scholarly journals Financial risk information avoidance

2018 ◽  
Vol 31 (1) ◽  
pp. 521-536 ◽  
Author(s):  
Anna Blajer-Gołębiewska ◽  
Dagmara Wach ◽  
Maciej Kos
Keyword(s):  
Financial Risk ◽  
Risk Information ◽  
Information Avoidance

Increasing Information Seeking About Antibiotic Risks: Testing a Clinical Intervention Message Using the Risk Information Seeking and Processing Model

2020 ◽  
Vol 42 (2) ◽  
pp. 218-243
Author(s):  
David L. Brinker ◽  
Yanmengqian Zhou ◽  
Michelle L. Acevedo Callejas ◽  
Erina L. MacGeorge
Keyword(s):  
Information Seeking ◽  
Antibiotic Stewardship ◽  
Clinical Intervention ◽  
National Sample ◽  
Risk Information ◽  
Control Group ◽  
Information Avoidance ◽  
College Age ◽  
Intervention Message

We employed the risk information seeking and processing (RISP) model to inform the design of antibiotic stewardship messages aiming at influencing intentions to seek or avoid antibiotic risk information. College-age respondents ( N = 400) from a national sample viewed one of three versions of a RISP-informed message or no message (control group). Relative to the control group, all RISP-informed messages increased perceptions of information insufficiency. The most complete version of the RISP-informed message increased severity perceptions and information seeking intention and decreased information avoidance intention. Approaches to designing antibiotic stewardship messages are recommended accordingly.

scholarly journals RESPONSES OF TURKISH CONSUMERS TO PRODUCT RISK INFORMATION IN THE CONTEXT OF NEGATIVE EWOM

2020 ◽  
Vol 21 (6) ◽  
pp. 1593-1609
Author(s):  
Ülfet Işçi ◽  
Hakan Kitapçi
Keyword(s):  
Purchase Intention ◽  
Financial Risk ◽  
Word Of Mouth ◽  
Product Category ◽  
Risk Information ◽  
Electronic Word Of Mouth ◽  
Performance Risk ◽  
Product Risk ◽  
And Performance ◽  
The One

This study explores the risk-based effects of negative electronic word-of-mouth (neWOM) perception (financial and performance risks) on electronic word-of-mouth (eWOM) credibility and purchase intention for promotion- and prevention-focused consumers. In this experimental study, a survey was conducted in which 344 people from Turkey participated. Automobiles were chosen as the subject of the survey because they are in the high-risk product category. The results from regression analysis show that the neWOM perception containing financial risk information plays a more significant role than the one containing performance risk in terms of the effect on eWOM credibility for both promotion- and prevention-focused consumers. Moreover, the neWOM containing performance risk has no effect on the eWOM credibility for promotion-focused consumers. When exposed to neWOM, the purchase intentions of both consumers are even more negatively affected by the neWOM information containing performance risk than the one with financial risk content. The results and future predictions are discussed.

Financial Risk Disclosure: Evidence From Albanian And Italian Companies

2017 ◽  
Vol 1 (2) ◽  
pp. 182 ◽  
Author(s):  
Grazia Dicuonzo ◽  
Antonio Fusco ◽  
Vittorio Dell’Atti
Keyword(s):  
Financial Risk ◽  
Management Practices ◽  
Small Sample Size ◽  
Risk Information ◽  
Small Sample ◽  
National Standard ◽  
The European Union ◽  
Risk Disclosure ◽  
The Balkans ◽  
Risk Reporting

<p>In recent years standard setters, regulators and professional bodies worldwide have shown an increased interest in risk reporting. This has reflected the fallacy of the financial reporting model to communicate a company’s risk profile, the recent scandals and the financial crisis. The European Union, the International Accounting Standards Board (IASB) and other national standard settershave introduced specific requirements in order to impose companies to highlight the principal financial risks and uncertainties that they face.The idea is that high-quality risk disclosure help investors and other market participants in their decision-making process, by providing a better understanding of the risk exposures and risk management practices of companies.</p><p>Previous studies show large heterogeneity in risk reporting within individual countries and identify size as key determinant of risk disclosure. A few researches propose a cross-country investigation of risk reporting and to date there is a lack of evidence about companies operating in Southern Europe, especiallyin the Balkans.</p><p class="AbstractText">The aim of this study is twofold. First, we fill this gap by analyzingrisk reporting regulations in Albania and in Italy to examine the different requirements. Second, we examine risk information disclosed by a sample of 12 Albanian companies and 12 Italian companies within their annual reports, using content analysis. Due to small sample size we offer preliminary findings about financial risk disclosure. The results show that on average Albanian companies disclose less information on financial riskthan Italian companies. Different explanations can be given for this evidence: i) risk disclosure regulationis less incisive in Albania, because it is limited to inform investors about the relevance of financial instruments and the terms and conditions of loans; ii) Albanian companies have fewer incentives to disclose risk information than Italian companies.</p>

scholarly journals Financial Resources and Decisions to Avoid Information about Environmental Perils

2018 ◽  
Author(s):  
Joy Ellen Losee ◽  
James A Shepperd ◽  
Gregory D. Webster
Keyword(s):  
Low Income ◽  
Risk Information ◽  
Financial Resources ◽  
Information Avoidance ◽  
Perceived Burden ◽  
Lower Likelihood ◽  
Hurricane Risk ◽  
Taking Action ◽  
Available Resources

Environmental perils pose threats that require mitigation. Mitigation requires knowledge of the threat. Ironically, people may opt to avoid information about an environmental peril, especially if they lack resources to respond and the mitigation burden is high or costly. Three experiments (N = 845) examined how available resources and the resource burden of responding to an environmental peril affect the perceived of burden of taking action, and how perceiving burden, in turn, affects avoidance of information about the threat. Experiments 1a and 1b revealed that lower perceived likelihood of taking action and low income predicted a greater tendency to avoid hurricane risk information among Florida residents. Experiment 2 examined receptivity to information about home radon levels and manipulated the burden required to make repairs ($200 vs. $2,000). Having low income and learning repairs were costly corresponded with greater perceived burden of taking action, which predicted a lower likelihood to repair and greater information avoidance. These findings demonstrate that facing a high mitigation burden and lacking resources can lead to remaining uninformed about risks posed by environmental perils. Remaining uninformed is problematic because it may increase people's vulnerability to damage from these threats. However, these findings also identify a potential pathway for intervention. Reminding people of resources they may be unaware of will likely increase their likelihood of preparation and decrease information avoidance.

Avoiding Trouble: Exploring Environmental Risk Information Avoidance Intentions.

2018 ◽  
Vol 52 (2) ◽  
pp. 187-218 ◽  
Author(s):  
Lee Ann Kahlor ◽  
Hilary Clement Olson ◽  
Arthur B. Markman ◽  
Wan Wang
Keyword(s):  
Environmental Risk ◽  
Information Seeking ◽  
Risk Information ◽  
Current Data ◽  
Induced Earthquakes ◽  
Perceived Knowledge ◽  
Information Avoidance ◽  
Environmental Threat ◽  
Risk Research ◽  
Cognitive Information

This study explores predictors of risk information avoidance intentions in the context of a novel environmental threat—induced earthquakes in Texas. Given the paucity of research on risk information avoidance, this work was guided by a cognitive information behavior model. Survey data ( N = 541) from a random sample of Texas adults allowed us to explore these variables. While previous research has shown risk information seeking intentions to be robustly guided by a number of constructs, our current data suggest that risk information avoidance intentions may be more narrowly predicated on risk information avoidance-related subjective norms, attitudes, and perceived knowledge insufficiency. We discuss these findings and suggest avenues for future environmental risk research.

Planned Risk Information Avoidance: A Proposed Theoretical Model

2019 ◽  
Vol 29 (3) ◽  
pp. 272-294 ◽  
Author(s):  
Mary Beth Deline ◽  
Lee Ann Kahlor
Keyword(s):  
Theoretical Model ◽  
Information Seeking ◽  
Risk Information ◽  
Related Research ◽  
Information Avoidance

Abstract Risk information avoidance is widespread, and happens in contexts ranging from the personal to civic spheres. Disciplines from communication to psychology have been exploring the avoidance phenomena for decades, yet we lack a unifying theoretical model to understand it. To develop such a model, we start with the planned risk information-seeking model (PRISM) and explore its tenets, and related research, as they apply to information avoidance. We end with a theoretically sound planned risk information avoidance (PRIA) model and accompanying propositions in three overarching areas: cognitive, affective and socio-cultural. This model shows promise in advancing our collective understanding of the PRIA phenomenon.

scholarly journals PENGARUH PERCEIVED RISK TERHADAP PEMBELIAN ONLINE MELALUI JEJARING SOSIAL FACEBOOK

2017 ◽  
Vol 4 (1) ◽  
pp. 46
Author(s):  
Maulita Maulita ◽  
Musdalifah Musdalifah
Keyword(s):  
Perceived Risk ◽  
Financial Risk ◽  
Risk Information ◽  
Privacy Risk ◽  
Information Risk ◽  
Fraud Risk ◽  
Product Risk

Facebook merupakan salah satu media yang tidak hanya menyediakan fasilitas pertemanan tetapi juga memberikan fasilitas untuk melakukan pembelian secara online. Melalukan transaksi online melalui facebook memberikan beberapa kemudahan tetapi tetap saja mengandung unsur ketidakpastian sehingga menimbulkan resiko bagi konsumennya. Resiko dalam penelitian ini dilihat dari 8 dimensi yaitu Financial Risk, Psycological risk, Time risk, Privacy risk, Fraud risk, Product risk, Information risk, dan Delivery risk. Masing-masing dimensi ini diukur dengan menggunakan skala likert 1 sampai 6. Populasi dan sampel dalam penelitian ini adalah mahasiswa Politeknik Negeri Samarinda yang pernah menggunakan facebook untuk melakukan transaksi pembelian online dan pengumpulan data dilakukan dengan metode survey. Sampel dalam penelitian ini sebanyak 150 orang. Analisis data yang digunakan dalam penelitian ini yaitu menggunakan regresi. Hasil penelitian ini menunjukkan bahwa dari 8 dimensi resiko yang timbul dalam pembelian online, hanya fraud risk, information risk, dan delivery risk yang berpengaruh terhadap keputusan untuk melakukan pembelian produk online, sedangkan dimensi lainnya tidak berpengaruh.

scholarly journals The Public's Risk Information Seeking and Avoidance in China During Early Stages of the COVID-19 Outbreak

2021 ◽  
Vol 12 ◽  
Author(s):  
Mei Liu ◽  
You Chen ◽  
Dan Shi ◽  
Tingwu Yan
Keyword(s):  
Risk Perception ◽  
Social Environment ◽  
Information Seeking ◽  
Risk Information ◽  
Subjective Norms ◽  
Chinese Adults ◽  
The Public ◽  
Information Avoidance ◽  
Risk Response ◽  
High Level

This study uses the Planned Risk Information Seeking Model (PRISM) to estimate the public's information seeking and avoidance intentions during the COVID-19 outbreak based on an online sample of 1031 Chinese adults and provides support for the applicability of PRISM framework in the situation of a novel high-level risk. The results indicate that information seeking is primarily directed by informational subjective norms (ISN) and perceived seeking control (PSC), while the main predictors of information avoidance include ISN and attitude toward seeking. Because ISN are the strongest predictor of both information seeking and avoidance, the way the public copes with COVID-19 information may be strongly affected by individuals' social environment. Furthermore, a significant relationship between risk perception and affective risk response is identified. Our results also indicate that people who perceive greater knowledge of COVID-19 are more likely to report greater knowledge insufficiency, which results in less information avoidance.

scholarly journals FRIDAYS: A Financial Risk Information Detecting and Analyzing System

2019 ◽  
Vol 33 ◽  
pp. 9853-9854
Author(s):  
Chi-Han Du ◽  
Yi-Shyuan Chiang ◽  
Kun-Che Tsai ◽  
Liang-Chih Liu ◽  
Ming-Feng Tsai ◽  
...  
Keyword(s):  
Financial Risk ◽  
Risk Information ◽  
Financial Reports ◽  
Domain Specific ◽  
Different Levels

We present FRIDAYS, a financial risk information detecting and analyzing system that enables financial professionals to efficiently comprehend financial reports in terms of risk and domain-specific sentiment cues. Our system is designed to integrate multiple NLP models trained on financial reports but on different levels (i.e., word, multi-word, and sentence levels) and to illustrate the prediction results generated by the models. The system is available online at https://cfda.csie.org/FRIDAYS/.

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