Presidential Symposium: Stories of Struggle and Resilience: Expert Interdisciplinary Reflections of the Past Year

Are you an ESPO member curious about what the “new normal” means for your future career in the field of aging? Or are you a GSA member interested in hearing from your colleagues about their experiences over the past year? Welcome to the ESPO Presidential Symposium! During this session, speakers will share honest and candid insights about their careers in the field of aging amidst the pandemic, racial discrimination/social unrest, and economic insecurity. Speakers in the ESPO Presidential symposium include: Dr. Thomas K.M Cudjoe, Dr. Candace S. Brown, and Dr. Marnin J. Heisel. Dr. Cudjoe, a physician, will discuss his clinical experience treating older adults with COVID-19, the shift to tele-health, and his research on the impact of social isolation on older adults. Dr. Brown, an academician, will discuss how the new attention to the longstanding issues of social injustice in the U.S. shaped her teaching pedagogy, research, student mentorship, and provide critical context regarding the impact of COVID-19 on Black and Indigenous People of Color (BIPOC) professors. Dr. Heisel, a clinical psychologist, will share how his intervention research on resiliency and well-being in older adulthood shifted amidst the “new normal,” as well as how older adults in his clinical practice encountered and coped with difficulties over this past year. As our society confronts social injustice, tackles health implications of COVID-19, and adjusts to a new way of life, we must consider how these factors, together, inform the interdisciplinary stories of struggle and resilience in the field of aging.

“To Normalize is to Impose a Requirement on an Existence.” Why Health Professionals Should Think Twice Before Using the Term “Normal” With Patients

The term “normal” is culturally ubiquitous and conceptually vague. Interestingly, it appears to be a descriptive-normative-hybrid which, unnoticedly, bridges the gap between the descriptive and the normative. People’s beliefs about normality are descriptive and prescriptive and depend on both an average and an ideal. Besides, the term has generally garnered popularity in medicine. However, if medicine heavily relies on the normal, then it should point out how it relates to the concept of health or to statistics, and what, after all, normal means. Most importantly, the normativity of the normal needs to be addressed. Since the apparently neutral label “normal” can exclude, stigmatize, and marginalize people who are defined in contrast to it as abnormal, health professionals should think twice before using the term with patients. The present critical perspective advocates against using the term “normal,” as long as no understanding of a person’s individual normality has been attained. It advocates for the right to autonomously determine one’s own normality. For health professionals I do not see worthwhile benefits of subscribing to the concept of (non-individual and normatively loaded) “normality” and imposing it on their patients. But I do see many risks.

Covid-19, out-of-pocket medical expenses and consumption

Purpose Based upon estimates of the change in consumption due to a change in out-of-pocket-health expenses (dC/dOOPHE) for 43 countries, this paper aims to argue for a reevaluation of what constitutes OOPHE when determining health insurance especially in the wake of Covid-19. Design/methodology/approach Reiterative truncated projected least squares (RTPLS), a statistical technique designed to handle the omitted variables problem of regression analysis. Findings If budgets are binding than dC/dOOPHE should be 0; if OOPHE merely adds to current consumption than dC/dOOPHE should be 1. However, merely plotting consumption versus OOPHE for the 43 countries for which organization for economic cooperation and development has the required data clearly shows a dC/dOOPHE much greater than one. This paper’s estimates of dC/dOOPHE for 2000 to 2017 range from 15.6 for Switzerland (in 2016) to 225.2 for Columbia (in 2003). Research limitations/implications RTPLS cannot determine what part of the results are due to an increase in income causing both consumption and OOPHE to increase and what part is because of actual OOPHE far exceeding official OOPHE. However, the latter is involved. Practical implications As Covid-19 sickens millions while depriving millions of their normal means of generating income, what constitutes OOPHE should be expanded when determining health insurance. This paper’s results imply that even prior to Covid-19 health insurance covered much less than the optimal amount of actual OOPHE. Originality/value This is the first paper to use RTPLS to estimate dC/dOOPHE.

PANDUAN AMAN “NEW NORMAL” MENGHADAPI PANDEMI COVID-19

In the midst of ongoing pandemic and the start of New Normal, the community is required to comply with health protocols when doing their daily activities. This will changes almost all aspects and order in society so that adaptation is needed. Many people feel burdened because it will limit themselves to show off, to develop skills, and even limiting their income. Therefore, they refuse to follow protocols and assume New Normal means returning back to normal. Community perspective on the understanding of New Normal and how to adapt which is sometimes not appropriate will make it difficult to prevent the spread of COVID-19. Therefore, we held a Community Service Program in the form of WEBINAR, online seminar education which is practical and doesn’t need to gather people crowds. This WEBINAR aims to revise people’s perspectives on New Normal and to give the correct adaptation methods. Moreover, this WEBINAR is also about ways to develop themselves and create innovations during this pandemic, given there are social, communication, and transportation restriction. The WEBINAR was held online using the Zoom meeting platform and was held on June 18th 2020 at 19.00 WIB with the speaker namely Ms. Ayu Tarantika Indreswari, S.Farm., Apt. The WEBINAR was attended by more than 100 participants from various cities and was dominated by teenagers. The goals of the following WEBINAR is increase the understanding and awareness of the community in implementing New Normal without limiting it to still look beautiful, stay healthy, and still earn a living. Of course, the correct adaptation of New Normal will help prevent the spread of COVID-19.abstrakDi tengah masa pandemi yang masih berlangsung dan dimulainya New Normal, masyarakat dituntut untuk tetap mematuhi protokol kesehatan dalam beraktivitas sehari-hari. Hal ini mengubah hampir sebagian aspek dan tatanan dalam masyarakat sehingga adaptasi sangat diperlukan. Banyak dari masyarakat yang merasa terbebani akan hal itu karena akan membatasi mereka dalam menampilkan diri, mengembangkan bakat, dan bahkan membatasi penghasilan mereka. Sehingga dengan berbagai alasan tersebut mereka menolak mengikuti protokol New Normal dan menganggap New Normal berarti kembali seperti normal. Perspektif masyarakat mengenai pengertian New Normal dan cara menerapkannya yang terkadang belum tepat akan menyulitkan upaya pencegahan penyebaran kasus COVID-19. Oleh karena itu, kami mengadakan program KKN berupa WEBINAR, seminar edukasi daring yang praktis tanpa harus mengumpulkan kerumunan orang di lapangan. WEBINAR ini bertujuan untuk meluruskan perspektif masyarakat mengenai New normal dan cara adaptasi yang benar. Selain itu, WEBINAR ini juga mengenai cara untuk mengembangkan diri dan menciptakan inovasi di masa pandemi, menghingat terdapat pembatasan sosial, komunikasi, dan transportasi. WEBINAR diadakan secara daring dengan menggunakan platform meeting Zoom dan dilaksanakan pda tanggal 18 Juni 2020 pukul 19.00 WIB dengan pemateri yaitu Kak Ayu Tarantika Indreswari., S.Farm., Apt. WEBINAR diikuti 118 peserta dari berbagai kota, dan didominasi oleh remaja. Diharapkan dengan adanya WEBINAR berikut, akan meningkatkan pemahaman dan kesadaran masyarakat dalam menerapkan New Normal tanpa membatasi untuk tetap tampil cantik, tetap sehat, dan tetap berinovasi. Tentunya, penerapan New Normal yang benar akan membantu mencegah penyebaran COVID-19.

1 Introduction

This introductory chapter provides a background and overview of financial collateral. One of the most significant changes in which financial markets have functioned since the global financial crisis is the 'flight to security'. Both the need for secured lending as well as regulatory requirements to reduce credit risk have contributed to the increased need for collateral, i.e. for liquid, high-quality assets that may be used as collateral. On the one hand, increasing concerns about counterparty risk have meant that secured borrowing and lending have become the normal means by which funding is accessed, largely replacing unsecured finance. On the other hand, the Basel III framework - and the need for better capitalization and liquidity of financial institutions - has made it more important for banks to hold a greater stock of high-quality securities. The global financial crisis and the resulting regulatory responses have thus profoundly affected the supply of, and demand for, financial collateral in that financial collateral has become much scarcer and more important. This book focuses on collateral in international finance transactions. It provides practitioners and academics with a comprehensive handbook on the various aspects of financial collateral and its use. The chapter then describes the terms finance, credit, security, and collateral.

Development and Anthropology

International development is one of humanity’s most important global undertakings, but it is also a “wicked problem” characterized by uncertain and shifting priorities, disagreements, and unexpected outcomes. Created during and in the aftermath of World War II, the development industry of the early 21st century is large, complex, and highly influential. It is also relatively opaque to outsiders and largely independent of normal means of democratic control. Anthropology has been involved in development from colonial times, but particularly so since the 1950s, and anthropologist practitioners have made several important contributions to development planning and implementation. The discipline’s influence overall, however, has been overshadowed to a large degree by other disciplines, such as economics, which still remains dominant in the industry. Anthropological influence has waxed and waned over the years, both as a response to development policies and priorities, and as a response to changes within the discipline itself. Anthropological analyses of development, as well as detailed development ethnographies, have helped people inside and outside the industry understand why and how development efforts succeed and fail, and indeed, how to define success and failure in the first place. At the same time, anthropologists have enhanced our appreciation of the role of language, power, and agency in the development process. In the future, anthropology is likely to become more important and influential in development work, given the growth of disciplinary trends favoring practice and application and renewed focus within the development industry on poverty eradication.