scholarly journals PENGEMBANGAN MODEL BISNIS BANK “X” DALAM MENDUKUNG INKLUSI KEUANGAN MENGGUNAKAN KERANGKA KERJA SOFT SYSTEM METHODOLOGY (SSM)

2019 ◽  
Vol 9 (1) ◽  
pp. 223
Author(s):  
Wicaksono Sarwo Edi ◽  
Marimin . ◽  
Arief Daryanto ◽  
Imam Teguh Saptono
Keyword(s):  
Commercial Bank ◽  
Business Model ◽  
Real World ◽  
Dual Task ◽  
Financial Inclusion ◽  
Problem Situation ◽  
Soft System Methodology ◽  
Leverage Points ◽  
Business Model Canvas ◽  
System Methodology

This research aims to develop a business model for Bank "X", which is a state-owned commercial bank, in supporting financial inclusion for micro and small segments. As a state-owned enterprise Bank “X” has a dual task, besides having to generate profits, it must also required to act as a agent of development. We still need to do more research to find out the most appropriate and effective business model for this area. The business model is mapped by utilizing 9 blocks of business model canvas developed by Osterwalder and Pigneur (2010). The study was conducted using the soft system methodology (SSM) framework according to Checkland (1981), which consists of seven stages. The seven SSM stages include: (1) finding a problem, (2) expressing a problem situation, (3) getting an essential definition, (4) making a conceptual model, (5) comparing it with the real world, (6) determining desirable - feasible change, and (7) suggestions for improvement. By carrying out these seven stages, an operational business model and sub-elements are produced which are the main keys or leverage points in operating a business model

scholarly journals Evaluation of Integrated Digital Forensics Investigation Framework for the Investigation of Smartphones Using Soft System Methodology

2017 ◽  
Vol 7 (5) ◽  
pp. 2806 ◽  
Author(s):  
Ruuhwan Ruuhwan ◽  
Imam Riadi ◽  
Yudi Prayudi
Keyword(s):  
Conceptual Model ◽  
Real World ◽  
Digital Forensics ◽  
Digital Evidence ◽  
Soft System Methodology ◽  
Real Activity ◽  
The Real ◽  
Method Of Evaluation ◽  
System Methodology ◽  
Investigation Process

The handling of digital evidence can become an evidence of a determination that crimes have been committed or may give links between crime and its victims or crime and the culprit. Soft System Methodology (SSM) is a method of evaluation to compare a conceptual model with a process in the real world, so deficiencies of the conceptual model can be revealed thus it can perform corrective action against the conceptual model, thus there is no difference between the conceptual model and the real activity. Evaluation on the IDFIF stage is only done on a reactive and proactive process stages in the process so that the IDFIF model can be more flexible and can be applied on the investigation process of a smartphone.

scholarly journals Fiscal Health in Local Government Based on Soft System

JEJAK ◽  
2018 ◽  
Vol 11 (2) ◽  
pp. 224-243
Author(s):  
Dina Suryawati ◽  
Agus Suryono ◽  
Choirul Saleh ◽  
Mujibur Rahman Khairul Muluk
Keyword(s):  
Conceptual Model ◽  
Health Condition ◽  
Problem Situation ◽  
Soft System Methodology ◽  
Fiscal Health ◽  
Unit Of Analysis ◽  
Local Finance ◽  
Main Emphasis ◽  
Structured Approach ◽  
System Methodology

The purpose of this paper is to identify problems and construct a conceptual model related to the local fiscal health condition. The local fiscal health condition is highly dependent on many factors, indicating that local finance is a complex, systemic and unstructured process. The main emphasis in this research is that the researchers attempt to explore the problem situation with the interpretive and naturalistic approach toward the local fiscal health condition and to study, understand, and interpret the meaning of phenomenon. This study uses a soft system methodology (SSM) that is a systemic approach to describe unstructured issues with a structured approach. The successful conceptual model constructed in this research is the survival mechanism of revenues and expenditures model. The results of this study indicate that the main problem of fiscal health condition is from both revenues and expenditures. Revenues problem is indicated by the low local fiscal independence, while expenditures problem is by the high indirect personnel expenditures. The location taken as the unit of analysis was Bondowoso Regency, East Java, Indonesia with the consideration that Bondowoso Regency is one of the four underdeveloped regencies in East Java Province.

DISCIPLINA DE EMPREENDEDORISMO NA FORMAÇÃO DOS ALUNOS DE BIBLIOTECONOMIA E DOCUMENTAÇÃO DA UFS

2018 ◽  
Vol 1 (2) ◽  
pp. 189-195
Author(s):  
Marta Suzana Cabral Nunes ◽  
Augusto Cesar Vieira dos Santos ◽  
Sueli Maria Silva Pereira ◽  
Euder de Jesus Costa
Keyword(s):  
Business Model ◽  
Design Thinking ◽  
Business Model Canvas

Este trabalho visa apresentar a experiência da disciplina de Empreendedorismo na UFS como fator motivador do desenvolvimento de competências para o bibliotecário documentalista, onde participaram alunos do curso de Biblioteconomia e Documentação, dentre alunos de outros cursos. O tema do empreendedorismo tem sido debatido no campo profissional e apresenta-se como alternativa importante que permite aos profissionais desenvolver ações e estratégias inovadoras em sua atuação diária. Trata-se de um estudo que tem como principal mérito apresentar esse caso a fim de demonstrar que é possível, a partir de ações de extensão e da formação continuada, desenvolver competências empreendedoras nos futuros profissionais bibliotecários documentalistas, aplicando metodologias como o Ciclo de Aprendizagem Vivencial, o Business Model CANVAS, Design Thinking, e o Plano de Negócios. Ao todo participaram da disciplina 7 alunos do curso de Biblioteconomia e Documentação da UFS, que preencheram formulário eletrônico a fim de fornecer suas percepções sobre a aprendizagem obtida.

scholarly journals Innovation in Start-Up Business Model in Energy-Saving Solutions for Sustainable Development

Energies ◽  
2021 ◽  
Vol 14 (12) ◽  
pp. 3583
Author(s):  
Bogdan Wit ◽  
Piotr Dresler ◽  
Anna Surma-Syta
Keyword(s):  
Sustainable Development ◽  
Local Government ◽  
Energy Saving ◽  
Business Model ◽  
Value Proposition ◽  
Sustainable Business ◽  
Business Model Canvas ◽  
Start Up ◽  
Sustainable Value ◽  
Research Questions

Socially expected innovations are innovations considering sustainable development. The subject of the paper focuses on the business model of a start-up providing energy saving services to local government units using smart technologies of Industry 4.0 in the aspect of low touch economy. A methodical critical literature review including quantitative and qualitative assessment, stakeholder analysis and business modeling techniques using Business Model Canvas and Triple Layer Business Model Canvas (TLBMC) was conducted. In addition, an in-depth analysis of a start-up case study was conducted. The research questions are related to the interpretation of the organization’s business data and methods of interpreting Sustainability 3.0 business solutions. The research questions were directed to the challenges regarding the creation of the organization’s sustainable business model architecture and the Business Sustainability 3.0 sustainable business imaging concept. The research objective is to design a sustainable business model of a start-up providing energy-efficient services to local government units, whose value proposition refers to an extended sustainable value that meets the economic, social and environmental needs of society. The integration of sustainability in the sustainable business model of the start-up allowed to achieve the research objective of designing a sustainable value proposition that meets the economic, social and environmental needs of society.

scholarly journals Towards a Smart E-Waste System Utilizing Supply Chain Participants and Interactive Online Maps

Recycling ◽  
2021 ◽  
Vol 6 (1) ◽  
pp. 8
Author(s):  
Tetiana Shevchenko ◽  
Michael Saidani ◽  
Yuriy Danko ◽  
Ievgeniia Golysheva ◽  
Jana Chovancová ◽  
...  
Keyword(s):  
Waste Management ◽  
Business Model ◽  
Electronic Waste ◽  
Precious Metals ◽  
Local Delivery ◽  
Waste Collection ◽  
Business Model Canvas ◽  
Online Maps ◽  
Delivery Services ◽  
Reduction Of Co2

Efficient electronic waste (e-waste) management is one of the vital strategies to save materials, including critical minerals and precious metals with limited global reserves. The e-waste collection issue has gained increasing attention in recent years, especially in developing countries, due to low collection rates. This study aims to search for progressive solutions in the e-waste collection sphere with close-to-zero transport and infrastructure costs and the minimization of consumers’ efforts towards an enhanced e-waste management efficiency and collection rate. Along these lines, the present paper develops a smart reverse system of e-waste from end-of-life electronics holders to local recycling infrastructures based on intelligent information technology (IT) tools involving local delivery services to collect e-waste and connecting with interactive online maps of users’ requests. This system considers the vehicles of local delivery services as potential mobile collection points that collect and deliver e-waste to a local recycling enterprise with a minimum deviation from the planned routes. Besides e-waste transport and infrastructure costs minimization, the proposed smart e-waste reverse system supports the reduction of CO2 through the optimal deployment of e-waste collection vehicles. The present study also advances a solid rationale for involving local e-waste operators as key stakeholders of the smart e-waste reverse system. Deploying the business model canvas (BMC) toolkit, a business model of the developed system has been built for the case of Sumy city, Ukraine, and discussed in light of recent studies.

scholarly journals Business Model Canvas Should Pay More Attention to the Software Startup Team

2020 ◽  
Author(s):  
Kai-Kristian Kemell ◽  
Atte Elonen ◽  
Mari Suoranta ◽  
Anh Nguyen-Duc ◽  
Juan Garbajosa ◽  
...  
Keyword(s):  
Business Model ◽  
Business Model Canvas

Analysis of Federated Business Models: An Application to the Business Model Canvas, ArchiMate, and e3value

2015 ◽  
Author(s):  
Artur Caetano ◽  
Goncalo Antunes ◽  
Marzieh Bakhshandeh ◽  
Jose Borbinha ◽  
Miguel Mira da Silva
Keyword(s):  
Business Model ◽  
Business Models ◽  
Business Model Canvas
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