A Study on Awareness and Attitude Towards Islamic Banking in Tirupattur District

The banking system in every country is based on the interest system. Interest-bearing money is almost like the law of nature where money generates money but alternative banking system called Islamic banking. Islamic banking follows Islamic ethical principle which appears very different from those of the conventional western banking finance model. In this study, the data has been obtained through both primary and secondary sources. The secondary data were collected from journals, magazines, and the Holy Quran. The fresh data were collected through questionnaires from Tirupattur District. The research design used for this study is descriptive type. The Sampling design used for the study was the convenience sampling technique. The percentage analysis was used for the study. The Islamic banking system in India was introduced for both Muslim and Non-Muslim customers. Few of the Muslim customers have an account in Islamic banking. Most of the customers do not have awareness about the Islamic bank. This study aims to discover awareness and attitude about Islamic banks, both Muslims and non-Muslim in Tirupattur District. The main objective of Islamic Banking is to retain their existing customers and attract new customers by creating awareness about their banking system. This banking system follows the interest-free principles under Islamic Law.

An Empirical Study on Movement of Stock Market of BRIC Economies- Are they Co-Integrated?

The major objective of this article is to assist the BRICS nations’ foreign investment decisionmaking process, as well as the creation or changes in policies by these nations’ characteristics. The context is crucial for foreign investors considering diversification advantages internationally, as well as policymakers responding to the aforesaid economies’ growth. This study examines the interconnections between the stock indexes of the BRIC economies. The goal of the research is to look at the long-term link between stock market indexes. From January 2010 to December 2020, the researcher utilized the index’s monthly closing price. To get the ADF at the first-order difference, all of the data is utilized in its raw form. The co-integration method is employed to determine the connection between stock indexes. The causal influence on stock market indices is studied using Granger causality. The sample considers countries such as Brazil, Russia, India, and China. The goal of the research is to look at the long-term link between stock market indexes. It is found that Sensex has the highest return among others, followed by SHCOMP, MOEX and BOVESPA. It is also found that the standard deviation of MOEX is high, followed by SENSEX, SHCOMP and BOVESPA. From the causality analysis, it is found Bi-directional relationship between India and China stock market. Whereas in the case of the other two markets, i.e., Brazil and Russia, the relationship with the Indian stock market are neither Uni-directional nor Bi-directional.

To Study Impact of Artificial Intelligence on HR Practices

This studypresentsthe utilization of Artificial Intelligence in HR Practicesas a result of ever changing technology in the various business sector. Most of the businesses have implemented artificial intelligence to ascend the human resources efficiency in all sectors. The initiative starts from automated recruitment process till employee’s performance appraisal. Organization leaders and HR executives have invested enormous faith incombining artificial intelligence (AI) withvarious functions of HRprocess like on-boarding, inductions, orientations, T&D, compensation management shall and will progress the overall experience of an employee.Human Resource Management is drifting away from its fundamental administration functions like recruitment& selection, Training & Development, Appraisals to tremendouslysophisticated progress like Automations, Augmented Intelligence, Robotics and AI that are entirely redefining and reshaping the framework and characteristics of workforce and organizations. At, present the worldrevolving around AI and how it is absolutely manipulating the process of HR, and how AI is taking away lakhs of jobs in various sector globally.This article makes an attempt to discuss both the views that is in what way people sense,AIto be a boon and alsoriskfortheir jobs. We arepaying attention on the potential benefits and challenges of AI in the current scenario in industries. The study provides a brief knowledge of the future aim of artificial intelligence.

A Study of Rural Entrepreneurship and their Problems in Marathwada

This study was focus on the problems of rural entrepreneurs for increasing their business in Marathwada. The researcher has collected online data through Google from 150 respondents from Marathwada for the study during 2020-21. There are many reasons for decreasing entrepreneurship, but researchers think the main reason is that the youth should be aware of business education. The competition to do something new and better promotes entrepreneurship and there are many other reasons why Entrepreneurship is promoted. Rural entrepreneurs face many problems such as lack of skilled and managerial workforce, lack of infrastructural facilities for agri-business, marketing problems, lack of awareness regarding a career in agro-entrepreneurship, etc.

A Comparative Analysis Study on Mobile Banking and Mobile Wallet Services in India

Banking sectors are fully focused on Mobile Banking and Mobile wallets and engage in electronic device and apps initiatives by reducing physical activities in banking operations. Mobile Banking and Mobile Wallet practices perceived various electronic products and services to measures supporting private companies, public and private banking sector procedures to electronic management systems and reduction of fuel and cost proper utilization. They are the best performance and efficiency of Mobile Banking and Mobile Wallet in the key of elements in the financial system. The most important mobile banking services have been mentioned through Account Access, Balance Enquiry, E-Passbook, Account Statement, Fund Transfer, Bill Payment, Branch Locator, ATM Locator and Requests, etc. Mobile wallet’s procedure is to open a zero account to submit KYC for address proof rather than submit a mobile number—payment using a one-time password, pin code, or bar code. The funds are limited to transactions only. Most private companies, public and private sector banks are; Airtel Money, Axis Bank Lime, Citrus Pay, Freecharge, ICICI Pockets, Itz Cash, Jio Money, Mobikwik, Oxigen, mRuppee, Paytm, SBI Buddy, SpeedPay, Vodafone M-Pesa, etc. The awareness of mobile banking and mobile wallet products and services is ready for all people using modern banking activities. Mobile banking and mobile wallets reduce physical activities and use information technology devices for proper handling of banking websites and private company mobile apps etc. This relative study of Mobile Banking and Mobile Wallet shows that there are significant differences in the transactions of Mobile Banking and Mobile Wallet volume and value. Analysis simple percentages have been used to analyze and interpret the data on Mobile Banking and Mobile Wallet volume and value made in India during the study period of 2012-13 to 2018-19 (7 years).

Scientific Application of Standard Costing Practices in Manufacturing Industries-A Case Study

Standard Costing is one of the very traditional and yet an important tool in cost accounting. It plays a crucial role in controlling costs of an organization. The purpose of this study is to explore how standard costing could be effectively used in even small scale industries. With the emergence of modern scientific accounting systems, few experts have placed their opinion against the use of standard costing, marking it as obsolete and dysfunctional. But, the outcome of this study have shown that application of standard costing as modern management tools is still very much acceptable and in vogue. The lack of proper knowledge of standard costing is the only perceived hindrances in using and applying the same. Like any evolving field, this has to be applied scientifically to fetch the maximum benefit.

Effect of Ind AS on Earnings Management in Selected FMCG Companies in India

The Corporate frauds have increased drastically which is witnessed in the last decade in India and around the world. Managers use their judgement in analysing the financials and modification of statements which is the origination for earnings management. This paper discusses about earnings management evaluation after adoption of Ind AS for the first time by leading fast moving consumer goods companies in India. Random sampling is used to select three companies and analyse for a period of 6 years (2014-2020) The Jones Model (1991) is used for evaluation of earnings management and tested using the regression model to arrive at the findings. The Jones model of non-discretionary accruals is used for the purpose of evaluation of accounting manipulation. The Jones model has non-discretionary and discretionary accruals estimated in the model. The R square is 14.3% and F-test significance value is greater than 0.05 therefore null hypothesis is accepted concluding there is no change in earnings management after the new standards.

A Study on Individuals Perception towards Development of Digital Economy during Covid-19 Pandemic

Developing country like India is facing major economical drawback because of out break of Covid-19 and it causes adverse effect on various sector like manufacturing auto, retail aviation and hospitality due to lock downs and migration of labours, on other side COVID-19 outbreak has helped India to achieve digitalization mission. In this study has been taken to know the positive impact of COVID-19 in development of digital economy in Tamilnadu. Objective of this study is to know the individual’s perception towards increased usage of digital transactions on during COVID-19 pandemic and its impact on socio economic profile. 148 samples were collected with the help of questionnaire. SPSS package has been used to derive statistical inferences.

Women Participation in Microcredit Service to Improve Families Livelihood: The Case of Sodo Zuria District, Wolaita Zone, Southern Ethiopia

Even though microfinance institutions have their principles and guidelines that have room for before women and working to improve their families’ lives, women participation is not significant in all of the microfinance services and their activities. The situation is also similar in the study area. The study’s objectives were to assess the extent and status of women participation in Microcredit, determine factors that affect women participation in microcredit service to improve livelihood and assess the constraints that hinder women’s participation in microcredit service from enhancing their livelihood. The total number of rural women microcredit users in Omo and Vision Microfinance was 2331; from this 100 sample, respondents were selected using Yemane (1967)formula and based on PPS through a simple random sampling method. The extent and status of women participation in microcredit service have been measured by calculating the score value of the participation index. The participation status of women has been categorized into low, medium and high, which are 38, 20 and 38 respondents, respectively. Mean difference, percentage, oneway ANOVA, spearman correlation and chi-square test were used with an ordered logit model to analyze the data. Out of 17 hypothesized variables, 7 of them, namely, age, Family income, Livestock holding size, household expenditure, the experience of borrower, achievement motivation and attitudinal level, are significant to the dependent variable. According to the respondents’ econometric analysis age, the respondents negatively influence the level of participation, and itis significant. It is better to consider the mean age between 37, which is the medium age group. Therefore, policy-makers, actors, MFI industries/institutions, and planners should develop a positive attitude and motivational achievement through training and awareness creation programs to promote women’s equal opportunities control over their household economic resources.

A Study on Role of Multispecialty Hospitals in Healthcare with Special Reference to Metro Hospital Shimoga

This paper is designed to study the role of multispecialty hospitals in improving the healthcare system in the economy. The study is based with special reference to METRO Hospital in Shimoga. This study is done to assess the types and components of technology used in the multispecialty hospital which has helped lots of patients in improving their healthcare and saved their lives. The study aims to understand the nature of growth and market structure in the Healthcare Sector, to know the recent trends in the present Hospital scenario, to study the opportunities and challenges in Hospital scenario, to know the marketing and business strategies of the Metro hospital and to know the implementation of technology in Metro. The study focus on the degree of management skills that the hospital utilise in effective use of technology... For the purpose of the study, the researcher has selected 50 respondents who are the patients (Both Inpatients and Outpatients) of the hospital... Descriptive research methodology is used to conduct the study. It includes survey and fact finding enquiries of different kind. It focused on the problems or the benefits availed from the hospital. All patients of various category in the Hospital were surveyed by using questionnaire and the level of satisfaction or dissatisfaction from Hospital was studied. Finally the detailed information about the benefits about the Hospital were considered... Finally, it makes an attempts to offer suggestions to the management of the hospital, regarding how better they can do to improve the management of the Hospital.