asset building
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2021 ◽  
Vol 4 (2) ◽  
pp. 133-151
Author(s):  
Mohan Luthra

As noted in the paper published in the last issue of this journal, shopkeeping and retail have been one of the important ways of entry into the host economy in the case of some prewar migrating communities such as the Jews and the Italians and the post-war migrants such as the Asians (mostly Panjabis from India and Pakistan) to Glasgow in Scotland. We explore how the two major sets of theories the ethnic customer niche and middlemen minority theory apply to this group and explore the unchartered area of the nature of ‘property relations’ of retailers, i.e.in terms of the acquired commercial and housing property. Specifically, we explore the similarities and differences between the commercial and residential markets and their relationship and possible interdependence for entrepreneurial and asset building and the phenomenon of segregated property markets. We begin by exploring the background of retailers and their possible influence on entry into the business. We also compare some key aspects of Glasgow’s retail economy with other Asian retail localized economies using the studies of the period for comparative perspective purposes. The paper adds to the very sparse literature on asset ownership or on ethnic commercial property markets and explores if the high ownership of housing and the presence of ethnic origin national banks helped with both ethnic enterprise and asset creation. It also explores the extent to which the ‘ethnic niche’ model and the ‘middle minorities’ model applies to the Asians in Glasgow in addition to the hypothesis if the agricultural background which requires some sense of business and related skills, and the notion of success and the status of property may be the crucial cultural and experiential drivers of asset acquisition and enterprise.


Author(s):  
Christy Finsel ◽  
Mae Watson Grote ◽  
Margaret Libby ◽  
Cathie Mahon ◽  
Margaret S. Sherraden

This essay explores the enormous potential of social service organizations to contribute to people’s financial well-being. It is informed by the work of four pioneering organizations that use a racial- and gender-equity lens to advance financial well-being. It explores five strategies: (a) embedding financial development into social services; (b) focusing on youth transitioning to adulthood; (c) partnering with asset coalitions to expand financial opportunities; (d) partnering with financial institutions; and (e) developing fintech with equity. These approaches hold promise to help address the racial wealth gap and improve financial security.


2021 ◽  
pp. 1-18
Author(s):  
Arthur Acolin ◽  
Alex Ramiller ◽  
Rebecca J. Walter ◽  
Samantha Thompson ◽  
Ruoniu Wang
Keyword(s):  

2021 ◽  
Vol 7 (3) ◽  
pp. 176-195
Author(s):  
Jin Huang ◽  
Michael Sherraden ◽  
Margaret M. Clancy ◽  
Sondra G. Beverly ◽  
Trina R. Shanks ◽  
...  

Author(s):  
Olga Tsapko-Piddubna

The primary intension behind this study is to assess and compare policies that deliver inclusive outcomes to economic growth and development across economies of Central and Eastern Europe (CEE). The EU and Norway (the most inclusive country in 2018) were added into the study as a benchmark countries. As a result of the comparative analysis based on the World Economic Forum Inclusive Growth Policy and Institution Framework, we argue in favor of policies that would increase broad-based human economic opportunities and consequently both equality, and economic well-being of CEE economies. Positive strong influence on inclusive growth and development is associated with the employment and labor compensation policy that allows people directly increase their incomes; the basic services and infrastructure policy which is a necessary ground for present and future human and economic development; the asset building and entrepreneurship policy should provide diminishing inequality and rising economic opportunities by fostering medium and small business creation and enlarging possibilities of home and other asset ownership. In addition, an effective and inclusive redistribution state system of CEE economies should accentuate on supporting broad-based economic opportunities (like productive employment possibilities, asset building and entrepreneurship possibilities), along with infrastructure and human basic services development, rather than solely on social fiscal transfers.


Pondasi ◽  
2020 ◽  
Vol 25 (1) ◽  
pp. 1
Author(s):  
Pasya Faishal Aushoof ◽  
Nurlaila Fadjarwati ◽  
Mariah Rabiatul Qibtiyah

AbstractPT. Kawasan Berikat Nusantara (Persero) owns the building assets of block factory A-06 with an area of 5,400 m² with the condition of the building does not undergo improvement (indcondition) so that the offer price is low and the cost of repair of the building is high. There is also a waiting time when repairs are made so that investors need to wait for repairs to be completed. In the know of the performance of asset maintenance in the building of Block factory A – 06 used Key Maintenance Performance Indicators (Muchiri, 2010) based on 2 working areas (dimensions) are Leading Indicators and Lagging Indicators. The method used in the study is a descriptive method with a quantitative approach through data collection techniques for both interviews and documentation studies. The result of maintenance performance evaluation of the building assets of block plant A – 06 is known that the maintenance has been done is not optimal. A recommendation to solve the problem is to make a replanning of the A – 06 block factory building asset maintenance system.Keywords: evaluation of asset maintenance performance, building asset, building, Key Maintenance Performance Indicators.AbstrakPT. Kawasan Berikat Nusantara (Persero) memiliki aset bangunan pabrik blok A – 06 dengan luas 5.400 m² dengan kondisi bangunan tidak mengalami perbaikan (indcondition) sehingga harga penawaran sewanya rendah dan biaya perbaikan bangunannya tinggi. Terdapat juga waktu tunggu saat perbaikan dilakukan sehingga investor perlu menunggu perbaikan diselesaikan. Dalam mengetahui kinerja pemeliharaan aset pada bangunan pabrik blok A – 06 digunakan Key Maintenance Performance Indicators (Muchiri, 2010) berdasarkan 2 area kerja (dimensi) yaitu Leading Indicators dan Lagging Indicators. Metode yang digunakan dalam penelitian yakni metode deskriptif dengan pendekatan kuantitatif melalui teknik pengumpulan data baik wawancara dan studi dokumentasi. Hasil evaluasi kinerja pemeliharaan aset bangunan pabrik blok A – 06 diketahui bahwa pemeliharaan yang telah dilakukan tidak optimal. Rekomendasi pemecahan masalahnya adalah dibuat perencanaan ulang sistem pemeliharaan aset bangunan pabrik blok A - 06.Kata Kunci : evaluasi kinerja pemeliharaan aset, aset bangunan, Key Maintenance Performance Indicators.


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