scholarly journals The Influence Of Financial Stressors, Financial Behavior, Risk Tolerance, Financial Solvency, And Financial Knowledge On Financial Satisfaction Of Working Age Population

2021 ◽  
Vol 21 (3) ◽  
pp. 228
Author(s):  
Anisah Firli ◽  
Shafira Khairunnisa ◽  
Dadan Rahadian
Keyword(s):  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Risk Tolerance ◽  
Capital City ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Financial Satisfaction ◽  
Working Age ◽  
Convenience Sampling ◽  
Working Age Population

Financial satisfaction is the ultimate goal of individuals who work hard and manage their finance. Working-age is the time when individuals are considered able to work and earn, yet they tend to fail to meet the expected financial satisfaction due to several factors. This research aims to test the influence of financial stressors, financial behavior, risk tolerance, financial solvency, financial knowledge on financial satisfaction. This research includes all important variables (financial stressors, risk tolerance, and financial solvency) that can determine financial satisfaction. The participants in this research were 100 respondents, selected by convenience sampling, from the working-age population in Jakarta, the capital city of Indonesia, who gave the biggest contribution to the economy. The data were analyzed by using multiple linear regression analysis. The findings show that financial stressors, financial behavior, risk tolerance, financial solvency, and financial knowledge simultaneously had a significant influence on financial satisfaction. Partially, only risk tolerance and financial knowledge variables affect financial satisfaction. The findings imply that the working-age population should manage financial stressors, financial behavior, risk tolerance, financial solvency, and financial knowledge properly to improve financial satisfaction reflecting financial welfare.

scholarly journals Pengaruh Financial Attitude, Financial Behavior, Financial Knowledge, dan Risk Tolerance terhadap Financial Satisfaction

2020 ◽  
Vol 2 (3) ◽  
pp. 631
Author(s):  
Olivia Sandra Wijaya ◽  
Ary Satria Pamungkas
Keyword(s):  
Structural Equation Modeling ◽  
Structural Equation ◽  
Positive Influence ◽  
Risk Tolerance ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Equation Modeling ◽  
Financial Satisfaction ◽  
Probability Sampling ◽  
Analysis Technique

The purpose of this study is to examine the effect of Financial Attitude, Financial Behavior, Financial Knowledge and Risk Tolerance on Financial Satisfaction. The sample in this study is all residents who already have income or income in the Jakarta area. The sample was chosen by the non-probability sampling method, amounting to 190 respondents by distributing questionnaires online. The data analysis technique used is Structural Equation Modeling (SEM) which is assisted with the assistance of the Smart-PLS program.3.3.2. The results of this study are that there is a positive influence of Financial Attitude on Financial Satisfaction, there is a positive influence of Financial Behavior on Financial Satisfaction, and there is a positive influence of Financial Knowledge on Financial Satisfaction. While the results obtained in this study indicate there is no effect of Risk Tolerance on Financial Satisfaction. Tujuan dari penelitian ini adalah untuk meneliti mengetahui pengaruh Financial Attitude, Financial Behavior, Financial Knowledge dan Risk Tolerance terhadap Financial Satisfaction. Sampel pada penelitian ini adalah seluruh penduduk yang sudah memiliki pendapatan atau penghasilan di wilayah Jakarta. Sampel dipilih dengan metode non-probability sampling yang berjumlah 190 responden dengan penyebaran kuesioner secara online. Teknis analisis data digunakan adalah Structural Equation Modeling (SEM) yang dibantu dengan bantuan program Smart-PLS.3.3.2. Hasil dari penelitian ini adalah terdapat pengaruh positif Financial Attitude terhadap Financial Satisfaction, terdapat pengaruh positif Financial Behavior terhadap Financial Satisfaction, dan terdapat pengaruh positif Financial Knowledge terhadap Financial Satisfaction. Sedangkan hasil yang didapat pada penelitian ini menunjukkan tidak terdapat pengaruh Risk Tolerance terhadap Financial Satisfaction.

scholarly journals Pengaruh Financial Behavior, Risk Tolerance, Dan Financial Strain Terhadap Financial Satisfaction

2020 ◽  
Vol 2 (1) ◽  
pp. 272
Author(s):  
Meitasari Sherlyani ◽  
Ary Satria Pamungkas
Keyword(s):  
Structural Equation Modeling ◽  
Structural Equation ◽  
Risk Tolerance ◽  
Financial Behavior ◽  
Financial Strain ◽  
Equation Modeling ◽  
Financial Satisfaction ◽  
Questionnaire Online ◽  
Convenience Sampling ◽  
Processing Techniques

The purpose of this research is to analyze the influence of Financial Behavior, Risk Tolerance and Financial Strain toward Financial Satisfaction. The subjects of this research are doctors in Jakarta. Sample was selected using convenience sampling method amounted to 150 respondents through spreading questionnaire online and going to doctor’s clinics. Data processing techniques using structural equation modeling what helped by SmartPLS.3.2.7 program. The result of this study reveals that Financial Behavior and Financial Strain do not have effects toward Financial Satisfaction, meanwhile Risk Tolerance have effects toward Financial Satisfaction.  Tujuan dari penelitian ini adalah untuk menguji pengaruh Financial Behavior, Risk Tolerance dan Financial Strain terhadap Financial satisfaction. Sampel pada penelitian ini adalah profesi dokter di Jakarta. Sampel dipilih dengan metode convenience sampling yang berjumlah 150 responden dengan menyebarkan kuesioner online dan menyebarkan kuesioner ke klinik-klinik praktik. Teknik analisis data yang digunakan adalah structural equation modeling yang dibantu dengan bantuan program SmartPLS.3.2.7. Hasil yang didapat pada penelitian ini menunjukkan bahwa tidak terdapat pengaruh Financial Behavior dan Financial Strain terhadap Financial Satisfaction, dan terdapat pengaruh Risk Tolerance terhadap Financial Satisfaction.

scholarly journals Pengaruh Financial Knowledge, Financial Satisfaction, Financial Confidence terhadap Financial Behavior

2021 ◽  
Vol 5 (1) ◽  
pp. 72
Author(s):  
Iskandy Wijaya ◽  
Yanuar Yanuar
Keyword(s):  
Sampling Technique ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Primary Data ◽  
Financial Satisfaction ◽  
Cross Sectional ◽  
Probability Sampling ◽  
Financial Decisions ◽  
Convenience Sampling ◽  
Cross Sectional Design

The purpose of this study is to analyze the effect of Financial Satisfaction, Financial Knowledge, Financial Confidence on Financial Behavior. This study uses the theory of planned behavior and financial behavior theory. The problem in this research is to find out the factors that can improve an individual's financial behavior in making appropriate financial decisions. This study uses a conclusive and descriptive research design. This research data is primary data obtained by a cross-sectional design. The sampling technique of this study was non-probability sampling using convenience sampling. This research was conducted with OVO application users in UNTAR. The results of this study indicate that Financial Knowledge and Financial Confidence have a significant effect on Financial Behavior while Financial Satisfaction does not affect Financial Behavior. Tujuan penelitian ini adalah untuk menganalisis pengaruh Financial Satisfaction, Financial Knowledge, Financial Confidence terhadap Financial Behavior. Penelitian ini menggunakan teori perilaku terencana dan teori perilaku keuangan. Masalah dalam penelitian ini yaitu untuk mengetahui faktor yang dapat meningkatkan perilaku keuangan individu dalam pengambilan keputusan keuangan yang tepat. Penelitian ini menggunakan desain penelitian konklusif dan deskriptif. Data penelitian ini merupakan data primer yang diperoleh dengan cross-sectional design. Teknik pengambilan sampel penelitian ini adalah non-probability sampling dengan menggunakan convenience sampling. Penelitian ini dilakukan kepada pengguna aplikasi OVO di UNTAR. Hasil penelitian ini menunjukan bahwa Financial Knowledge dan Financial Confidence berpengaruh signifikan terhadap Financial Behavior sedangkan Financial Satisfaction tidak berpengaruh terhadap Financial Behavior.

scholarly journals PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL BEHAVIOR DAN FINANCIAL ATTITUDE TERHADAP PERSONAL FINANCIAL MANAGEMENT

2018 ◽  
Vol 3 (2) ◽  
Author(s):  
Herma Wiharno
Keyword(s):  
Financial Management ◽  
Sampling Method ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Civil Servant ◽  
Multiple Linear Regression Analysis ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Positive Effect ◽  
Attitude Variable

This study aims to examine the influence of financial knowledge, financial behavior and financial attitude toward personal financial management. Tests in this study using multiple linear regression analysis. The research method used in this research is verifikatif method. The object of this research is the community in Kuningan Regency with the analysis unit is civil servant. The sampling technique of this research using Cluster Proportional Random Sampling method.� The results showed that the variable of financial knowledge, financial behavior, and financial attitude partially have a significant positive effect on personal financial management, meaning that partial improvement of financial knowledge, financial behavior and financial attitude variable will cause an increase in the variable of personal financial management.�Keywords: financial knowledge, financial behavior, financial attitude dan personal financial management

scholarly journals Predictive Analysis of Hip-hop Dancers’ Motivation for Choreographing from Choreography Components (Body-Thinking-Space-Time)

2015 ◽  
Vol 31 (1) ◽  
pp. 1-13 ◽  
Author(s):  
Vivi Angelina ◽  
Juneman Abraham
Keyword(s):  
Hip Hop ◽  
Time Perspective ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Maladaptive Behavior ◽  
Capital City ◽  
Spatial Imagery ◽  
Convenience Sampling ◽  
Psychological Scales ◽  
Adaptive Cognition

This study aimed to examine several variables to predict motivation in creating dance choreography, i.e. sense of embodiment, integrative thinking, object and spatial imagery, as well as two types of time perspective (Present Hedonistic and Future). The participants of this study were 34 female Hip-hop dancers and 31 male Hip-hop dancers (n = 65, Mage = 21.08 years old, SDage = 1.674 years old) in Jakarta, the capital city of Indonesia, recruited via convenience sampling. Data were obtained through psychological scales and were analyzed using a multiple linear regression analysis. Results showedthat (1) the adaptive behavior dimension of motivation could be predicted from the sense of embodiment, object and spatial imagery, and time perspective of future and present hedonistic; (2) the adaptive cognition dimension could be predicted from the object and spatial imagery; (3) the maladaptive behavior dimension could be predicted from the object and spatial imagery and present hedonistic time perspective; and (4) the maladaptive cognition dimension could be predicted from integrative thinking, spatial imagery, and present hedonistic time perspective.

scholarly journals THE INFLUENCE OF FINANCIAL KNOWLEDGE AND RISK TOLERANCE ON INVESTMENT DECISION MAKING

2021 ◽  
Vol 10 (2) ◽  
pp. 140
Author(s):  
Muhammad Raihan Mubaraq ◽  
Muslich Anshori ◽  
Huda Trihatmoko
Keyword(s):  
Decision Making ◽  
Stock Exchange ◽  
Investment Decision ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Risk Tolerance ◽  
Financial Knowledge ◽  
Investment Decision Making ◽  
Representative Office ◽  
Strongly Agree

This study aims to provide empirical evidence of the effect of financial knowledge and risk tolerance on investment decision-making. This type of research is associated research with data collection methods using survey samples. Measurement of variables in this study uses a Likert scale from 1 for strongly disagree to a scale of 5 for strongly agree. The population in this study are investors who have attended the capital market school in the Indonesian Stock Exchange, West Nusa Tenggara Representative Office, and who had a single investor identification (SID). Sampling refers to the Slovin formula with a sample size of 110 respondents. Analysis of the data in this study using multiple linear regression analysis. The results of this study indicate that financial knowledge and risk tolerance affect investment decision-making. Implications of this study for investors to pay more attention to understanding in the form of financial knowledge and recognize the type of risk tolerance that exists in investors in making investment decisions in the capital market.JEL: G11, G14, G32, G41

scholarly journals PENGARUH PENGETAHUAN KEUANGAN, SIKAP KEUANGAN, DAN LOCUS OF CONTROL TERHADAP PERILAKU KEUANGAN MAHASISWA PRODI MANAJEMEN UNIVERSITAS MUHAMMADIYAH GRESIK

MANAJERIAL ◽  
2019 ◽  
Vol 5 (2) ◽  
pp. 58
Author(s):  
Safira Cahyani Ula Muhidia
Keyword(s):  
Locus Of Control ◽  
Behavior Management ◽  
Sampling Method ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Study Program ◽  
Knowledge Variable ◽  
Positive Effect

This study aims to test the Influence of Financial Knowledge, Financial Attitudes, and Locus Of Control Against Student Financial Behavior Management Study University of Muhammadiyah Gresik. The object of this research is the students of S1 Study Program of Muhammadiyah University Gresik. A total of 191 respondents were selected based on the proportionate stratified random sampling method. Hypothesis testing is done by using multiple linear regression analysis with SPSS program 19. The results showed that the financial knowledge variable has no effect on financial behavior. While the financial attitude and locus of control have a significant positive effect on financial behavior.

scholarly journals THE EFFECT OF FINANCIAL KNOWLEDGE AND THE USE OF E-MONEY TOWARD FINANCIAL BEHAVIOR OF UNDERGRADUATE STUDENTS FACULTY OF ECONOMICS YOGYAKARTA STATE UNIVERSITY

2021 ◽  
Vol 10 (1) ◽  
pp. 31-46
Author(s):  
Meyliana Safitri ◽  
Ratna Candra Sari
Keyword(s):  
Undergraduate Students ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
State University ◽  
Purposive Sampling ◽  
Analysis Technique ◽  
Negative Effect

Abstract: The Effect of Financial Knowledge and The Use of E-Money Toward Financial Behavior of Undergraduate Students Faculty of Economics Yogyakarta State University. This study aims to determine the influence of (1) Financial knowledge toward financial behavior of undergraduate students Faculty of Economics, Yogyakarta State University. (2) Knowing the influence of the use of e-money toward financial behavior of undergraduate students Faculty of Economics, Yogyakarta State University. This research was comparative causal study. The study sample was 217 respondents of the Faculty of Economics, Yogyakarta State University students. Samples were taken using purposive sampling technique. The data analysis technique used is multiple linear regression analysis test. The result of this study show that (1) Financial knowledge has a positive effect on financial behavior of undergraduate students Faculty of Economics, Yogyakarta State University. (2) The use of E-money has a negative effect on financial behavior of undergraduate students Faculty of Economics, Yogyakarta State University. Keywords: Financial Knowledge, E-money, Financial BehaviorAbstrak: Pengaruh Pengetahuan Keuangan, Dan Penggunaan E-Money Terhadap Perilaku Keuangan Mahasiswa S1 Fakultas Ekonomi Universitas Negeri Yogyakarta. Penelitian ini bertujuan untuk mengetahui pengaruh (1) pengetahuan keuangan terhadap perilaku keuangan mahasiswa S1 Fakultas Ekonomi Universitas Negeri Yogyakarta. (2) Mengetahui pengaruh penggunaan e-money terhadap perilaku keuangan mahasiswa S1 Fakultas Ekonomi Universitas Negeri Yogyakarta. Penelitian ini merupakan penelitian hubungan kausal. Sampel penelitian ini adalah 217 responden mahasiswa Fakultas Ekonomi Universitas Negeri Yogyakarta. Sampel diambil menggunakan teknik purposive sampling. Teknik analisis data menggunakan uji analisis regresi linear berganda. Hasil penelitian menunjukan bahwa (1) Pengetahuan Keuangan, berpengaruh positif terhadap Perilaku Keuangan Mahasiswa S1 Fakultas Ekonomi Univeristas Negeri Yogyakarta. (2) Penggunaan e-money berpengaruh negatif terhadap perilaku keuangan mahasiswa S1 Fakultas Ekonomi Universitas Negeri Yogyakarta.Kata kunci: Pengetahuan Keuangan, E-money, Perilaku Keuangan.

scholarly journals Pengaruh Financial Knowledge, Fi Pengaruh Financial Knowledge, Financial Behavior, Financial Efficacy dan Risk Tolerance Terhadap Financial Satisfaction

2019 ◽  
Vol 2 (2) ◽  
pp. 24-30
Author(s):  
Octaviany Pratiwi
Keyword(s):  
Risk Tolerance ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Financial Satisfaction

Pengaruh Financial Knowledge, Financial Behavior, Financial Efficacy dan Risk Tolerance Terhadap Financial Satisfaction

scholarly journals ANALISIS DAMPAK PENGANGGURAN BERPENGARUH TERHADAP INDIVIDUAL

2020 ◽  
pp. 17
Author(s):  
Cut Nova Rianda
Keyword(s):  
Economic Growth ◽  
Elementary Education ◽  
Minimum Wage ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
School Level ◽  
High School Level ◽  
Working Age ◽  
Working Age Population

Unemployment in the individual tends mostly come from the workforce with senior high school level both general or vocational, and Bachelor degree compared with the level of junior and elementary education. This is due to the lack of synchronization between educational planning as well as available employment from the higher level of education owned by the workforce will be higher also aspirasinya to get a more appropriate position or employmentopportunities. The purpose of this study was to investigate the effect both simultaneously and partially the minimum wage, economic growth, investment, and the proportion of working age population to uneducated unemployed regency or individual. This study uses multiple linear regression analysis and using secondary data. Based on the test results, simultaneously minimum wage, economic growth, investment, and proportion of working age population simultaneously affect the educated unemployed regency or individual. Partially the minimum wage, economic growth, and investment have a negative and significant effect and the proportion of the working age population has a positive and significant impact on the unemployed educated regency or individual.

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