scholarly journals RISK ASSESSMENT IN SMALL AND MEDIUM ENTERPRISES IN THE SLOVAK REPUBLIC

2018 ◽  
Vol 6 ◽  
pp. 210-215
Author(s):  
Denisa Janasová ◽  
Stanislava Strelcová
Keyword(s):  
Risk Assessment ◽  
Risk Evaluation ◽  
Slovak Republic ◽  
Small And Medium Enterprises ◽  
Epistemic Uncertainty ◽  
Professional Community ◽  
Exact Methods ◽  
Long Time ◽  
Questionnaire Research ◽  
Medium Enterprises

The analysis and evaluation of risks are a decisive part of risk assessment in the risk management framework. Based on the results of the analysis and risk evaluation we can classify the risks as acceptable and unacceptable ones and subsequently manage them. The small and medium enterprises pay the analysis and risk evaluation the lowest attention. In our opinion this is linked with failing to utilise exact methods which seem to be complicated for their practical utilisation. They are not used especially for analysing and evaluating the risks which have their basis in epistemic uncertainty. The professional community has been discussing epistemic uncertainty for a long time. This assumption is valid mainly in the SMEs which have no competent person on the one hand and a shortage of information concerning the area assessed on the other hand. The main goal of this article is to assess the current state of implementing the process of analysing and evaluating the risk in the SMEs and to define the main problems from a questionnaire research carried out in 2017 in which 485 SMEs working in Slovakia took part. On the base of the conducted research, we can state that in spite of the fact that only high-quality risk assessment leads the companies to take suitable measures for risk reduction, the companies pay unadequate attention to the analysis and risk evaluation.

PROFESSIONAL RISK ASSESSMENT USING KNOWLEDGE BASES IN SMALL AND MEDIUM ENTERPRISES

2010 ◽  
Vol 9 (4) ◽  
pp. 489-493 ◽  
Author(s):  
Sebastian Marius Rosu ◽  
George Dragoi ◽  
Costel Emil Cotet ◽  
Luminita Rosu
Keyword(s):  
Risk Assessment ◽  
Small And Medium Enterprises ◽  
Knowledge Bases ◽  
Medium Enterprises

scholarly journals Sistem Pendukung Keputusan Kelayakan Penerimaan Nasabah Menggunakan Metode Profile Matching

2020 ◽  
Vol 5 (1) ◽  
pp. 98
Author(s):  
Anita Ahmad Kasim ◽  
Raziyan Dwi Pathan
Keyword(s):  
Programming Languages ◽  
Small And Medium Enterprises ◽  
Web Based ◽  
Customer Data ◽  
Matching Process ◽  
Customer Acceptance ◽  
Profile Matching ◽  
Long Time ◽  
Small Medium Enterprises ◽  
Medium Enterprises

 Abstract—PT Sarana Sulteng Ventura is one company that aims to provide loan capital is micro, small, and medium enterprises (UMKM) as a venture partner timed short or long to be able to stand on its own with loan capital that fits with the kind of effort that it takes for the customer. In providing venture capital loans, the company has some terms and conditions that apply. and the company still cultivate customer data manually so that it takes quite a long time. Then with this author makes the eligibility decision support system which will facilitate customer acceptance staff employees of PT Sarana Sulteng Ventura to pre-screen customer deserves a loan business capital to client or small medium enterprises. The researchers used a system that is web -based systems using the programming language PHP and MySQL into its data base processing and sublime text 2 as editor of programming languages. This research used the method of profile matching process to perform the calculation of assessments to help give the eligibility decision of acceptance the customer at PT. Sarana Sulteng Ventura city of Palu.

scholarly journals PEMBINAAN USAHA KECIL MENENGAH DALAM PEMBUATAN SABUN COLEK DI TEMBESI TOWER KELURAHAN TEMBESI

2021 ◽  
Vol 3 (1) ◽  
pp. 93-102
Author(s):  
Hazimah Hazimah ◽  
Zefri Azharman
Keyword(s):  
Small And Medium Enterprises ◽  
New Product ◽  
Raw Material ◽  
Product Positioning ◽  
Service Activity ◽  
Chemical Content ◽  
Long Time ◽  
Medium Businesses ◽  
Medium Enterprises ◽  
The Impact

UKM (small and medium enterprises) in the Tembesi Tower, Tembesi sub-district, are not developing well. This is indicated by the low turnover obtained by each UKM (small and medium enterprise) in 1 month. customer expectations. New products must be made so that these small and medium businesses can survive and continue to exist. The new product must have a distinctive and good quality so that the product positioning is clearer and able to compete with other products on the market. This service activity aims to provide a solution to this by creating a new product in the form of a dab soap that is safe for health and environmentally friendly. Some soaps circulating in the market only prioritize cleaning power, but the chemical content in the soap is harmful to health and the environment. The impact of conventional soap on health is irritation of the skin which, if left for a long time, the irritation will turn into eczema. In addition, conventional soap also harms the environment because the raw material for soap comes from petroleum which is difficult to be broken down by bacteria. Community service activities are carried out in the form of coaching. The service team expects to increase the income and advantages of UKM (small and medium businesses) in the Tembesi Tower and to be able to create jobs or open a business with a revolutionary cream soap product design.

scholarly journals COLLATERAL REQUIREMENTS FOR SME LOANS: EMPIRICAL EVIDENCE FROM THE VISEGRAD COUNTRIES

2017 ◽  
Vol 18 (4) ◽  
pp. 650-675 ◽  
Author(s):  
Ashiqur RAHMAN ◽  
Jaroslav BELAS ◽  
Tomas KLIESTIK ◽  
Ladislav TYLL
Keyword(s):  
Slovak Republic ◽  
Small And Medium Enterprises ◽  
Binary Logistic Regression ◽  
Business Environment ◽  
Binary Logistic Regression Model ◽  
Data Set ◽  
Policy Makers ◽  
Medium Enterprises ◽  
Bank Concentration ◽  
Visegrád Countries

The purpose of this paper is to examine the determinants of collateral for small and medium enterprises (smes) in the context of Visegrad countries: Czech Republic, Slovak Republic, Hungary and Poland. The data set for this paper was obtained from the Business Environment and Enterprise Performance Survey (BEEPS), which was conducted by the World Bank and the European Bank for Reconstruction and Development (EBRD) from 2012–2014. A binary logistic regression model with different specifications was employed to examine the effect of independent variables on the incidence of collateral. The results show that risky borrowers need to pledge collateral and the reduction of asymmetric information can lower the incidence of collateral for smes. Moreover, we find that female borrowers are more likely to pledge collateral than male borrowers are. The results also suggest that loans with a longer maturity are more likely to be collateralized than short-term loans. We find evidence that bank-borrower proximity can alleviate the incidence of collateral whereas bank concentration may increase collateral requirements. Policy makers may consider these results to implement policies that can promote bank competition and can lower collateral requirements for female borrowers. The paper contributes to the ongoing debate on the determinants of collateral.

scholarly journals Networking of Small and Medium Enterprises into Clusters in the Slovak Republic

2017 ◽  
Vol 192 ◽  
pp. 370-375 ◽  
Author(s):  
Denisa Janasová ◽  
Veronika Bobáňová ◽  
Stanislava Strelcová
Keyword(s):  
Slovak Republic ◽  
Small And Medium Enterprises ◽  
Medium Enterprises

scholarly journals BACURAMIN KA’ SARUGA: A SUSTAINABLE PRESERVATION LOCAL PRINCIPLE IN KAPUAS HULU FOR KERUPUK BASAH AS GEOGRAPHICAL INDICATION

2020 ◽  
Vol 1 (2) ◽  
Author(s):  
Purwanto Purwanto
Keyword(s):  
Human Factor ◽  
Local Community ◽  
Small And Medium Enterprises ◽  
Geographical Indication ◽  
Natural Factor ◽  
Local Principle ◽  
Long Time ◽  
Good Reputation ◽  
Special Expertise ◽  
Medium Enterprises

Kerupuk Basah called temet by Kapuas Hulu Local Community was provided for home consumption long long time ago. But lately, it was spread throughout Kalimantan Barat Province, likely Pontianak, Mempawah and Sintang. The taste proved that Kerupuk Basah from Kapuas Hulu had some differences than others, including finer surface structure, stronger fish taste, and softer when pressed or chewed. The study used statute approach and method through indepth interview. The study found there were 3 (three) factors which influenced Kerupuk Basah taste from Kapuas Hulu, namely 1) natural factor (Toman and Belida fish were the main composition in making Kerupuk Basah were only find in upstream of Kapuas Hulu river); 2) human factor (Kerupuk Basah was initially processed by Kapuas Hulu local community in the past and had been preserved until now then made them had a special expertise and able to make good quality of Kerupuk Basah; 3) combination of natural and human factor (Belida and Toman fish lived there combined with local community ability made Kerupuk Basah had a good reputation and unique characteristic). All of those factors led Kerupuk Basah could be Kapuas Hulu Geographical Indication. Then, Bacuramin Ka’Saruga (Dayak principle as most of local people there) agreed choice by the community, local government and Small and Medium Enterprises in Kapuas Hulu.

scholarly journals A Risk Assessment Proposal through System Dynamics

2020 ◽  
Vol 55 (3) ◽  
Author(s):  
M. Di Nardo ◽  
M. Madonna ◽  
Mosè Gallo ◽  
Teresa Murino
Keyword(s):  
Risk Assessment ◽  
Risk Analysis ◽  
System Dynamics ◽  
Safety Management ◽  
Small And Medium Enterprises ◽  
Feedback Mechanism ◽  
Point Of View ◽  
Production Environment ◽  
Analysis Technique ◽  
Medium Enterprises

The issues about legislation of safety management, as well as main techniques of "risk analysis and evaluation", are widely integrated in complex production environment. From an organizational and technological point of view, it’s not easy to implement these techniques in Small and Medium Enterprises. In fact, each technique does not permit a complete and exhaustive analysis and quantification of risks. Application of aforementioned methods does allow for achievement of a wide number of benefits. The aim of this paper is to critically analyse both analysis and risk assessment processes. In this paper, integration between System Dynamics and Layers of Protection Analysis technique is provided in order to enhance results of risk management. System Dynamics shows to be very effective in evaluating interaction effect of different incidental scenarios properly identified through risk analysis technique used. System Dynamics modelling permits simulation through changes in time and feedback mechanism. This approach has been validated via testing in a plastic molding plant with a scenario of risk of a massive fire.

scholarly journals A beszerzés helye és szerepe a Magyarországi kis- és középvállalatoknál (The Role of Purchasing in the Hungarian Small and Medium Enterprises)

2010 ◽  
pp. 36-44
Author(s):  
Gyöngyi Vörösmarty ◽  
Tünde Tátrai ◽  
Zoltán Havasi
Keyword(s):  
Supply Chain ◽  
Small And Medium Enterprises ◽  
International Comparisons ◽  
Business Activity ◽  
Chain Management ◽  
Current State ◽  
It Support ◽  
Questionnaire Research ◽  
Medium Enterprises

A kis- és középvállalkozások (kkv-k) a legtöbb országban, így Magyarországon is kiemelt szerepet töltenek be a gazdaság életében. A velük kapcsolatos kutatások elérkeztek abba a fázisba, amikor például a kisvállalkozás- fejlesztés és az ellátásilánc-menedzsment összekapcsolásával megismerhetjük egy adott vállalati funkció szerepét és helyét a célcsoportban. A szerzők tanulmányukban egy kutatás eredményeit mutatják be, mely egyenrangú módon fókuszál a beszerzési tevékenység és a kkv-k sajátosságaira. A beszerzési aspektusok kiemelésével lehetőség van mélyebben megismerni a kkv-k bizonytalanságának forrásait, a beszállítókkal kapcsolatos igényeik megfogalmazását, a vevők preferenciáit, melyen keresztül általános kép kapható a szállítófejlesztés lehetőségeiről, kifejezetten a beszerzési tevékenység informatikai támogatásáról, továbbá véleményükről a beszerzés mint szolgáltatás kiszervezésével kapcsolatban. A kutatást megalapozó kérdőíves felmérés nemzeti összehasonlításra is lehetőséget ad, valamint segíti egy adott tevékenységre fókuszálva a hazai kis- és középvállalkozások helyzetének bemutatását. ______ Small and medium enterprises (SME) play an important role in the economy of Hungary, just like in most other countries. Studies on SMEs recently have focused on the role of a particular company function in the target group by linking the development of SMEs to new advanced options, such as supply chain management. This paper provides an overview of authors’ ques a questionnaire research focusing on the specific characteristics of both purchasing and SMEs. Focusing on the purchasing aspects enables us to gain a deeper knowledge on the main causes of the instability of SMEs as well as on their expectations regarding suppliers and a better understanding on the preferences of the clients. As a result authors can highlight the main options of developing the supply chain as well as the IT support of purchasing and they can state their opinion on the outsourcing of the purchasing as a service. The questionnaire survey providing the basis for the study enables authors to make international comparisons as well as to present the current state of the Hungarian SMEs focusing on a particular business activity.

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