scholarly journals Disability Type, Financial Capability, and Risky Asset Holding

2020 ◽  
pp. 104420732098178
Author(s):  
Jing Jian Xiao ◽  
Barbara O’Neill
Keyword(s):  
Well Being ◽  
The United States ◽  
Risky Asset ◽  
Financial Behavior ◽  
Financial Capability ◽  
Risky Assets ◽  
Mentally Disabled ◽  
Asset Holding ◽  
Using Data ◽  
Objective Financial Knowledge

Risky financial asset holding is considered an indicator of financial well-being because risky asset holders are likely to accumulate more wealth than nonholders. Like the general population in the United States, many people with disabilities need long-term financial planning services. The purpose of this study was to examine whether disability type and financial capability are associated with risky asset holding of adults with disabilities. Using data from the 2015 National Financial Capability Study, we found that adults with different types of disabilities have different chances of holding risky assets. After controlling for financial capability, income, and other variables in the logistical model, people who are deaf or have difficulties running errands are more likely, while people with a work disability are less likely, than the mentally disabled to hold risky financial assets. In addition, two financial capability variables, objective financial knowledge, and desirable financial behavior, are positively associated with risky asset holding after controlling for other factors. Several disabilities, financial capability, and other factors showed differences in risky asset holding when lower-income and higher-income subsamples were examined.

scholarly journals Inequality in Context: Neighborhood Environments and the Association Among Education and Health

2018 ◽  
Author(s):  
Michael H Esposito
Keyword(s):  
Depressive Symptomatology ◽  
Well Being ◽  
The United States ◽  
Health Study ◽  
Adult Health ◽  
College Degree ◽  
Multilevel Regression ◽  
Tightly Coupled ◽  
Neighborhood Environments ◽  
Using Data

The association among a college degree and health is know to vary, in strength, across subsections of the United States population. Recent literature suggests that educational gradients in health are particularly dependent on contextual environments; higher-level social features, such as state of residence, have indeed been shown to modify how advanced educational credentials matters to well-being. To add resolution to this emerging insight, this study examines how \neighborhood environments, an especially salient level of geographic organization, impact educational gradients in the US. Using data from the Chicago Community Adult Health Study (n = 3,105) and Bayesian multilevel regression models, I examine how educational disparities in self-rated health and depressive symptomatology, between college and non-college degree holders, grow/shrink in response to a neighborhood-provided resource and with exposure to a neighborhood-level health challenge. Findings suggest that how tightly coupled a college degree is with well-being is strongly contingent upon one's immediate external risks, but less so on one's access to neighborhood social resources.

scholarly journals Multidimensional comparison of countries’ adaptation to societal aging

2018 ◽  
Vol 115 (37) ◽  
pp. 9169-9174 ◽  
Author(s):  
Cynthia Chen ◽  
Dana P. Goldman ◽  
Julie Zissimopoulos ◽  
John W. Rowe ◽  
Keyword(s):  
United States ◽  
Successful Aging ◽  
Well Being ◽  
The United States ◽  
Social Risks ◽  
The Status ◽  
Using Data ◽  
Eastern European Countries ◽  
Policies And Programs ◽  
Aging Societies

As long-term changes in life expectancy and fertility drive the emergence of aging societies across the globe, individual countries vary widely in the development of age-relevant policies and programs. While failure to adapt to the demographic transformation carries not only important financial risks but also social risks, most efforts to gauge countries’ preparedness focus on economic indicators. Using data from the Organization for Economic Cooperation and Development (OECD) and other sources, we developed a multidimensional Aging Society Index that assesses the status of older populations across five specific domains, including productivity and engagement, well-being, equity, economic and physical security, and intergenerational cohesion. For 18 OECD countries, the results demonstrate substantial diversity in countries’ progress in adapting to aging. For any given domain, there are wide differences across countries, and within most countries, there is substantial variation across domains. Overall, Norway and Sweden rank first in adaptation to aging, followed by the United States, The Netherlands, and Japan. Central and eastern European countries rank at the bottom, with huge untapped potential for successful aging. The United States ranks best in productivity and engagement, in the top half for cohesion, and in the middle in well-being, but it ranks third from the bottom in equity. Only well-being and security showed significant between-domain correlation (r = 0.59, P = 0.011), strengthening the case for a multidimensional index. Examination of heterogeneity within and across domains of the index can be used to assess the need for, and effectiveness of, various programs and policies and facilitate successful adaptation to the demographic transition.

Marital Quality and Well-Being Among Older Adults: A Typology of Supportive, Aversive, Indifferent, and Ambivalent Marriages

2020 ◽  
pp. 016402752096914
Author(s):  
Yingling Liu ◽  
Laura Upenieks
Keyword(s):  
Older Adults ◽  
Marital Quality ◽  
Large Body ◽  
Well Being ◽  
The United States ◽  
Life Course Perspective ◽  
Multiple Indicators ◽  
Using Data ◽  
Health And Well Being ◽  
Synergistic Relationship

A large body of work has linked marital quality to the health and well-being of older adults, but there is a lack of agreement on how to best measure dimensions of marital quality. Drawing on a stress-process life course perspective, we construct a typology of marriage type that captures the synergistic relationship between positive and negative marital qualities and health. Using data from Wave 1 (2005/2006) and Wave 2 (2010/2011) of the NSHAP survey from the United States, we examine the association between supportive, aversive, ambivalent, and indifferent marriages for older adults that remained married over the study period on multiple indicators of well-being (depression, happiness, and self-rated health; N = 769 males and 461 females). Results suggest that older adults in aversive marriages reported lower happiness (men and women) and physical health (men). There was less evidence that those in ambivalent and indifferent marriages reported worse well-being.

scholarly journals Generativity and Well-Being of Midlife and Aging Parents With Children With Developmental or Mental Health Problems

2019 ◽  
Vol 42 (3-4) ◽  
pp. 95-104 ◽  
Author(s):  
Kristin J. Homan ◽  
Jan S. Greenberg ◽  
Marsha R. Mailick
Keyword(s):  
Physical Health ◽  
Mental Health Problems ◽  
Well Being ◽  
The United States ◽  
Regression Analyses ◽  
Aging Parents ◽  
Parental Gender ◽  
Using Data ◽  
Mental And Physical Health ◽  
Child With A Disability

Parents who have a child with a developmental problem or mental disorder often provide support and assistance to their child throughout their lives, and the burden of caregiving can have an adverse impact on parents’ mental and physical health. Using Erikson’s theory as a framework, the present study investigated generativity as a moderator of the effects of parenting a child with a disability on parents’ well-being during mid- to late life. Using data from the study of Midlife in the United States, we identified 220 parents who had a child with a disability and 3,784 parents whose children did not have a disability. Regression analyses showed that the effect of parenting a child with a disability on negative affect, positive affect, and physical health was conditional on both parental gender and generativity, with mothers experiencing greater adverse effects of parenting but showing a benefit from high levels of generativity.

Financial education and financial satisfaction

2017 ◽  
Vol 35 (5) ◽  
pp. 805-817 ◽  
Author(s):  
Jing Jian Xiao ◽  
Nilton Porto
Keyword(s):  
Financial Literacy ◽  
Financial Education ◽  
Well Being ◽  
Financial Behavior ◽  
Future Research ◽  
Financial Satisfaction ◽  
Financial Capability ◽  
Data Set ◽  
Content Type ◽  
Mediating Factors

Purpose The purpose of this paper is to investigate roles of financial literacy, financial behavior, and financial capability as mediating factors between financial education and financial satisfaction. Design/methodology/approach Data are from the 2012 National Financial Capability Study, a large national data set with detailed information on financial satisfaction, education, literacy, behavior, capability, and related variables. Mediation analyses are used to answer research questions. Findings Financial education may affect financial satisfaction, a subjective measure of financial well-being, through financial literacy, financial behavior, and financial capability variables. Results show that subjective financial literacy, desirable financial behavior and a financial capability index (a sum of Z-scores of objective financial literacy, subjective financial literacy, desirable financial behavior, and perceived financial capability) are strong mediators between financial education and financial satisfaction. Research limitations/implications The study has used cross sectional data that can only document associations between financial education and satisfaction and the mediators between them. Future research could use relevant longitudinal data to verify multiple benefits of financial education. Practical implications The findings have implications for financial service professionals to take advantages of multiple benefits of financial education in content acquisition, confidence in knowledge and ability, and action taking when they communicate with their clients. Social implications Policy makers on consumer financial education may use the information to advocate and promote effective education programs to improve consumer financial well-being. Originality/value This study is the first of this kind to examine the association between financial education and financial satisfaction and several financial capability variables as mediating factors.

scholarly journals Association Between Serum Sphingolipids and Eudaimonic Well-Being in White U.S. Adults

2021 ◽  
Author(s):  
Loni Berkowitz ◽  
Marcela P. Henríquez ◽  
Cristian Salazar ◽  
Eric Rojas ◽  
Guadalupe Echeverría ◽  
...  
Keyword(s):  
Health Behaviors ◽  
Well Being ◽  
Serum Levels ◽  
The United States ◽  
Sphingolipid Metabolism ◽  
Hierarchical Regression ◽  
Psychological Well Being ◽  
Mediation Analyses ◽  
Environmental Mastery ◽  
Using Data

Abstract Emerging research has linked psychological well-being with many physiological markers as well as morbidity and mortality. In this analysis, the relationship between components of eudaimonic well-being and serum sphingolipids levels was investigated using data from a large national survey of middle-aged American adults (Midlife in the United States). Health behaviors (i.e., diet, exercise, and sleep) were also examined as potential mediators of these relationships. Serum levels of total ceramides - the main molecular class of sphingolipids previously associated with several disease conditions - were inversely linked with environmental mastery. In addition, significant correlations were found between specific ceramide, dihydroceramide, and hexosylceramides species with environmental mastery, purpose in life, and self-acceptance. Using hierarchical regression and mediation analyses, health behaviors appeared to mediate these associations. However, the link between ceramides and environmental mastery was partially independent of health behaviors, suggesting the role of additional mediating factors. These findings point to sphingolipid metabolism as a novel pathway of health benefits associated with psychological well-being. In particular, having a sense of environmental mastery may promote restorative behaviors and benefit health via improved blood sphingolipid profiles.

The Role of Neighborhood Disadvantage and Family Structure During Adolescence in Young Adults’ Experiences of Multiple Partner Fertility (MPF)

2019 ◽  
Vol 40 (12) ◽  
pp. 1627-1655
Author(s):  
Emma Kahle Monahan ◽  
Angela Guarin
Keyword(s):  
Family Structure ◽  
Well Being ◽  
The United States ◽  
Adult Health ◽  
Negative Consequences ◽  
Policy And Practice ◽  
Multiple Partner ◽  
Multiple Partners ◽  
Multiple Partner Fertility ◽  
Using Data

Families in the United States have become more complex, with an increasing number of individuals having children with multiple partners, called multiple partner fertility (MPF). MPF has significant negative consequences for the well-being of adults and children. Understanding the correlates of MPF, particularly how familial and community constructs affect the fertility outcomes of youth, has important implications for prevention and intervention. However, while many studies have examined these constructs, few have looked at them together. Using data from the National Longitudinal Study of Adolescent to Adult Health (Add Health; N = 8,678), this study uses a prospective design to examine how family structure and level of community disadvantage experienced by youth predict MPF in young adulthood. Using multilevel, mixed effects modeling, we find that family structure appears to play a role in influencing the fertility outcomes of youth, more so than community poverty. Implications for policy and practice are discussed.

Police Body-Worn Cameras: Effects on Officers’ Burnout and Perceived Organizational Support

2018 ◽  
Vol 22 (1) ◽  
pp. 5-30 ◽  
Author(s):  
Ian Adams ◽  
Sharon Mastracci
Keyword(s):  
Organizational Support ◽  
Police Officers ◽  
Structural Equation ◽  
Performance Monitoring ◽  
Perceived Organizational Support ◽  
Well Being ◽  
The United States ◽  
Equation Modeling ◽  
Negative Effects ◽  
Using Data

Police departments in the United States are rapidly adopting body-worn cameras (BWCs). To date, no study has investigated the effects of BWCs on police officers themselves, despite evidence suggesting negative effects of electronic performance monitoring on employee well-being. Police officers already experience higher levels of burnout than other professions. We hypothesize that the intense surveillance of BWCs will manifest in how police officers perceive the organizational support of their departments and will increase burnout. We test these hypotheses using data from patrol officers ( n = 271) and structural equation modeling. We find BWCs increase police officer burnout, and this effect is statistically different from zero. We also find that BWCs decrease officers’ perceived organizational support, which mediates the relationship between BWCs and burnout. Greater perceived organizational support can blunt the negative effects of BWCs. Our study is the first to situate effects on officers at the center of BWC literature.

scholarly journals Financial Behavior Change and Progress Toward Self-Sufficiency: A Goal-Framing Theory Application

2019 ◽  
Vol 8 (6) ◽  
pp. 521-529
Author(s):  
Joyce Serido ◽  
Chuanyi Tang ◽  
Sun Young Ahn ◽  
Soyeon Shim
Keyword(s):  
Emerging Adults ◽  
Behavior Pattern ◽  
Multinomial Logistic Regression ◽  
Financial Education ◽  
Well Being ◽  
The United States ◽  
Framing Theory ◽  
Financial Behavior ◽  
Goal Framing ◽  
Self Sufficiency

We applied goal-framing theory to determine whether there were discernible patterns in emerging adults’ financial behavior from college to career and whether those patterns were associated with progress toward self-sufficiency. Using longitudinal data collected over 5 years from a college cohort of emerging adults ( N = 968) in the United States, we estimated latent growth curve models and identified three financial-behavior patterns suggestive of the overarching motivations in the theory: planful (gain), present focused (hedonic), and socially compliant (normative). Using multinomial logistic regression analysis, we found that higher perceived financial control, more positive financial attitudes, higher perceived parental expectations, and more exposure to financial education were predictive of a gain pattern. Analyses of variance showed that the gain financial-behavior pattern was associated with the most progress toward self-sufficiency (adult stability, career status, and well-being). We discuss the findings as they pertain to the connection between emerging adults’ financial behavior and progress toward self-sufficiency.

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