scholarly journals The Potential of "numerical approaches" in banking supervision: Possibility of proactive identification by the bank of Russia for problem credit institutions in the banking sector using data science methods

KANT ◽  
2020 ◽  
Vol 37 (4) ◽  
pp. 205-209
Author(s):  
Anastasiia Sterlikova

The article discusses the possibility of machine learning model for analyzing the state of credit institutions by their performance indicators and assessing the likelihood of revoking a license from a single participant. The conclusion is made about the possibility of using the machine learning model in the supervisory activities of the Bank of Russia as an auxiliary tool.

Author(s):  
Akshata Kulkarni

Abstract: Officials around the world are using several COVID-19 outbreak prediction models to make educated decisions and enact necessary control measures. In this study, we developed a Machine Learning model which predicts and forecasts the COVID-19 outbreak in India, with the goal of determining the best regression model for an in-depth examination of the novel coronavirus. Based on data available from January 31 to October 31, 2020, collected from Kaggle, this model predicts the number of confirmed cases in Maharashtra. We're using a Machine Learning model to foresee the future trend of these situations. The project has the potential to demonstrate the importance of information dissemination in improving response time and planning ahead of time to help reduce risk.


Author(s):  
Ihor Ponomarenko ◽  
Oleksandra Lubkovska

The subject of the research is the approach to the possibility of using data science methods in the field of health care for integrated data processing and analysis in order to optimize economic and specialized processes The purpose of writing this article is to address issues related to the specifics of the use of Data Science methods in the field of health care on the basis of comprehensive information obtained from various sources. Methodology. The research methodology is system-structural and comparative analyzes (to study the application of BI-systems in the process of working with large data sets); monograph (the study of various software solutions in the market of business intelligence); economic analysis (when assessing the possibility of using business intelligence systems to strengthen the competitive position of companies). The scientific novelty the main sources of data on key processes in the medical field. Examples of innovative methods of collecting information in the field of health care, which are becoming widespread in the context of digitalization, are presented. The main sources of data in the field of health care used in Data Science are revealed. The specifics of the application of machine learning methods in the field of health care in the conditions of increasing competition between market participants and increasing demand for relevant products from the population are presented. Conclusions. The intensification of the integration of Data Science in the medical field is due to the increase of digitized data (statistics, textual informa- tion, visualizations, etc.). Through the use of machine learning methods, doctors and other health professionals have new opportunities to improve the efficiency of the health care system as a whole. Key words: Data science, efficiency, information, machine learning, medicine, Python, healthcare.


2019 ◽  
Vol 8 (2S11) ◽  
pp. 2408-2411

Sales forecasting is widely recognized and plays a major role in an organization’s decision making. It is an integral part in business execution of retail giants, so that they can change their strategy to improve sales in the near future. This helps in better management of their resources like machine, money and manpower. Forecasting the sales will help in managing the revenue and inventory accordingly. This paper proposes a model that can forecast most profitable segments at granular level. As most retail giants have many branches in different locations, consolidation of sales are hard using data mining. Instead using machine learning model helps in getting reliable and accurate results. This paper helps in understanding the sales trend to monitor or predict future applicable on different types of sales patterns and products to produce accurate prediction results.


TEM Journal ◽  
2020 ◽  
pp. 1179-1185
Author(s):  
Erol Mrzic ◽  
Tarik Zaimovic

Due to the unprecedented rise of data content over the last decade, an opportunity for databased personalization and analysis has become a norm in the modern world. By implementing Machine Learning algorithms and Data Science methods no industry remained unchanged. This paper applied these methods and algorithms in personal, practical examples in order to see their benefits in our day-today lives. For the purpose of this case study, we analyzed three cases: a personal movie recommender, messages analysis and real estate trends and predictions on the local market. For this research we used global and personal data, and applied a suitable machine learning model. The purpose of this paper is to establish how one individual, and in what measure, with the use of these new technological tools, can ease his decision making process and manage a more tailored lifestyle.


Author(s):  
Harsha Vardhan Peela ◽  
◽  
Tanuj Gupta ◽  
Nishit Rathod ◽  
Tushar Bose ◽  
...  

Credit risk as the board in banks basically centers around deciding the probability of a customer's default or credit decay and how expensive it will end up being assuming it happens. It is important to consider major factors and predict beforehand the probability of consumers defaulting given their conditions. Which is where a machine learning model comes in handy and allows the banks and major financial institutions to predict whether the customer, they are giving the loan to, will default or not. This project builds a machine learning model with the best accuracy possible using python. First we load and view the dataset. The dataset has a combination of both mathematical and non-mathematical elements, that it contains values from various reaches, in addition to that it contains a few missing passages. We preprocess the dataset to guarantee the AI model we pick can make great expectations. After the information is looking great, some exploratory information examination is done to assemble our instincts. Finally, we will build a machine learning model that can predict if an individual's application for a credit card will be accepted. Using various tools and techniques we then try to improve the accuracy of the model. This project uses Jupyter notebook for python programming to build the machine learning model. Using Data Analysis and Machine Learning, we attempted to determine the most essential parameters for obtaining credit card acceptance in this project. The machine learning model we built gave an 86 % accuracy for predicting whether the credit card will be approved or not, considering the various factors mentioned in the application of the credit card holder. Even though we achieved an accuracy of 86%, we conducted a grid search to see if we could increase the performance even further. However, using both the machine learning models: random forest and logistic regression, the best we could get from this data was 86 percent.


2018 ◽  
Author(s):  
Steen Lysgaard ◽  
Paul C. Jennings ◽  
Jens Strabo Hummelshøj ◽  
Thomas Bligaard ◽  
Tejs Vegge

A machine learning model is used as a surrogate fitness evaluator in a genetic algorithm (GA) optimization of the atomic distribution of Pt-Au nanoparticles. The machine learning accelerated genetic algorithm (MLaGA) yields a 50-fold reduction of required energy calculations compared to a traditional GA.


2020 ◽  
Author(s):  
Saeed Nosratabadi ◽  
Amir Mosavi ◽  
Puhong Duan ◽  
Pedram Ghamisi ◽  
Ferdinand Filip ◽  
...  

This paper provides a state-of-the-art investigation of advances in data science in emerging economic applications. The analysis was performed on novel data science methods in four individual classes of deep learning models, hybrid deep learning models, hybrid machine learning, and ensemble models. Application domains include a wide and diverse range of economics research from the stock market, marketing, and e-commerce to corporate banking and cryptocurrency. Prisma method, a systematic literature review methodology, was used to ensure the quality of the survey. The findings reveal that the trends follow the advancement of hybrid models, which, based on the accuracy metric, outperform other learning algorithms. It is further expected that the trends will converge toward the advancements of sophisticated hybrid deep learning models.


Author(s):  
Dhilsath Fathima.M ◽  
S. Justin Samuel ◽  
R. Hari Haran

Aim: This proposed work is used to develop an improved and robust machine learning model for predicting Myocardial Infarction (MI) could have substantial clinical impact. Objectives: This paper explains how to build machine learning based computer-aided analysis system for an early and accurate prediction of Myocardial Infarction (MI) which utilizes framingham heart study dataset for validation and evaluation. This proposed computer-aided analysis model will support medical professionals to predict myocardial infarction proficiently. Methods: The proposed model utilize the mean imputation to remove the missing values from the data set, then applied principal component analysis to extract the optimal features from the data set to enhance the performance of the classifiers. After PCA, the reduced features are partitioned into training dataset and testing dataset where 70% of the training dataset are given as an input to the four well-liked classifiers as support vector machine, k-nearest neighbor, logistic regression and decision tree to train the classifiers and 30% of test dataset is used to evaluate an output of machine learning model using performance metrics as confusion matrix, classifier accuracy, precision, sensitivity, F1-score, AUC-ROC curve. Results: Output of the classifiers are evaluated using performance measures and we observed that logistic regression provides high accuracy than K-NN, SVM, decision tree classifiers and PCA performs sound as a good feature extraction method to enhance the performance of proposed model. From these analyses, we conclude that logistic regression having good mean accuracy level and standard deviation accuracy compared with the other three algorithms. AUC-ROC curve of the proposed classifiers is analyzed from the output figure.4, figure.5 that logistic regression exhibits good AUC-ROC score, i.e. around 70% compared to k-NN and decision tree algorithm. Conclusion: From the result analysis, we infer that this proposed machine learning model will act as an optimal decision making system to predict the acute myocardial infarction at an early stage than an existing machine learning based prediction models and it is capable to predict the presence of an acute myocardial Infarction with human using the heart disease risk factors, in order to decide when to start lifestyle modification and medical treatment to prevent the heart disease.


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