Examining Adoption of Internet Banking System Among Future Managers and ICT Professionals Using Unified Theory of Acceptance and Use of Technology Model

The purpose of this research is to investigate the main factor that influences the usage of internet banking in Malaysia. This study applies the concept of Unified Theory of Acceptance and Use of Technology (UTAUT) in internet banking context. This research implements hierarchical regression for All the bank company should be alert in customer satisfaction for their system and not just focus for the profit. The framework will be useful for bank to improve their system to more systematic and efficient. data analysis. Data was collected from 210 students of public higher learning institution in Federal Territory of Labuan, Malaysia via convenience sampling technique. The result of this study give impacts towards the future research in technology acceptance. The empirical results will be useful for financial institution or bank in order to improve the internet banking system that they currently used.

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ANALISIS PENERAPAN MODEL UTAUT TERHADAP MINAT PERILAKU PEMANFAATAN DAN PENGGUNAAN INTERNET BANKING

ProBank ◽

10.36587/probank.v4i2.512 ◽

2020 ◽

Vol 4 (2) ◽

pp. 230-232

Author(s):

Khadijah Khadijah ◽

Ika Swasti Putri

Keyword(s):

Internet Banking ◽

Unified Theory ◽

Purposive Sampling ◽

Use Of Technology

Seiring pesatnya perkembangan jaman, kebutuhan akan informasi terus meningkat. Peningkatan penggunaan teknologi komputer sebagai pengembangan teknologi informasi telah banyak mengubah pemrosesan data akuntansi menjadi otomatis. Individu dimudahkan dengan adanya Internet Banking sehingga tidak perlu melakukan transaksi keuangan melalui kantor cabang, ATM, atau manual. Adanya sistem informasi, maka dilakukan penelitian untuk mengetahui minat perilaku pemanfaatan dan penggunaan Internet Banking menggunakan penerapan model UTAUT (Unified Theory Of Acceptance And Use Of Technology). Penelitian ini merupakan replikasi dan pengembangan model UTAUT yang dikembangkan oleh Venkatesh, dkk tahun 2003. Penelitian menggunakan metode kuesioner yang dilakukan di 5 Perguruan Tinggi dikhususkan pada Magister Akuntansi dan Manajemen, dosen dan pengusaha yang terdaftar di UMKM Semarang. Data yang digunakan merupakan data primer dan pengumpulan data menggunakan metode survey dan purposive sampling. Sebanyak 171 orang yang melakukan transaksi keuangan melalui fasilitas Internet Banking. Hasil penelitian menunjukkan konstruk ekspektasi kinerja, ekspektasi usaha, pengaruh sosial memiliki pengaruh positif dan Kondisi yang memfasilitasi tidak berpengaruh terhadap penggunaan Internet Banking. Sedangkan konstruk minat perilaku berpengaruh terhadap penggunaan Internet Banking. Konstruk gender memoderasi terhadap minat perilaku pemanfaatan Internet Banking. Umur memoderasi ekspektasi kinerja dan pengaruh sosial, konstruk pengalaman memoderasi dan gagal memoderasi ekspektasi usaha, kondisi yang terhadap minat perilaku dan penggunaan Internet Banking.

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Improved Initial Costs Expectation Model based on FPA for Internet Banking System

KIPS Transactions on Software and Data Engineering ◽

10.3745/ktsde.2014.3.4.139 ◽

2014 ◽

Vol 3 (4) ◽

pp. 139-148

Author(s):

Gwang Yeul Yun ◽

Hae Young Yoo

Keyword(s):

Banking System ◽

Internet Banking ◽

Model Based ◽

Expectation Model ◽

Internet Banking System

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The Moderator Role of Age in the Unified Theory of Acceptance and Use of Technology: Intention to Use Internet Banking in Sudan: الدور المعدل للعمر في النظرية الموحدة لقبول واستخدام التكنولوجيا: النية لاستخدام الإنترنت المصرفي في السودان

المجلة العربية للعلوم ونشر الأبحاث مجلة العلوم الاقتصادية والإدارية والقانونية ◽

10.26389/ajsrp.d060420 ◽

2020 ◽

Vol 4 (11) ◽

Author(s):

Adam Haroun Omer, Fathi Ahmed Ali Adam

Keyword(s):

Data Collection ◽

Internet Banking ◽

Education Level ◽

Intention To Use ◽

Unified Theory ◽

Banking Services ◽

Use Of Technology ◽

Effort Expectancy ◽

Moderator Role

The objective of this paper is to identify the moderator role of age in the unified theory of acceptance and use of technology: Intention to Use internet banking in Sudan. To achieve this objective the researchers adopted the questionnaire to data collection. A total of 375 questionnaires are distributed 207 respondents are well-responded. Used SPSS, Excel, SmartPLS to analysis the data collected. The results indicate that the age (34yrs and less) does prove as a moderator in effort expectancy, social influence, and intention to use Internet banking. Also, the age generally does not prove as a moderator in internet banking awareness and intention to use internet banking. The study recommended to study the effect of income and education level on acceptance of e-banking services.

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Evaluation of Software Architecture Quality Attribute for an Internet Banking System

International Journal of Computer Applications ◽

10.5120/10189-5062 ◽

2013 ◽

Vol 62 (19) ◽

pp. 21-24 ◽

Cited By ~ 2

Author(s):

A. Meiappane ◽

B. Chitra ◽

Prasanna Venkataesan

Keyword(s):

Software Architecture ◽

Banking System ◽

Internet Banking ◽

Quality Attribute ◽

Internet Banking System

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The Behavior Intention of Tunisian Banks' Customers on using Internet Banking

Banking, Finance, and Accounting ◽

10.4018/978-1-4666-6268-1.ch044 ◽

2014 ◽

pp. 818-831

Author(s):

Lanouar Charfeddine ◽

Wadie Nasri

Keyword(s):

Structural Equation ◽

Banking System ◽

Internet Banking ◽

Security And Privacy ◽

Factors Affecting ◽

Behavior Intention ◽

Confirmatory Factor ◽

Acceptance Model ◽

Internet Banking System ◽

Use Of Internet

This paper examines empirically the factors affecting the adoption of internet banking in Tunisia using the Theory of Acceptance Model (TAM) and the Theory of Planned Behavior (TPB). Security and privacy construct were selected as additional factors because of their potent influence on the use of internet banking system. For this purpose, a Structural Equation Modelling (SEM) is employed to examine the inter-correlations among the seven proposed constructs. A survey involving a total of 284 respondents is conducted and confirmatory factor analysis used to determine the measurement efficacies. This study confirms the appropriateness of TAM, TPB, and the security and privacy construct in predicting intention to use internet banking in a Tunisian banking environment. This research reveals that TAM and TPB could be used to provide a solid theoretical foundation of internet banking in Tunisian acceptance case. The study contributes to the literature of internet banking in Tunisia.

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Quantifying Factors Influencing the Adoption of Internet Banking Services in Greece

E-Adoption and Socio-Economic Impacts ◽

10.4018/978-1-60960-597-1.ch002 ◽

2011 ◽

pp. 24-37

Author(s):

M. Makris ◽

V. Koumaras ◽

H. Koumaras ◽

A. Konstantopoulou ◽

S. Konidis ◽

...

Keyword(s):

Banking System ◽

Internet Banking ◽

Ease Of Use ◽

Perceived Usefulness ◽

The Internet ◽

Banking Services ◽

Business Partners ◽

Electronic Transactions ◽

Internet Banking System ◽

Internet Banking Services

A growing phenomenon in the Internet is the rising exploitation of sophisticated security means (e.g. cryptography, digital signatures etc.) toward the development of novel commerce services for providing electronic transactions, collaborating with business partners or serving customers, regardless of geographical and time limitations. This paper discusses, presents and elaborates on the various factors that affect the adaption of Internet banking services in Greece. In particular, it deals with the factors that have been developed within the framework of providing e-banking services over an insecure shared medium like the Internet and affect the Internet Banking customer acceptance. A factor analysis is performed based on the gathered results provided by customer-questionnaires of ALPHA Bank branch in Greece in order to quantify the various parameters that affect the use of an Internet Banking System. The findings of the analysis show that despite the fact that Internet Banking in Greece is steadily increasing its penetration, factors like security, ease of use and perceived usefulness of a system play a major role on the final decision of the customer to adopt an Internet Banking System.

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