scholarly journals Evaluating the Usability of Emergency Fund Target Web System among Young Adults

2018 ◽  
Vol 2 (4) ◽  
pp. 28-32
Author(s):  
Izzatie Zakaria ◽  
Nor Azzyati Hashim
Keyword(s):  
Young Adults ◽  
Financial Management ◽  
Job Loss ◽  
Usability Testing ◽  
Ease Of Use ◽  
Web System ◽  
Emergency Fund ◽  
The Web ◽  
Web Systems

Young adults need to know the importance of having a good financial management to prevent the engagement in extensive debt. One of the ways is by having saving for emergency fund. Emergency fund is vital as it can be used during any unwanted events such as job loss, health emergency and other unexpected expenses. Most existing web systems for personal financial management are more towards budgeting and tracking e xpenditures. Thus, to encourage people especially young adults to build emergency fund, a web system called Emergency Fund Target (EFT) was developed. This paper investigates the ease - of - use and benefits of EFT web system among young adults. Evaluation for this web system using usability testing involved 15 young adults who already being employed. From the findings, it is discovered that EFT system is easy to use and enables users to learn about emergency fund in order to use the system to keep track their saving for emergency fund. For the future works o f EFT, the web system will enhance to advice users who has completed the emergency fund saving on moving into investment for short, medium and long term financial goals.

The Long-Term Costs of Job Displacement for Young Adult Workers

ILR Review ◽  
2003 ◽  
Vol 56 (4) ◽  
pp. 682-698 ◽  
Author(s):  
Lori G. Kletzer ◽  
Robert W. Fairlie
Keyword(s):  
Young Adults ◽  
Older Workers ◽  
Job Loss ◽  
Job Displacement ◽  
Young Workers ◽  
Earnings Growth ◽  
Earnings Losses ◽  
Expected Earnings ◽  
Annual Earnings

Using NLSY data, the authors estimate the long-term costs of job displacement for young adults. Earnings and wage losses were large for the first three years following displacement. Compared to earnings losses found by other studies for more mature workers, however, earnings losses for these young adults were short-lived, with differences between observed and expected earnings narrowing considerably five years after job loss. At that point, the shortfall in annual earnings (relative to what would have been expected absent job loss) was 9% for men and 12.5% for women, and the shortfall in hourly wages was 21.2% for men. Young workers also apparently differ from more established workers in the composition of total earnings losses: for older workers, total losses largely represent actual, immediate earnings losses, whereas for young workers the loss of opportunities for rapid earnings growth is more important.

Single-chorded Plane Space Trusses

1985 ◽  
Vol 1 (2) ◽  
pp. 69-74 ◽  
Author(s):  
L. C. Schmidt
Keyword(s):  
Double Layer ◽  
Single Layer ◽  
Transverse Load ◽  
Layer System ◽  
Torsional Mode ◽  
Web System ◽  
Plane Space ◽  
Space Trusses ◽  
The Web ◽  
Web Systems

A discussion is presented of the mechanics of the plate-like behaviour of certain space trusses that possess a single layer of chords. The web systems are formed out of the chord plane, and consideration is given to web systems that are placed on one or both sides of the chord plane. It is recognized that a torsional mode of behaviour is utilized for the double-layer web system for carrying transverse load. A combination of flexural and torsional modes is utilized for the single-layer system.

Pauperism in America: Long-term effects of childhood poverty on Caucasian young adults

2014 ◽  
Author(s):  
Benjamin Finch ◽  
Heather Lopez ◽  
Jessie Shafer ◽  
Chrysalis L. Wright
Keyword(s):  
Young Adults ◽  
Long Term Effects ◽  
Childhood Poverty

Age Differences in Types and Perceptions of Daily Stress

2021 ◽  
pp. 009141502110015
Author(s):  
Alexis R. Stefaniak ◽  
Jessica M. Blaxton ◽  
C. S. Bergeman
Keyword(s):  
Young Adults ◽  
Perceived Stress ◽  
Later Life ◽  
Well Being ◽  
Preventative Care ◽  
Stress Exposure ◽  
Daily Stress ◽  
Work Related ◽  
Related Stress

The present study explores differences in daily stress across individuals of varying ages. Specifically, we explore whether age group (young adult, midlife, late midlife, later life) relates to differences in types of stress (family, friends, partner, health, finances, work), total stress exposure, and perceptions of daily stress intensity. Participants from the Notre Dame Study of Health & Well-being (NDHWB; N = 891) completed daily questionnaires assessing negative small life events and perceived stress for 8 weeks. Findings indicated that young adults reported a higher average number of family, spouse, finance, and work-related stress. Additionally, total daily stress was highest among young adults, and perceived stress was lowest among later life adults. Because daily stress relates to long-term mental and physical stress, gaining a better understanding of how individuals at different points in the life span uniquely experience stress can inform intervention and preventative care techniques aimed at promoting optimal well-being.

Facebook Chat Application to Prompt and Assist Smoking Cessation Among Spanish-Speaking Young Adults in South Texas

2021 ◽  
pp. 152483992110262
Author(s):  
Patricia Chalela ◽  
Alfred L. McAlister ◽  
David Akopian ◽  
Edgar Munoz ◽  
Cliff Despres ◽  
...  
Keyword(s):  
Social Media ◽  
Smoking Cessation ◽  
Young Adults ◽  
South Texas ◽  
Spanish Speaking ◽  
Quit Attempt ◽  
Quit Attempts ◽  
Facebook Advertising

Given how smart phones, internet services, and social media have shown great potential for assisting smoking cessation, we constructed a Facebook chat application based on our previous work with SMS texting services. This report summarizes findings from 2,364 Spanish-speaking young adults recruited through Facebook advertising in South Texas during the 2020 New Year holiday season. Among these service users, 926 (39%) were ready to make a quit attempt, and 26 (3.1%) of those users reported that they were tobacco free 1 month later. There were no responses to a chat question survey 72 days after the dates selected for quitting. Although more research with longer follow up is needed, these findings show that social media chat applications may be helpful for at least prompting quit attempts and short-term cessation among young adult Spanish-speaking smokers. There is no evidence of an impact on long-term cessation, and more research is clearly needed.

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