scholarly journals Investor Characteristics and their Impact on the Decision to use a Robo-advisor

2021 ◽  
Author(s):  
Andreas Oehler ◽  
Matthias Horn ◽  
Stefan Wendt
Keyword(s):  
Locus Of Control ◽  
Undergraduate Students ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
Retail Investors

AbstractWe survey 231 undergraduate students to analyze how retail investors’ characteristics influence their decision to use a robo-advisor. Characteristics such as the willingness to take risk, extraversion, and optimism are significant in univariate tests but the willingness to take risk and the internal locus of control are significant in multivariate settings. Participants who use the robo-advisor invest more and are more likely to also invest on their own in both stocks and bonds. We also find statistically significant differences between participants who exclusively use the robo-advisor for investments in stocks and bonds and participants who use the robo-advisor and invest some money in stocks and bonds on their own.

scholarly journals Perceptual and Behavioral Response to COVID-19 Pandemic among Sri Lankan Undergraduates

2021 ◽  
pp. 17-27
Author(s):  
Asanka Bulathwatta ◽  
Gunendra Dissanayake ◽  
Tehani Gunawardena ◽  
Uthpala Nirmani ◽  
Oshada Perera ◽  
...  
Keyword(s):  
Risk Perception ◽  
Locus Of Control ◽  
Undergraduate Students ◽  
Cross Sectional Study ◽  
Cross Sectional ◽  
Safety Measures ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
Present Cross Sectional Study ◽  
Related Stress

COVID-19 has emerged as the most impactful pandemic after the Spanish flu. As communities adjust to a life with COVID-19 it has become essential to employ different behavioral mechanisms of prevention to curtail community transmission. Perceptual factors such as risk perception and locus of control play a role in the level of stress experienced and the likelihood of employing behavioral methods for the prevention of the spread of the virus. The present cross sectional study utilized four questionnaires measuring COVID-19 related risk perception, COVID-19 related stress, locus of control and adherence to safety measures. The sample consisted of 371 undergraduate students representing all academic years in the Faculty of Arts in the University of Peradeniya,Sri Lanka. A significant relationship was found between COVID-19 risk perception and COVID-19 stress. Increase in internal locus of control was reflective of lower levels of risk perception and COVID-19 related stress. However adherence to safety measures did not have a significant association with COVID-19 risk perception, COVID-19 related stress or their level of internal locus of control. COVID-19 risk perception was also predictive of COVID-19 stress while increasing internal locus of control and adherence to safety measures were not. This suggests perception of risk to be the key predictive factor for the psychological wellbeing of undergraduate students in this study during the COVID-19 pandemic.

The Self-Consciousness Scale and Locus of Control

1986 ◽  
Vol 59 (2) ◽  
pp. 939-942 ◽  
Author(s):  
James K. Mikawa ◽  
Ken Nordin ◽  
Jim Eyman
Keyword(s):  
Locus Of Control ◽  
Social Anxiety ◽  
Undergraduate Students ◽  
The Self ◽  
Control Scale ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
External Events ◽  
The Impact ◽  
Public Self Consciousness

The Self-consciousness Scale has three factors, private self-consciousness, public self-consciousness, and social anxiety. It was expected that high private self-consciousness would facilitate tendencies toward internal locus of control. No relationship, however, was found between private self-consciousness and internal locus of control. Low to moderate correlations were found between locus of control, as measured by the Rotter I-E Scale and the Levenson Multidimensional Locus of Control Scale, and public self-consciousness and social anxiety. Public self-consciousness and social anxiety reflect concerns about the impact of others and external events. A total of 118 undergraduate students participated in the study, 65 women and 53 men.

scholarly journals M-LoCUS: A Scalable Intervention Enhances Growth Mindset and Internal Locus of Control in Undergraduate Students in STEM †

2020 ◽  
Vol 21 (2) ◽  
Author(s):  
Dhiraj Nallapothula ◽  
Jennifer Berdan Lozano ◽  
Selina Han ◽  
Carlos Herrera ◽  
Hannah Whang Sayson ◽  
...  
Keyword(s):  
Locus Of Control ◽  
Undergraduate Students ◽  
Growth Mindset ◽  
Internal Locus ◽  
Internal Locus Of Control

scholarly journals Analysis of personal financial management behavior in higher education student

2018 ◽  
Vol 7 (1) ◽  
Author(s):  
Abel Tasman ◽  
Deny Ari Efendi ◽  
Erni Masdupi
Keyword(s):  
Locus Of Control ◽  
Undergraduate Students ◽  
Financial Management ◽  
Financial Knowledge ◽  
Equation Modeling ◽  
Education Student ◽  
Management Behavior ◽  
Parental Income ◽  
Internal Locus ◽  
Internal Locus Of Control

Personal financial management behavior is one of the interesting topics in financial management because in practice there are links with other science such as psychology and sociology. This research aimed to analyze the influence of (1) financial knowledge (2) internal locus of control and (3) parental income on personal financial management behavior. The population in this research are undergraduate students in the Faculty of Economics, Universitas Negeri Padang consists of 1,658 students. The samples were selected by using a clustered random sampling to get as much of the total samples of 100 students. The data of this research are primary and secondary data. The data were analyzed by Structural Equation Modeling (SEM) The results of this research show: (1) financial knowledge has a negative and no significant effect on personal financial management behavior of undergraduate students in the Faculty of Economics, Universitas Negeri Padang (2) internal locus of control has a positive and significant effect on personal financial management behavior of undergraduate students in the Faculty of Economics, Universitas Negeri Padang (3) parental income has a positive and no significant effect on personal financial management behavior of undergraduate students in the Faculty of Economics, Universitas Negeri Padang.Keywords: Behavior finance; financial knowledge; internal locus of control; parental income

Umgang mit illegalen Drogen im »bürgerlichen« Milieu: Zum Steuerungseinfluss formeller und informeller Sozialkontrolle – Erste Ergebnisse einer Pilotstudie

2000 ◽  
Vol 46 (2) ◽  
pp. 101-110 ◽  
Author(s):  
Karl Mann ◽  
Klaus Ackermann
Keyword(s):  
Locus Of Control ◽  
Peer Group ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
Erste Ergebnisse

Im vorliegenden Beitrag werden erste Ergebnisse eines Pilotforschungsprojektes vorgestellt, dessen empirischer Fokus auf das in der bundesrepublikanischen Drogenforschungslandschaft weitgehend ausgesparte Feld eines sozial integrierten Umgangs mit illegalen Drogen in gesellschaftlich etablierten Sozialkontexten gerichtet ist. Besonderes Interesse gilt dem Vermittlungsgeschehen zwischen formeller und informeller sozialer Kontrolle: Wie geht der Einzelne mit konfligierenden Botschaften einer auf ein generelles Drogenverbot abgestellten Rechtssphäre und dem darauf abgestellten institutionellen Kontext strafrechtlicher und sozialmedizinischer Kontrolle einerseits und etwaigen gebrauchsmotivierenden Botschaften der Peer-Group, des Freundes- und Bekanntenkreises andererseits um? </P><P> Innerhalb der Pilotphase wurden 34 sozial integrierte Konsumenten diverser illegaler Drogen interviewt. Die Stichprobenbildung folgte der Methode des Snowball Samplings. Die bisherigen Beobachtungen lassen sich zu zwei für den weiteren Forschungsverlauf relevanten Arbeitshypothesen verdichten: <UL><LI>Der Drogenkonsum untersteht offenbar in der Selbstwahrnehmung im Sinne einer Selbstattribution einem ›internal locus of control‹. <LI>Auch wenn es trotz des bestehenden Drogenverbots zum Konsum illegaler Drogen kommt, scheint mit dem Verbotsstatus bestimmter Substanzen häufig ein informeller Kontrolleinfluss assoziiert, welcher Konsum regulierend unterhalb der Schwelle des generalpräventiven Anspruchs des BtMGs wirksam wird.</UL>

LOCUS OF CONTROL AND STUDENT ACHIEVEMENT

2020 ◽  
Vol 2 (01) ◽  
pp. 52-58
Author(s):  
Eko Sujadi
Keyword(s):  
Locus Of Control ◽  
Intervention Program ◽  
Negative Relationship ◽  
External Locus ◽  
Learning Achievement ◽  
Grade Point ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
External Locus Of Control ◽  
Academic Information

Abstract. Locus of control is one of the personality characteristics possessed by humans. Locus of control can be divided into two, namely internal locus of control and external locus of control. Locus of control is a predictor of several other variables, such as learning achievement. The purpose of this study was to determine the relationship of locus of control with learning achievement. This research uses descriptive and correlational methods. The instrument filling is done online by using the google form application considering the increasing spread of COVID-19. Finally, as many as 36 students participated in filling this instrument. In this study, researchers used the Rotters Internal-External Locus of Control (IE Scale) inventory consisting of 29 items, of which there were 6 filler items, so that the total number of items that could be processed was 23 items, while to see learning achievement using the Grade Point Average (GPA) that researchers get from the Academic Information System (SIAKAD). Research findings show that locus of control has a strong negative relationship with student learning achievement. We advise students to have an internal locus of control while continuing to believe in God; The counselor is expected to be able to arrange an intervention program for students who have an external locus of control and have low learning achievement.

ANALISIS KOMPARASI PERILAKU ETIS MAHASISWA AKUNTANSI STIE SAKTI ALAM KERINCI DENGAN STIE SUMATERA BARAT DAN FAKTOR-FAKTOR YANG MEMPENGARUHINYA

2018 ◽  
Vol 3 (1) ◽  
pp. 91
Author(s):  
Elex Sarmigi
Keyword(s):  
Locus Of Control ◽  
Ethical Behavior ◽  
Female Students ◽  
Equity Sensitivity ◽  
Male Students ◽  
Accounting Students ◽  
External Locus ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
Control Factors

<p><em>This study aims to see the comparison of ethical behavior of accounting students of STIE Sakti Alam Kerinci with accounting students of STIE Sumatera Barat. This study will also look at the comparative ethical behavior between male students and female students as well as the ethical behavior of individuals who have internal locus of control factors with individuals who have external locus of control factors separately from each college. In addition, this study will also look at the effects of equity sensitivity (X<sub>1</sub>) and culture (X<sub>2</sub>)</em> <em>on the ethical behavior of accounting students. This study uses primary data collected by using questionnaires. The method of testing the comparative hypothesis in this study is T-test, then multiple linear regression is used to analyze the influence of equity sensitivity (X1) and culture (X2) on ethical behavior (Y).</em><em> </em><em>This study found that (1) the accounting students of STIE Sumatera Barat have more ethical behavior than accounting students of STIE Sakti Alam Kerinci, (2) there are no differences of ethical behavior among male students and female students of STIE Sakti Alam Kerinci as well as STIE Sumatera Barat, (3a) The accounting students of STIE Sakti Alam Kerinci have internal locus of control factors has more ethical behavior than accounting student have external locus of control factors, (3b) there is no difference of ethical behavior among accounting students of STIE Sumatera Barat based on locus of control factors, (4a) Equity sensitivity and culture affect the ethical behavior of accounting students of STIE Sakti Alam Kerinci, (4b) equity sensitivity affects the ethical behavior of accounting students of STIE Sumatera Barat, but culture does not affect the ethical behavior of accounting students of STIE Sumatera Barat.</em><em></em></p><p> </p><p>Penelitian ini bertujuan untuk melihat komparasi perilaku etis mahasiswa akuntansi STIE Sakti Alam Kerinci dengan mahasiswa akuntansi STIE Sumatera Barat. Penelitian ini melihat komparasi perilaku etis antara mahasiswa dengan mahasiswi akuntansi serta perilaku etis individu yang memiliki faktor internal <em>locus of control</em> dengan individu yang memiliki faktor eksternal <em>locus of control</em> secara terpisah dari masing-masing perguruan tinggi. Selain itu, penelitian ini juga melihat pengaruh dari <em>equity sensitivity</em> (X<sub>1</sub>) dan budaya (X<sub>2</sub>) terhadap perilaku etis mahasiswa akuntansi. Penelitian ini menggunakan data primer yang dikumpulkan dengan menggunakan kuesioner. Metode pengujian hipotesis komparatif dalam penelitian ini adalah T-<em>test</em>, kemudian regresi linear berganda digunakan untuk menganalisa pengaruh <em>equity sensitivity </em>(X<sub>1</sub>) dan budaya (X<sub>2</sub>) terhadap perilaku etis (Y). Penelitian ini menemukan bahwa (1) mahasiswa akuntansi STIE Sumatera Barat memiliki perilaku yang lebih etis dibandingkan mahasiswa akuntansi STIE Sakti Alam Kerinci, (2) tidak terdapat perbedaan perilaku etis antara mahasiswa dan mahasiswi akuntansi STIE Sakti Alam Kerinci maupun STIE Sumatera Barat, (3a) mahasiswa akuntansi STIE Sakti Alam Kerinci yang memiliki faktor  internal<em> locus of control </em>memiliki perilaku lebih etis dibandingkan mahasiswa akuntansi yang memiliki faktor eksternal<em> locus of control, </em>(3b) tidak terdapat perbedaan perilaku etis antara mahasiswa akuntansi STIE Sumatera Barat berdasarkan faktor<em> locus of control</em>, (4a) <em>equity sensitivity</em> dan budaya mempengaruhi perilaku etis mahasiswa akuntansi STIE Sakti Alam Kerinci, (4b) <em>equity sensitivity</em> mempengaruhi perilaku etis mahasiswa akuntansi STIE Sumatera Barat</p>

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