WOMEN AND RETIREMENT: DECISIONS, CONCERNS, BENEFITS, WELL-BEING

2015 ◽  
Vol 55 (Suppl_2) ◽  
pp. 300-300
Keyword(s):  
Well Being ◽  
Retirement Decisions

scholarly journals Why work beyond 65? Discourse on the Decision to Continue Working or Retire Early

2012 ◽  
Vol 2 (3) ◽  
pp. 7 ◽  
Author(s):  
Kerstin Nilsson
Keyword(s):  
Decision Making ◽  
Older Workers ◽  
Social Inclusion ◽  
Working Life ◽  
Well Being ◽  
Older Worker ◽  
Personal Finances ◽  
Retirement Decisions ◽  
Health Situation ◽  
Early Retiree

This study examined retirement decisions among people who had left working life before 65 years of age and those working beyond 65 years in an extended working life. The results were used to make a model about their considerations, weighting and decision making, and important factors and themes in working beyond 65 years of age or retiring before 65. The interviewees seemed to have considered and weighed their own best life balance to finally result in their identity as (older) worker or early retiree. They included their work situation and social surroundings in descriptions of their planning and retirement decision making. The most important themes in these descriptions were (i) personal health and well-being; (ii) personal finances; (iii) possibilities for social inclusion; and (iv) possibilities for self-crediting by meaningful activities. Those identifying themselves as older workers had possibilities in their life situation to manage their work in relation to their functional ageing and health situation; felt important to others and socially included in the workplace; and did meaningful tasks and felt empowered in their working life. Those who had left the working life before 65 years of age describe a better possibility to this outside the working life and left as soon as they acquire a sufficient pension. The results and model presented here on how people perceive their identity as older worker or early retiree will hopefully contribute to understanding retirement planning and to the formulation of strategies to extend working life.

A Conceptual Model of Small Business Owners’ Unique Retirement Decisions: Multilevel Antecedents and Retirement Adjustment Consequences

2020 ◽  
Vol 6 (3) ◽  
pp. 146-152
Author(s):  
Valeria Alterman ◽  
Ariane Froidevaux ◽  
Ulrike Fasbender ◽  
Jiangpei Xie
Keyword(s):  
Small Business ◽  
Conceptual Model ◽  
Well Being ◽  
Business Owners ◽  
Psychological Ownership ◽  
Small Business Owners ◽  
Business Partners ◽  
Related Family ◽  
Retirement Decisions ◽  
The Individual

Abstract The research on small business owners’ (SBOs’) retirement process has been very limited in the literature. In this commentary, we first outline SBOs’ 4 specific retirement decision options, including family succession, retire from management while maintaining ownership, independent sale, and liquidation. We then examine their unique multilevel antecedents that may shape SBOs’ retirement decisions at the individual (e.g., psychological ownership), relational (e.g., business-related family conflict and potential successor), and business (e.g., presence of business partners and business financial value) levels. Next, we explain how SBOs’ specific retirement decisions may shape their retirement adjustment in terms of both psychological and financial well-being. The overall purpose of this article is to provide a conceptual model of SBOs’ unique retirement decisions to support the understanding of SBO’s retirement process and help the literature move forward on this topic.

scholarly journals Introduction to special issue on institutional influences on retirement, health and well-being

2021 ◽  
pp. 1-6
Author(s):  
David Knapp ◽  
Jinkook Lee
Keyword(s):  
Well Being ◽  
Health Work ◽  
Life Outcomes ◽  
Special Issue ◽  
Policy Choices ◽  
Institutional Influences ◽  
Retirement Decisions ◽  
Scientific Laboratory ◽  
Institutional Choices ◽  
Health And Well Being

Abstract Countries make differing policy choices. They can serve as a scientific laboratory for drawing lessons on the policy paths to follow or to avoid and the consequences of those institutional choices on individuals at older ages. In this special issue we bring together six articles that evaluate the influence of institutions on retirement decisions, health and well-being of older adults using common data that have emerged with the international network of health and retirement studies to study key life outcomes such as health, work, and lifecycle transitions at older ages.

scholarly journals A VIEW OF OLDER ADULTS’ DEMOGRAPHIC, HEALTH, AND ECONOMIC PROFILES BY RETIREMENT CHOICE STATUS

2019 ◽  
Vol 3 (Supplement_1) ◽  
pp. S127-S127
Author(s):  
Jane L Tavares ◽  
Marc A Cohen
Keyword(s):  
Later Life ◽  
Well Being ◽  
Longitudinal Analyses ◽  
Physical And Mental Health ◽  
Future Health ◽  
Involuntary Retirement ◽  
Younger Age ◽  
Retirement Decisions ◽  
Middle Aged Adults ◽  
Mental Well Being

Abstract Gerontologist, economists, and other scientists have documented that involuntary or forced retirement is a more common occurrence among middle-aged adults than previously thought. Prevailing research has further indicated that involuntary retirement and off-time transitions are associated with poorer physical and mental well-being in later life. However, few studies have sought to gain a comprehensive understanding of who compromises the population of involuntary retirees and how these individuals compare to voluntary retirees. This study used the 2014 wave of the Health and Retirement Study (N=9,409) to analyze a United States representative sample of fully retired individuals aged 55 and older in order to develop a demographic, health, and economic profile of voluntary versus involuntary retirees. Analyses showed that that male, younger age group, minority race, separated/divorced, less educated, and south and west region residing individuals have significantly greater representation in the involuntary retirement group compared to the voluntary retirement group. Further, involuntary retirees reported significantly poorer physical and mental health and fewer financial resources than voluntary retirees. A supplementary longitudinal analyses also revealed that while health steadily declines for both of the retirement choice status groups, involuntary retirees maintained significantly poorer health than voluntary retirees over time. Observations from this study highlight the importance of identifying predictors of involuntary retirement and utilizing longitudinal analyses to gain greater insight into how health and economic characteristics factor into retirement decisions as well as how retirement decisions impact future health and economic characteristics.

scholarly journals Retirement Income for Surviving Spouses

1994 ◽  
Vol 23 (3) ◽  
pp. 407-428 ◽  
Author(s):  
Norma L. Nielson ◽  
Terry A. Beehr
Keyword(s):  
Life Insurance ◽  
Pension Plan ◽  
Well Being ◽  
Average Life ◽  
Retirement System ◽  
Lifetime Income ◽  
Retirement Decisions ◽  
The Status ◽  
High Level

This paper reports on a study of married participants in the Oregon Public Employes Retirement System (PERS) to gain information about their retirement decisions. The study used four mail-in questionnaires in conjunction with computerized participant data. This study looks beyond the status of the couple immediately following retirement and attempts to forecast the well-being of the household, i.e., the surviving spouse, when and if a retiree predeceases the spouse. As indicated by research in labor economics, all income streams are converted to an asset or wealth variable for analysis. The results indicate that, assuming no depletion of savings by long-term illness, 65 percent of the couples can expect adequate monthly income during their retirements. Only about one-third of the participants elected any form of joint-and-survivor payout that assures lifetime income to the spouse. Significant drops in income are expected to occur in these households following the death of the retiree as average life insurance holdings are not adequate to replace the predicted drops in pension and social security payments. Overall the spouses of those who purchased life insurance could expect equivalent levels of income after the death of the retiree; however, the variance was higher among this population. The paper concludes with a discussion of the implications for the pension plan and its sponsors when a high level of popularity is observed for private alternatives. The changes spurred in Oregon's Public Employee Retirement System as a result of this investigation also are reported.

The Relationship Between Hearing Loss Self-Management and Hearing Aid Benefit and Satisfaction

2019 ◽  
Vol 28 (2) ◽  
pp. 274-284 ◽  
Author(s):  
Elizabeth Convery ◽  
Gitte Keidser ◽  
Louise Hickson ◽  
Carly Meyer
Keyword(s):  
Decision Making ◽  
Hearing Loss ◽  
Hearing Aids ◽  
Clinical Decision Making ◽  
Hearing Aid ◽  
Well Being ◽  
Self Report ◽  
Self Management ◽  
Hearing Aid Benefit ◽  
The Relationship

Purpose Hearing loss self-management refers to the knowledge and skills people use to manage the effects of hearing loss on all aspects of their daily lives. The purpose of this study was to investigate the relationship between self-reported hearing loss self-management and hearing aid benefit and satisfaction. Method Thirty-seven adults with hearing loss, all of whom were current users of bilateral hearing aids, participated in this observational study. The participants completed self-report inventories probing their hearing loss self-management and hearing aid benefit and satisfaction. Correlation analysis was used to investigate the relationship between individual domains of hearing loss self-management and hearing aid benefit and satisfaction. Results Participants who reported better self-management of the effects of their hearing loss on their emotional well-being and social participation were more likely to report less aided listening difficulty in noisy and reverberant environments and greater satisfaction with the effect of their hearing aids on their self-image. Participants who reported better self-management in the areas of adhering to treatment, participating in shared decision making, accessing services and resources, attending appointments, and monitoring for changes in their hearing and functional status were more likely to report greater satisfaction with the sound quality and performance of their hearing aids. Conclusion Study findings highlight the potential for using information about a patient's hearing loss self-management in different domains as part of clinical decision making and management planning.

Inclusion of Transgender Voice and Communication Training in a University Clinic

2017 ◽  
Vol 2 (10) ◽  
pp. 109-115 ◽  
Author(s):  
Jennifer Oates ◽  
Georgia Dacakis
Keyword(s):  
Training Program ◽  
Clinical Education ◽  
Well Being ◽  
Evidence Base ◽  
Communication Training ◽  
Speech Language Pathology ◽  
Transgender People ◽  
Language Pathology ◽  
Effectiveness Of Training ◽  
Negative Impacts

Because of the increasing number of transgender people requesting speech-language pathology services, because having gender-incongruent voice and communication has major negative impacts on an individual's social participation and well-being, and because voice and communication training is supported by an improving evidence-base, it is becoming more common for universities to include transgender-specific theoretical and clinical components in their speech-language pathology programs. This paper describes the theoretical and clinical education provided to speech-language pathology students at La Trobe University in Australia, with a particular focus on the voice and communication training program offered by the La Trobe Communication Clinic. Further research is required to determine the outcomes of the clinic's training program in terms of student confidence and competence as well as the effectiveness of training for transgender clients.

Improving Feeding Outcomes in the NICU: Moving From Volume-Driven to Infant-Driven Feeding

2010 ◽  
Vol 19 (3) ◽  
pp. 68-74 ◽  
Author(s):  
Catherine S. Shaker
Keyword(s):  
Intensive Care Unit ◽  
Dynamic Systems ◽  
Neonatal Intensive Care ◽  
Well Being ◽  
Dynamic Systems Theory ◽  
Feeding Problems ◽  
Care Giving ◽  
Extremely Preterm ◽  
Extremely Preterm Infants

Current research on feeding outcomes after discharge from the neonatal intensive care unit (NICU) suggests a need to critically look at the early underpinnings of persistent feeding problems in extremely preterm infants. Concepts of dynamic systems theory and sensitive care-giving are used to describe the specialized needs of this fragile population related to the emergence of safe and successful feeding and swallowing. Focusing on the infant as a co-regulatory partner and embracing a framework of an infant-driven, versus volume-driven, feeding approach are highlighted as best supporting the preterm infant's developmental strivings and long-term well-being.

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