On the Expenses and Selection as affecting the Pure Premium Method of Valuation

1878 ◽  
Vol 21 (3) ◽  
pp. 192-203 ◽  
Author(s):  
James Sorley

Although much has been written in recent years on the comparative merits of different methods of valuation, I am not aware that any attempt has yet been made to ascertain the ultimate bearing on the Pure Premium Method, of the facts that have been recently brought forward as to the pressure of the expenses and the effects of selection in an assurance company. Speaking generally, it will, I think, be found that proposals to diminish the pure premium reserve on account of the necessarily heavy expenses of new business, have been made without reference to the mortality profit that may be expected to arise from the recent selection of the lives, and vice versa. This being the case, it occurred to me that it might be of considerable practical interest to make an investigation in which effect would be given to the influence both of expenses and of selection, for it would enable us to estimate how far the one neutralized the other. In order to render the inquiry more clear, however, it will be well to begin by considering each separately.

1975 ◽  
Vol 26 ◽  
pp. 395-407
Author(s):  
S. Henriksen

The first question to be answered, in seeking coordinate systems for geodynamics, is: what is geodynamics? The answer is, of course, that geodynamics is that part of geophysics which is concerned with movements of the Earth, as opposed to geostatics which is the physics of the stationary Earth. But as far as we know, there is no stationary Earth – epur sic monere. So geodynamics is actually coextensive with geophysics, and coordinate systems suitable for the one should be suitable for the other. At the present time, there are not many coordinate systems, if any, that can be identified with a static Earth. Certainly the only coordinate of aeronomic (atmospheric) interest is the height, and this is usually either as geodynamic height or as pressure. In oceanology, the most important coordinate is depth, and this, like heights in the atmosphere, is expressed as metric depth from mean sea level, as geodynamic depth, or as pressure. Only for the earth do we find “static” systems in use, ana even here there is real question as to whether the systems are dynamic or static. So it would seem that our answer to the question, of what kind, of coordinate systems are we seeking, must be that we are looking for the same systems as are used in geophysics, and these systems are dynamic in nature already – that is, their definition involvestime.


2016 ◽  
Vol 4 (1) ◽  
pp. 67-91 ◽  
Author(s):  
Steffen Dalsgaard

This article refers to carbon valuation as the practice of ascribing value to, and assessing the value of, actions and objects in terms of carbon emissions. Due to the pervasiveness of carbon emissions in the actions and objects of everyday lives of human beings, the making of carbon offsets and credits offers almost unlimited repertoires of alternatives to be included in contemporary carbon valuation schemes. Consequently, the article unpacks how discussions of carbon valuation are interpreted through different registers of alternatives - as the commensuration and substitution of variants on the one hand, and the confrontational comparison of radical difference on the other. Through the reading of a wide selection of the social science literature on carbon markets and trading, the article argues that the value of carbon emissions itself depends on the construction of alternative, hypothetical scenarios, and that emissions have become both a moral and a virtual measure pitting diverse forms of actualised actions or objects against each other or against corresponding nonactions and non-objects as alternatives.


2021 ◽  
Vol 12 (2) ◽  
Author(s):  
Oleksandr Malykhin ◽  
Nataliia Oleksandrivna Aristova ◽  
Liudmyla Kalinina ◽  
Tetyana Opaliuk

The present paper addresses the issue of determining the best international practices for developing soft skills among students of different specialties through carrying out a theoretical review. Basing on literature on present-day theory the authors make an attempt to explain soft skills dichotomies, summarize existing approaches to classifying soft skills, consolidate and document best international practices for soft skills development among potential employees of different specialties including bachelor students, master students, doctoral and postdoctoral students. The data obtained in the theoretical analysis reveal that the possible ambiguities in the interpretation of the concept of “soft skills” are caused, on the one hand, by the dichotomic perception of their nature by present-day researchers and educators and, on the other hand, by the absence of the common language which makes it difficult to provide a more unified definition most satisfactory to all concerned. The authors are convinced that soft skills have a cross-cutting nature and regard them as personal and interpersonal meta-qualities and meta-abilities that are vital to any potential employee who is going to make positive contributions not only to his/her professional development but to the development of a company he/she is going to work for. The results of the conducted theoretical review clearly indicate that the absence of the unified understanding of the concept of “soft skills” is reflected in the existence of different approaches to classifying soft skills, let alone, the selection of didactic tools for developing soft skills among potential employees.


Author(s):  
Konstantin V. Grigorichev ◽  
Natalia P. Koptseva

The article provides a selection of studies on the problem of developing languages for the mutual description of migrants and the host society. The authors consider the problem, on the one hand, through the prism of heterogeneity of the language for describing migrants in the host society, and on the other, through the absence of legitimate representatives of migrants representing them in the dialogue with the Russian society. It offers a point of view on the reasons for the dominance of ethnic discourse in the description of migrants and the migration situation, and wide pluralism in the use of ethnic categories in describing migration. It is shown that migrants do not participate in the development of rhetoric of organisations recognised by the authorities as their legitimate representatives. The article raises the question about the formation of new representatives of migrant groups, whose legitimacy is based not on powers delegated by the authorities, but on recognition by horizontal communities. It is assumed that, on the basis of the network representations, a mechanism is being formed for the humanisation of the image of migrants through the return of subjectivity in communication with the host society


2007 ◽  
Vol 23 (1-2) ◽  
pp. 13-20
Author(s):  
Andrey Kurtenkov

It is related leg problems to the realization of the necessity of doing a detailed analysis of the phenotype correlations between body weight and exterior measurements. As a result of the study, lower coefficients have been obtained of the correlation between the girth of the tarso metatarsus on one hand, and the body weight and the girth behind the wings, on the other hand (respectively 0.563 and 0.608), compared with the one between the body weight and the girth behind the wings (0.898). It is advisable in the selection of ostriches to take into consideration the necessity of a higher phenotypic correlation between the girth of the tarso metatarsus on the one hand, and the body weight and the girth behind the wings on the other hand, with a view to preventing leg problems.


2016 ◽  
Vol 27 (1) ◽  
pp. 17-42
Author(s):  
Isabelle Génin

The article discusses the interaction between reading and translating, in the case of the first unabridged translation of Moby-Dick into French by Jean Giono, Lucien Jacques and Joan Smith, published by Gallimard in 1941. After a brief survey of the status of that translation—an important cultural landmark in France—the paper examines what the paratext (Giono’s diary, notes and letters) and the typescripts reveal about a seemingly paradoxical situation: Giono’s keen reading of Moby-Dick on the one hand and the simplification and clarification strategies adopted in the translation on the other hand. A selection of stylistic analyses illustrates both the choices made by the translators and the part played by each participant in the project. It appears that Giono did not necessarily misread Moby-Dick, underestimating its scope and significance. Instead, after reading the novel, he grew indifferent to its translation and concentrated his energy on his own writing in which he re-invested his reading experience. As to the other co-translators, Joan Smith provided a word-for-word translation of the text that made no attempt at interpreting the text, while Lucien Jacques strove to re-write Smith’s literal first draft, in spite of his difficult position as a non-reader (albeit an enthusiastic one) of Moby-Dick.


2017 ◽  
Vol 7 (2) ◽  
pp. 15-24
Author(s):  
Kamel Khaldi

Abstract Research students usually encounter great difficulties in setting up a viable research project mainly because, on the one hand they lack familiarity with the philosophical underpinnings of major paradigms used in educational research: quantitative, qualitative or mixed, and on the other hand , they do not associate the corresponding research types with these paradigms : experimental, non experimental for the former, and interactive or non interactive for the second and the for the latter whether it is explanatory or exploratory, in addition to the importance of triangulation in any research study . These paradigms determine not only the formulation of the problem chosen for research and the associated research questions or hypothesis but also and more importantly, the sampling procedure as well as the selection of the appropriate research tools and the way the collected data is analysed and discussed. This survey of the major paradigms in educational research and their implications for the design of any research study will hopefully provide them with the necessary guidance to approach their research project with more confidence et more efficiency.


2020 ◽  
Vol 4 (1) ◽  
pp. 59
Author(s):  
Isabela De Marco Leandro ◽  
Thaissa Souza Da Silva ◽  
Flávia Fernandes Barbosa ◽  
Ana Carolina Custodio De Barros ◽  
Monaliza Mendes Carvalho Da Cruz ◽  
...  

INTRODUCTION: The idea of the article arose during a course in which students were organized in groups to discuss a bioethics subject and the subject chosen was "saviour siblings". “Saviour sibling” is a child conceived in the hope of being genetically compatible with an older brother who has some pathology whose treatment consists of the donation of tissues. OBJECTIVE: To debate the conception of saviour siblings and the delicacy and complexity of the theme from a bioethical perspective. METHODOLOGY: Literature review carried out in August 2019, in the PubMed database, using the keyword “saviour siblings”. The material obtained was used for discussion and elaboration of a clinical case. RESULTS: 40 articles were found, nine of which were excluded from the abstract for diverging from the topic. The clinical case was developed collectively and the authors delegated with putting themselves in the place of those involved in this decision and narrating the possible thoughts and feelings of each one of them. Then, bibliographic references were used to discuss the constructed clinical case, from the bioethical perspective. CONCLUSION: Saviour siblings related bioethical issues are delicate and complex. On the one hand, there's a benefit of saving a sick child and bringing relief to the parents. But, on the other hand, this technique can bear on eugenic practices such as the selection of individuals based on their genetics. The violation of the saviour sibling's autonomy needs to be the focus of future ethical discussions in order to protect his rights. Teaching bioethics is essential for the training of health professionals.


2020 ◽  
Author(s):  
Mayara Fior Oliveira

In photograph the association of images occurs in sequential photographs, photographic series, essays or in in selecting photos to exhibition through photo books, galleries, installations, etc. The film, on the other hand, consists in slices of time and space, that united and organized through the montage can generate a narrative.The process of photographic post-production, the one that starts in the instant after the click, can be closely compared to the montage and post-production film process, once the union of two or more images generates a new meaning, different from the isolated meaning of each one. This idea can be used both in the film editing, as well in the conception of photographic narratives.And this is what paper proposes, reflect about the correlations between the cinematographic montage and photographs selection for the narratives construction.In cinema montage theory there are some extremely important theorists and directors that can be availed when we think about photographic “montage” and the discourse construction through the association of images. In this way the text approaches some the most important directors and theorists of film editing, seeking to reflect about their methods and how they can be applied in the photographic “montage” and how they can contribute to expand photography narrative possibilities through the images association to generate new discourses.


1961 ◽  
Vol 14 (4) ◽  
pp. 605 ◽  
Author(s):  
RW Kerr

Selection for early maturation applied to a laboratory colony of Musca domestica L. eliminated autosomally controlled DDT�resistance from both sexes, but a proportion of the males exhibited a genetically new type of resistance which was shown to be not transmitted through the females but to involve the y-chromo� some. By a single selection with DDT, applied to males only, the early-maturing strain was separated into two true-breeding strains omogeneous in both sexes with respect to DDT-tolerances, the one susceptible to DDT in both males and females, the other susceptible in females but showing at least an eightfold resistance to DDT in all its males.


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