scholarly journals ANALISIS PERBANDINGAN RASIO RENTABILITAS PADA BANK MANDIRI TAHUN 2017-2019

2020 ◽  
Author(s):  
Siti Taformasi Saidyah Permata Sari ◽  
Yosep Eka Putra

The purpose of this study is to find out how the ratio of profitability at Bank Mandiri. Data collection methods used by means of literature study. Data analysis methods used are qualitative analysis methods. The results of this study indicate that the bank ROA level is still in a Good or Healthy position. ROE also shows that the bank is in good condition in managing the company's finances. The bank NPM is still in a good or healthy position. In the third financial position this ratio can be categorized as Good or Healthy. So Bank Mandiri has reached the standard PBI regulation No. 15 / PBI / 2013

Jurnal CMES ◽  
2018 ◽  
Vol 10 (2) ◽  
pp. 143
Author(s):  
Abdul Jawat Nur

<p>This paper will describe al-afʻāl al-injāziyyah at-taujīhiyyah or acts of directive illocution speech in the novel Syaiʻun fī Shadrī the work of Ichsān 'Abdu Al -Quddūs which is studied based on pragmatic studies. Novel Syaiʻun fī Shadrī is a novel classified as new (2016) in which many expressions containing acts of directive illocution speech. This is the reason for this research. To facilitate the course of research, this research through three strategic stages, namely data collection methods, data analysis methods, and methods of reporting the results of data analysis. Based on research that has been done concluded that in the novel SFS Ichsānby'Abdu Al-Quddūs is used various kinds of the act of directive illocution speech. They are (1) The act of saying thalabiyyah is a request to do or leave something, such as: rule 'amr', ask permission 'isti'zān ', suggests' iqtirāch', warns' tachdzīr ', motivates' tasyjī' ', begs attention' tanbīh, threatens' tahdīd', prays'du'ā', swearing 'qasam' and (2) The act of nafsiyyah speech is a speech act related to psychological conditions, such as motivating, cursing, pitting, and joking.</p>


Author(s):  
Achmad Fauzi ◽  
Amor Marundha ◽  
Iwan Setyawan ◽  
Faroman Syarief ◽  
Raden Achmad Harianto ◽  
...  

Abstract:  The bank soundness rating in terms of the Capital Adequacy Ratio (CAR) is used to measure the soundness of a bank based on capital against Risk Weighted Assets (RWA). Therefore, evaluating the soundness of a bank is very important because it is useful to know the condition of the bank in a very good, good, good enough, bad or not good condition. And later it will be used by the parties concerned in making decisions. Data collection methods include the method of observation, interviews and literature study, where the discussion used is descriptive qualitative, namely the method of data analysis without using statistical methods. By looking at the case studies that occur, the focus and subfocus of research become a reference in this study. The results of the acquisition of CAR PT. Bank XXX Syariah in 2018   amounted to 16.25%, in 2017  amounted to 15.48% and in 2018  amounted to 14.92%. From the results of the acquisition of CAR, it shows that PT. Bank XXX Syariah is in a state of "Very Good" because it has met the minimum standard stipulation of Bank Indonesia CAR of 8%.Keywords: Bank Health, Capital Adequacy Ratio Abstrak: Penilaian tingkat kesehatan bank ditinjau dari Capital Adequacy Ratio (CAR) digunakan untuk mengukur tingkat kesehatan bank didasarkan pada modal terhadap Aktiva Tertimbang Menurut Risiko (ATMR). Oleh karena itu, penilaian terhadap tingkat kesehatan bank sangatlah penting karena berguna untuk mengetahui kondisi bank dalam keadaan sangat baik, baik, cukup baik, kurang baik atau tidak baik. Dan nantinya akan digunakan oleh pihak-pihak yang berkepentingan dalam mengambil keputusan. Metode pengumpulan data  meliputi metode observasi, wawancara dan studi pustaka, dimana pembahasan  yang digunakan adalah deskriptif kualitatif, yaitu metode analisis data tanpa menggunakan metode statistik.Dengan melihat pada studi kasus yang terjadi , fokus dan subfokus penelitian menjadi acuan dalam penelitian ini. Hasil perolehan CAR PT. Bank XXX Syariah pada tahun 2018   sebesar 16,25%, tahun 2017  sebesar 15,48% dan tahun 2018  sebesar 14,92%. Dari hasil perolehan CAR tersebut, menunjukkan bahwa PT. Bank XXX Syariah dalam keadaan “Sangat Baik” karena sudah memenuhi standar minimum ketetapan CAR Bank Indonesia sebesar 8%.Kata Kunci: Kesehatan Bank, Rasio Kecukupan Modal


2015 ◽  
Vol 5 (3) ◽  
pp. 50
Author(s):  
Efi Yulistyowati ◽  
Endah Pujiastuti

<p align="center">ABSTRAK</p><p>Artikel hasil penelitian tentang kajian normatif keberadaan toko modern di Kota Semarang akan mengkaji mengenai keberadaan toko modern di Kota Semarang apakah sudah  memenuhi ketentuan dalam Peraturan Presiden Nomor 112 Tahun 2007. Untuk membahas permasalahan tersebut, metode pendekatan yang dipakai adalah yuridis normatif, dengan spesifikasi penelitian deskriptif analitis, metode pengumpulan datanya : studi dokumentasi dan studi kepustakaan, sedangkan metode analisis data yang dipergunakan adalah analisis kualitatif.</p><p>Hasil dari penelitian menunjukkan bahwa  keberadaan toko modern di Kota Semarang sudah memenuhi beberapa ketentuan yang ada dalam Peraturan Presiden Nomor 112 Tahun 2007, yang belum terpenuhi adalah : ketentuan Pasal 13  &amp; Pasal 15 Peraturan Presiden Nomor 112 Tahun 2007.</p><p><em>Articles of research on the normative study of the existence of modern stores in the city of Semarang will examine the existence of modern stores in the city of Semarang whether they have fulfilled the provisions in Presidential Regulation No. 112 of 2007. To discuss these problems, the approach method used is normative juridical, with the specifications of analytical descriptive research, data collection methods: documentation and literature study, while the data analysis method used is qualitative analysis.</em></p><p><em>            </em><em>The results of the study show that the existence of a modern shop in Semarang City has fulfilled several provisions in the Presidential Regulation Number 112 of 2007, which has not been fulfilled are:</em></p><p><em>p</em><em>rovisions in Article 13 </em><em>and p</em><em>rovisions Article 15</em><em> </em><em>of the Presidential Regulation Number 112 of 2007</em><em>.</em><em></em></p><p><em>Keywords: Study, Normative, Modern Shop, Semarang City.</em><em></em></p><p> </p>


2020 ◽  
Vol 2 (4) ◽  
pp. 3737-3754
Author(s):  
Witta Widiya ◽  
Efrizal Syofyan

The purpose of this study was to analyze the effect of competency, independence, and auditor ethics on audit quality in Inspectorate Office. Type of this research is a quantitative researh. The population in this study were auditors in inspectorate office West Sumatera province with 35 samples taken. The technique of sample collection is total sampling method. The sources of the data of this research is the primary data. The technique of the data collection is questionnaires. The data were analyzed using multiple regression analysis using SPSS version 25. Data analysis methods used in this study are multiple linier regression analysis, with audit quality as the dependent variabel, competency, independence and auditor ethics as the independent variabel. This result of the reseacrh support the third hypotheses, where the research shows that auditor ethics has an effect on audit quality of examiners at the inspectorate West Sumatera province. The results also show that competency and independence have no effect on audit quality of examiners at the inspecorate West Sumatera provinsi.


Author(s):  
Abrar Alturkistani ◽  
Ching Lam ◽  
Kimberley Foley ◽  
Terese Stenfors ◽  
Elizabeth R Blum ◽  
...  

BACKGROUND Massive open online courses (MOOCs) have the potential to make a broader educational impact because many learners undertake these courses. Despite their reach, there is a lack of knowledge about which methods are used for evaluating these courses. OBJECTIVE The aim of this review was to identify current MOOC evaluation methods to inform future study designs. METHODS We systematically searched the following databases for studies published from January 2008 to October 2018: (1) Scopus, (2) Education Resources Information Center, (3) IEEE (Institute of Electrical and Electronic Engineers) Xplore, (4) PubMed, (5) Web of Science, (6) British Education Index, and (7) Google Scholar search engine. Two reviewers independently screened the abstracts and titles of the studies. Published studies in the English language that evaluated MOOCs were included. The study design of the evaluations, the underlying motivation for the evaluation studies, data collection, and data analysis methods were quantitatively and qualitatively analyzed. The quality of the included studies was appraised using the Cochrane Collaboration Risk of Bias Tool for randomized controlled trials (RCTs) and the National Institutes of Health—National Heart, Lung, and Blood Institute quality assessment tool for cohort observational studies and for before-after (pre-post) studies with no control group. RESULTS The initial search resulted in 3275 studies, and 33 eligible studies were included in this review. In total, 16 studies used a quantitative study design, 11 used a qualitative design, and 6 used a mixed methods study design. In all, 16 studies evaluated learner characteristics and behavior, and 20 studies evaluated learning outcomes and experiences. A total of 12 studies used 1 data source, 11 used 2 data sources, 7 used 3 data sources, 4 used 2 data sources, and 1 used 5 data sources. Overall, 3 studies used more than 3 data sources in their evaluation. In terms of the data analysis methods, quantitative methods were most prominent with descriptive and inferential statistics, which were the top 2 preferred methods. In all, 26 studies with a cross-sectional design had a low-quality assessment, whereas RCTs and quasi-experimental studies received a high-quality assessment. CONCLUSIONS The MOOC evaluation data collection and data analysis methods should be determined carefully on the basis of the aim of the evaluation. The MOOC evaluations are subject to bias, which could be reduced using pre-MOOC measures for comparison or by controlling for confounding variables. Future MOOC evaluations should consider using more diverse data sources and data analysis methods. INTERNATIONAL REGISTERED REPORT RR2-10.2196/12087


2019 ◽  
Vol 3 (2) ◽  
pp. 295
Author(s):  
Kusno Harianto ◽  
Heny Pratiwi ◽  
Yonatan Suhariyadi

This research is titled Monitoring System of Higher Education Graduates in Entering the World of Work Using Tracer Study. The problem raised in this study is that the BKK (Bursa Kerja Khusus) STMIK Widya Cipta Dharma Samarinda get information about the performance of STMIK graduate students Widya Cipta Dharma, analyze graduate data to obtain the relevance of the competency of STMIK graduates Widya Cipta Dharma Samarinda, change the old system into a system that new. The purpose of this research is to provide information and reports on the results of tracer study data collection from alumni of STMIK Widya Cipta Dharma Samarinda. Data collection methods used are literature study, field studies. The system development method used is the waterfall method. Informatic System of Alumnus Record Tracer Study Based Website of STMIK Widya Cipta Dharma Samarinda is a computer-based system that was built with the aim of processing the alumnus search to find out the description of the profile, performance, and distribution of work location of the alumnus. Informatic System of Alumnus Record Tracer Study Based Website of STMIK Widya Cipta Dharma Samarinda is expected to help assist the BKK (Bursa Kerja Khusus) in recording alumnus and record the track record of alumnus scattered in serveral areas.


Jurnal CMES ◽  
2017 ◽  
Vol 9 (2) ◽  
pp. 137
Author(s):  
Abdul Jawat Nur

This paper will discuss al-af’āl al-injāziyyah or illocutionary speech acts in a novel Achbabtuka Aktsara Min Mā Yanbaghī as work 'Asīr ‘Abdullāh an-Nimsyī based on the study of pragmatics. Al-af’āl al-injāziyyah in the novel that need to be investigated as it includes expressions that use illocutionary speech acts. Three methods were used in this study, the method of data collection, data analysis methods, and methods of reporting the results of the data analysis. Based on research that has been conducted, concluded that the novel Achbabtuka Aktsara Min Mā Yanbaghī by 'Asīr ‘Abdullāh an-Nimsyī (2014)  use of various kinds of al-af’āl al-injāziyyah or illocutionary speech acts. These al-af’āl al-injāziyyah are (1) al-ikhbāriyyah (assertive), (2) al-injāziyyah (declarative), (3) al-iltizāmiyyah (commissive), (4) at-ta’bīriyyah (expressive), and (5) at-taujīhiyyāt (directive). Among the five kinds of illocutionary speech acts are the most widely used in novel Achbabtuka Aktsara Min Mā Yanbaghī is a directive speech act or at-taujīhiyyāt.


2016 ◽  
Vol 16 (2) ◽  
pp. 213
Author(s):  
Aria Septi Anggaira

Abstract           This study aimed to describe the phonemes produced by children aged 2 years and 10 months and describes forms of exchange or metathesis sound that occurs in producing the sounds of language in words. The data collection technique use three stages of strategic sequence. These stages are (1) a method of providing data, (2) data analysis methods, and (3) methods of presenting the results of the analysis. Data in the form of speech is transcribed into a phonetic transcription. The findings of this research are: The respondent has been able to produce almost any sounds or phonemes that exist in Indonesian. Phonemes produced consisting of consonant phonemes that are already emerging that a total of 18 phonemes: / b /, / t∫ /, / d /, / g /, / d /, / dj /, / k /, / l /, / m /, / n /, / ŋ /, / ñ /, / p /, / r /, / s /, / t /, / w /, / y /. From the 18 consonant phonemes are emerging, 8 of them have variations, so that the number of phonemes is generated as a whole is 27 consonant phonemes. Respondents have been able to produce six vowel phonemes plus two variations so that all amount to 8 vowel phonemes. It was found five pieces of diphthongs are: / au /, / ai /, / ei /, / o /, and / ua /. In the span of less than one month found 19 words that contain elements of metathesis. From the 19 words, found 5 types or form of an exchange of sounds and sound accompaniment of addition and subtraction.           Keywords: language acquisition, phonology, metathesis, phonemes.


2017 ◽  
Vol 22 (1) ◽  
pp. 57-68
Author(s):  
Nur Widiastuti ◽  
Subhan Rahim

This research aims to reveal the influence of working culture, compensation, and leadership on the performance of civil servants in Department of Local Development Planning of Kendari. Data collection methods chosen are questionnaire and literary study while double linear regression is used to analyze the data acquired. The result of data analysis shows that the variable working culture is removed since it is interrelated with variable of compensation which makes the first hypothesis failed to proof, which says that working culture does not influence the performance of the civil servants in Department of Local Development Planning in Kendari. The second hypothesis is proven, in which the result says that leadership contributes significantly to the performance of civil servants in Department of Local Development Planning of Kendari, and the third hypothesis is also proven with the result of the research which states that compensation significantly influences the performance of civil servants in Department of Local Development Planning of Kendari.


2021 ◽  
Vol 4 (15) ◽  
pp. 71-80
Author(s):  
Ahmad Mujahideen Haji Yusoff ◽  
Muhammad Nasron Yaacob ◽  
Norhidayah Mohamed Hussin

Muslims to this day still face the challenges of modern ideology for a relatively long period of time. The emergence of modern ideologies such as secularism, liberalism, pluralism, and others became a great disaster that could erode the faith of Muslims towards Islam itself. Therefore, this article discusses the concerns of Muslims towards the threat of modern ideology which is a necessity today. This article is fully qualitative using data collection and data analysis methods involving library methods from printed materials using N-Vivo 2.0 software. This article finds that the beliefs of Muslims are increasingly threatened because some Muslims themselves prefer to choose modern ideology as a social style in life rather than Islamic teachings. They are based on modernity and the need for modern progress which indirectly causes Islam to become increasingly alienated from the core beliefs of Muslims. Therefore, Muslims need to be mobilized again to realize the threats and dangers of this modern ideology and return to the practice of the true religion of Islam.


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