scholarly journals Inklusifitas Keuangan Syariah dan Kemiskinan di Indonesia

2018 ◽  
Vol 4 (2) ◽  
pp. 1-18
Author(s):  
Azwar Iskandar ◽  
Bayu Taufiq Possumah
Keyword(s):  
Economic Development ◽  
Secondary Data ◽  
Financial Inclusion ◽  
Inclusive Growth ◽  
Poverty Level ◽  
Policy Priority

This paper aims at calculating and analyzing the Index of Syariah Financial Inclusion (ISFI) during the period of 2015-2018 and its correlation with poverty level in Indonesia. Using the secondary data of 33 provinces in Indonesia from Badan Pusat Statistik (BPS), Bank Indonesia and Otoritas Jasa Keuangan (OJK) and Index of Financial Inclusion (IFI) method, this paper found that the Index of Syariah Financial Inclusion is generally low and DKI Jakarta is the most financially inclusive province of Indonesia. Furthermore, the results show that the Index of Syariah Financial Inclusion is negatively correlated with the poverty level. This conclusion suggests the promotion of Syariah Financial Inclusion to be a policy priority in Indonesia to achieve the central goals of inclusive growth, welfare and economic development.

scholarly journals INDEX OF SYARIAH FINANCIAL INCLUSION IN INDONESIA

2017 ◽  
Vol 20 (1) ◽  
pp. 99-126 ◽  
Author(s):  
Azwar Iskandar Umar
Keyword(s):  
Economic Development ◽  
Human Development Index ◽  
Financial Inclusion ◽  
Three Dimensions ◽  
Islamic Banking ◽  
Annual Data ◽  
Inclusive Growth ◽  
Banking Services ◽  
Policy Priority ◽  
Province Level

This paper calculates and analyzes the Index of Syariah Financial Inclusion (ISFI) covering three dimensions; the accessibility, the availability and the usage of Islamic banking services. Using the annual data in province level in Indonesia during the period of 2010-2015, this paper found that the Index of Syariah Financial Inclusion is generally low and Bangka Belitung is the most financially inclusive province of Indonesia. Furthermore, the results show that the Index of Syariah Financial Inclusion is positively correlated with the Human Development Index. This conclusion suggests the promotion of Syariah Financial Inclusion to be a policy priority in Indonesia to achieve the central goals of inclusive growth, welfare and economic development.

scholarly journals FINANCIAL INCLUSION IN INDIA WITH SPECIAL REFERENCE TO JAN DHAN YOJANA

2020 ◽  
Vol 5 (2) ◽  
Author(s):  
Divya U ◽  
Noor Firdoos Jahan
Keyword(s):  
Economic Development ◽  
Special Reference ◽  
Present Status ◽  
Universal Access ◽  
Financial Inclusion ◽  
Accident Insurance ◽  
Inclusive Growth ◽  
Not Given ◽  
Indian Economy ◽  
Cooperative Banks

Financial inclusion is a priority of any government to achieve inclusive growth of the country for sustainable economic development. Financial inclusion is nothing but inclusion of financially excluded segment of the society into formal financial system of the economy. The efforts for financial inclusion is not new in India the RBI and GOI had taken many initiatives like Nationalization of banks, expansion of banks and its branches, establishment of cooperative banks regional rural bank etc. various initiatives were taken up. Despite various measures for financial inclusion poverty and exclusion continues to dominate Indian economy even after six decades of its independence. But the GOI and RBI has not given up its efforts towards complete financial inclusion. One of the important initiatives taken by Modi Government towards comprehensive financial inclusion is Pradhan mantri Jan Dhan Yojana (PMJDY). The scheme was launched with a target to provide universal access to banking facilities starting with basic banking account, with overdraft facility and Rupay debit card within built accident insurance. The study mainly concentrated towards global insights for financial inclusion, India’s present status of financial inclusion and PMJDY contribution towards reviving financial inclusion in India.

scholarly journals Micro Insurance as a Dimension for Financial Inclusion in India through Jansuraksha Scheme: An Empirical Analysis of Statistical Evidence

2016 ◽  
Vol 2 (12) ◽  
Author(s):  
Rajitha Ramachanran ◽  
Dr. Ps Anuradha
Keyword(s):  
Financial Services ◽  
Secondary Data ◽  
Financial Inclusion ◽  
Inclusive Growth ◽  
Allocation Of Resources ◽  
Poor Growth ◽  
The Poor ◽  
Poor Households ◽  
Micro Insurance ◽  
The Government

Christ University, India Abstract: - Inclusive growth entails comprehensive growth, shared growth, and pro-poor growth. It lessens the fast growth rate of poverty in a country and upsurges the participation of people into the development of the country. Inclusive growth infers an impartial allocation of resources with benefits incurred to every section of the society. But the allocation of resources must be focused on the intended short and long term benefits of the society. Micro insurance is considered as an important instrunment for inclusive growth. With the outset of the Pradhan Mantri Jan Dhan yojana when the government launced the insurance and pension schemes it was considered as a success for the upliftment of the poor and infusing insurance into the lives of the poor. A key aspect of the interest in micro-insurance is to explore ways of significantly increasing the number of poor households belonging to various communities that have access to insurance while enhancing the benefits. This paper is a study to understand how the Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyothi Bima yojana is considered as a success for the upliftment of the poor. It analyses how the progress of both these schemes in terms of the growth and progress has increased the inclusiveness of financial services like micro insurance has increased the outreach of these schemes. It is a statistical analysis of the secondary data on the gross enrollment and how it shows that micro insurance still be considered as a important dimension of financial inclusion.

Structural Transformation and Inclusive Growth

2018 ◽  
Author(s):  
Andy Sumner
Keyword(s):  
Economic Development ◽  
Structural Transformation ◽  
Inclusive Growth ◽  
Late Capitalism ◽  
Economy Model ◽  
Dual Economy ◽  
Heuristic Device ◽  
The Relationship

This chapter sets out some conceptual points of departure for the book in terms of structural transformation and inclusive growth. It revisits the Lewis model of economic development and proposes it as a heuristic device to connect structural transformation and inclusive growth. The chapter argues first, that both structural transformation and inclusive growth have tended to be defined in a reductionist sense, in a way that disconnects the two concepts. It is contended that this matters because the relationship between structural transformation and inclusive growth is embedded in—rather than separated from—the modality of late capitalism pursued. Second, that the work of pioneering development economist, W. Arthur Lewis and the Lewis dual economy model provides a useful heuristic device for thinking about the relationship between structural transformation and inclusive growth.

Credit cards issued by non-financial companies: an alternative tool for financial inclusion and economic development?

2021 ◽  
Vol 13 (1) ◽  
pp. 47-83
Author(s):  
Viviane Azevedo ◽  
Lucas Figal Garone ◽  
Alessandro Maffioli ◽  
Liliana Olarte Rodriguez
Keyword(s):  
Economic Development ◽  
Credit Cards ◽  
Financial Inclusion

scholarly journals Poverty and survival from COVID-19 in Mexico

2020 ◽  
Author(s):  
Rebeca Olivia Millán-Guerrero ◽  
Ramiro Caballero-Hoyos ◽  
Joel Monárrez-Espino
Keyword(s):  
Cox Regression ◽  
Secondary Data ◽  
Multidimensional Poverty ◽  
Preventive Strategy ◽  
Poverty Level ◽  
Factors Affecting ◽  
Extreme Poverty ◽  
Lower Survival ◽  
Hazard Ratios ◽  
Poverty And Inequality

Abstract Background Recent evidence points to the relevance of poverty and inequality as factors affecting the spread and mortality of the COVID-19 pandemic in Latin America. This study aimed to determine whether COVID-19 patients living in Mexican municipalities with high levels of poverty have a lower survival compared with those living in municipalities with low levels. Methods Retrospective cohort study. Secondary data was used to define the exposure (multidimensional poverty level) and outcome (survival time) among patients diagnosed with COVID-19 between 27 February and 1 July 2020. Crude and adjusted hazard ratios (HR) from Cox regression were computed. Results Nearly 250 000 COVID-19 patients were included. Mortality was 12.3% reaching 59.3% in patients with ≥1 comorbidities. Multivariate survival analyses revealed that individuals living in municipalities with extreme poverty had 9% higher risk of dying at any given time proportionally to those living in municipalities classified as not poor (HR 1.09; 95% CI 1.06–1.12). The survival gap widened with the follow-up time up to the third to fourth weeks after diagnosis. Conclusion Evidence suggests that the poorest population groups have a lower survival from COVID-19. Thus, combating extreme poverty should be a central preventive strategy.

Sustainable economic development in India: The dynamics between financial inclusion, ICT development, and economic growth

2021 ◽  
Vol 169 ◽  
pp. 120758
Author(s):  
Rudra P. Pradhan ◽  
Mak B. Arvin ◽  
Mahendhiran S. Nair ◽  
John H. Hall ◽  
Sara E. Bennett
Keyword(s):  
Economic Growth ◽  
Economic Development ◽  
Financial Inclusion ◽  
Sustainable Economic Development ◽  
Ict Development
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