics and Subjective norm impact on Perceived ease of E-learning use. Perceived usefulness and Perceived ease of use impact on Intention to use E-learning. The research methodology was conducted in a survey with participation of 246 respondents from 20 universities. The data was analyzed by using descriptive statistics, factor analysis and regression. The empirical results showed that Computer self-efficacy has no impact on Perceived usefulness of E-learning, and System characteristics has no impact on Perceived ease of E-learning use. Finally, this study recommended some solutions, which universities thereby makes some recommendations to universities to attract more students in participating in E-learning until it is officially implemented for the universities’ training systems.

scholarly journals Mobile Applications in Tourism

2022 ◽  
Vol 18 (1) ◽  
pp. 0-0
Keyword(s):  
Technology Acceptance ◽  
Mobile Applications ◽  
Structural Equation ◽  
Mobile App ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Equation Modeling ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Personal Innovativeness

Based on an extended version of the Technology Acceptance Model (TAM), this study aims to understand the intention to use tourism mobile applications. WOM about app and personal innovativeness was added to the original model along with perceived usefulness, perceived ease of use and attitude. A questionnaire was distributed through the convenience sampling method and 440 valid respondents were retained and analysed using Structural Equation Modeling (SEM). The results of this study show that WOM about app represents the strongest predictor of the intention to use of tourism mobile applications followed respectively by perceived usefulness, attitude toward using tourism mobile applications and personal innovativeness. The findings provide implications that would benefit managers in the hospitality and tourism sector as well as mobile app developers in order to ensure the effectiveness of their marketing and communication strategies and adapt their activities to the needs of a customer of the digital age.

scholarly journals TEACHERS ACCEPTANCE AND INTENTION TO USE ICT IN LEARNING

2018 ◽  
Vol 12 (3) ◽  
pp. 189
Author(s):  
Kurniabudi Kurniabudi
Keyword(s):  
High School Teachers ◽  
Self Efficacy ◽  
Subjective Norm ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
The Impact ◽  
The City ◽  
Computer Self Efficacy

<em>Although ICT could bring many benefit  in learning ,however implementation of ICT in the learning process is not easy. In fact, adoption of ICT in learning, is not only occurs in higher education but also in schools. The aim of This study is to identify the impact of Subjective Norm, Image and Computer Self-Efficacy against the behavior of teachers in using ICT in learning.Technology Acceptance Models (TAM) 2 used in the analysis of the behavior of the reception. Data was collected from high school teachers in the city of Jambi. Data were analyzed using SEM method with applications SmartPLS.This study reveals that the consistency of Perceived Usefulness and Perceived Ease of Use has a direct influence on Intention to Use . Subjective Norm and Image provides indirect influence on Intention to Use Computer Self - Efficacy whereas no effect on of Perceived Usefulness , Perceived Ease of Use and Intention to Use</em>

scholarly journals Perceived Factors influencing the Public Intention to Use E-consultation: Analysis of Web-Based Survey Data (Preprint)

2020 ◽  
Author(s):  
Miaojie Qi ◽  
Jiyu Cui ◽  
Xing Li ◽  
Youli Han
Keyword(s):  
Perceived Risk ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Intention To Use ◽  
Perceived Ease Of Use ◽  
Web Based ◽  
Personal Innovativeness ◽  
The Public ◽  
Behavior Intention ◽  
And Behavior

BACKGROUND Unbalanced distribution of medical resources is becoming a big challenge, particularly in selecting doctors. E-consultation could provide patients with more choices of doctors and break out the constraints of time and space. But the acceptance of e-consultation is still poor and the mechanism of adoption is unclear. OBJECTIVE This study aims to identify the factors influencing the public intention to use e-consultation and explore the effect path of factors and behavior intention. METHODS The hypotheses of our research model were developed based on technology acceptance model and perceived risk theory. A Web-based survey was conducted by a electric questionnaire collection platform and the 29 items questionnaire with 5-point Likert scales were completed by 934 respondents. Structural equation modeling was used to analyze the data. Item evaluation and reliability, validity, path loading, goodness of fit, and multiple-group analysis were used to check moderation effects. RESULTS Standardized factor loadings of items were between 0.551 and 0.873. Composite reliability of 9 constructs ranged from 0.706 to 0.840. Average variance extracted ranged from 0.387 to 0.640. The fitness indices showed that the collected data fitted well with the research model. Perceived usefulness was the strongest positive factor effecting behavior intention (β=0.399, P<.001). Perceived ease of use had a positive effect on behavior intention but it is not statistically significant (β=0.117, P=.066), and had a positive effect on perceived usefulness (β=0.537, P<.001). Perceived risk could be well explained by financial risk (β=0.972, P<.001), privacy risk (β=0.774, P<.001), social risk (β=0.871, P<.001), time risk (β=0.894, P<0.001), and psychological risk (β=0.774, P<.001). Perceived risk had negative effects on perceived usefulness (β=-0.375, P<.001) and behavior intention (β=-0.297, P<.001). Personal innovativeness had a positive influence on perceived ease of use (β=0.241, P<.001) and a slight effect on behavior intention (β=0.124, P=.001). Age(χ2=133.457, P<.001) and usage experience(χ2=82.495, P=.019) had a slight moderation effect on the paths. CONCLUSIONS Perceived usefulness and perceived risk have significant effects on public intention to use e-consultation. Therefore, platform and manufacturer must improve the function of e-consultation, which will promote the public intention to use e-consultation fundamentally. In order to control the perceived risk of public, government should play an important role in enforcing management of e-consultation markets and approving corresponding medical insurance policies. Besides, personal innovativeness had an effect on behavior intention. And the paths of factors had some heterogeneity among different characteristic people. Therefore, it is necessary to adjust the strategies to fit more groups better. CLINICALTRIAL

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