Demographics and Saving Behavior of Households in Rural Areas of Vietnam: An Empirical Analysis

2013 ◽  
pp. 5-18
Author(s):  
Minh Nguyen Thi ◽  
Nhat Nguyen Hong ◽  
Anh Trinh Trong ◽  
Duc Phung Minh ◽  
Son Le Thai
Keyword(s):  
Rural Areas ◽  
Data Model ◽  
Logit Model ◽  
Multinomial Logit Model ◽  
Household Savings ◽  
Household Saving ◽  
Life Cycle Theory ◽  
Saving Behavior ◽  
And Gender ◽  
The Impact

This paper studies the saving behavior of rural households in Vietnam from two aspects: volume of savings and methods of saving. Two econometric models are conducted, the first one is a panel data model, used to examine the determinants of household saving; and the second one is a multinomial logit model used to investigate how a household chooses the way to save. Both models are based on the life cycle theory of saving and the permanent income hypothesis. We find that the household head’s age, education and gender are closely related to their saving behavior. And the impact of these variables takes different patterns between the two models. The results are useful for further research in forecasting household savings as well as in micro finance to find a better way of serving people who live in rural areas.

scholarly journals THE INTERNET MIRACLE: THE IMPACT OF INTERNET ACCESS ON HOUSEHOLD SAVING IN INDONESIA

2021 ◽  
Vol 24 (2) ◽  
pp. 255-282
Author(s):  
Rahmanda Muhammad Thaariq ◽  
Arif Anindita ◽  
Hafizha Dea Iftina
Keyword(s):  
Survey Data ◽  
Family Life ◽  
Internet Access ◽  
The Internet ◽  
Household Savings ◽  
Household Saving ◽  
Indonesia Family Life Survey ◽  
Saving Behavior ◽  
The Impact ◽  
Positive Effect

This study analyzes the impact of access to the internet and household saving behavior, in the context of the amount of savings and the saving preferences, in Indonesia. Using the fifth wave of the Indonesia Family Life Survey data, this study finds that there is a positive effect between internet access and household savings. This access includes private internet access and public internet access. Nonetheless, the effect of private internet access differs from public internet access. Private internet access positively impacts both the amount of savings and the saving preferences, whilst public internet access only increases the amount saved, not the saving preferences.

scholarly journals Impact of Foreign Capital Inflows on Household Savings in Pakistan

2020 ◽  
Vol 5 (4) ◽  
Author(s):  
Muhammad Abdullah Idrees ◽  
Ayesha Khan ◽  
Muhammad Arsalan Khan ◽  
Muhammad Bilal Raees ◽  
Muniza Syed
Keyword(s):  
Foreign Direct Investment ◽  
Foreign Aid ◽  
Direct Investment ◽  
Foreign Capital ◽  
Capital Inflows ◽  
Household Savings ◽  
Statistical Tools ◽  
Household Saving ◽  
Foreign Capital Inflows ◽  
The Impact

This study aims to discover the impact of foreign capital inflows (FDI, RT and FA) on household savings of Pakistan. Data used in this study has been obtained from the website of State Bank of Pakistan for the period of 1981-2010. Statistical tools including multiple regressions analysis was applied for analysis. Results explain that foreign direct investment (FDI), remittances (RT) are having positive and significant impact on household saving (HS) but foreign aid (FA) is having negative and insignificant impact on household saving, so it is recommended that if a developing country like Pakistan wants to increase the household saving it should give thoughtful importance to FDI and RT than FA with respect to household savings in Pakistan.

scholarly journals Evidence on Human Exposure to Pesticides and the Occurrence of Health Hazards in the Brazilian Population: A Systematic Review

2022 ◽  
Vol 9 ◽  
Author(s):  
Carolina Panis ◽  
Aedra Carla Bufalo Kawassaki ◽  
Ana Paula Jaqueline Crestani ◽  
Claudiceia Risso Pascotto ◽  
Durcelina Schiavoni Bortoloti ◽  
...  
Keyword(s):  
Rural Areas ◽  
Pesticide Exposure ◽  
Public Health Problem ◽  
Brazilian Population ◽  
Rural Workers ◽  
Central Nervous System Cancer ◽  
The Central Nervous System ◽  
And Gender ◽  
Continuous Use ◽  
The Impact

Brazil is among the biggest pesticide consumers in the world, with its population severely exposed to tons of such substances, both because of environmental contamination and occupational use. The health consequences of pesticide exposure are well-documented, but still sparse regarding Brazilian population. This study systematically reviewed the Brazilian studies published that address the relationship between exposure to pesticides and health problems in the Brazilian population. Also, information about pesticide use in Brazil is provided. The included studies showed that exposure to pesticides has a relevant impact on the health of the Brazilian population, regardless of age and gender, and on workers in rural areas or not. Most poisoning events seem to result from the continuous use of pesticides, whether occupationally or environmentally, characterizing a public health problem. The major consequences reported in literature were damage to the central nervous system, cancer, deleterious effects on rural workers' health, intoxications, malformations, and endocrine changes. These findings point out the need to understand the impact of chronic exposure to pesticides on severely exposed people and highlight the importance of creating public policies to protect them and avoid disease occurrence.

scholarly journals Travel Cost Models of the Demand for Rock Climbing

1996 ◽  
Vol 25 (2) ◽  
pp. 133-142 ◽  
Author(s):  
W. Douglass Shaw ◽  
Paul Jakus
Keyword(s):  
Count Data ◽  
Data Model ◽  
Logit Model ◽  
Multinomial Logit Model ◽  
Travel Cost ◽  
Rock Climbing ◽  
Cost Models ◽  
The Novel ◽  
Combined Model ◽  
Welfare Measures

In this paper we estimate the demand for rock climbing and calculate welfare measures for changing access to a number of climbs at a climbing area. In addition to the novel recreation application, we extend the travel cost methodology by combining the double hurdle count data model (DH) with a multinomial logit model of site-choice. The combined model allows us simultaneously to explain the decision to participate and to allocate trips among sites. The application is to climbers who visit one of the premiere rock-climbing areas in the northeastern United States and its important substitute sites. We also estimate a conventional welfare measure, which is the maximum WTP to avoid loss of access to the climbing site.

Ethnicity and Household Savings in Indonesia

2021 ◽  
pp. 138-150
Author(s):  
Shochrul Rohmatul Ajija ◽  
Muhamad Abduh ◽  
Wasiaturrahma Wasiaturrahma ◽  
Ahmad Hudaifah
Keyword(s):  
Family Life ◽  
Logit Analysis ◽  
Household Savings ◽  
Household Saving ◽  
Factors Influencing ◽  
Indonesia Family Life Survey ◽  
The Family ◽  
Saving Behavior ◽  
Group Variable

Household saving is very important, not only for securing the future spending of the family but also for the country's economy. Using the logit analysis on data of The Indonesia Family Life Survey (IFLS) wave three, four, and five, this chapter analyzes factors influencing, especially the role of ethnicity, upon the household savings in Indonesia. The result indicates that gender, location, and level of education are the consistent variables affecting the household saving behaviour in Indonesia across the three wave surveys. Meanwhile, as for the ethnic group variable, there are only Sunda, Batak, and Bima-Dompu that can significantly influence the people's saving behavior across the three wave surveys.

Determinants of household saving and portfolio choice behaviour in Turkey

2013 ◽  
Vol 63 (3) ◽  
pp. 309-331 ◽  
Author(s):  
Halime Temel Nalın
Keyword(s):  
Portfolio Choice ◽  
Capital Market ◽  
Logit Model ◽  
Multinomial Logit Model ◽  
Choice Behaviour ◽  
Macroeconomic Factors ◽  
Factors Affecting ◽  
Household Saving ◽  
Education Levels ◽  
Model Support

This study investigates the determinants of Turkish households’ saving and portfolio choice behaviour for the period of 2002–2006. The dataset includes 59,855 households, of whom only 10,829 report to have saved and invested. Hence, we first estimate a logit model to identify the characteristics of the households that have saved. Next, we estimate a multinomial logit model where the investment alternatives for the households are real estate, gold, foreign exchange, bank accounts, capital market investments, and investing into own business. The factors affecting the portfolio choices are the variables representing various aspects of households’ demographic, socioeconomic and residential location characteristics. The inflation level nearly doubled during the study period in Turkey. Hence, we also analyse the effects of inflation on households’ saving and portfolio choice decisions. The results of our logit model support the view that the inflation can increase the household savings on condition that the other macroeconomic factors are constant. Furthermore, inflation is also found to increase the probability of investing in capital market instruments. Households’ incomes, education levels, occupation, place of residence (rural/urban), car ownership and household size are found to be significant variables in explaining the variation in households’ saving and portfolio choice behaviour.

scholarly journals The Influence of Political Capital on Peasants’ Migration Behavior and Its Implications

Land ◽  
2021 ◽  
Vol 10 (12) ◽  
pp. 1363
Author(s):  
Haojing Shen ◽  
Yan Song ◽  
Changchun Feng ◽  
Zhengying Shan
Keyword(s):  
Migrant Workers ◽  
Logit Model ◽  
Urban Areas ◽  
Multinomial Logit Model ◽  
Central China ◽  
Political Capital ◽  
Urban Migration ◽  
Migration Behavior ◽  
The Difference ◽  
The Impact

This study examined the influence of political capital on the migration behavior of peasant households in China’s equitable urbanization. While existing research has proven that political capital can increase the wages of migrant workers, leading to a higher possibility of their rural-to-urban migration, the direct impact of political capital on migration behavior has not received sufficient attention. As China is one of the largest emerging economies, the impact of political capital on the economy and political transformation is typical. This paper reports a survey of 1120 farmer households from Xinxiang, a traditional agricultural area in central China. Using a binary logit model to test whether peasant households will migrate and a multinomial logit model to test where they will migrate to, this study examined whether political capital had a significant influence on the migration behavior of peasant households. The results suggest that the peasant households with political capital have a higher possibility of moving to urban areas, even though there is a better habitational option, namely, a new village in the local rural area. This suggests that reducing the difference in the political capital of migrants through policy propaganda and other methods is an efficient and effective way to achieve and improve equitable access to urbanization.

scholarly journals Contribution of “Box Saving” in Alleviating of Women’s Poverty and Food Insecurity: A Case of Rural Areas of Upper West Region of Ghana.

2018 ◽  
Vol 5 (4) ◽  
pp. 4615-4626
Author(s):  
Bibiana Koglinuu Batinge
Keyword(s):  
Food Insecurity ◽  
Rural Areas ◽  
Survey Methodology ◽  
Female Child ◽  
West Region ◽  
Long Run ◽  
And Gender ◽  
Children Education ◽  
Productive Assets ◽  
The Impact

This article examines the impact of Poguba Dagar Susu Langmo- Women’s Box Savings Groups (WBSGs), is a self-help financial tool capable of reducing women poverty and food insecurity in the rural areas of the Upper West Region of Ghana. A survey methodology is used to collect both quantitative and qualitative data from 120 respondents in ten villages, who are all members of WBSGs. The paper establishes that, all the women who participate in WBSGs are able to feed their households at least one meal day, which was not possible.  This article confirms that, most of the women could meet their daily basic needs and even effort for their wards school fees. The findings reveal that, though WBSGs is an effective micro-financial tool, they can never purchase any productive assets such as land or cattle to serve as future collateral. The paper concluded that, chauvinism and gender part obligation for which the reproductive effort inside the home is to womanhood and the main income realizing obligation to menfolk should be scrapped, and recommend that, the long-run solution to this chronic poverty and cyclical food shortage in the area, is to intensify all children education, especially the female child

Ethnicity and Household Savings in Indonesia

2020 ◽  
pp. 186-201
Author(s):  
Shochrul Rohmatul Ajija ◽  
Muhamad Abduh ◽  
Wasiaturrahma Wasiaturrahma ◽  
Ahmad Hudaifah
Keyword(s):  
Family Life ◽  
Logit Analysis ◽  
Household Savings ◽  
Household Saving ◽  
Factors Influencing ◽  
Indonesia Family Life Survey ◽  
The Family ◽  
Saving Behavior ◽  
Group Variable

Household saving is very important, not only for securing the future spending of the family but also for the country's economy. Using the logit analysis on data of The Indonesia Family Life Survey (IFLS) wave three, four, and five, this chapter analyzes factors influencing, especially the role of ethnicity, upon the household savings in Indonesia. The result indicates that gender, location, and level of education are the consistent variables affecting the household saving behaviour in Indonesia across the three wave surveys. Meanwhile, as for the ethnic group variable, there are only Sunda, Batak, and Bima-Dompu that can significantly influence the people's saving behavior across the three wave surveys.

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