scholarly journals Study of Investors’ Preference for the Selection of an Insurance Product

2021 ◽  
Vol 11 (4) ◽  
Author(s):  
Pradnya Gugale ◽  
Vedashree Mali
Keyword(s):  
Life Insurance ◽  
Test Sample ◽  
Primary Data ◽  
Insurance Policy ◽  
Related Factors ◽  
Statistical Tool ◽  
Investment Funds ◽  
Innovative Products ◽  
Study Zone ◽  
Selection Of

Human Being’s life is the most significant asset and life-insurance is the most significant sort of insurance which gives financial protection to theindividualhimself/herself and to his family at the hour of dubious dangers or harm. Life insurance gives both safety and protection to people and furthermore encourages investment funds among individuals. The present exploratory based investigation was chosen with a target to analyze those factors which impact client’s strategy purchasing choice and furthermore examine the inclinations of clients while making decision about insurance policy investment. Different insurance-related factors have been examined in the paper. Also, the said study has been conducted to know the satisfaction level of the clients and also to know the benefit they have been receiving from the company (if any). The information for the research has been gathered from primary data. The study zone is restricted to Maharashtra state and the test sample is 30 investors. The hypotheses have been based on the basis of demographic and the factors related to the insurance-based preference.factors and tested the same with the help of statistical tool T-test. The analyzed data had been produced in the form of a tables and graphs/charts. Insurance agencies should spread more awareness about life insurance, a decrease in the premium amount, and giving more attention to need-based innovative products are a portion of the recommendations which I would suggest. The paper closes with the segment that factors of the individuals play a significant and essential role in choosing the purchase of insurance policies.

COST AND ACCESSIBILITY RELATED FACTORS INFLUENCING THE SELECTION OF AREAS OF RESIDENCE IN KENYA: A SURVEY OF NAIROBI RESIDENTS

2017 ◽  
Vol 2 (1) ◽  
pp. 41
Author(s):  
Grace W. Njoroge Kahura ◽  
Prof. Joe K. Kamaria
Keyword(s):  
Road Network ◽  
Sampling Technique ◽  
Economic Factor ◽  
Primary Data ◽  
Internal Space ◽  
Cost Of Living ◽  
Transport Costs ◽  
Related Factors ◽  
Factors Influencing ◽  
Selection Of

Purpose: The purpose the study was to investigate the cost and accessibility related factors influencing the selection of areas of residence in Kenya in the case of Nairobi residents.Methodology: The researcher used descriptive research design. The scope of the study was limited to Nairobi County. The study identified a population of 985,016 households in Nairobi County out of which a sample of 150 respondents were used. Random sampling technique was used to select the respondents from each category. The study used primary data that was collected using questionnaires. Data was analyzed using Statistical Package for Social Sciences (SPSS). The data was then analysed in terms of descriptive statistics like frequencies and percentages.Results: The results indicated that majority of the respondents found economic and accessibility factors as being important while choosing their places of residence.  The results indicated that the most important economic factor is income, followed by transfer costs, cost of living, price, and transport costs. Ease of qualifying for a mortgage, availability of mortgage, ease of qualifying for a mortgage, maintenance costs were least ranked.  The study also found that the most important accessibility factor was road network, followed by water, nearness to workplace, parking space, health centers, internal space, and electricity, and transport costs. The least ranked factors were drainage, parks and open spaces, availability of garden, and floor plans.Unique contribution to theory, practice and policy: The study recommended that cost related factors such as cost of living among others should be given a priority when making a decision on where to reside since such economic related factors touch on one’s disposable amount. It is also recommended that it would be significant for landlords to put into consideration such economic factors before concluding on either the rent prize or the prize of a piece of land since their potential tenants’ or buyers’ decision is most likely to be influenced by such factors. It is also recommended that landlords should put into consideration accessibility factors before building rental houses. Such factors as road network are very important and will obviously influence the tenants’ decision on residing in a certain area. 

scholarly journals Perception and Satisfaction toward Mutual Fund Investors in Andhra Pradesh

2019 ◽  
Vol 8 (2S6) ◽  
pp. 542-544
Keyword(s):  
Asset Management ◽  
Mutual Fund ◽  
Andhra Pradesh ◽  
Vital Role ◽  
Primary Data ◽  
Key Factors ◽  
Past Performance ◽  
Statistical Tool ◽  
Fund Managers ◽  
Selection Of

The present study has been emphasized on the investor’s attitude towards mutual fund investments in Andhra Pradesh. The study has categorized the investors in small and large based on the investment criteria. The primary data has been collected and examined with the help of statistical tool of discriminant analysis. The study result stated that the past performance, liquidity and brand equity are the key factors which are playing the vital role in selection of mutual fund schemes for the investments. The investors’ expectations have been analyses and the result reveals that the stable portfolio with returns performance. This paper is useful to the stake holders of mutual fund industry such as asset management companies, investors, regulators and fund managers.

scholarly journals Opinion Survey of Life Insurance Policy holders in Eluru of West Godavari District

2021 ◽  
pp. 631-638
Author(s):  
Dr. R. S. N. Sharma
Keyword(s):  
Life Insurance ◽  
Insurance Companies ◽  
Primary Data ◽  
Public Confidence ◽  
Insurance Company ◽  
Insurance Policy ◽  
Opinion Survey ◽  
Life Insurance Company ◽  
The Public ◽  
The Family

Insurance is nothing but giving assurance for recovery of Loss. If Head of the family dies unfortunately, suddenly due to any reason, the dependent family members may land in troubles and may not in a position to earn their livelihood. If the life of that head of the family is insured, certain amount of money will be paid to the legal heirs which they can use it for their needs. In this context which life insurance company is to be considered for taking the life policy is a problem. Agents of different life insurance companies approach them for their profession. All the public may be in dilemma in choosing the life insurance company. They may take different policies of different companies. At this juncture, the researcher has thought it necessary to conduct survey in the selected locations to know more about the awareness of people with regard to life insurance and to know about which life insurance company has more public confidence. For this the study has been conducted basing on primary data collected directly from the respondents. The collected information has been tabulated, graphically represented and analysed with the help of calculations and finally conclusions drawn.

scholarly journals Investment funds as a form of effective pension protection in an aging society

2020 ◽  
Vol 195 (1) ◽  
pp. 171-182
Author(s):  
Agnieszka Parkitna ◽  
Małgorzata Pol ◽  
Rafał Miśko ◽  
Marzena Pura
Keyword(s):  
Standard Deviation ◽  
Mutual Funds ◽  
Stock Exchange ◽  
Test Sample ◽  
Rate Of Return ◽  
Rates Of Return ◽  
Investment Funds ◽  
Aging Society ◽  
Independent Analysis ◽  
Selection Of

The article aimed to analyze the effectiveness of investment funds and to create a ranking of investment funds with the highest economic efficiency. The scope of selection of the test sample is presented. The effectiveness of investment funds was assessed using various measures of their assessment. Comparing the obtained rates of return and risk, measured with a standard deviation, with the rate of return from the stock exchange, the most profitable funds were selected. As a result, it has been shown that the desire to invest in mutual funds does not have to end with investing in those that seem viable, but independent analysis can be done.

scholarly journals Determinants affecting the buying of Life Insurance: A case of Kapilvastu District

2019 ◽  
Vol 2 (2) ◽  
pp. 42-57
Author(s):  
Govind Jnawali ◽  
Amrita Jaiswal Jaiswal
Keyword(s):  
Life Insurance ◽  
Sampling Method ◽  
Insurance Companies ◽  
Primary Data ◽  
Insurance Policy ◽  
Insurance Demand ◽  
Economic Class ◽  
The People ◽  
Life Insurance Demand ◽  
Structured Questionnaire

This paper aims to investigate the determinants that affect the buying of life insurance in Kapilvastu district of Nepal. Primary data have been collected through structured questionnaire out of 384 life insurance policy holders resident of Kapilvastu district of Nepal. Sample was selected by purposive sampling method. The study concludes that life insurance demand in terms of premium paid is significantly associate with gender, level of education, occupation, economic class, family size and monthly income of respondents whereas life insurance demand is not significantly associated with age, religion and marital status. The study further suggests to the life insurance companies to emphasize selling of life insurance policies to the people having more income, more family members, and educated people.

PENGARUH PREMI ASURANSI DAN KUALITAS PELAYANAN TERHADAP KEPUASAN NASABAH PT. ASURANSI JIWA SEQUIS LIFE MEDAN

2020 ◽  
Vol 5 (2) ◽  
pp. 28-36
Author(s):  
Irvan Rolyesh Situmorang ◽  
Wilys Hendrian
Keyword(s):  
Customer Satisfaction ◽  
Service Quality ◽  
Significant Influence ◽  
Life Insurance ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Insurance Premium ◽  
Primary Data ◽  
Insurance Policy

This research aims to analyze the influence of Insurance Premium and Service Quality on Customer Satisfaction at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan., to analyze the influence of Insurance Premium on Customer Satisfaction at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan., and to analyze the influence of Service Quality on Customer Satisfaction at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan The research methodology used quantitative descriptive method. Data type which was used in this study was quantitative data, which is obtained in number form. Data sources were primary and secondary data. Primary data was obtained from questionnaire distribution to who bought Q Smart Life insurance policy product at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan, and secondary data obtained from data and literature relating to this research. The population in this research was the people who bought Q Smart Life insurance policy product at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan, which numbered around 26.550 people. By using the Slovin formula, then totally of sample was 100 people. Data was analyzed by using multiple linear regression analysis method. Results of the analysis showed that Insurance Premium had a positive and significant influence on Customer Satisfaction based on partial. The results also showed that Service Quality had a positive and significant influence on Customer Satisfaction based on partial. And finally it showed that Insurance Premium and Service Quality had a positive and significant influence on Customer Satisfaction Interest based on simultaneously. This research hypothesis results was supported 62.9%, which meant that Insurance Premium and Service Quality simultaneously had 62.9% influence on Customer Satisfaction at PT. Asuransi Jiwa Sequis Life Rising Star Agency Medan. While the remaining about 37.1% was influenced by other variables which was not examined in this research example economic situation, brang image and marketing mix.

Assessing the Impact of Suicide Exclusion Periods on Life Insurance

Crisis ◽  
2010 ◽  
Vol 31 (4) ◽  
pp. 217-223 ◽  
Author(s):  
Paul Yip ◽  
David Pitt ◽  
Yan Wang ◽  
Xueyuan Wu ◽  
Ray Watson ◽  
...  
Keyword(s):  
Life Insurance ◽  
Accidental Death ◽  
Insurance Policy ◽  
Death Rates ◽  
Insurance Policies ◽  
Suicidal Death ◽  
Insured Individual ◽  
The Impact ◽  
Insurance Data ◽  
The Relationship

Background: We study the impact of suicide-exclusion periods, common in life insurance policies in Australia, on suicide and accidental death rates for life-insured individuals. If a life-insured individual dies by suicide during the period of suicide exclusion, commonly 13 months, the sum insured is not paid. Aims: We examine whether a suicide-exclusion period affects the timing of suicides. We also analyze whether accidental deaths are more prevalent during the suicide-exclusion period as life-insured individuals disguise their death by suicide. We assess the relationship between the insured sum and suicidal death rates. Methods: Crude and age-standardized rates of suicide, accidental death, and overall death, split by duration since the insured first bought their insurance policy, were computed. Results: There were significantly fewer suicides and no significant spike in the number of accidental deaths in the exclusion period for Australian life insurance data. More suicides, however, were detected for the first 2 years after the exclusion period. Higher insured sums are associated with higher rates of suicide. Conclusions: Adverse selection in Australian life insurance is exacerbated by including a suicide-exclusion period. Extension of the suicide-exclusion period to 3 years may prevent some “insurance-induced” suicides – a rationale for this conclusion is given.

A Study On Impact Of Work Life Related Factors On Employee Engagement In Health Care Sector Workers In Dindigul District.

2019 ◽  
Vol 118 (7) ◽  
pp. 20-26
Author(s):  
S. JAYARAMAN ◽  
R. Sindhya ◽  
P. Vijiyalakshmi
Keyword(s):  
Health Care ◽  
Path Analysis ◽  
Employee Engagement ◽  
Health Care Workers ◽  
Health Care Sector ◽  
Work Life ◽  
Primary Data ◽  
Related Factors ◽  
Care Workers ◽  
The Impact

this research aims to find out the intensity of Employee Engagement of the health care sector workers and the relationship between the Work life factors and Employee Engagement of Health care sector workers in Dindigul District. Primary data were used in this research, were collected from 298 Health care workers from Dindigul District. Questionnaire was the major tool used to gather the primary data from the selected sample respondents. For this purpose, a well structured questionnaire was constructed with the help of professionals and the practiced employees of various health care units in Dindigul District. The health care employees were chosen by simple random sampling method. The investigative measures of regression Path analysis, and simple percentage analysis were utilized to find the impact of work life related factors with the Employee Engagement. The maximum Health care workers were generally satisfied with their jobs. The analytical procedure of path analysis multiple regressions was utilized to determine the predicting strength among Work life factors and the employee engagement. This study provides an another view about the importance of Work life factors and Employee engagement for organizational effectiveness and performance .

Pengaruh Persepsi Kegunaan, Persepsi Kemudahan, Kecepatan, Keamanan 75 dan Kerahasiaan Serta Kesiapan Teknologi Informasi Wajib Pajak terhadap Penggunaan e-Filing Bagi Wajib Pajak Orang Pribadi Di Kota Tangerang, Kecamatan Karawaci

2016 ◽  
Vol 8 (1) ◽  
pp. 75-91 ◽  
Author(s):  
Shelby Devina ◽  
Waluyo Waluyo
Keyword(s):  
Ease Of Use ◽  
Perceived Usefulness ◽  
Security And Privacy ◽  
Primary Data ◽  
Perceived Ease Of Use ◽  
Analysis Technique ◽  
Convenience Sampling ◽  
The Individual ◽  
Tax Payers ◽  
Selection Of

The objective of this research was to examine the effect of perceived usefulness, perceived ease of use, speed, security and privacy and readiness technology tax payers information to e-Filing usage. The object of this study is the individual tax payers in Tangerang City, Karawaci District. The selection of the sample is determined based on convenience sampling method. Data used in this study was primary data, id est: questionnaires. The respondent in this study were 110. Data analysis technique in this study using multiple linear regression. The result of this study were (1) perceived usefulness have a significant impact towards e-Filing usage; (2) perceived ease of use have a significant impact towards e-Filing usage; (3) speed does not have a significant impact towards e-Filing usage; (4) security and privacy does not have a significant impact towards e-Filing usage; (5) readiness technology tax payers information does not have a significant impact towards e-Filing usage; (6) perceived usefulness, perceived ease of use, speed, security and privacy and readiness technology tax payers information all simultaneously, have a significant impact towards e-Filing usage. Keywords: e-Filing usage, perceived usefulness, perceived ease of use, readiness technology tax payers information, security and privacy.

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