Application of Digital Technology on Public Sector Banks: Special Reference to Mutual Fund Investment

A financial institution has a major role to play in the development of any district as they provide financial assistance to the people who take up income-generating activity. The district is predominantly agriculture having 58% land id irrigated area and 42% rain-fed area. Efficient planning facilitates optimal and needs-based use of available resources for meeting the development needs of the region in an equitable and scientific manner. Priority sector lending is a scheme guided by the Government. As per RBI directive, commercial banks advised granting 40% of their total advances to borrowers in the priority sectors. Priority means to give preference and privilege. This paper provides a platform to understand priority sector lending by public sector banks with special reference to shivamogga district. The District credit plan of shivamogga district during the year 2019-2020 provides the information of outlay. An outlay of Rs.3395 crores has been provided for agriculture out a total priority outlay of RS.6262 crores. The study has used both primary and secondary data. The collected data are embodied by using tables, and analysis was done by using percentage analysis and a statistical tool like X2 test is also used.

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Customers Perception towards Security and Privacy Issues of ATMs in Selected Public Sector Banks with Special Reference to Ramanathapuram District

International Journal for Research in Engineering Application & Management ◽

10.35291/2454-9150.2020.0266 ◽

2020 ◽

pp. 112-118

Keyword(s):

Public Sector ◽

Special Reference ◽

Credit Card ◽

Sampling Method ◽

Structured Interview ◽

Internet Banking ◽

Security And Privacy ◽

Public Sector Banks ◽

Banking Credit ◽

Privacy Issues

The ongoing advancements in Indian financial innovation have changed banking from the customary framework towards a progressively comprehensive one fusing the premiums of clients, the bank and nature. These days, banking tasks can be brought out through different financial conveyance channels from the bank offices. ATM is the most mainstream banking conveyance channel and the phenomenal achievement of ATMs had made the financial division fearless to grow increasingly imaginative elective conveyance channels such as Internet banking, mobile banking, Green channel counters, kiosk banking, credit card, debit card, online bill payment services etc. But in today's era of banking operation, identity theft, password protection is no longer adequate to guard your personal information. The paper mainly focuses on customers perception towards security and privacy issues of ATM’S in selected public sector banks with special reference to Ramanathapuram District. A Multi stage sampling method was used to select the banks and convenience sampling method has been adopted to select the respondents to collect data from 250 respondents by using a structured interview schedule. The result of the study shows that there may be deduction charges in ATMs is most influencing factor in security issues.

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Loan deliquency by businessmen – a study with special reference to public sector banks in coimbatore district

Journal of Management and Science ◽

10.26524/jms.2013.2 ◽

2013 ◽

Vol 1 (1) ◽

pp. 7-18

Author(s):

Velmurugan R ◽

Benjamin Christopher S

Keyword(s):

Public Sector ◽

Special Reference ◽

Socioeconomic Background ◽

Interview Schedule ◽

Chi Square ◽

Public Sector Banks ◽

Direct Bearing ◽

Coimbatore District ◽

And Performance ◽

The Relationship

The quality and performance of advances have a direct bearing on the profitability and viability of banks. Despite an efficient credit appraisal and disbursement mechanism, problems can still arise due to various factors. In this regard, a study has been undertaken to examine the behavior of borrowers in repaying the loan taken from public sector banks. The objectives of the study are to examine the socioeconomic background of sample businessmen, to find out factors determining default by businessmen and to suggest methods to improve recovery of NPA. The data required for the study have been collected through an interview schedule. One hundred and twelve borrowers of public sector banks in Coimbatore district are included in the sample. The data collected have been analysed by making use of simple percentage. In order to ascertain the relationship between the various factors and level of NPA Chi-square tests have been followed. The present study carried out in this direction has highlighted the causes for default on the part of the borrowers. Studies on NPA will throw morelight on the burningissue.

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A Study on Customers Satisfaction towards Promotional Strategy with Special Reference to Public Sector Banks in Madurai City

ComFin Research ◽

10.34293/commerce.v9i3.4126 ◽

2021 ◽

Vol 9 (3) ◽

pp. 44-46

Author(s):

K R Srinivasan ◽

T T Karthik

Keyword(s):

Public Sector ◽

Special Reference ◽

Statistical Inference ◽

Banking Sector ◽

Public Sector Banks ◽

Promotional Strategy ◽

Spss Software

Marketing is a source which can help the banks to achieve objective. Customers are king in banking sector, customers aware of the products, price, availability and procedure through promotions. In this study we are going to find customers satisfaction towards promotional strategy in public sector banks, 120 samples collected from public sector bank customers in various branches in Madurai city. SPSS software has been used to find statistical inference.

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