The Impact of Economics and Financial Literacy in How People Perceive the Effectiveness of the Fiscal Policy of Zimbabwe: Case Study of Harare

2019 ◽  
Author(s):  
Ngonidzashe Mukwepa
Keyword(s):  
Fiscal Policy ◽  
Financial Literacy ◽  
The Impact

scholarly journals STUDI KASUS INTERVENSI PEMERINTAH BAGI USAHA MIKRO, KECIL, DAN MENENGAH DI MASA PANDEMI COVID-19

2021 ◽  
Vol 6 (3) ◽  
pp. 263-287
Author(s):  
Marwanto Harjowiryono ◽  
Windraty Ariane Siallagan
Keyword(s):  
Financial Literacy ◽  
Success Factors ◽  
Government Programs ◽  
Assistance Program ◽  
Assistance Programs ◽  
Key Success Factors ◽  
The Future ◽  
The Government ◽  
The Impact

This study investigates the impact of the COVID-19 pandemic on MSMEs and how Government intervention affects their capacity to survive. Through a survey of 368 respondents, namely debtors/beneficiaries, aid distributors, policymakers, and supervisors, this case study finds that the COVID-19 pandemic has resulted in business delays. The finding means that the government assistance schemes are the key to business continuity for MSMEs during the COVID-19 pandemic. With the help from the Government, the business actors in the sample of this study can maintain their business. Although some MSMEs reduced the number of workers employed, some MSMEs still survived, even increased their workers and business turnover. While the research identifies key success factors of Government programs, there are also some challenges in their implementation. This study recommends that the Government continues giving assistance programs for MSMEs. In addition, the Government should relax requirements while focusing on new beneficiaries. Building an integrated MSME database is also necessary, and in the future, the Government must integrate the assistance program with financial literacy and innovation programs. The policy implication of this research is that the future programs of government poverty alleviation need to focus on MSMEs.

The Impact of the EU’s Economic and Fiscal Policy Measures on the Budgeting Process of Estonia

2021 ◽  
Vol 21 (2) ◽  
pp. 23-42
Author(s):  
Kati Keel
Keyword(s):  
Fiscal Policy ◽  
Global Financial Crisis ◽  
Stability And Growth Pact ◽  
Governance Framework ◽  
Growth Pact ◽  
Policy Measures ◽  
The Stability ◽  
The Global Financial Crisis ◽  
The Impact

After the global financial crisis in 2008-2010, the governance framework of the European Union’s economic and fiscal policy has undergone several changes. The Stability and Growth Pact - the core of the EU’s fiscal governance framework - has been reinforced by the “sixpack”, the “two-pack”, the Treaty on Stability, Coordination and Governance in the Economic and Monetary Union, and the rules are grounded in the European Semester process. After 10 years since the initial major changes were introduced into the EU’s legislative framework and given the current times of fiscal uncertainty as well as ongoing discussions on revising and improving the Stability and Growth Pact rules once again, it is of utmost importance to understand the impacts these past reforms have had on member states in the first place. The paper serves two purposes. First and foremost, the main goal of the paper is to build on the existing knowledge on Europeanization in order to bring into one single framework a whole set of different policy measures and their potential impact on the member state’s budgeting processes. Secondly, the theoretical discussion is followed by an empirical case study of Estonia. The case study not only illustrated and mapped out potential impacts that the EU’s economic and fiscal governance measures can have on a national budgetary process and demonstrated the potential degree of domestic change in response to these various policy measures, but also provided preliminary insights in the possible mediating factors that could additionally influence domestic adaption.

scholarly journals The Impact of Financial Literacy on the Investment Decision of Non-Donation-Based Crowdfunding in Indonesia

2021 ◽  
Vol 21 (3) ◽  
pp. 1045-1057
Author(s):  
Jihan Nadra Arifah ◽  
Zuliani Dalimunthe
Keyword(s):  
Financial Literacy ◽  
Investment Decision ◽  
Binary Logistic Regression ◽  
Income Group ◽  
Age Group ◽  
Younger Age ◽  
Market Product ◽  
Literacy Level ◽  
The Impact

The present study investigates the heterogeneity of the financial literacy level between backers and  nonbackers of non-donation-based crowdfunding in Indonesia and how the financial literacy relates to the country’s decision to invest through non-donation crowdfunding. We choose Indonesia for a case study because non-donation crowdfunding has become a new investment mode recently in this area. The study extends the analysis to the predictors of financial literacy and its impact on the investment decision of nondonation crowdfunding. The hypotheses are examined through binary logistic regression. The study’s findings are as follows. First, there is heterogeneity in the financial literacy level between backers and nonbackers. Second, the financial literacy level is found to be affected by residence, education, income, and stock market product ownership. Third, investors in crowdfunding have a tendency to be in the younger age group. Fourth, males have a higher tendency to invest in non-donation crowdfunding than females, despite the lack of difference in financial literacy between them. Fifth, individuals in the lowest income group are more likely to invest in non-donation crowdfunding than individuals with larger incomes.

The impact of digitalization on business processes: case study: Kosovo SMEs

2018 ◽  
Author(s):  
Ylber Limani ◽  
Edmond Hajrizi ◽  
Rina Sadriu
Keyword(s):  
Business Processes ◽  
The Impact
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