Financial Anxiety

2019 ◽  
pp. 103-115
Author(s):  
David J. Peterson ◽  
Jeffrey G. Miller
Keyword(s):  
Financial Anxiety

Financial Anxiety is Associated With Cancer Screening Adherence in Women at High Risk of Breast Cancer

2021 ◽  
Author(s):  
Salene M W Jones ◽  
Tammy A Schuler ◽  
Tasleem J Padamsee ◽  
M Robyn Andersen
Keyword(s):  
Breast Cancer ◽  
Cancer Screening ◽  
High Risk ◽  
Pap Smear ◽  
Clinical Breast Examination ◽  
Lower Odds ◽  
Breast Examination ◽  
Clinical Breast ◽  
Financial Anxiety ◽  
Screening Adherence

Abstract Background Previous studies have examined the impact of material financial hardship on cancer screening but without focusing on the psychological aspects of financial hardship. Purpose This study examined the effects of different types of financial anxiety on adherence to breast cancer screening in women at high risk of breast cancer. Adherence to cervical cancer screening was also examined to determine whether associations between financial anxiety and screening adherence were unique to breast cancer screening or more general. Methods Women (n = 324) aged 30–50 and at high risk for inherited breast cancer completed a survey on general financial anxiety, worry about affording healthcare, financial stigma due to cancer risk, and adherence to cancer screening. Multivariate analyses controlled for poverty, age, and race. Results More financial anxiety was associated with lower odds of mammogram adherence (odds ratio [OR] = 0.97, confidence interval [CI] = 0.94, 0.99), Pap smear adherence (OR = 0.98, CI = 0.96, 0.996), and clinical breast examination adherence (OR = 0.98, CI = 0.96, 0.995). More worry about affording healthcare was associated with lower odds of clinical breast examination adherence (OR = 0.95, CI = 0.91, 0.9992) but not mammogram or Pap smear adherence (p > .05). Financial stigma due to cancer risk was associated with lower odds of Pap smear adherence (OR = 0.87, CI = 0.77, 0.97) but no other cancer screenings (p > .07). Conclusions Financial anxiety may impede cancer screening, even for high-risk women aware of their risk status. Clinical interventions focused on social determinants of health may also need to address financial anxiety for women at high risk of breast cancer.

The Impact of Financial Anxiety, Migration and Socio-Economics Charteristics on Job Productivity : A Mediating Role of Financial Wellbeing

2020 ◽  
Vol 9 (2) ◽  
pp. 89-99
Author(s):  
Sabri , Pirzada Sami Ullah ◽  
Abbas , Muhammad Arshad ◽  
Kowang , Tan Owee ◽  
Mahar , Shaza
Keyword(s):  
Mediating Role ◽  
Job Productivity ◽  
Financial Anxiety ◽  
The Impact

scholarly journals Family Representations of Preschool Age Children Living in Families of Different Socio-Economic Status

2016 ◽  
Vol 21 (4) ◽  
pp. 83-101
Author(s):  
A.A. Shvedovskaya ◽  
T.Yu. Zagvozdkina
Keyword(s):  
Socioeconomic Status ◽  
Economic Status ◽  
Family Members ◽  
Well Being ◽  
Preschool Age ◽  
Family Socioeconomic Status ◽  
Her Family ◽  
Financial Anxiety ◽  
Economic Well Being ◽  
Family Representation

A child’s family representation is one of the crucial factors of psychological and social development in older preschoolers. The article emphasizes that the relationships between a child’s family socioeconomic status (SES) and family representation are mediated. Family members’ perception and evaluation of their socioeconomic status are conditioned with subjective economic well- being. It influences family functioning which, in its turn, conditions particular characteristics of a child’s emotional experiences in family situation and his/her family representations. The analysis of relationships between subjective economic well-being of family members and a child’s family representations demonstrates the trend to increase in severity of poor well-being markers in case of increase of parental markers of financial stress, financial deprivation and financial anxiety. An empirical classification of family representation types in children from families with various SES is provided. It includes positive family representation “Favorable family”, family representation with some elements of disharmony “Unstable family”, representation of a distant family “Distant family”, conflict family representation “Conflict family”, negative family representation “Unfavorable family”.

scholarly journals Faktor-Faktor yang Memengaruhi Kecemasan Keuangan pada Remaja Kota Surabaya

2021 ◽  
Vol 9 (2) ◽  
pp. 511
Author(s):  
Jehan Sekarkinasih
Keyword(s):  
Random Sampling ◽  
Sampling Methods ◽  
Public Awareness ◽  
Psychological Impact ◽  
Financial Knowledge ◽  
Public Knowledge ◽  
Financial Satisfaction ◽  
Independent Variables ◽  
Financial Anxiety ◽  
The City

This study is the first study in Indonesia that examines the factors that influence financial anxiety. Financial anxiety is a negative psychological impact where there is a decrease in various aspects so that, in total, it causes stress levels to jump. This study focuses on adolescents who live in Surabaya, which, based on BPS data, the city of Surabaya has the largest population in East Java and is dominated by adolescents. This study aims to determine the effect of income, debt, financial knowledge, and financial satisfaction on financial anxiety. Data were collected by distributing online questionnaires with random sampling methods to 154 respondents. Then, data were tabulated in excel, analyzed and processed using multiple linear regression in SPSS. The result of this study indicates that none of the independent variables affects financial anxiety. This is presumably due to the lack of public knowledge about financial anxiety, especially among Surabaya adolescents. Few studies examine financial anxiety as the dependent variable, which thought to cause limited public knowledge about this topic. Therefore, this study is expected to increase knowledge, literacy, and public awareness regarding financial anxiety, especially to adolescents in Surabaya.

scholarly journals Financially Sustainable Families: Integrated Social Work Praxis

2021 ◽  
pp. 39-49
Author(s):  
B. S. Sachin ◽  
K. Saravana ◽  
C. Rajashekar ◽  
B. Ramesh
Keyword(s):  
Social Work ◽  
Financial Literacy ◽  
Single Subject ◽  
Single Subject Research ◽  
The Family ◽  
Work Intervention ◽  
Poor Families ◽  
Financial Anxiety ◽  
Structural Poor ◽  
Rural Appraisal

Financial life of a family is very crucial. However less importance is given for financial literacy among structural rural poor, hence the interventional study was taken up to address the gap with Social Work Intervention. The researcher proposed In-Basket technique (one of the technique practiced in Participatory Rural Appraisal (PRA)) to spread financial literacy. The Present study was interventional in nature hence, Single Subject Research design (AB Model) was adopted to assess baseline and intervention phases of level of financial anxiety among families. Three structural poor families were chosen for study in Kunte village.Nelamangala block, Bengaluru rural District, Baseline assessment was done by using structured Financial Anxiety Assessment scale, Intervention was done by using In-basket technique. Considerable changes found after intervention in the level of financial anxiety of the family members.

In over Our Heads with Financial Anxiety from Student Debt

2017 ◽  
Vol 67 (2) ◽  
pp. 115-124 ◽  
Author(s):  
Carrie Doehring
Keyword(s):  
Student Debt ◽  
Financial Anxiety

Linking Family Financial Socialization With Its Proximal and Distal Outcomes: Which Socialization Dimensions Matter Most for Emerging Adults’ Financial Identity, Financial Behaviors, and Financial Anxiety?

2019 ◽  
Vol 8 (6) ◽  
pp. 464-475 ◽  
Author(s):  
Rimantas Vosylis ◽  
Rasa Erentaitė
Keyword(s):  
Emerging Adults ◽  
Financial Distress ◽  
Cross Sectional Study ◽  
Self Control ◽  
Financial Socialization ◽  
Cross Sectional ◽  
Financial Behaviors ◽  
Financial Anxiety ◽  
Parental Teaching ◽  
Financial Identity

Financial behaviors are grounded in family financial socialization, and its effects continue well into people’s life course. However, only a handful of studies have addressed dimensionality of family financial socialization practices. Even fewer studies have investigated how different dimensions of financial socialization are linked to financial identity and distal outcomes such as financial behaviors and anxiety. To address this gap, a cross-sectional study was conducted with 481 emerging adults (57.8% women; M age = 20.27, SD age = 1.39). The results suggest that family financial socialization practices are multidimensional and that they have different effects on the outcomes. Specifically, direct parental teaching on money management and openness about family finances are related to favorable outcomes (i.e., higher spending self-control, less impulsive buying, and lower financial anxiety), while experiencing financial distress within a family is related to less favorable outcomes. The results also suggest that financial identity may play an essential role in this process.

scholarly journals Financial Anxiety among Caregiving Parents of Adult Children with a Substance Use Disorder

2021 ◽  
Vol 12 (1) ◽  
Author(s):  
Rachel R. Tambling ◽  
Carissa D'Aniello ◽  
Beth Russell
Keyword(s):  
Substance Use ◽  
Substance Use Disorder ◽  
Adult Children ◽  
Financial Anxiety

scholarly journals Electronic payment system use: a mediator and a predictor of financial satisfaction

2020 ◽  
Vol 17 (3) ◽  
pp. 246-262 ◽  
Author(s):  
Khurram Ajaz Khan ◽  
Mohammed Anam Akhtar
Keyword(s):  
Payment System ◽  
Partial Least Square ◽  
Equation Modeling ◽  
Financial Satisfaction ◽  
Electronic Payment ◽  
Financial Capability ◽  
Financial Advice ◽  
Financial Anxiety ◽  
Electronic Payment System ◽  
Positive Effect

This study investigates the direct and indirect effects of financial capability, financial advice, financial anxiety, and the use of an electronic payment system (EPS) on financial satisfaction. In the current era of digitalization and financial innovations, it seems quite unlikely that an individual remains unaffected by its use. The research was conducted in northern India on individual level using a partial least square structural equation modeling statistical technique to analyze responses collected from a close-ended questionnaire using a 5-point Likert scale. The results show that financial capability, financial advice, financial anxiety, and EPS usage have a direct positive effect on an individual’s financial satisfaction. EPS usage plays a significant mediating role, as all the financial constructs depict a positive effect on financial satisfaction via EPS use. These findings contribute to the literature by offering an understanding of the determinants of financial satisfaction in the context of a low-income developing country, as well as the vital role of using EPS in an individual’s financial satisfaction in today’s digitally driven era. The results of this study could be a useful factor for policymakers and digital service providers for implementation and control. Acknowledgement “This paper was supported by Internal Grant Agency of FaME TBU No. IGA/FaME/2019/002”

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