Federal Income-Driven Repayment Plans and Short-Term Student Loan Outcomes

2018 ◽  
Vol 47 (4) ◽  
pp. 255-258
Author(s):  
T. Austin Lacy ◽  
Johnathan G. Conzelmann ◽  
Nichole D. Smith
Keyword(s):  
Administrative Data ◽  
Student Loan ◽  
Postsecondary Students ◽  
Data Sets ◽  
Negative Consequences ◽  
Short Term ◽  
Loan Repayment ◽  
The Relationship ◽  
Over Time

This brief uses administrative data provided on the Baccalaureate and Beyond and Beginning Postsecondary Students data sets to examine student loan repayment over time. Specifically, we provide descriptive details on what differentiates borrowers in income-driven repayment (IDR) plans and explore the relationship between these plans and short-term repayment outcomes. While IDR has many benefits, our analysis suggests there may also be negative consequences to increased participation in these plans.

Determinant Factors of Student's Perception Toward Educational Loan Repayment

2018 ◽  
Vol 15 (1) ◽  
pp. 73-83
Author(s):  
Siti Zulaika Zolkeplee ◽  
Abu Bakar Hamed ◽  
Ahamad Faosiy Ogunbado
Keyword(s):  
Parental Influence ◽  
Student Loan ◽  
Influential Factors ◽  
Ministry Of Education ◽  
Loan Repayment ◽  
Education Fund ◽  
Relationship Of ◽  
The Relationship ◽  
Universiti Utara Malaysia ◽  
Survey Approach

The issue of unpayable educational loan that lead to student’s defaults has become a worrying trend all over the world. This research aims to examine the relationship of anxiety, parental influence, media awareness, and religiosity on student’s perception on educational loan repayment. A survey approach has been adopted to investigate student’s perception on educational loan repayment in Universiti Utara Malaysia. The data for this study were collected via structured questionnaires which were completed by 359 undergraduate Muslim’s students who acquire their financial loan from National Higher Education Fund Corporation (NHEFC). The data were then quantitatively analyzed using SPSS program. The findings of Pearson’s correlation showed a positive correlation between student’s perception towards educational loan repayment and religiosity, parental influence, media awareness, and anxiety. Further analysis using a multiple regression indicated that all independent variables explained 32.9 per cent of student’s perception on educational loan repayment. The result again indicated that religiosity and parent’s influence are most influential factors on student’s perception towards educational loan repayment. Whilst, media awareness slightly contributed to student’s perception towards educational loan repayment and anxiety gave no impact. The result implied that the Ministry of Education may design the syllabus in school and university curricular by adding the value of responsibility in loan repayment especially in religious and moral subjects. Besides, the Ministry Education of Malaysia are also urged to use media to disseminate the information regarding the importance for students to make loan repayment to parents as well as students. The collection of student loan then can be used for the next generation in financing their study which could result the prosperity of nation.

Who Takes the Floor and Why

2011 ◽  
Vol 56 (4) ◽  
pp. 622-641 ◽  
Author(s):  
Victoria L. Brescoll
Keyword(s):  
Positive Relationship ◽  
Past Research ◽  
Data Sets ◽  
Negative Consequences ◽  
Experimental Setting ◽  
Mediation Analyses ◽  
Strong Positive Relationship ◽  
And Gender ◽  
The Relationship ◽  
Positive Effect

Although past research has noted the importance of both power and gender for understanding volubility—the total amount of time spent talking—in organizations, to date, identifying the unique contributions of power and gender to volubility has been somewhat elusive. Using both naturalistic data sets and experiments, the present studies indicate that while power has a strong, positive effect on volubility for men, no such effect exists for women. Study 1 uses archival data to examine the relationship between the relative power of United States senators and their talking behavior on the Senate floor. Results indicate a strong positive relationship between power and volubility for male senators, but a non-significant relationship for female senators. Study 2 replicates this effect in an experimental setting by priming the concept of power and shows that though men primed with power talk more, women show no effect of power on volubility. Mediation analyses indicate that this difference is explained by women’s concern that being highly voluble will result in negative consequences (i.e., backlash). Study 3 shows that powerful women are in fact correct in assuming that they will incur backlash as a result of talking more than others—an effect that is observed among both male and female perceivers. Implications for the literatures on volubility, power, and previous studies of backlash are discussed.

A Star Is Born: The Relationship Between Performance and Achieving Status Through Certification Contests in the Context of Equity Analysts

2022 ◽  
Author(s):  
Eugene Taeha Paik ◽  
Timothy G. Pollock ◽  
Steven Boivie ◽  
Donald Lange ◽  
Peggy M. Lee
Keyword(s):  
High Status ◽  
Short Term ◽  
Equity Analysts ◽  
Subsequent Performance ◽  
The Social ◽  
And Performance ◽  
The Relationship ◽  
Status Position ◽  
Over Time

We investigate how the relationship between status and performance decouples over time by addressing two questions: (1) how performance affects the likelihood that an actor achieves high status and (2) how achieving high status affects the actor’s subsequent performance. In doing so, we focus on the role repeated certification contests play, where evaluators assess actors’ performance along particular dimensions and confer high status on the contest winners. Using the context of sell-side (brokerage) equity analysts and the “All-Star” list from Institutional Investor magazine, we first investigate whether analysts who make the All-Star list are more likely to produce accurate and/or independent forecasts. Then, we investigate analyst performance after recent and multiple wins. Our results demonstrate the decoupling of status and performance over time and the roles played by both the high-status actor and the social evaluators conferring their status. Whereas analyst performance increases the likelihood of being designated an All-Star, recent and multiple All-Star designations differentially affect both how subsequent performance is assessed, and how the All-Star analysts subsequently perform. In the short term, achieving high status can increase performance and solidify an analyst’s status position; however, in the long term, it can lead to lower performance and eventually result in status loss, which further erodes performance.

scholarly journals The Association Between the Baseline and the Change in Neutrophil-to-Lymphocyte Ratio and Short-Term Mortality in Patients With Acute Respiratory Distress Syndrome

2021 ◽  
Vol 8 ◽  
Author(s):  
Wei Zhang ◽  
Yadan Wang ◽  
Weijie Li ◽  
Guizuo Wang
Keyword(s):  
Mixed Model ◽  
Distress Syndrome ◽  
Multivariable Logistic Regression Analysis ◽  
Short Term ◽  
Survival Group ◽  
Generalized Additive Mixed Model ◽  
Short Term Mortality ◽  
The Difference ◽  
The Relationship ◽  
Over Time

Background: Two previous studies have shown that increased neutrophil to lymphocyte ratio (NLR) is associated with short-term prognosis in patients with acute respiratory distress syndrome (ARDS), but it is usually assessed as a single threshold value at baseline. We investigated the relationship between the baseline and the early change in NLR and 30-day mortality in patients with ARDS to evaluate the prognostic value of NLR baseline and NLR changes during the first 7 days after ICU admission.Methods: This is a retrospective cohort study, with all ARDS patients diagnosed according to the Berlin definition from the Medical Information Mart for Intensive Care III (MIMIC-III) database. We calculated the NLR by dividing the neutrophil count by the lymphocyte count. The multivariable logistic regression analysis was used to investigate the relationship between the baseline NLR and short-term mortality. Then the generalized additive mixed model was used to compare trends in NLR over time among survivors and non-survivors after adjusting for potential confounders.Results: A total of 1164 patients were enrolled in our study. Multivariable logistic regression analysis showed that after adjusting for confounders, elevated baseline NLR was a significant risk factor predicting 30-day mortality (OR 1.02, 95%CI 1.01, 1.03, P = 0.0046) and hospital mortality (OR 1.02, 95%CI 1.01, 1.03, P = 0.0003). The result of the generalized additive mixed model showed that the NLR decreased in the survival group and increased in the non-survival group gradually within 7 days after ICU admission. The difference between the two groups showed a trend of increase gradually and the difference increased by an average of 0.67 daily after adjusting for confounders.Conclusions: We confirmed that there was a positive correlation between baseline NLR and short-term mortality, and we found significant differences in NLR changes over time between the non-survival group and the survival group. The early increase in NLR was associated with short-term mortality in ARDS patients.

The Role of Optimism on the Relationship Between Activity Limitations and Life Satisfaction Among Middle-Aged and Older Adults in the United States: A Growth Curve Model of Changes Over Time

2021 ◽  
pp. 073346482110566
Author(s):  
Kent Jason Go Cheng ◽  
Darcy Jones (DJ) McMaughan ◽  
Matthew Lee Smith
Keyword(s):  
Older Adults ◽  
Life Satisfaction ◽  
Growth Curve ◽  
Daily Living ◽  
Activity Limitations ◽  
Negative Consequences ◽  
Middle Aged ◽  
The Relationship ◽  
Over Time

Activity limitations can diminish life satisfaction. This study explored the role of optimism on the relationship between changes in activities of daily living and instrumental activities of daily living (ADL/IADL) limitations and life satisfaction over time among middle-aged and older adults. Growth curve modeling accounting for intra- and inter-individual changes in life satisfaction was applied to the 2008–2018 waves of the Health and Retirement Study Leave Behind Survey subsample ( n = 39,122 person-years). After controlling for sociodemographic factors, physical functioning decline adversely affected life satisfaction ( βADL = −0.12, βIADL = −0.13, p < 0.001), but the negative consequences reduced slightly through optimism ( βADL = −0.11, βIADL = −0.12, βoptimism = 0.47, p < 0.001). Increasing optimism could reduce the negative consequences of ADL/IADL limitations on life satisfaction among middle-aged to older adults.

The Pattern of Cooperation and Conflict between Korea and Japan: Theoretical Expectations and Empirical Realities

2009 ◽  
Vol 10 (3) ◽  
pp. 247-265 ◽  
Author(s):  
CHEOL HEE PARK
Keyword(s):  
International Relations ◽  
Empirical Evidence ◽  
Territorial Disputes ◽  
Upward Movement ◽  
Short Term ◽  
The Past ◽  
Historical Controversy ◽  
The Relationship ◽  
Over Time

AbstractOver the past few decades, cooperation between Korea and Japan has increased and deepened, but frictions continue to persist. Which direction is the relationship between Korea and Japan heading? This is the question that this article attempts to address.From an analytical standpoint, this article applies contemporary international relations theories – realism, liberalism, and constructivism – to the pattern of cooperation and conflict in Korea–Japan relations. After reviewing both optimistic and pessimistic positions drawn from diverse perspectives, the author makes a synthesis, where he suggests the case for cautious optimism.What we find in reality is long-term progress in an upward movement, interrupted by recurring frictions in the short term. Empirical evidence supports the case that Korea–Japan relations are making steady progress towards deeper, heightened, and multilayered cooperation. However, such issues as historical controversy and territorial disputes are the hurdles that both nations need to overcome. Whether Korea and Japan can maximize the effects of optimism, while they effectively minimize the impacts of pessimism will determine the nature of the ties between the two countries.Cooperation between the two countries is not necessarily guaranteed, but we find irreversible trends of improved cooperation over time. However, lingering suspicions, submerged nationalist sentiments, and sporadic surges of extremism remain. They should be carefully managed by the leaders of the two countries.

scholarly journals Child Welfare Inequalities in a Time of Rising Numbers of Children Entering Out-of-Home Care

2019 ◽  
Vol 50 (2) ◽  
pp. 581-597 ◽  
Author(s):  
Martin Elliott
Keyword(s):  
Child Welfare ◽  
Child Maltreatment ◽  
Home Care ◽  
Administrative Data ◽  
Social Gradient ◽  
Deprived Neighbourhoods ◽  
Out Of Home Care ◽  
Cent Increase ◽  
The Relationship ◽  
Over Time

Abstract The relationship between poverty and child maltreatment and by extension of being placed in out-of-home care is a well-established one. However, this study goes beyond recent UK studies on the scale of child welfare inequalities in the likelihood of being placed in out-of-home care by considering such inequalities over time. The study is an analysis of longitudinal administrative data on children ‘looked after’ with a specific focus on children entering care in the two years that followed the death of Peter Connelly in 2007, a period that saw a rapid increase in numbers of children entering care. The analysis considers these increases using a child welfare inequalities lens. There is a ‘social gradient’ present within the overall rates of children entering care, with children in the most deprived neighbourhoods almost twelve times more likely to enter care than those in the least deprived. Such inequalities are compounded further in times of rapidly increasing entries to care with children entering care being disproportionately drawn from the poorest neighbourhoods, illustrated by a 42-per cent increase in rates between the two years in the most deprived neighbourhoods whilst rates in the least deprived neighbourhoods fell or remained the same.

Workplace Bullying, Emotional Exhaustion, and Partner Social Undermining: A Weekly Diary Study

2020 ◽  
pp. 088626052093303
Author(s):  
Alfredo Rodríguez-Muñoz ◽  
Mirko Antino ◽  
José M. León-Pérez ◽  
Paula Ruiz-Zorrilla
Keyword(s):  
Emotional Exhaustion ◽  
Workplace Bullying ◽  
Online Survey ◽  
Well Being ◽  
Diary Study ◽  
Negative Consequences ◽  
Short Term ◽  
Social Stressors ◽  
Social Undermining ◽  
The Relationship

Workplace bullying is one of the most relevant social stressors at work. Although previous research has shown its negative consequences for health and well-being, scarce evidence about the short-term consequences of workplace bullying and its crossover effects on the home domain is available. Thus, we conducted a multisource weekly diary study. A sample of 124 employees and their spouses filled a general survey (baseline measures) and a weekly online survey for four consecutive weeks (number of occasions = 992). Multilevel analyses showed that workplace bullying is associated with emotional exhaustion (γ = 0.643, SE = 0.215, t = 2.99, p < .05) and behaviors of social undermining toward the partner (γ = 0.751, SE = 0.187, t = 4.01, p < .01). Furthermore, rumination mediated the relationship between workplace bullying and its potential detrimental consequences for both employees’ well-being (i.e., emotional exhaustion) and interpersonal connections (i.e., partner social undermining). These results shed some light on the mechanisms that can explain both the short-term effects of workplace bullying on employees’ well-being and how such effects go beyond the work setting and can impact the home domain. The theoretical and practical implications of these findings are discussed.

scholarly journals Parental Support, Savings, and Student Loan Repayment

2021 ◽  
Vol 13 (1) ◽  
pp. 329-371 ◽  
Author(s):  
Lance Lochner ◽  
Todd Stinebrickner ◽  
Utku Suleymanoglu
Keyword(s):  
Administrative Data ◽  
Parental Support ◽  
Student Loan ◽  
Loan Repayment ◽  
Personal Savings

Using unique survey and administrative data from Canada, we document that parental support and personal savings substantially reduce student loan repayment problems. Developing a model of student borrowing and repayment, we show that nonmonetary costs of applying for income-based repayment assistance are critical to understanding our findings. Furthermore, we show that eliminating these costs may be inefficient. Empirically, we show that expanding Canada’s Repayment Assistance Plan to automatically cover all borrowers could reduce program revenue by half over early repayment years. Finally, we show how student loan programs can be more efficiently designed. (JEL G51, I22, I23, I28)

scholarly journals The impact of delayed transfers of care on emergency departments: common sense arguments, evidence and confounding

2019 ◽  
Vol 37 (2) ◽  
pp. 95-101 ◽  
Author(s):  
Brad Keogh ◽  
Thomas Monks
Keyword(s):  
Open Data ◽  
Data Sets ◽  
Artificial Data ◽  
Acute Setting ◽  
Transfers Of Care ◽  
The Uk ◽  
Ed Crowding ◽  
The Impact ◽  
The Relationship ◽  
Over Time

ObjectivesThere have been claims that Delayed Transfers of Care (DTOCs) of inpatients to home or a less acute setting are related to Emergency Department (ED) crowding. In particular DTOCs were associated with breaches of the UK 4-hour waiting time target in a previously published analysis. However, the analysis has major limitations by not adjusting for the longitudinal trend of the data. The aim of this work is to investigate whether the proposition that DTOCs impact the 4-hour target requires further research.MethodEstimation of an association between two or more variables that are measured over time requires specialised statistical methods. In this study, we performed two separate analyses. First, we created two sets of artificial data with no correlation. We then added an upward trend over time and again assessed for correlation. Second, we reproduced the simple linear regression of the original study using NHS England open data of English trusts between 2010 and 2016, assessing correlation of numbers of DTOCs and ED breaches of the 4-hour target. We then reanalysed the same data using standard time series methods to remove the trend before estimating an association.ResultsAfter introducing upward trends into the uncorrelated artificial data the correlation between the two data sets increased (R2=0.00 to 0.51 respectively). We found strong evidence of longitudinal trends within the NHS data of ED breaches and DTOCs. After removal of the trends the R2 reduced from 0.50 to 0.01.ConclusionOur reanalysis found weak correlation between numbers of DTOCs and ED 4-hour target breaches. Our study does not indicate that there is no relationship between 4-hour target and DTOCs, it highlights that statistically robust evidence for this relationship does not currently exist. Further work is required to understand the relationship between breaches of the 4-hour target and numbers of DTOCs.

Sign in / Sign up

Export Citation Format

Share Document