scholarly journals Financial Literacy Education in Ontario: An Exploratory Study of Elementary Teachers’ Perceptions, Attitudes, and Practices

2021 ◽  
Vol 44 (2) ◽  
pp. 308-336
Author(s):  
Gail E Henderson ◽  
Pamela Beach ◽  
Andrew Coombs
Keyword(s):  
Elementary Teachers ◽  
School Boards ◽  
Financial Literacy ◽  
Exploratory Study ◽  
Classroom Practice ◽  
Financial Education ◽  
Literacy Education ◽  
Full Time ◽  
Teachers Perceptions ◽  
Attitudes And Practices

Politicians are pushing school boards to do more to ensure students leave school with the financial literacy skills they will need to navigate an increasingly complex financial marketplace. Financial literacy education must start early to achieve this goal, yet there has been very little Canadian research on financial literacy education at the elementary level. This exploratory study used an anonymous, online survey to gain a preliminary understanding of full-time Ontario elementary teachers’ perceptions, attitudes, and practices with respect to financial literacy education. Respondents overwhelmingly favour teaching financial literacy in elementary school. Almost half of respondents currently incorporate financial literacy into their classroom practice. These teachers rely primarily on free, online resources. With respect to barriers to teaching financial literacy, respondents cited the lack of an appropriate curriculum and lack of support from schools and school boards. Respondents identified professional development as the main type of support they would like to see schools and school boards provide to support them in teaching financial literacy going forward.   Keywords: financial literacy, financial education, elementary teachers

scholarly journals THE REPRESENTATIONS OF FINANCIAL EDUCATION AMONG ELEMENTARY TEACHERS IN ROMANIA: BETWEEN COGNITION AND CITIZENSHIP

2020 ◽  
Vol 13(62) (1) ◽  
pp. 47-56
Author(s):  
A. SAVARD ◽  
A. CAVALCANTE ◽  
D. CĂPRIOARĂ
Keyword(s):  
Elementary School ◽  
Elementary Teachers ◽  
Elementary School Teachers ◽  
Financial Literacy ◽  
Online Survey ◽  
Financial Education ◽  
School Teachers ◽  
Preliminary Results ◽  
Rational Arguments

This paper presents a study conducted with 83 Romanian elementary school teachers about their representations of Financial Education (FE) and the importance of teaching it in school. The teachers responded to an online survey about their perceptions and their needs to teach Financial Literacy (FL). The preliminary results show that most of the teachers recognize the importance of learning FL. Their rationale for the importance of financial education in schools range from rational arguments, to citizenships arguments with sociocultural arguments in between.

Pengembangan dan Validasi Modul Edukasi Literasi Keuangan Islami untuk Usaha Mikro, Kecil, dan Menengah

2018 ◽  
Vol 1 ◽  
pp. 320
Author(s):  
Ikka Nur Wahyuny ◽  
Lukman Hakim ◽  
Wiedy Murtini
Keyword(s):  
Financial Literacy ◽  
Small And Medium Enterprises ◽  
Financial Education ◽  
Literacy Education ◽  
Development Stage ◽  
Educational Module ◽  
Point Analysis ◽  
Addie Model ◽  
Medium Enterprises ◽  
The Impact

Various studies on financial literacy still focus on the measurement of financial literacy, exploration of Islamic financial literacy, and the impact of financial education on improving financial literacy. The existing studies still have no concerns and efforts to develop Module of Islamic Financial Literacy Education. This research aims to develop a valid Module of Islamic financial literacy education for Small and Medium Enterprises (SMEs). Development of media using ADDIE model. Materials and designs that have been compiled into draft Islamic Financial Literacy Education Module. At development stage obtained data from the filling sheet validation by experts and practicioner, experts in the field of training media, linguists, and practitioners of SMEs. Validation results are processed by cut off point analysis and ideal percentage to determine that the module made has met both criteria. Islamic Financial Literacy Education Module is considered valid and feasible by material experts, media experts, linguists, and SMEs practitioners. Based on the validation of experts and practitioner shows that the educational module is worthy to be used to improve the Islamic financial literacy of SMEs.

A review of financial-literacy education programs for children and adolescents

2017 ◽  
Vol 17 (1) ◽  
pp. 56-80 ◽  
Author(s):  
Aisa Amagir ◽  
Wim Groot ◽  
Henriëtte Maassen van den Brink ◽  
Arie Wilschut
Keyword(s):  
Children And Adolescents ◽  
Financial Literacy ◽  
Financial Education ◽  
Literacy Education ◽  
Financial Behavior ◽  
Education Programs ◽  
Effective School ◽  
Positive Effects ◽  
School Based ◽  
Key Characteristics

In this systematic literature review, we evaluate the effectiveness of financial-literacy education programs and interventions for children and adolescents. Furthermore, the key characteristics of the design of a successful financial-education curriculum are described. The evidence shows that school-based financial-education programs can improve children’s and adolescents’ financial knowledge and attitudes. Studies that assess the intention to practice good behavior and studies based on self-reported behavior also report positive effects. However, studies that assess the effects of financial education on children’s and adolescent’s actual financial behavior are scarce, and show hardly any effect. A promising method to teach financial literacy to children and adolescents in primary and secondary school is “experiential learning.” In college, the focus should be on specific “life events” of students. The findings may be useful for designing an effective school-based financial education program.

scholarly journals A Study on Financial Literacy and Need for Financial Education

2021 ◽  
pp. 137-142
Author(s):  
Maria Emma ◽  
Sofia Anya
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Interactive Media ◽  
National Development ◽  
Financial Education ◽  
Literacy Education ◽  
Scientific Development ◽  
Social Aspect ◽  
Research Approach ◽  
Positive Contribution

Fillecya (Financial Literacy) Boards adopts the idea of financial literacy education for the community, where the need for people to have better knowledge, confidence, and skills in financial management, where experts believe that financial literacy knowledge is significantly related to individual financial behavior of consumers. The important point in this research is how to teach financial literacy early on to children as the pillars of national development. One reliable alternative strategy in teaching children is through games, where children learn while playing and education will enter naturally. This research emphasizes the Fillecya Board as a medium for early financial literacy education. Scientifically, the Fillecya Board will have a positive contribution to scientific development in the field of financial literacy which is in line with the times. On the other hand, Fillecya also acts as a place for learning while playing for children and a means to train decision making. From the social aspect, fillecya will be able to increase solidarity between children and train healthy competition. By using the Research and Development research approach by using the Four-D model, namely define, design, develop and disseminate. For the first year, the results of this study show that all teachers which is this research respondent felt the need to develop financial literacy learning media. This is considered necessary because so far, the direct instruction method has not been able to make students understand about the material and need more time to achieve this learning goal. The results of this study indicate that more interactive media are needed in this study, one of which is fillecya.

scholarly journals Perceptions of Giftedness and Classroom Practice with Gifted Children – an Exploratory Study of Primary School Teachers

2021 ◽  
Vol 10 (3) ◽  
pp. 291-315
Author(s):  
José Reis-Jorge ◽  
Marco Ferreira ◽  
Gustau Olcina-Sempere ◽  
Beatriz Marques
Keyword(s):  
Primary School ◽  
Exploratory Study ◽  
Classroom Practice ◽  
Gifted Students ◽  
Gifted Children ◽  
Structured Interviews ◽  
School Teachers ◽  
Primary School Teachers ◽  
Teachers Perceptions ◽  
Gifted Learners

The Decree-Law 54/2018 combined with Ordinance 223-A / 2018 - Article 33 regulates the inclusion of gifted students in Portuguese schools. This study aims to investigate primary school teachers` perceptions of giftedness and their experiences of working with gifted children in their regular classes. This is an exploratory study with 13 teachers and the data were collected through semi-structured interviews. Our participants tended to represent giftedness with an emphasis on the intellectual traits of gifted learners and to adjust their pedagogical approach accordingly. Their assessment practices focused essentially on product-oriented approaches instead of process-oriented approaches. Our findings suggest that there is still a long way to go, especially in terms of formal teacher training, to tailor teaching to the needs and characteristics of gifted learners.

Financial Literacy Education in a Work Release Program for an Incarcerated Sample

2018 ◽  
Vol 29 (2) ◽  
pp. 316-327 ◽  
Author(s):  
Katherine (Kate) S. Mielitz ◽  
Maurice MacDonald ◽  
Meghaan Lurtz
Keyword(s):  
Financial Literacy ◽  
Financial Education ◽  
Literacy Education ◽  
Financial Knowledge ◽  
Capital Theory ◽  
Work Release ◽  
Program Participant ◽  
Post Test ◽  
Release Program ◽  
Objective Financial Knowledge

We obtained 180 pre- and post-test surveys to investigate how an established financial literacy program may have increased financial knowledge of residents in a work release program in Augusta, Georgia. Paired t tests analyzed changes in subjective and objective financial knowledge, understanding of banking and credit, and financial attitudes. OLS regressions of pre- and post-test financial knowledge were guided by human capital theory to learn which program participant characteristics were associated with greater increase in knowledge and infer why. Education, age, and use of financial tools were significant predictors in the pretest. Controlling for pretest knowledge, there were significant, positive differences from pre- to post-test, regardless of race. Implications for further research and specific suggestions for financial education content for the incarcerated are provided.

For Love or Money? Factors Associated With the Choice Between Couple-Based Versus Individual Financial Coaching

2020 ◽  
pp. JFCP-18-00056
Author(s):  
Charlotte A. Zeamer ◽  
Alicia Estey
Keyword(s):  
Financial Literacy ◽  
Global Financial Crisis ◽  
Financial Education ◽  
Literacy Education ◽  
Couples Counseling ◽  
Key Factors ◽  
Factors Associated ◽  
Financial Counseling ◽  
Relational Factors ◽  
Online Labor

There has been much effort in recent years to address some of the damage of the recent global financial crisis with financial literacy education. Little research has been done, however, on the factors that might affect the decision to seek individual versus couples-based financial education. We used a survey instrument administered via the online labor market, Mechanical Turk, to examine factors associated with this outcome: whether members of a couple would choose individual or couples financial coaching. All participants were screened for current membership in a committed relationship for at least 6 months. Most participants reported a preference for couples versus individual financial counseling. Key factors that predicted a likelihood to opt for couples’ counseling include gender, age, and satisfaction with one’s relationship. Results from this study suggest that how and why consumers seek financial education may be affected by social, cultural, emotional, and relational factors as well as financial concerns. Such factors should be considered by practitioners in this field if program marketing, design, and delivery are to be relevant to participants and effective.

scholarly journals Enhancing Financial Literacy Among College Athletes

2021 ◽  
Vol 3 (2) ◽  
Author(s):  
Lisa Rubin ◽  
Mindy Joseph ◽  
Sonya Lutter ◽  
Daron Roberts ◽  
Julian Jones
Keyword(s):  
Financial Literacy ◽  
College Athletes ◽  
Student Loans ◽  
Financial Education ◽  
First Year Experience ◽  
First Year ◽  
Full Time ◽  
Summer Bridge ◽  
Additional Funding ◽  
Knowledge Survey

College students, including athletes, have limited exposure to financial education prior to enrolling in college (Britt et al., 2015). Athletes juggling two full-time roles as athlete and college student have limited time for financial education and the opportunity to work. Some athletes receive athletic scholarships and some do not, but either way, many athletes must seek additional funding and student loans to pay for college. Huston’s (2010) model demonstrated connections between financial literacy, behaviors, and education to serve as a framework for our study. The purpose of this study was to determine college athletes’ subjective and objective financial literacy, how they applied this knowledge, and their preferred mode(s) of financial education to pilot financial literacy education geared specifically for athletes based on their preferences. Data was collected from two institutions in the same Power 5 conference: monthly spending logs, focus groups, interviews, a financial knowledge survey, and pre- and post-tests flanking a financial literacy module in first-year experience courses and summer bridge. A Money 101 course was piloted over eight weeks, and peer financial counseling was offered. As athletes might gain access to their name, image, and likeness (NIL) for potential income in the near future, financial education is paramount.

scholarly journals FINANCIAL LITERACY OF THE MANAGEMENT STUDENTS – CZECH AND SLOVAK EXPERIENCE

MEST Journal ◽  
2021 ◽  
Vol 9 (1) ◽  
pp. 75-83
Author(s):  
Ales Kozubik
Keyword(s):  
Financial Literacy ◽  
Financial Stability ◽  
Information Sources ◽  
Positive Impact ◽  
Financial Education ◽  
Practical Experience ◽  
Full Time ◽  
Part Time Students ◽  
Credible Information ◽  
Management Students

Financial literacy is becoming one of the key competencies in the 21st century. In its absence, it is virtually impossible to navigate the market for financial products and services and thus ensure financial stability throughout the whole life. The author presents the results of a survey of the financial literacy of young future managers who are currently university students. Based on a questionnaire survey among full-time and part-time students, the author detects the positive impact of the practical experience of external students on their financial literacy. The author uses an innovative metric in the form of a personal finance index to assess financial literacy. In addition to overall success, this approach also makes it possible to analyze knowledge from the eight components of financial literacy. By comparing the results in individual areas, the author reveals that risk management is Achyla's heel of financial literacy. In addition to the knowledge component, the author also deals with the respondents' access to information sources. Based on these findings, the author formulates conclusions for the content of financial education. There is a need for a stronger link between the development of probabilistic thinking and the development of general numeracy with practical financial subjects. An important part of financial education is also the recognition of credible information sources.

Korean Elementary Teachers’ Perceptions of NESs’ and NNESs’ Pronunciation

2020 ◽  
Vol 27 (4) ◽  
pp. 23-50
Author(s):  
Miae Park ◽  
◽  
Youngok Park
Keyword(s):  
Elementary Teachers ◽  
Teachers Perceptions
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