Introduction. In addition to a massive increase in interest in the concept of social capital in the social sciences, the research has shown its considerable impact on various areas of human life. OECD points to the correlation between social capital and health and points out that social isolation is associated with misery and disease. Aim. The contribution aims at pointing out the differences in selected indicators of social capital, focusing on the participation and social involvement of respondents in their place of residence. Results. Quantitative research was conducted using the questionnaire method, which was compiled from the Social Capital Question Bank database, covered by the UK Statistical Office. Result Cluster analysis divided respondents into those with higher and lower social capital, and comparative analysis showed significant differences in selected indicators of social capital between urban and rural respondents. Conclusions. Respondents from cities and rural areas differ in the level of social capital in our areas of interest: Participation or involvement in local groups, Political activity or voting, Taking positive action about a local issue, Participation in religious activity, Completed or received a practical favour, Familiarity with neighbourhood, Provide regular service, help or care for others.