Do gender-diverse boards lead to selection of female CEOs: a study of life insurance firms in the USA

2022 ◽  
Vol 1 (1) ◽  
pp. 1
Author(s):  
B. Elango
Keyword(s):  
Life Insurance ◽  
Gender Diverse ◽  
Female Ceos ◽  
The Usa ◽  
Insurance Firms ◽  
Selection Of

Selection of Risks for Life Insurance

1932 ◽  
Vol 63 (2) ◽  
pp. 173-217 ◽  
Author(s):  
Arthur Hunter
Keyword(s):  
Board Of Directors ◽  
Life Insurance ◽  
Medical Director ◽  
Rating System ◽  
Sufficient Knowledge ◽  
Numerical Rating ◽  
Selection Of

The method of selecting risks has undergone radical changes during the span of one man’s lifetime. In the early days of my experience all proposals for life insurance were submitted to a Board of Directors which consisted mainly of landed proprietors, lawyers and accountants. They were assumed to have sufficient knowledge to determine which lives should be accepted, which should be rejected and which should be charged an extra premium, with the aid of the medical adviser and of the actuary. The former was usually a prominent physician who based his judgment on impressions and observations, and the latter on the meagre statistics then in existence. Contrast that with the method in use in the principal American companies at the present time. The majority of the proposals are not submitted to a medical director, actuary or underwriter, but are passed upon by lay reviewers with or without the use of a numerical rating system. Experience has shown that such a practice is safe, as in one-half or more of the proposals there is nothing of moment against the risk, and, unless the amount of insurance is large, the time of experts can be given with greater advantage to the more difficult types of cases.

scholarly journals Surveillance Aesthetics in Latin America: Work in progress

2012 ◽  
Vol 10 (1) ◽  
pp. 83-89 ◽  
Author(s):  
Fernanda Bruno ◽  
Paola Barreto ◽  
Milena Szafir
Keyword(s):  
Latin America ◽  
Los Angeles ◽  
Latin American ◽  
Satellite Images ◽  
Surveillance Culture ◽  
The Usa ◽  
On Line ◽  
And Control ◽  
Selection Of

This on line curatorship presents a selection of 11 works by Latin American artists who incorporate in their creations technologies traditionally linked to surveillance and control processes. By Surveillance Aesthetics we understand a compound of artistic practices, which include the appropriation of dispositifs such as closed circuit video, webcams, satellite images, algorithms and computer vision among others, placing them within new visibility, attention and experience regimes. The term referred to in the title of this exhibition is intended more as a vector of research rather than the determination of a field, as pointed by Arlindo Machado under the term “surveillance culture”. (Machado 1991) In this sense, a Latin America Surveillance Aesthetics exhibition is a way to propose, starting from the works presented here, a myriad of questions. How and to what extent do the destinies of surveillance devices reverberate or are subverted by market, security and media logics in our societies? If, in Europe and in the USA, surveillance is a subject related to the war against terror and border control, what can be said about Latin America? What forces and conflicts are involved? How have artistic practices been creating and acting in relation to these forces and conflicts? Successful panoramas of so called Surveillance Art already take place in Europe and North America for at least three decades, the exhibition “Surveillance”, at the Los Angeles Contemporary Exhibitions being one of the first initiatives in this domain. In Latin America however, art produced in the context of surveillance devices and processes is still seen as an isolated event. Our intention is to assemble a selection of works indicating the existence of a wider base of production, which cannot be considered eventual.The online exhibition can be accessed here.http://www.pec.ufrj.br/surveillanceaestheticslatina/

scholarly journals Study of Investors’ Preference for the Selection of an Insurance Product

2021 ◽  
Vol 11 (4) ◽  
Author(s):  
Pradnya Gugale ◽  
Vedashree Mali
Keyword(s):  
Life Insurance ◽  
Test Sample ◽  
Primary Data ◽  
Insurance Policy ◽  
Related Factors ◽  
Statistical Tool ◽  
Investment Funds ◽  
Innovative Products ◽  
Study Zone ◽  
Selection Of

Human Being’s life is the most significant asset and life-insurance is the most significant sort of insurance which gives financial protection to theindividualhimself/herself and to his family at the hour of dubious dangers or harm. Life insurance gives both safety and protection to people and furthermore encourages investment funds among individuals. The present exploratory based investigation was chosen with a target to analyze those factors which impact client’s strategy purchasing choice and furthermore examine the inclinations of clients while making decision about insurance policy investment. Different insurance-related factors have been examined in the paper. Also, the said study has been conducted to know the satisfaction level of the clients and also to know the benefit they have been receiving from the company (if any). The information for the research has been gathered from primary data. The study zone is restricted to Maharashtra state and the test sample is 30 investors. The hypotheses have been based on the basis of demographic and the factors related to the insurance-based preference.factors and tested the same with the help of statistical tool T-test. The analyzed data had been produced in the form of a tables and graphs/charts. Insurance agencies should spread more awareness about life insurance, a decrease in the premium amount, and giving more attention to need-based innovative products are a portion of the recommendations which I would suggest. The paper closes with the segment that factors of the individuals play a significant and essential role in choosing the purchase of insurance policies.

The Location of Services Involved with International Trade

1987 ◽  
Vol 19 (5) ◽  
pp. 687-700 ◽  
Author(s):  
K O'Connor
Keyword(s):  
Physical Activity ◽  
Communication Technology ◽  
Port Development ◽  
Large Cities ◽  
Producer Service ◽  
The Usa ◽  
Service Location ◽  
Statistical Record ◽  
Selection Of

Services that link buyer and seller across nations and continents have long been a part of city and port development, but have not attracted much research interest, perhaps because they remain (like their statistical record) ‘invisible’. Technical and structural change in the organisation of shipping, reflected largely in containerisation, have changed the context for these services and they have responded in a variety of ways. Data in this paper trace the location of a selection of these services in the USA and Australia, indicating a separation between services and negotiations on aspects of trade services, and new patterns of physical activity in trade. It is suggested that this separation may be facilitated by the standardisation that has come with containerisation, the importance of intercorporate linkages, the role of official markets, and the application of modern communication technology. These aspects account for the clustering of services in large cities and their separation from day-to-day trade business, and could provide insights for producer-service location in general. The paper indicates the need for survey work to test these ideas.

scholarly journals Co-evolution of Information-Processing Technology and Use: Interaction between the Life Insurance and Tabulating Industries

1993 ◽  
Vol 67 (1) ◽  
pp. 1-51 ◽  
Author(s):  
JoAnne Yates
Keyword(s):  
Twentieth Century ◽  
Information Processing ◽  
Life Insurance ◽  
Business Processes ◽  
Processing Technology ◽  
Insurance Firms

Punched-card tabulating equipment, an important commercial predecessor of the computer, was used for processing large amounts of data in many business firms during die first half of the twentieth century. Life insurance was an information-intensive business dependent on firms' abilities to manage large quantities of data. This article examines both the role that tabulating machinery played in shaping insurance firms' business processes and the simultaneous role that Ufe insurance as a user industry played in shaping the development of tabulating technology between 1890 and 1950. The ongoing interaction between the Ufe insurance and tabulating industries shaped both in significant ways, setting the stage for continued interaction between the two industries during the transition to computers beginning at mid-century.

Firm-specific internal determinants of profitability performance: an exploratory study of selected life insurance firms in Asia

2018 ◽  
Vol 12 (4) ◽  
pp. 533-550 ◽  
Author(s):  
Rozaimah Zainudin ◽  
Nurul Shahnaz Ahmad Mahdzan ◽  
Ee Shan Leong
Keyword(s):  
Financial Reporting ◽  
Life Insurance ◽  
Exploratory Study ◽  
Panel Study ◽  
Random Effect ◽  
Random Effect Model ◽  
Estimation Model ◽  
Content Type ◽  
Market Expansion ◽  
Insurance Firms

Purpose This study is an exploratory study investigating firm-specific internal factors that influence the profitability performance of selected life insurance firms in eight Asian countries (China, Hong Kong, Taiwan, Singapore, Japan, South Korea, Thailand and Malaysia) from 2008-2014. This paper aims to focus on internal rather than external factors based on the resource-based view suggesting that the internal resources of a firm are key to gaining competitive advantage. Design/methodology/approach The authors used panel data estimation model to test our six hypotheses on these eight selected countries for the period between 2008 and 2014. Findings A random effect model reveals that size, volume of capital and underwriting risk are significantly related to the profitability of Asian life insurance firm, measured as return on assets. Premium growth, asset tangibility and liquidity are insignificant predictors of the profitability performance of these life insurance firms. Practical implications Three implications of this study are that life insurance firms need to proactively tap new business opportunities by attracting younger generation customers via e-marketing technologies; secure larger capital base to finance their market expansion strategies; and focus on intangible resources such as goodwill, brand equity and reputation. Originality/value This study contributes to the literature by conducting an exploratory regional-based panel study of Asian life insurance firms to find common factors that contribute towards profitability. The study is conducted on a collective sample of Asian life insurance firms based on the premise that the firms included in the sample engage in cross-border activities and share the same international financial reporting standards. These commonalities allow us to treat the firms jointly in a somewhat similar Asian macroeconomic environment.

The spatio-temporal evolution of groundwater dependent precipitation

2021 ◽  
Author(s):  
Cristina Passet ◽  
Lan Wang-Erlandsson ◽  
Yoshihide Wada ◽  
Agnes Pranindita ◽  
Agatha De Boer
Keyword(s):  
Temporal Evolution ◽  
Groundwater Resources ◽  
Terrestrial Ecosystems ◽  
Global Scale ◽  
Groundwater Abstraction ◽  
Groundwater Availability ◽  
Basin Scale ◽  
The Usa ◽  
Spatio Temporal ◽  
Selection Of

<div><span>A<strong> </strong>substantial portion of groundwater abstracted from aquifers is used for irrigation and evaporated to the atmosphere, potentially contributing towards downwind precipitation. While the fate of evaporation fluxes from land have been analysed, the atmospheric pathways of evaporation originating from groundwater have not yet been globally quantified. This study analysed the geographical distribution, the seasonality and the magnitude of groundwater-dependent precipitation (Pgw) </span><span>at a global scale and for a selection of countries and river basins. The Eulerian moisture tracking WAM-2layers model was used to process meteorological and groundwater abstraction input data from 1980 to 2010.  Results show considerable contributions of groundwater to precipitation downwind of the most heavily irrigated areas, leading to net groundwater losses over these areas. Globally, 40% of the Pgw </span><span>precipitates directly in the oceans, and do not contribute to biomass production in terrestrial ecosystems. Some of the countries with the highest rates of groundwater abstraction (India, the USA, Pakistan and Iran), receive low volumes of Pgw </span><span>and are net losers of groundwater resources. The countries with the highest net gain of groundwater are China, Canada and Russia. At river basin scale, the Indus, Ganges and Mississippi basins are net losers of groundwater to downwind Pgw</span><span>, while the Yangtze, Tarim and Brahmaputra basins receive more Pgw </span><span>than their groundwater withdrawals. The share of precipitation that originates from groundwater varies considerably with seasons, and can be especially high when low local precipitation levels occur in combination with high upwind groundwater abstraction. Furthermore, precipitation dependence on </span><span>groundwater (ρgw)</span><span>, has steadily increased between 1980 to 2010 in all studied areas and globally. Our study suggests that the countries and basins with a high and increasing dependency on ρgw </span><span>to support their precipitation can be vulnerable to groundwater availability upwind.</span></div>

Collaborative consumption sport hosting: value and consumption constraints

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Michael Goldman ◽  
Brandon Brown ◽  
Eric C. Schwarz
Keyword(s):  
Qualitative Content Analysis ◽  
Initial Study ◽  
Experience Design ◽  
Collaborative Consumption ◽  
Content Type ◽  
Consumption Experience ◽  
The Usa ◽  
Consumption Constraints ◽  
Practical Implications ◽  
Selection Of

PurposeThe purpose of this paper is to find evidence of the benefits and constraints of collaborative consumption experiences by investigating the perceptions of hosts and visitors that attended professional regular season basketball and baseball games in the USA.Design/methodology/approachData were collected through four focus groups with 37 total participants and were analyzed through qualitative content analysis.FindingsThe results show that participants in a collaborative consumption experience perceive four types of value: social interaction and belonging, new fandom, travel bucket list experiences and local and sport knowledge. In addition, the results provide evidence of five consumption constraints related to collaborative consumption: expenses, average experiences, seat location, interpersonal disconnects and personal risk.Research limitations/implicationsThe selection of only two sites for the study limited the data triangulation that was possible. This study should be replicated across a wider range of teams and countries to confirm the main findings of the study.Practical implicationsPractitioners can use this initial study to better understand the benefits hosts and visitors perceive in the experience, and therefore the kind of experience design that would encourage increased purchases and loyalty.Originality/valueThis paper provides qualitative insights into the benefits and detriments of a collaborative consumption sport experience, based on participants' involvement in an innovative peer-to-peer platform.

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