scholarly journals Dimensions of Women Empowerment Through Microfinance

2021 ◽  
Vol 5 (9) ◽  
pp. 41-43
Author(s):  
Rejoice Solomon* ◽  
Ranu Sharma
Keyword(s):  
Rural Women ◽  
Financial Services ◽  
Crucial Role ◽  
Poverty Alleviation ◽  
Women Empowerment ◽  
Microfinance Institutions ◽  
Self Help ◽  
Economic Background ◽  
The Needy ◽  
Self Help Group

Microfinance institutions’ plays a crucial role for the upliftment of rural women. Women are the key of a nation development. So in order to attain the development of a nation there is need to empower the women of our nation. Microfinance institutions have always seen as a tool of poverty alleviation as they provide the facility of financial services to the needy and the weaker section of the society without any collateral security. And it proved itself as a tool of poverty alleviation. Thus it also a vaccine for women empowerment. Empowerment of women can be done with the help of Self-Help-Group. Where 10-12 women form a group with same socio-economic background and they were trained, educated so they may uplift their family, their society and ultimately the nation as whole. The objective of this paper is to understand the different dimension of women empowerment with the help of microfinance. And from the study it was seen women should be psychologically, economically and Socially Empowered and it all comes with the help of microfinance. And microfinance proved that it a vaccine for the empowerment of women.

scholarly journals ROLE OF KUDUMBASHREE AND WOMEN EMPOWERMENT: A STUDY OF THIRUVANANTHAPURAM MUNICIPAL CORPORATION AREAS IN KERALA STATE, INDIA

2015 ◽  
Vol 3 (12) ◽  
pp. 72-82
Author(s):  
Jomy Jose
Keyword(s):  
Poverty Alleviation ◽  
Social Economic ◽  
Women Empowerment ◽  
Self Help ◽  
Important Concern ◽  
Practical Model ◽  
Kerala State ◽  
Social Economic Development ◽  
Self Help Group

The empowerment of women through different laws, legislations, activities and schemes is the most important concern of 21st century. This study explores the role of Kudumbashree and its impact on women empowerment in Kerala with special reference to Thiruvananthapuram Municipal Corporation area. Kudumbshree is a practical model for strengthening the Self Help Group (SHG) based poverty alleviation programme. Questionnaire and interview were used for collecting the data. The study found that, Kudumbashree leads to sustainable social, economic development of women and a direct impact on their living status, educational, nutritional and health needs of their children, positively.

scholarly journals Women Empowerment: Analysis of the Role of Self Help Groups in Empowering Rural Women in Goa

2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques
Keyword(s):  
Rural Women ◽  
Positive Impact ◽  
Primary Data ◽  
Women Empowerment ◽  
Self Help ◽  
Employment Generation ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.

A Study of Self Help Groups in Empowering the Rural Women

2020 ◽  
Vol 36 (1) ◽  
pp. 24-28
Author(s):  
Neelam Kumari ◽  
Joginder Singh Malik ◽  
Dangi Pooja Arun ◽  
M. S. Nain
Keyword(s):  
Rural Women ◽  
Market Intelligence ◽  
Self Help ◽  
Economic Background ◽  
Income Development ◽  
Income Generating Activities ◽  
Self Help Groups ◽  
Social Empowerment ◽  
Self Help Group ◽  
Micro Enterprises

A Self-Help Group (SHG) is a registered or unregistered group of people having homogenous socio-economic background, voluntarily coming together to save small amounts regularly, mutually agree for the contribution of a common fund and to meet their emergency needs. It aims engaging rural women with new activities to increase their income, development of better networks and linkages and improved the existing conditions of the SHGs members. The study was conducted to analyse the income generating activities being taken up and the level of empowerment of SHG members.. Result pertaining to income generating activities indicated that majority of the respondents were involved with small micro enterprises. The need to develop SHGs and motivate rural women to systematically manage and choose their activities in order to generate income can be advocated. Certain essential activities like choosing the more appropriate activity, market intelligence, establishing marketing linkages etc. are an indication of the capability of the groups as SHGs becoming a tool for social empowerment.

scholarly journals Self-Help Group of Rural Assam and Its Role in Women Empowerment

2016 ◽  
Vol 5 (1) ◽  
pp. 187
Author(s):  
Polee Saikia
Keyword(s):  
Rural Women ◽  
Structured Interview ◽  
Social Recognition ◽  
Women Empowerment ◽  
Self Help ◽  
The Social ◽  
Equal Right ◽  
Self Help Groups ◽  
Self Help Group ◽  
Structured Questionnaire

<div><p><em>Women empowerment is a universal issue. Women empowerment refers to the creation of an environment for women where they can make decisions of their own for their personal benefits as well as for the society. It refers to increasing and improving the social, economic, political and legal strength of the women, to ensure equal right to women and to make them confident enough to claim their rights. The overall development of the nation remains as a paradox until and unless the women got empowered. The under privileged rural women are still far from empowerment. Unemployment, illiteracy and low social recognition made them so. Presently the self-help groups that mushrooming in different corners of rural Assam have been creating opportunities for women to be empowered. Here in this study an attempt has been made to study whether the rural women got scope to get empowered by getting engagement in self-help groups. 40 women from 04 self-help groups, 13 literate and 27 illiterate women were taken as sample for the study. To collect first hand data self structured questionnaire and self structured interview schedule were prepared by the investigators. Percentage was used to analyze data.</em></p></div>

scholarly journals IMPORTANCE OF SELF HELP GROUP (SHG) IN WOMEN EMPOWERMENT: A CASE STUDY ON MORIGAON DISTRICT

2020 ◽  
Vol 2 (9) ◽  
pp. 14-21
Author(s):  
Julkarnain Ahmed
Keyword(s):  
Secondary Data ◽  
Women Empowerment ◽  
Employment Opportunities ◽  
Self Help ◽  
The Poor ◽  
Poor Women ◽  
Women In India ◽  
The Needy ◽  
Self Help Group

The growth of microfinance has been tremendous in recent years. In this regard SHG has been playing very eye catching role in mobilizing resources, empowering women, so and so forth. The SHG movement in India has been working in proper direction in reducing poverty and creating employment opportunities as well. Numbers of women in India firmly believe in SHG movement and hold it responsible for improving their livelihood. However women are still yet to empowered according to the requirement or demand. The present study is an systemetic attempt to analyse the impotance of SHG’s in promoting women empowerment in Morigaon district. Lahorighat and Mayong block have been selected for the investigation. Broader objective of the present study is to examine the operating system of SHGs for mobilization of savings, credit delivery machanism to the needy, opinion building among SHG members regarding decision making and enhancement of power or autonomy. For the purpose of study boath primary and secondary data have been collected. The study focus on the role and importance of SHGs in empowering women, Social interrelatedness and Socio-economic betterment of the poor women for their unification.

scholarly journals Micro-Finance & Micro-Credit for Sustainable Development

2017 ◽  
Vol 6 (3) ◽  
pp. 365
Author(s):  
Shital Prakash Bhusare ◽  
Ruby Chanda
Keyword(s):  
Interest Rates ◽  
Low Income ◽  
Financial Services ◽  
Urban Areas ◽  
Microfinance Institutions ◽  
Self Help ◽  
Deviation Coefficient ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

<div><p><em>Poverty is one of the biggest challenges to the development of a developing country like India where a major population is living in rural and semi-urban areas. Institutional credit is considered as a powerful tool for alleviating poverty. Microfinance is the supply of loans, savings, and other basic financial services to the poor. As the financial services of microfinance usually involve small amounts of money – small loans, small savings etc. the term "Microfinance" helps to differentiate these services from those of commercial banks. Microfinance in India has been through two channels of credit delivery to poor and low-income households–Self Help Group Bank Linkage Programme (SBLP) and the Microfinance institutions lending through groups as well as directly to individuals. This study was with the overall objective of conducting a detailed analysis of interest rates, costs and margins of microfinance institutions. </em></p><p><em>This study highlights the reach and the impact on the customers and the channels used by these firms for the effectiveness of Micro Finance and Microcredit schemes. For the purpose of analysis the statistical tools like Mean, Standard deviation, coefficient of co-relation and regression have been used. </em></p><p><em>Microfinance is playing a very important role in decrease poverty. Microfinance to the rural SHGs is a way to raise the income level and improve the living standards of the rural peoples. Thus, it can be concluded that the self-help groups contribute substantially in pushing the conditions of the rural population up.</em></p></div>

Empowerment of Rural Women through SHGs: A Study in Telangana

2017 ◽  
Vol 4 (36) ◽  
Author(s):  
Shankar Chatterjee
Keyword(s):  
Rural Women ◽  
Rural Areas ◽  
Poverty Line ◽  
Rural India ◽  
Group Approach ◽  
Research Article ◽  
Self Help ◽  
Rural Livelihood ◽  
The Family ◽  
Self Help Group

The self-help group (SHG) is a powerful instrument to empower economically backward women of rural India as the women members under the SHG not only can earn income but they feel empowered also. With the launching of Swarnajaynti Gram Swarozgar Yojana (SGSY) by the Ministry of Rural Development, Government of India from April 1999, subsequently rechristened as Deen Dayal Antyodaya Yojana–National Rural Livelihood Mission (DAY-NRLM) self-help group approach (SHG) has been given utmost importance in India for the development of rural women mainly focusing on below poverty line households. SHG concept is popular in many rural areas of India as through economic development and subsequently empowering, rural women have got a solid platform. This research article has discussed the how rural women after forming SHGs in Ranga Reddy district (R.R. District) of Telangana were not only earning and contributing to the family but felt empowered also. The study was carried out at Gandipet village of Gandipet Mandal, Ranga Reddy (R.R.) district in September 2017. The some women members of 10 different SHGs were contacted and few individual cases are presented here.

scholarly journals Impact of self help groups on empowerment of women: a study in dharmapuri district, tamilnadu.

2011 ◽  
Vol 1 (2) ◽  
pp. 107-118
Author(s):  
Lakshmi R ◽  
Vadivalagan G
Keyword(s):  
Sampling Method ◽  
Well Being ◽  
Women Empowerment ◽  
Secondary Sources ◽  
Self Help ◽  
Participation Of Women ◽  
Self Help Groups ◽  
The Relationship ◽  
Ranking Technique ◽  
Self Help Group

Women empowerment is a process in which women challenge the existing norms and culture, to effectively promote their well being. The participation of women in Self Help Groups (SHGs) made a significant impact on their empowerment both in social and economical aspects This study addresses women empowerment through self help groups in Dharmapuri district of Tamilnadu . The information required for the study has been collected from both the primary and secondary sources A multistage random sampling method has been followed. Average and percentage analysis was carried out to draw meaningful interpretation of the results. Garret ranking technique was used to find the reasons for joining the Self help group. Factor analysis was used to measure thedetermine the relationship between the observed variables The results of the study revealed that the SHGs have had greater impact on both economic and social aspects of the beneficiaries.

scholarly journals Relevance of Self-Help Groups in Economic and Social Development of India

2021 ◽  
Vol 1 (1) ◽  
Author(s):  
Vyomesh Pant
Keyword(s):  
Social Development ◽  
Poverty Alleviation ◽  
Sustainable Development Goals ◽  
Inclusive Development ◽  
Women Empowerment ◽  
The Sustainable Development ◽  
Self Help ◽  
Development Goals ◽  
Employment Generation ◽  
Self Help Groups

In this paper, a model for development of Self-Help Groups (SHGs) has been presented in perspective of India to ensure the Economic and Social development of the country and addressing, simultaneously, some of the major challenges being faced by India. Adequate microfinancing to the SHGs and developing entrepreneurship among its members may help in achieving several targets like poverty alleviation, women empowerment, employment generation, homogeneous development etc. If planned properly, the SHGs can become an instrument for all round and all-inclusive development of India or any other similarly placed developing country. SHGs may also play an import role in the endeavour of India to become a five trillion economy, to achieve self-sustainability and to attain the Sustainable Development Goals.

scholarly journals An Exploration of Stree Shakti Programme in Karnataka through Self-Help Groups: With Special Reference to Chitradurga District

2012 ◽  
Vol 11 (2) ◽  
pp. 21-39
Author(s):  
Kavitha S ◽  
P Laxmana
Keyword(s):  
Special Reference ◽  
Women Empowerment ◽  
Huge Number ◽  
Self Help ◽  
Self Help Groups ◽  
Self Help Group

For the Empowerment of women, government has come up with many schemes. Among those, Self Help Group (SHG) is found to be the strongest route. The purpose of the Programme is to endow women economically and socially by bringing them in self-help groups, and it spent corers of rupees at a time in the project taken up for the development of  women and organizing women empowerment in such huge number.

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