The Influences of Birth and the Child—Raising on Household Finances: An Analysis of Lost Income

Author(s):  
Anna Jędrzychowska ◽  
Ewa Poprawska
Keyword(s):  

Global health is at a crossroads. The 2030 Agenda for Sustainable Development has come with ambitious targets for health and health services worldwide. To reach these targets, many more billions of dollars need to be spent on health. However, development assistance for health has plateaued and domestic funding on health in most countries is growing at rates too low to close the financing gap. National and international decision-makers face tough choices about how scarce health care resources should be spent. Should additional funds be spent on primary prevention of stroke, treating childhood cancer, or expanding treatment for HIV/AIDS? Should health coverage decisions take into account the effects of illness on productivity, household finances, and children’s educational attainment, or should they just focus on health outcomes? Does age matter for priority-setting or should it be ignored? Are health gains far in the future less important than gains in the present? Should higher priority be given to people who are sicker or poorer? This book provides a framework for how to think about evidence-based priority-setting in health. Over 18 chapters, ethicists, philosophers, economists, policymakers, and clinicians from around the world assess the state of current practice in national and global priority-setting, describe new tools and methodologies to address establishing global health priorities, and tackle the most important ethical questions that decision-makers must consider in allocating health resources.


Author(s):  
MARCIN HITCZENKO

Abstract This article develops a two-stage statistical analysis to identify and assess the effect of a sample bias associated with an individual’s household role. Survey responses to questions about the respondent’s role in household finances and a sampling design in which some households have all members take the survey enable the estimation of distributions for each individual’s share of household responsibility. The methodology is applied to the 2017 Survey of Consumer Payment Choice. The distribution of responsibility shares among survey respondents suggests that the sampling procedure favors household members with higher levels of responsibility. A bootstrap analysis reveals that population mean estimates of monthly payment instrument use that do not account for this type of sample misrepresentation are likely biased for instruments often used to make household purchases. For checks and electronic payments, our analysis suggests that it is likely that unadjusted estimates overstate true values by 10–20 percent.


2018 ◽  
Author(s):  
Scott Baker ◽  
Lorenz Kueng ◽  
Leslie McGranahan ◽  
Brian Melzer

2021 ◽  
Vol 1 (2) ◽  
Author(s):  
Kharisya Ayu Effendi ◽  
Denny Saputera ◽  
Sakina Ichsani

Pandemi Covid-19 telah mempengaruhi tatanan hidup dan kebiasaan masyarakat di dunia pada umumnya dan di Indonesia pada khususnya. Kesehariannya masyarakat yang telah terbiasa untuk berinteraksi secara langsung, karena adanya Covid-19 maka masyarakat harus mulai terbiasa dengan pola hidup sehat yaitu dengan penerapan social distancing. Keuangan keluarga mengalami dampak yang buruk akibat pandemi Covid-19. Implementasi pelaksanaannya dengan memberikan pembelajaran melalui daring dengan menggunakan aplikasi google meet dan dilanjutkan dengan melalui forum diskusi tanya jawab dengan mitra yang tergabung dalam KADIN Jawa Barat. Di masa pandemi Covid-19, keluarga harus mampu mengimplementasikan financial health chek up didalam keuangan rumah tangganya. Karena menurunnya keuangan keluarga berdampak pada menurunnya konsumsi belanja rumah tangga dapat berakibat pada menurunnya pertumbuhan perekonomian suatu negara. Strategi yang dapat digunakan oleh keluarga dalam menempuh kondisi masa pandemi Covid-19 ini adalah dengan mencatat dan merinci dari setiap pengeluaran dan pemasukan, membuat budget untuk setiap pengeluaran dan menghindari pengeluaran yang tidak perlu.Kata Kunci :Personal Financial Health Check-Up, Keuangan Keluarga, Pandemi Covid-19 The Covid-19 pandemic has affected the way of life and habits of people in the world in general and in Indonesia in particular. On a daily basis, people who are accustomed to interacting directly, because of Covid-19, people must start to get used to a healthy lifestyle, namely the application of social distancing. Family finances were badly affected by the Covid-19 pandemic. The implementation of the implementation is by providing online learning using the google meet application and continued by going through a question and answer discussion forum with partners who are members of the West Java KADIN. During the Covid-19 pandemic, families must be able to implement financial health check-ups in their household finances. Because the decline in family finances has an impact on decreasing consumption of household spending, it can result in a decline in the economic growth of a country. The strategy that can be used by families in dealing with the conditions of the Covid-19 pandemic is to record and detail each expenditure and income, create a budget for each expense and avoid unnecessary expenses.Keywords: : Personal Financial Health Check-Up, Family Finances, Covid-19 Pandemic


2021 ◽  
Vol 3 (2) ◽  
pp. 110-118
Author(s):  
Desi Ika

The community subjection activities is a partnership program between the Community Partnership Program (PKM) with Dolok Masihul (Domas) Farmer Group partners. The problems are (1) Production aspects include a) Oyster mushroom chips are oily and less crunchy and do not last long; b) Plastics and labels used are still inadequate and straightforward because they are not accompanied by product information as well as packaging for oyster mushroom chips which is even done manually. (2) Aspects of Business and Financial Management, among others: a) Marketing is still carried out conventionally. b) Business management is always simple, carried out in a family manner, and there is no product legality. c) There is no separation between household finances and business finances. d) There are no records or business bookkeeping so that it is difficult to calculate the profits it gets. This community service aims to increase the knowledge, skills, and income of the Domas Farmer Group and the surrounding community through training in production, finance, and marketing. Community service activities are carried out using method 1). Transfer of knowledge, such as lectures and discussions, 2). Training, and 3). Bookkeeping assistance for the Oyster Mushroom Chips business. The results to improve the skills and knowledge of the Domas farmer group include making Oyster Mushroom chips using Deep Fryers and Spinners, knowing the use of social Media for marketing, and being able to make a financial report—publishing the Compilation Guide Book.


2021 ◽  
Vol 5 (1) ◽  
pp. 61-72
Author(s):  
Lasma Farida

Intensive implementation of coaching to improve the performance of accreditation teams is the full responsibility of the leader of an institution or institution. Similarly, MTsN 2 Bener Meriah is one of the Islamic educational institutions. This study aims to find out how  the intensive application of coaching in an effort to improve the performance of the accreditation team MTsN 2 Bener Meriah. This research is qualitative with descriptive survey techniques. Through interviews, observations, and documentation, the following research results are found: (a) the components of accreditation that become the assessment points in the form of curriculum of each educational program, number of educators, the condition of learners, coordination of the implementation of education, educational facilities and infrastructure, readiness of academic administration, staffing, and household finances, (2) the application of coaching one of them on the components of content standards and process standards, (3) based on the evaluation of activities in the know that not fully the management of MTsN 2 Bener Meriah committed in carrying out the task and not yet maksimanya conflict management so that there is doubt and lack of readiness in maintaining the 'A grade' that has been achieved.


2009 ◽  
Vol 23 (4) ◽  
pp. 49-68 ◽  
Author(s):  
Karen E. Dynan

Households have experienced an expansion of financial opportunities over the past several decades. Expanded financial opportunities, such as the democratization of credit and new lending approaches, can yield benefits in terms of household economic security. However, the financial crisis that began in 2007 has powerfully illustrated that expanded financial opportunities can also pose dangers for households. By increasing the scope for investment in risky assets, people may end up with larger swings in wealth than they had anticipated. Households may borrow too much and then face obligations that are unsustainable given their resources. To explore these issues, I examine household data on wealth, assets, and liabilities going back 25 years and, in some cases, 45 years. I argue that changes in household finances in the decades leading up to the mid-1990s—including the gradual rise in indebtedness—likely increased household well-being, on balance, and contributed to a decline in aggregate economic volatility. However, changes in finances since the mid-1990s—in particular, a much sharper rate of increase in household debt—appear to have been destabilizing for many individual households and ultimately for the economy as a whole. I consider how the lessons learned in the current crisis might change household financial opportunities and choices going forward.


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