scholarly journals The Impact of Financial Disruption on Indian Students Planning Higher Education in and Outside Home Country, with Special Reference to SBI Education Loan

India has tackled large-scale reform to improve student ratio in higher education as a remarkable career based path. The expanding capacity for doctoral students at research universities and breakup for educational qualifications for teaching eligibility raising the standards during the recent decades reflects the growth aspect of higher education in India. India has been able to overcome the learning outcomes and enrolment numbers with a student-centric learning-driven model of education. The landscape of India’s higher education has modified during the last two decades. This paper studies the growth of finance offered for diploma courses, under graduation, post graduations within and outside India. Education Loans play a vital role in the flowing system of advances and the growing demand for quality education in the current job market. The demand for education loan seeker and the supply of funds from the financial institutions has seen a lot of variations due to the disruption in the recovery ratio. A detailed study on Education Loan Interest Rate, Loan Tenure, Loan Amount and Pre-closure Charges are the highlights of this paper along with loan sanctioned and loan disbursed for students studying within India and abroad regarding the SBI Education Loan data.

2019 ◽  
Vol 7 (2) ◽  
pp. 59-70
Author(s):  
Dr. José de la luz Sánchez Tepatzi ◽  
Dra. María Valentina Téllez Montes ◽  
Mtro. Alejandro Sánchez Guzmán

ABSTRACTThis paper analyzes the proposal of the Integral Reform of Higher Secondary Education (RIEMS) to meet the training needs of teachers of that educational level and the challenges for its implementation. To put this proposal in context, data from a study carried out in the state of Tlaxcala in 2014 are retaken. One of the fields that he was investigating were professional profiles and training needs. The results of the study indicate that their needs are mainly related to fields related to didactics, and the areas of greatest deficiency revealed by large-scale evaluations. Different studies emphasize problems in training: the scarce approach with teachers to identify their needs, the absence of a pedagogical system that responds to the conditions of teachers, and few studies of the impact of training on improving teaching and learning.RESUMENEste trabajo analiza la propuesta de la Reforma Integral de la Educación Media Superior (RIEMS) para atender las necesidades de formación de los profesores de ese nivel educativo y los retos para su implementación. Para poner en contexto dicha propuesta se retoman datos de un estudio realizado en el estado de Tlaxcala en el año 2014. Uno de los campos que indagaba eran los perfiles profesionales y las necesidades de formación. Los resultados del estudio señalan que sus necesidades versan principalmente en torno a campos relacionados con la didáctica, y las áreas de mayor deficiencia que revelan las evaluaciones de gran escala. Distintos estudios enfatizan como problemas en la formación: el escaso acercamiento con los docentes para identificar sus necesidades, ausencia de un sistema pedagógico que responda a las condiciones de los profesores, y pocos estudios del impacto de la formación en la mejora de la enseñanza y el aprendizaje.


2021 ◽  
Vol 30 (3) ◽  
pp. 59-75
Author(s):  
M. A. Golovchin

In 2016-2018 the state in Russia adopted a package of program documents, which implies the transfer of education to the large-scale introduction of digital technologies. This phenomenon has been called “digitalization of education”. In scientific literature, electronization and digitalization are increasingly called one of the institutional traps for the development of Russian universities, since the corresponding institutional environment has not yet been formed due to the forced nature of innovations. As a result, the processes of introducing new technologies into education are still not regulated. Within the framework of the purpose of the study, the manifestations of the trap of electronization and digitalization of Russian higher education were analyzed on the basis of sociological data, and the theoretical modeling of the process of adaptation of educational agents to the institution of digitalization was carried out.In the course of the study, the approaches were summarized that have been developed in discussions on educational digitalization. The article presents the author’s vision of the studied phenomenon as an institutional trap; as well as understanding of the institutional features and characteristics of electronization and digitalization in education.The research method is the analysis of estimates obtained in the course of an expert survey which was conducted by the Vologda Scientific Center of the Russian Academy of Sciences among the representatives of the teaching staff of state universities in the Vologda region. In the course of this analysis, the indicators of educational digitalization as an effective innovation were clarified such as an increased accessibility of educational resources; simplification of communication and the process of transferring knowledge from teacher to student; increased opportunities for training specialists for the new (digital) economy; improving the quality of education in universities, etc. Based on the results of the empirical study, it has been determined that the conditions for the development of digitalization in Russian universities are currently ambiguous, which is closely related to the level of competitiveness of the educational organization.The scientific novelty of the research consists in the presentation of an original matrix describing the process of university employees adaptation to the conditions of digital transformation of education. The matrix is proposed on the basis of a sociological analysis of the impact of the trap of electronization and digitalization on the activities of educational agents. The matrix can be taken into account in the practice of higher education management.


2014 ◽  
Vol 2014 ◽  
pp. 1-9 ◽  
Author(s):  
Longjie Li ◽  
Min Ma ◽  
Peng Lei ◽  
Xiaoping Wang ◽  
Xiaoyun Chen

Effective and efficient image comparison plays a vital role in content-based image retrieval (CBIR). The earth mover’s distance (EMD) is an enticing measure for image comparison, offering intuitive geometric interpretation and modelling the human perceptions of similarity. Unfortunately, computing EMD, using the simplex method, has cubic complexity. FastEMD, based on min-cost flow, reduces the complexity to (O(N2log⁡N)). Although both methods can obtain the optimal result, the high complexity prevents the application of EMD on large-scale image datasets. Thresholding the ground distance can make EMD faster and more robust, since it can decrease the impact of noise and reduce the range of transportation. In this paper, we present a new image distance metric,EMD+, which applies a threshold to the ground distance. To computeEMD+, the FastEMD approach can be employed. We also propose a novel linear approximation algorithm. Our algorithm achievesONcomplexity with the benefit of qualified bins. Experimental results show that (1) our method is 2 to 3 orders of magnitude faster than EMD (computed by FastEMD) and 2 orders of magnitude faster than FastEMD and (2) the precision of our approximation algorithm is no less than the precision of FastEMD.


2021 ◽  
pp. 102831532110527
Author(s):  
Davina Potts ◽  
Jeongeun Kim

While participation in learning abroad has increased rapidly over the last decade, short-term programs played an important role in boosting participation and widening access to learning abroad. The current study takes advantage of a new pattern of participation in learning abroad to examine self-reported career outcomes and employability development benefits based on program duration and the number of programs undertaken. Using a large-scale dataset of graduates of Australian universities, the study challenges conventional wisdom that a longer experience is better and explores the impact of multiple short-term program participation as a new intervention in graduate career outcomes. Although this study is based on the Australian higher education context, the results may be informative to educators and policy-makers from countries with comparable learning abroad programs in considering how short-term programs can be used more purposefully to foster positive careers and employability outcomes.


2021 ◽  
Author(s):  
N.P. Chougale ◽  
K.G. Kharade ◽  
S.K. Kharade ◽  
S.R. Ghatage ◽  
Mallappa G. Mendagudli ◽  
...  

The current study looked at how computers help students of different reading abilities. Studies have been conducted on the effect of computers on educational achievement and attitudinal levels. During this study, we have gone through the impact of Bloom’s taxonomy over the conventional system and then focused on integrating CAI in higher education. This research is branching out to encompass the use of computers in the education system. The paper aims to outline and elaborate on the way computers aid every department of life, including education. Information is much more valuable when presented within the context of education or training. Teaching to reflect well is known as “advance” teaching. This research paper is concerned with the educational faculties, facilities, and the organizational structure of the educational process. This study aims to focus on CAI to improve the quality of higher education in India. We have also discussed the areas where we can implement this technology


2018 ◽  
Vol 119 (1/2) ◽  
pp. 94-100 ◽  
Author(s):  
Ruth L. Ayres

Purpose This paper focuses on the importance of impact in higher education from a strategic perspective, exploring its value to institutions, learners and prospective students in today’s higher education context, using the UK as a case study. The increasing prominence of impact assessment in higher education is discussed, with consideration given to the operational structures, tools and approaches which can be adopted to monitor and evaluate the impact of any strategic project or initiative introduced by a higher education provider. Design/methodology/approach This paper presents a strategic view of impact assessment in today’s higher education landscape. Findings The significance of impact assessment in higher education is discussed from a strategic perspective, drawing upon relevant studies, UK Government policy and initiatives. Consideration is given to the tools and approaches that can be adopted by higher education providers in assessing the impact of any strategic initiatives and projects that have been implemented. Originality/value The paper is of value to 'any higher education provider that is currently undertaking, or planning to deliver large-scale strategic projects and initiatives which have been designed to enhance the student learning experience.


Think India ◽  
2019 ◽  
Vol 22 (3) ◽  
pp. 1017-1029
Author(s):  
Dr Kirti Prakash Tiwari ◽  
Dr Ambrish

India’s Higher Education system is the largest in the world in terms of number of institutions. Higher education in India has undergone rapid development after post-independence era. Every society gives importance to education because it is a panacea for all evils. It is the key to solve the various problems of life. Education has been described as a process of waking up to life also. This article attempts to examine the scenario of higher education in India. Besides the university departments of education and their affiliated colleges, government and government aided institutions; private and self-financing colleges and open universities are also engaged in education. Although there have been challenges to higher education in the past, these most recent calls for reform may provoke a fundamental change in higher education. These disparate literatures have not been tied together in a way that would examine the impact of fundamental change from the policy level to the institutional level and to the everyday lives of college and university administrators, faculty and students. Now the time has come to create a second wave of institution building and of excellence in the fields of education, research and capability building. We need higher educated people who are skilled and who can drive our economy forward. This paper discussed the issues of higher education and direction to improve the higher education in India.


Author(s):  
Marielle Patronis

The number of projects exploring the potential of mobile device-facilitated learning is steadily growing in higher education, prompted, in part, by the use of mobile technology in the work place. The use of mobile devices has expanded from short-term trials on a small scale to large-scale integration in educational settings from primary to higher education. With this increase, the use of textual-based communication has also increased. Hence, the mode of writing faces a new environment from printed text to the digital. However, there remains a lack of analysis that brings together the findings of the impact of using mobile devices on students' performance in academic writing. Consequently, the aim of this chapter is to provide an overview of how mobile devices impact students' performance in writing along with recommendations for possible future pedagogical uses of mobile technologies. The chapter builds on a pilot study conducted in spring 2014 at a university in Dubai, UAE, which explored the effect of using the iPad on learners' writing performance.


2021 ◽  
pp. 1-41
Author(s):  
Fernando M. Reimers ◽  
Francisco Marmolejo

AbstractThe rapid disruptions caused by the Covid-19 pandemic in multiple sectors and areas of daily life provide a unique opportunity to study the university’s capacity to respond to changes in the external environment, to be a learning organization, in service of addressing significant social challenges. In this book we study universities’ responses to one such challenge: the disruption to educational opportunities caused by the interruption of schooling brought about by the pandemic.In response to the Covid-19 pandemic, universities innovated on several fronts. Unsurprisingly, some of those innovations focused on internal actions implemented to mitigate the impact of the pandemic by transitioning to online teaching delivery or extension of semester break, etc. (Crawford J et al. J Appl Learning Teaching 3.1:1–20, 2020; Leon-Garcia F, Cherbowski-Lask A, Leadership responses to COVID 19: a global survey of college and university leadership. International Association of Universities – Santander Universities. IAUP. https://www.iaup.org/wp-content/uploads/2020/11/IAUP-Santander_Survey_to_COVID-19_Report2020.pdf, 2020). Beyond the solutions to mitigate the pandemic’s impact on their communities of students, faculty, or staff, universities also innovated to mitigate such impact on the larger community. While the contributions of universities to alleviate the pandemic’s impact have been most visible in public health (Daniels, R. J. 2020. Universities’ Vital Role in the Pandemic Response. Hopkins Bloomberg Public Health Magazine. https://magazine.jhsph.edu/2020/universities-vital-role-pandemic-response), they have extended to other areas of relief and support as well. Almost half of universities participating in a global survey conducted by the International Association of Universities indicated that due to the pandemic, their community engagement had increased (Marinoni G et al. The impact of Covid-19 on higher education around the world. IAU global survey report. International Association of Universities, Paris. https://www.iau-aiu.net/IMG/pdf/iau_covid19_and_he_survey_report_final_may_2020.pdf, 2020).This book is a study of one such response of universities to the pandemic which has not yet received sufficient attention: their support of schools at the pre-collegiate level through a variety of innovative approaches to mitigate the impact of the pandemic on opportunity to learn.In this chapter, we argue that studying such innovations provides insight into the responsiveness of universities to complex societal needs and into their capacity to operate as learning organizations open to their external environment. We introduce the study, explain its value in understanding the role and nature of higher education’s outreach, social impact, and capacity to deal with complex challenges, and summarize the chapters of the book and the results of a survey which was administered to over one-hundred universities to study the nature of their collaborations with schools during the first 9 months of the pandemic, between March and December of 2020.


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