scholarly journals The Misunderstanding of Social Insurance: The Inadequacy of the Basic Pension Insurance for Urban Employees (BPIUE) for the Aging Population of China

2018 ◽  
Vol 7 (5) ◽  
pp. 79 ◽  
Author(s):  
Naijun Hu
2021 ◽  
Vol specjalny (XXI) ◽  
pp. 707-716
Author(s):  
Justyna Czerniak-Swędzioł

Professional soldiers have their own social security system, separate from the general social insurance system, which provides social protection in the event of long service, total incapacity to serve and the death of the breadwinner (pension benefits). At the same time, a professional soldier can accumulate and receive two pensions from different systems, ie universal and reserve. However, the principle of accumulation of benefits based on the applicable provision is dedicated to a narrow group of entitled persons. The principle of non-cumulation is considered to be the basic and dominant one. It is an expression of the principle of risk solidarity in force in social insurance law and is not inconsistent with the constitutional principle of equality expressed in Art. 32 of the Polish Constitution. In the event of the overlapping of the right to several benefits specified in the Act, the pension authority is obliged to pay only one (higher) benefit, even if this right results from various acts, and the possibility of combining benefits must be clearly indicated in the provisions of law. Separation of the insurance and supply system allows each of these systems to fulfill separate obligations towards professional soldiers, not related to the general system. Maintaining the principle that for the same period of retirement pension insurance, two retirement benefits cannot be awarded simultaneously (Article 5 (2a) (2a) of the Pension Act). The exception to the principle of non-accumulation (ie the principle of collecting one benefit) in the case of a professional soldier remaining in service before January 2, 1999 is not determined by the date of admission to service, but the lack of the possibility to calculate the military pension taking into account the “civil” retirement age. The convergence of the right to benefits (from the general and military pension) with the parallel occurrence of these events is contrary to the constitutional principle of social justice. It is not socially just to deprive an insured person who has met the statutory requirements of the right to benefits solely on the basis of social solidarity. In such situations, a significant part of the retiree’s professional life is not reflected in the amount of received retirement benefits.


2020 ◽  
Vol 1 (1) ◽  
pp. 1
Author(s):  
Ela Anisa ◽  
Alkadri Kusalendra Siharis

Companies that have an organizational commitment to implement the BPJS Employment Program which aims to provide basic protection to employees to overcome socio-economic risks through social insurance can improve employee performance because employees feel prosperous. The purpose of this study was to determine the types of BPJS employment programs and their effects on employee welfare. The research method used is a qualitative research method in the form of interviews with four employees from different companies who have implemented the BPJS employment program and observations at the BPJS Employment office. The results of this study indicate that companies must commit to implementing four BPJS employment programs, namely: Work Accident Insurance (JKK), Death Insurance (JKM), Old Age Insurance (JHT), Pension Insurance (JP) so that employees feel protected. The implementation of the BPJS Employment program can be said to be quite good, as seen from the increasing number of companies that receive BPJS wage employment in the Magelang branch office each year.Keywords: Organization Commitment, Employment BPJS, Employee Welfare


2021 ◽  
Vol 2021 (1) ◽  
pp. 117-126
Author(s):  
Taras ТOKARSKYI ◽  

The article analyzes the general principles of financial security of social insurance in the Republic of Poland under the prism of economic security of the state. Attention is paid to social priorities, which are indicators of democratization of the country, the need to develop a deep understanding of the social system as its driving force. Design models of financial provision of social insurance civilized Western world can be a way to build a European state, which formed the basis of insurance in Ukraine. Using projected national capacity to change the social insurance system in Ukraine does not always find confirmation of its effectiveness. Therefore, in practice, is a valuable experience for us close mentality of countries, including the practice of social insurance in Poland. Provided formed their own development potential of the social priorities of stimulating the experience of others to accelerate the European integration processes, promote the establishment of friendly relations with foreign partners. Stress on the analysis of the system of financing social security in Polish Republic interesting that detailed income and expenditure for payments that are financed by the Fund, that it comes to payments from the pension fund of fund disease and to fund accidents and family benefits payments health care and unemployment benefits. Separately, there are benefits from social insurance for farmers. Noted that the basis for social insurance in the Republic of Poland rests justice as a fundamental component of all democratic processes: interest rates for contributions for social and pension insurance are the same for all insured.


2019 ◽  
Vol 117 ◽  
pp. 93-105
Author(s):  
Ariel Przybyłowicz

ON THE SOCIAL INSURANCE OF THE CAREGIVERS OF DEPENDENT PERSONSThe author considers whether the caregivers of dependent persons can obtain social accident insurance. In the first place, he defines who should be treated as a caregiver of a dependent person for the purposes of the study. In the following part, he considers the legal structure of paying a contribution towards the pension and disability pension insurance for the caregivers of dependent persons. Applying the language and system interpretation, he concludes that it is a legal construction that is different from the classic insurance entitlement. In the context of caregivers, it has significant legal consequences because it deprives them of the protection of accident insurance. The legal structure applied by the legislator means that they are not subject to this insurance even though care constitutes an increased risk of an accident. Finally, the author postulates that the health damages of caregivers caused by accidents occuring as part of the caring should be protected as part of the social compensation system.


2020 ◽  
pp. 51-64
Author(s):  
Mykhailo KRUPKA ◽  
Iryna PRYIMAK ◽  
Bohdana VYSHYVANA

Introduction. Achieving public welfare is impossible without an effective social protection system, which combines pension insurance, social insurance, health care, as well as material support in difficult life situations. Low budget funding for social protection of population necessitates the use of insurance instruments to neutralize major social risks. However, the role of social and personal insurance in the financial provision of social protection remains insufficient, and its potential in improving the welfare of Ukrainians is underestimated. However, the role of social and personal insurance in the financial provision of social protection remains insufficient, and its potential in improving the welfare of Ukrainians is underestimated. The purpose is to define the role and outline the prospects for the development of social and personal insurance in the context of ensuring public welfare in Ukraine. Results. The essence and main components of social welfare are revealed. It was found that the level of well-being of Ukrainians is ten times lower than in European countries. There are the main negative factors which influence the social protection system defined, in particular: low income and rising expenditures of the Pension Fund of Ukraine and the Social Insurance Fund of Ukraine, the widespread practice of minimizing SSPs by refusing to enter into classic employment contracts in favor of civil agreements with individual entrepreneurs, reduction of the number of insured persons working for hire, high level of labor emigration of Ukrainians. The health care system impact on the growth of public welfare in Ukraine is analyzed. The inefficiency of the current financial support model of the health care system is substantiated, which makes it necessary for households to pay for most of the cost of medical services. Tendencies in the development of the domestic health insurance market are highlighted. Perspectives. It is proposed to revise the principles of building accumulative pension insurance and introduce a budget-insurance model of financing the health care system, which will help to improve the welfare of the population of Ukraine.


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