Evolutional trends of retail risk assessment

10.12737/4105 ◽  
2014 ◽  
Vol 8 (3) ◽  
pp. 132-142
Author(s):  
Людмила Черникова ◽  
Lyudmila Chernikova ◽  
Николай Новичков ◽  
Nikolay Novichkov ◽  
Гузель Фаизова ◽  
...  
Keyword(s):  
Risk Assessment ◽  
Information Technologies ◽  
Historical Perspective ◽  
Retail Banking ◽  
Assessment Methods ◽  
Capacity Assessment ◽  
Evolutionary Trends ◽  
Private Entity ◽  
Banking Development

The article deals with the evolutionary trends of retail risk assessment. The authors present an analysis of the historical perspective on retail banking development and assessment methods. The methods of private entity borrowing capacity assessment are evolving on an ongoing basis due to changes in legislation, the development of information technologies and growing active-bank-operations-related risks. The analysis as conducted by the authors has revealed an evolution of the methods ensuring the enhancement and maintenance of the quality of retail assets. The authors claim that scoring is to be considers with due regard to the significance of the technological component, and dwell on their vision of this definition.

scholarly journals Analysis of genetic risk assessment methods

2015 ◽  
Vol 56 ◽  
Author(s):  
Vytautas Tiešis ◽  
Algirdas Lančinskas ◽  
Virginijus Marcinkevičius
Keyword(s):  
Risk Assessment ◽  
Genetic Risk ◽  
Characteristic Curve ◽  
Disease Model ◽  
Assessment Methods ◽  
System Of Nonlinear Equations ◽  
Genetic Risk Assessment ◽  
Statistical Parameters ◽  
Total Impact

Chronic non-communicable diseases are caused by a combination of multilocus genetic risk factors. The genetic risk assessment companies, e.g. Navigenics and 23andMe, calculate a lifetime risk of a disease by the use of strong assumptions on the total impact of the multiple SNPs genotype. The object of the paper is to compare such risk assessment methods. The theoretical disease model that describes both environmental and genetic factors has been used for evaluation of assessment methods. The system of nonlinear equations for tuning model’s parameters to real statistical parameters of the disease has been developed. The Receiver Operating Characteristic curve has been used to evaluate the quality of the methods as predictive tests.

scholarly journals Risk assessment related to the choice of contractors performing the job

2018 ◽  
Vol 170 ◽  
pp. 01068 ◽  
Author(s):  
Iuliia Valitova ◽  
Tatiana Trofimova ◽  
Tatiana Simankina ◽  
Elena Stein
Keyword(s):  
Risk Assessment ◽  
Human Activity ◽  
Assessment Methods ◽  
Construction Process ◽  
Investment Projects ◽  
Technical Base ◽  
Accessible Information ◽  
Wide Range ◽  
The Cost

Construction and investment projects inherent risks in an extremely wide range of human activity fields. An analysis of risks from the viewpoint of management and mitigation is conducted in this article. Particular attention is paid to the analysis of risk events related to the choice of an unqualified contractors performing the job. The compliance of duration implementation project, the budget amount, and the quality of performed work depend on this choice. The contractors risk assessment methods analysis showed that besides the overall criterion for all methods connected to the cost of work it is vital to take into account the qualifications, reputation, material and technical base of a contractor, the time and quality of the work performed previously. Existing methods with criteria of the choice of contractors performing the job are considered. The universal methodology with a set of criteria that satisfies all construction process participants, and based on publicly accessible information about companies and their experience is essential.

Current Requirements of the Society to the Professional Training of Specialists in Information Technology Industry in Japan

2014 ◽  
Vol 4 (2) ◽  
pp. 84-89
Author(s):  
Inna Pododimenko
Keyword(s):  
Higher Education ◽  
Labour Market ◽  
Communication Technology ◽  
Information Technologies ◽  
Professional Training ◽  
Professional Competence ◽  
Information Communication Technology ◽  
Information Communication ◽  
Quality Of Higher Education

Abstract The problem of professional training of skilled human personnel in the industry of information communication technology, the urgency of which is recognized at the state level of Ukraine and the world, has been considered. It has been traced that constantly growing requirements of the labour market, swift scientific progress require the use of innovative approaches to the training of future ІТ specialists with the aim to increase their professional level. The content of standards of professional training and development of information technologies specialists in foreign countries, particularly in Japan, has been analyzed and generalized. On the basis of analysis of educational and professional standards of Japan, basic requirements to the engineer in industry of information communication technology in the conditions of competitive environment at the labour market have been comprehensively characterized. The competencies that graduate students of educational qualification level of bachelor in the conditions of new state policy concerning upgrading the quality of higher education have been considered. The constituents of professional competence in the structure of an engineer-programmer’s personality, necessary on different levels of professional improvement of a specialist for the development of community of highly skilled ІТ specialists, have been summarized. Positive features of foreign experience and the possibility of their implementation into the native educational space have been distinguished. Directions for modernization and upgrading of the quality of higher education in Ukraine and the prospects for further scientific research concerning the practice of specialists in information technologies training have been suggested

scholarly journals Impact of comorbidity assessment methods to predict non-cancer mortality risk in cancer patients: a retrospective observational study using the National Health Insurance Service claims-based data in Korea

2021 ◽  
Vol 21 (1) ◽  
Author(s):  
Sanghee Lee ◽  
Yoon Jung Chang ◽  
Hyunsoon Cho
Keyword(s):  
Risk Assessment ◽  
Health Insurance ◽  
Cancer Patients ◽  
National Health Insurance ◽  
National Health ◽  
Cancer Mortality ◽  
Prediction Models ◽  
Assessment Methods ◽  
Chronic Obstructive ◽  
Mortality Risks

Abstract Background Cancer patients’ prognoses are complicated by comorbidities. Prognostic prediction models with inappropriate comorbidity adjustments yield biased survival estimates. However, an appropriate claims-based comorbidity risk assessment method remains unclear. This study aimed to compare methods used to capture comorbidities from claims data and predict non-cancer mortality risks among cancer patients. Methods Data were obtained from the National Health Insurance Service-National Sample Cohort database in Korea; 2979 cancer patients diagnosed in 2006 were considered. Claims-based Charlson Comorbidity Index was evaluated according to the various assessment methods: different periods in washout window, lookback, and claim types. The prevalence of comorbidities and associated non-cancer mortality risks were compared. The Cox proportional hazards models considering left-truncation were used to estimate the non-cancer mortality risks. Results The prevalence of peptic ulcer, the most common comorbidity, ranged from 1.5 to 31.0%, and the proportion of patients with ≥1 comorbidity ranged from 4.5 to 58.4%, depending on the assessment methods. Outpatient claims captured 96.9% of patients with chronic obstructive pulmonary disease; however, they captured only 65.2% of patients with myocardial infarction. The different assessment methods affected non-cancer mortality risks; for example, the hazard ratios for patients with moderate comorbidity (CCI 3–4) varied from 1.0 (95% CI: 0.6–1.6) to 5.0 (95% CI: 2.7–9.3). Inpatient claims resulted in relatively higher estimates reflective of disease severity. Conclusions The prevalence of comorbidities and associated non-cancer mortality risks varied considerably by the assessment methods. Researchers should understand the complexity of comorbidity assessments in claims-based risk assessment and select an optimal approach.

Risk assessment of waterborne protozoa: current status and future trends

Parasitology ◽  
1999 ◽  
Vol 117 (7) ◽  
pp. 205-212 ◽  
Author(s):  
C. J. GIBSON ◽  
C. N. HAAS ◽  
J. B. ROSE
Keyword(s):  
Risk Assessment ◽  
Management Practices ◽  
Assessment Methods ◽  
Detection Methods ◽  
Current Status ◽  
Future Research ◽  
Microbial Risk Assessment ◽  
Microbial Risk ◽  
Chemical Risk Assessment ◽  
Low Levels

Throughout the past decade much research has been directed towards identifying the occurrence, epidemiology, and risks associated with waterborne protozoa. While outbreaks are continually documented, sporadic cases of disease associated with exposure to low levels of waterborne protozoa are of increasing concern. Current methodologies may not be sensitive enough to define these low levels of disease. However, risk assessment methods may be utilised to address these low level contamination events. The purpose of this article is to provide an introduction to microbial risk assessment for waterborne protozoa. Risk assessment is a useful tool for evaluating relative risks and can be used for development of policies to decrease risks. Numerous studies have been published on risk assessment methods for pathogenic protozoa including Cryptosporidium and Giardia. One common notion prevails: microbial risk assessment presents interesting complications to the traditional chemical risk assessment paradigm. Single microbial exposures (non-threshold) are capable of causing symptomatic illness unlike traditional chemical exposures, which require a threshold to be reached. Due to the lack of efficient recovery and detection methods for protozoa, we may be underestimating the occurrence, concentration and distribution of these pathogenic micro-organisms. To better utilize the tool of microbial risk assessment for risk management practices, future research should focus in the area of exposure assessment.

scholarly journals Nutritional Evaluation and Risk Assessment of the Exposure to Essential and Toxic Elements in Dogs and Cats through the Consumption of Pelleted Dry Food: How Important Is the Quality of the Feed?

Toxics ◽  
2021 ◽  
Vol 9 (6) ◽  
pp. 133
Author(s):  
Ana Macías-Montes ◽  
Manuel Zumbado ◽  
Octavio P. Luzardo ◽  
Ángel Rodríguez-Hernández ◽  
Andrea Acosta-Dacal ◽  
...  
Keyword(s):  
Risk Assessment ◽  
Inductively Coupled Plasma ◽  
Reference Value ◽  
Inorganic Elements ◽  
Inductively Coupled ◽  
Icp Ms ◽  
Plasma Mass Spectrometry ◽  
Dry Food ◽  
Hazard Indexes

Dry feed for pets lacks specific legislation regarding maximum residue limits for inorganic elements. The aim of the present study was to determine the content of 43 inorganic elements in dog and cat feed, studying whether there were differences according to the supposed quality of the food and performing the risk assessment for health. Thirty-one and thirty packages of pelleted dry food for cats and dogs, respectively, were analyzed. After acidic microwave-assisted digestion, elements were detected and quantified by Inductively Coupled Plasma-Mass Spectrometry (ICP-MS). In general, we did not observe important differences in the content of elements according to the supposed quality of the brand. Among trace elements, selenium and manganese are above the dietary reference value. Arsenic and mercury showed the highest acute hazard indexes, which make them risk factors for the health of dogs and cats. Aluminum, uranium, antimony and vanadium contents were above the toxic reference value and showed the highest acute hazard indexes. It is necessary to improve the legislation regarding the food safety of pets, for their health and to protect the rights of consumers.

ASPECTS OF INDUSTRIAL CPS CRITICAL FOR RISK ASSESSMENT METHODS

2021 ◽  
Vol 3 (3) ◽  
pp. 23-29
Author(s):  
Tagir Fabarisov ◽  
Georg Siedel ◽  
Silvia Vock ◽  
Andrey Morozov
Keyword(s):  
Risk Assessment ◽  
Assessment Methods
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