scholarly journals Analysis of Sharia Financing Potentials on Fisheries Sector

2019 ◽  
Vol 1 (2) ◽  
pp. 150
Author(s):  
Muhfiatun Assany

The purpose of this research is to find out the potency of sharia financing in the fisheries sector in Jetis Village, Nusawungu, Cilacap District. The study was conducted in Jetis Village, Nusawungu, Cilacap District, with the consideration that Jetis Village is the village with the most businesses in the field of fisheries. The sample in this research is fisherman and businessman processed Lea Fish Chips (Krispi Ikan Lea). The data in this research is collected with interview technique. The data analysis used in this research is qualitative and quantitative analysis. The qualitative analysis is used to get an overview of descriptive explanation regarding the fisheries industries. Meanwhile, the quantitative analysis is used for analyzing the cost of every activity, such as investment cost, operational cost, production and marketing cost. Financial analysis is also used to measure cash flow, Break Event Point, Payback Period, Net Present Value and sensitivity analysis. The finding of this research shows that the fisheries business in Jetis Village has the potency to get financing from Islamic Banking. Based on the analysis of the financial feasibility of the lea crispy sich (Krispi Ikan Lea) business is feasible to be cultivated. With a five year project period and 20,6% of margin rates, this business could pay their payment to the Islamic Bank dan produce a good amount of profit for their business. The fishermen also passed the financial feasibility test and are also cultivated with a five-year period of the project and with a total profit of Rp 121,245,775.

2017 ◽  
Vol 10 (1) ◽  
pp. 118
Author(s):  
S. Rusdiana ◽  
Cut R Adawiyah

This  paper  studies  the  results  of  the  2012  field  survey  research  area targeted  is  the  location  of  plantations  owned  by  farmers  in  the  village  of  Coventry District Leuwi Booths Bogor Regency of West Java, to get  a general idea on the land through a pattern of oil palm plantations and the business of cattle through research studies with application of livestock on land that has not produced oil crops (TBM), coconut trees that produce (TM) and coconut trees that do  not produce or damaged (TTM  /  TR)  conservation-minded,  analissi  financial  economics.  Financial  analysis methods  is  used  to  determine  income  from  coconut  plantations  and  cattle  business. Primary data  were obtained directly from the farmers, the secondary data obtained from  the  relevant  authorities  and  research  results.  Primary  and  secondary  data collected are tabulated qualitative and quantitative analysis as well as the tables. The results  of  the  financial analysis  of the  plant  economically  immature  coconut  (TBM) gains  from  the  coconut  around  Rp-3.780.000/tahun/ha  because  immature  coconuts, which  means  the  cost  is  still  in  pemeliharana  coconut  plants,  of  cattle  around Rp5.143.000  /  year,  whereas  immature  (TBM)  benefits  of  coconut  around Rp6.750.000 / year / ha of cattle around Rp1.972.000/tahun and plants do not produce or  damaged  plants  (TTM  /  TR)  gains  from  the  coconut  around  Rp1.200.000  of livestock  around  Rp4.950.000/tahun.  It  means  that  utilization  of  vacant  land  in coconut plantations  damaged by cattle in financial analysis and profitable livestock farmers can maintain the existence of livestock.


2016 ◽  
Vol 3 (2) ◽  
pp. 72-80
Author(s):  
Lili Winarti

This study aimed to analyze the sensitivity of the bananas kepok farm in the village Bangun Harja District of Seruyan Hilir Timur Regency Seruyan. The method used is in sampling with simple random method (Simple Random Sampling), using the method slovin with a confidence level of 10%, obtained samples of 74 banana growers, for represent the entire population of banana growers in the village Bangun Harja Kecamtan Seruyan Hilir Timur Regency Seruyan. Analysis of the data used is the analysis of qualitative and quantitative analysis, qualitative analysis performed to obtain a picture or descriptive farming bananas kepok and quantitative analysis was conducted to analyze the costs incurred for activities ranging from the cost of investment, operational, production to marketing and financial analysis used to knowing feasible or not his farming bananas kepok using the criteria for eligibility of investment are: Net Present Value (NPV), Internal rate of Return (IRR), Net Benefit Cost ratio (Net B / C), Payback Period and then performed a sensitivity analysis to determine the level of sensitivity to the changes in the farm scenario 1 and 2 were used. The results of the sensitivity analysis shows that the decline in selling prices of bananas kepok more sensitive than the increase in operating costs of farming bananas kepok and a decrease in selling prices of bananas kepok 20%, would lead to farm bananas kepok not worth the effort views of NPV, IRR, Net B/C and Payback Period.


2015 ◽  
Vol 9 (1) ◽  
pp. 40
Author(s):  
Adham Indra Kusuma, Marjono, Fauziah S.C.S Maisarah

One attempt to create a good transport system is the construction of new roads toll roads. A toll road construction soon to be implemented is AA segment a which is of  investment oriented and expected to give profits to the investors. According to the plan, the toll road is 40.5 km long development is divided into 4 sections. Data required to perform financial analysis is the cost of investment, operation and maintenance cost, traffic volume, and the toll rate plans. These data to find the values of the parameters used to calculate the financial analysis include the Net Present Value (NPV), Internal Rate of Return (IRR), Benefit Cost Ratio (BCR), and Payback Period (PP). The financial analysis will use two funding alternatives, alternative I using 100% equity, alternative II using 30% equity and 70%  loan. The purpose of this study is to determine the results of the financial analysis of the parameter values of highway construction project feasibility and determine the most influential factors after a sensitivity analysis has been made. Based on the financial analysis the investment cost results in IDR 3,827,698,222,645. The financial analysis NPV parameters alternative I results in IDR 661,439,934,962 and alternative II in IDR 230,334,925,350 which means they are feasible because both NPVs are greater than 0; both the IRR of 14.18% for alternative I and 13.02% for alternative II are greater than Minimum Attractive Rate Of Return (MARR) value of 12.42%; so, they are feasible; the value of BCR of alternative I is of 1.13 and alternative II is of 1.04; so, they are feasible because the value of BCR is greater than 1. While the PP of alternative I in the period of 12.1 years and alternative II in the period of 13.5 years. The sensitivity analysis of alternatives I and II result in  the most influential alternative—when construction period experiences ≥ 3 years backwards.Keywords: investment cost, financial analysis, sensitivity analysis.


Author(s):  
ERICK ABDUL MUTAKABBIR ◽  
NELLA NAOMI DUAKAJU

Ornamental plants are commonly planted by people as decoration. This study aimed to determine income and financial feasibility of ornamental plants business in Samarinda City. This study was done in three months since November 2017 until Januari 2018 in Samarinda City. The sampling method used purposive sampling method with the number of samples as many as 29 respondents.  The data were collected through interviews with respondents. The assesment of business feasibility  was done by using some investment criterias such as Net Present Value (NPV), Internal Rate of Return (IRR), dan Net Benefit Cost Ratio (Net B/C Ratio). The results of this study showed that ornamental plants business in Samarinda City owns the average of investment cost of IDR90,982,931.00 year-1, the average of operating cost of IDR37,307,586.00 year-1, the average of revenue of IDR118,506,206.00 year-1, and the average of income of IDR81,198,620.00 year-1. The assesment results of investment in ornamental plants business in Samarinda City are NPV of IDR75,074,609.00 at discount rate of factor of 12%, IRR of 65%, while Net B/C Ratio of 1,82. This is showed that ornamental plants business in Samarinda City is financially feasible to be done.


2014 ◽  
Vol 984-985 ◽  
pp. 774-783
Author(s):  
Prakash Arul Jose ◽  
Rajesh Prasanna ◽  
Fleming Prakash

Abstract-While constructing the geothermal cogeneration plant the success of the projects depends upon its financial and market feasibility. A new optimization method is used to estimate financing requirements of investment projects will be presented, as well as a new method to predict the optimal year to sell the investment. A case study is used to illustrate the use of a model to assess the financial feasibility of a geothermal cogeneration plant. The conclusion is that Net Present value , Internal rate of Return and Modified Internal rate of Return should be used to assess financial feasibility of investment projects. In addition to calculating the financial feasibility criteria, assessment models should allow the user to perform sensitivity analysis, scenario analysis, and simulation to analyze risk associated with the investment project. Risk probability matrix is used to obtain the risk priority , which then continued with financial analysis for the feasibility study and also sensitivity analysis. The study shows that the parameter investment value will be increased when treatment is done on risk.Keywords:Financial and market feasibility, Geo thermal cogeneration plant, Environmental Aspects, Sensitivity analysis.


2017 ◽  
Vol 5 (1) ◽  
pp. 43
Author(s):  
Sutrisno Hadi Purnomo ◽  
Krishna Agung Santosa

<div class="Section1"><p><em>This research is aiming at finding the feasibility of close house investment of broiler farmers of Plasma PT Gema Usaha Ternak from the financial point of view. The research was conducted by collecting primary and secondary data. The primary data, consisting of house size, number of birds, investment cost, operational and raising costs and farmer’s revenue, were obtained from the broiler farmers of plasma PT Gema Usaha Ternak. The secondary data, consisting of standard house investment cost, operational and raising costs, the current prices, and farmers’ revenue, were gained from PT Gema Usaha Ternak. Both primary and secondary data were then analyzed, observing the net present value, profitability index, discounted payback period and internal rate of return. The result of financial analysis was sensitively tested with changing some cost structures. The proving of the first hypothesis </em><em>revealed that close house investment were financially feasible. The result of sensitivity analysis with some changes in cost structure showed that the more the farmers used  their own capital the more feasible it would be. The result of analysis on aspects of techniques and technology, marketing, operational management, and social-environment showed that close coop investment was feasible.</em></p></div><p><em> </em></p><em>Key words : broiler farmers, feasibility analysis, sensitivity analysis</em>


Author(s):  
Carolus Boromeus Rudationo ◽  
Bangun Novianto ◽  
Erkata Yandri ◽  
Herry Susanto ◽  
Roy Hendroko Setyobudi ◽  
...  

The availability of thin-frameless solar panels on the market today makes the installation of rooftop Photovoltaic (RPVS) systems more attractive. The purpose of this research is to analyze financially the use of thinframeless solar panels for on-grid RPVS by household electricity customers in Indonesia. The investment cost, the maintenance costs, and the electricity cost savings were involved for the financial analysis, such as Internal Rate of Return (IRR), Net Present Value (NPV), and Pay Back Period (PBP). The calculation is carried out for ideal conditions, the direction of a non-ideal rooftop and the yearly increase of electricity prices is 15 %. The analysis results show that the minimum available rooftop area is still sufficient for the rooftop area needs for solar panel placement, the thin solar panels are safer than standard solar panels, and savings on electricity payments for the return on investment of the RPVS is to be attractive with the IRR > 12 %. The average investment cost of the non-ideal condition is 8 % higher than the ideal condition. This study provides an overview to the policymakers and developers in exploiting the potential of RPVS, especially in Indonesia. For future research directions, this study needs to analyze the technical and economic feasibility of using hybrid smart-grid technology with batteries.


Author(s):  
ERICK ABDUL MUTAKABBIR ◽  
NELLA NAOMI DUAKAJU

Ornamental plants are commonly planted by people as decoration. This study aimed to determine income and financial feasibility of ornamental plants business in Samarinda City. This study was done in three months since November 2017 until Januari 2018 in Samarinda City. The sampling method used purposive sampling method with the number of samples as many as 29 respondents.  The data were collected through interviews with respondents. The assesment of business feasibility  was done by using some investment criterias such as Net Present Value (NPV), Internal Rate of Return (IRR), dan Net Benefit Cost Ratio (Net B/C Ratio). The results of this study showed that ornamental plants business in Samarinda City owns the average of investment cost of IDR90,982,931.00 year-1, the average of operating cost of IDR37,307,586.00 year-1, the average of revenue of IDR118,506,206.00 year-1, and the average of income of IDR81,198,620.00 year-1. The assesment results of investment in ornamental plants business in Samarinda City are NPV of IDR75,074,609.00 at discount rate of factor of 12%, IRR of 65%, while Net B/C Ratio of 1,82. This is showed that ornamental plants business in Samarinda City is financially feasible to be done.


2017 ◽  
Vol 5 (1) ◽  
pp. 43
Author(s):  
Sutrisno Hadi Purnomo ◽  
Krishna Agung Santosa

<div class="Section1"><p><em>This research is aiming at finding the feasibility of close house investment of broiler farmers of Plasma PT Gema Usaha Ternak from the financial point of view. The research was conducted by collecting primary and secondary data. The primary data, consisting of house size, number of birds, investment cost, operational and raising costs and farmer’s revenue, were obtained from the broiler farmers of plasma PT Gema Usaha Ternak. The secondary data, consisting of standard house investment cost, operational and raising costs, the current prices, and farmers’ revenue, were gained from PT Gema Usaha Ternak. Both primary and secondary data were then analyzed, observing the net present value, profitability index, discounted payback period and internal rate of return. The result of financial analysis was sensitively tested with changing some cost structures. The proving of the first hypothesis </em><em>revealed that close house investment were financially feasible. The result of sensitivity analysis with some changes in cost structure showed that the more the farmers used  their own capital the more feasible it would be. The result of analysis on aspects of techniques and technology, marketing, operational management, and social-environment showed that close coop investment was feasible.</em></p></div><p><em> </em></p><em>Key words : broiler farmers, feasibility analysis, sensitivity analysis</em>


Author(s):  
Iftitah Hevi Riyanti ◽  
Jabal Tarik Ibrahim ◽  
Istis Baroh

Organic rise is a rice which produce organically from paddy without using fertilizer and chemical perticides. The market demand on organic rice has increased drastically and effected on promising market prospect. Lombok Kulon village is one of the area di Bondowoso district has been applied organic farming on organic rice. Tani mandiri 1 is one of farmer group who are cultivating organic rice with the certificate. The subject of research was taken at Lombok Kulon village, Wonosari regency, Bondowoso district. The method of research was descriptive qualitative with purposive sampling. The objectives of the research are: (1) to analyze the financial structure; (2) To know the criteria of financial feasibility. The quantitave analysis is purposed to analyze the aspects of financial which are cash flow, NPV (Net Present Value), IRR  (Internal Rate of Return), Net B/C Ratio, Payback Period and sensitivity analysis financial. The research showed that Unit Processing Padi Organik Tani Mandiri I was a viable unit based on the result of financial analysis. It was proved by NPV score which was Rp. 1.456.180.006 with 6 % of discount rate, the score of Net B/C Ratio was 1,65 or more than (>) 1, and IRR score was 23,80% or more than (>) 6% of bank interest rate.Organic rise is a rice which produce organically from paddy without using fertilizer and chemical perticides. The market demand on organic rice has increased drastically and effected on promising market prospect. Lombok Kulon village is one of the area di Bondowoso district has been applied organic farming on organic rice. Tani mandiri 1 is one of farmer group who are cultivating organic rice with the certificate. The subject of research was taken at Lombok Kulon village, Wonosari regency, Bondowoso district. The method of research was descriptive qualitative with purposive sampling. The objectives of the research are: (1) to analyze the financial structure; (2) To know the criteria of financial feasibility. The quantitave analysis is purposed to analyze the aspects of financial which are cash flow, NPV (Net Present Value), IRR  (Internal Rate of Return), Net B/C Ratio, Payback Period and sensitivity analysis financial. The research showed that Unit Processing Padi Organik Tani Mandiri I was a viable unit based on the result of financial analysis. It was proved by NPV score which was Rp. 1.456.180.006 with 6 % of discount rate, the score of Net B/C Ratio was 1,65 or more than (>) 1, and IRR score was 23,80% or more than (>) 6% of bank interest rate.


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