scholarly journals "المقاصد الشرعية لمنتج رهن الذهب لأغراض التمويل الأصغر "دراسة تأصيلية تحليلية (Maqāsid Shari’ah in the Product of Rahn Gold for Micro Finance: Structural & Analytic Study)

Author(s):  
أحلام عبد الرحمن خيرالله ◽  
غالية بوهدة

يعتبر مقصد حفظ المال من حيث أهميته مقصدا ضروريا خادما للمقاصد الضرورية الأخرى: الدين والنفس والعقل والنسل. ولقد شُرّعت كثير من الأحكام لحفظها من جانب الوجود بمقاصد خاصة لتنميتها؛ ومن جانب العدم لدفع ما يفسدها وبتوفير وسائل الأمان لها في استدامة نفعها في تدوير عجلة الاقتصاد. وتتناول هذه الدراسة منتج "الرهن" بالذهب كوسيلة في تنمية المال - وهو من صيغ التمويل الأصغر- وذلك بتقييمه في ضوء مقاصد أربعة خاصة بالمال، وهي: النماء، التداول، الشفافية والعدالة. تتم الدراسة من خلال عدّة مباحث؛ تتناول التعريف بالرهن وأحكامه. والتعريف بمقاصد الشريعة الإسلامية والمالية منها، والتعريف بالمنتج وآليته في التجربة الماليزية؛ مع تقييمه من خلال أصول مقاصد الشريعة في التمويل. تستند الدراسة إلى المنهج الاستقرائي في تتبع وجمع المادة العلمية والمنهج التحليلي في شرحها وتقييمها. ثم نختم بخاتمة تتضمن نتائج مهمة؛ أهمها الإفادة بتأصيل مقاصدي مناسب للمنتج وإظهار أهميته في توسيع التمويلات للشرائح الفقيرة من المجتمع والتي لاتتوفر فيها مؤهلات الاقتراض من المصارف. يوصي البحث بالاستفادة من هذا المنتج وتوسيع تجربته في بلدان أخرى تعرف كثيرا من التقاليد التي تكنز فيها ثروة كبيرة من الذهب. الكلمات المفتاحيّة: التمويل الأصغر، رهن الذهب، التجربة الماليزية، مقاصد الشريعة. Abstract The higher objectives of Shariah are defined as those underlying meanings and salient thresholds behind the rulings and wisdom of the law giver (Allah SWT), namely, the preservation of religion, soul, mind, progeny, and wealth. The higher objective of protection of wealth is the utilization through developmental investment, and to avoid any corruption against the wealth by providing safety and sustainability means of investment for successful economic growth. This study examines the product “Ar- rahnu gold” through the use of gold as a means of wealth development -as one of the microfinance tools- by evaluating it in light of the four the purposes of money, namely: development, trading, transparency and fairness. It also explains the definition of the purposes of Islamic law and objective protecting the wealth, the definition of the product and its mechanism based Malaysian experience; with an evaluation through the principles of the purposes of Shariah in financing. The researchers conclude most importantly the essential intent of establishing appropriate purposes for the product and to demonstrate the importance wealth expanding and redistribution for the poor segments of society that do not have the qualifications to borrow from banks. The research recommends exploring the advantages of this product and expanding its application in other countries that that commonly hold a huge wealth in form of gold. Keywords: Microfinance, Islamic pawn broking, Ar-rahnu, Malaysian experience, Maqāsid Shari’ah.

Author(s):  
Ahmad Edwar

INDONESIAN JURISPRUDENCE: ISLAMIC LAW TRANSFORMATION IN LAW SYSTEM OF INDONESIA.: This study discusses about the idea of Islamic law renewal in Indonesia, as well as the figures, and it makes the term of Indonesian Jurisprudence and its formalization into the law system of Indonesia. The purpose of this study is to find the answer of these following points: Firstly, the interpretation or definition of Indonesian Jurisprudence concept; secondly, the figures who proposed Indonesian Jurisprudence and the result of their thoughts; and the third, the formalization of Jurisprudence concept with Indonesian nuance in the law system Indonesia. This study was a library research with a content analysis method. The results of this study are: (1) Indonesian Jurisprudence could be interpreted as a Jurisprudence concept that is more Indonesian local-based; (2) Hasbi As-Shiddiqi and Hazairin are two figures who proposed Indonesian Jurisprudence model, apart from other intellectuals. Hasbi is one of modernists who offered his ideas comprehensively, started from his “Indonesian Jurisprudence” concept until the law renewal including its principle and method. Meanwhile Hazairin offered the development of a new heritage system which interpreted and elaborated based on Al-Qur’an scriptural perception and Sunnah which is not a patrilineal system but bilateral (family model); and (3) formalization of Indonesian Jurisprudence concept produces some ordinance regulation products which are important formally and materially, such as Ordinance of Islamic Marriage Law, and also other rules under the Ordinance, such as Government Law, President Instruction, and Supreme Court Law, as well as Islamic Law Compilation and Sharia Economic Law Compilation


2015 ◽  
Vol 8 (2) ◽  
Author(s):  
Ada Ordor

AbstractIdeas expressed as law and development theories have sought to connect law and development by creating a framework within which the role of law in development may be better understood and perhaps even packaged as a kit to be recommended to governments as a way of advancing development. Over the years, thoughts on law and development have crystallised around various concepts such as economic growth, the rule of law, the empowerment of the poor and the growth of institutions. One thing that stands out clearly from these debates is that while there may be a measure of consensus around particular theses or propositions, unanimity among all thinkers, scholars and actors is not likely to follow, nor is it necessarily desirable. This paper draws out threads of thought that present various positions as facets of the law and development dynamic and at the same time, progressive points on the multi-dimensional development continuum. The first section on the progression of law and development summarises a number of themes at the forefront of law and development theorisation over the years. Reflections on these developments follow in the second segment, while a third segment describes various contexts for engaging with law and development studies. This segment, which leads into the conclusion, highlights some key dimensions of law and development thought that need to be further explored and given a place in the taxonomy of law and development scholarship.


Author(s):  
Fahad Khamis Ahmad Al-Fahdi

This research aims at clarifying the significance of and studying and establishing the jurisprudential maxims, especially those related to the judiciary so that they help judges in their work, muftis in their understanding and students in their memorization. The maxim of (Translator’s Statement is Absolutely Accepted) is a great maxim since it represents a principle in the judicial ruling. This research is a new addition to the comparative jurisprudential literature, an approach between Islamic jurisprudence and contemporary law, and a manifestation of the greatness of Islamic Sharia that cares for all aspects of life. This research is divided into two subjects: First: the definition of terms such as maxim, jurisprudence and law in three sections. Second: the explanation and establishment of the maxim and the legal status in four sections, as well as the judicial applications. The researcher concludes the study with the most important results, that of the jurisprudential maxims combine different issues in simple eloquent phrases, and that the procedures law has noble Sharia purposes, represented in caring for the interests of people and achieving the highest meanings of integrity and justice. The Islamic jurisprudence pays attention to the maxims of the rules of procedures more than the positive laws do. The law considers the Islamic Jurisprudence regarding the translator issue, unless in oath-taking. Translators shall be fair, familiar with both languages, and accepts a single statement. Among the most important recommendations: the provisions of jurisprudential maxims shall be contained in bills, and the judges shall consider the maxim in all filed cases. In addition, education courses should be held for translators so that they know the procedures of the progress of cases in courts, and the criticality of accuracy.


Al'Adalah ◽  
2020 ◽  
Vol 23 (2) ◽  
pp. 103-121
Author(s):  
Muhammad Muhaimin

Salah satu karakteristik hukum Islam adalah bahwa ia dapat diterapkan di semua tempat dan waktu, meskipun Al-Quran dan Hadis sebagai sumbernya bersifat terbatas. Hal ini membutuhkan metode yang dapat digunakan untuk menerapkan karakteristik ini di dunia modern, di setiap keadaan dan tempat. Pemikiran bahwa hukum yang dijelaskan dalam Al-Qur'an dan Hadits memuat batasan (al-h{udu>d), baik batas atas maupun bawah, merupakan salah satu metode penerapan hukum, sehingga karakteristik hukum Islam ini dapat diwujudkan. Teori al-h{udu>d yang dirumuskan oleh Muhammad Shah}ru>r  ini dapat digunakan untuk menyelesaikan berbagai masalah kontemporer di bidang hukum Islam, dan merupakan upaya untuk membuktikan bahwa hukum Islam dapat menjawab tuntutan zaman. Shahrur menawarkan penerapan hukum riba pada perbankan modern dengan menggunakan teori al-h{udu>d  ini, sehingga orang miskin tidak tertindas dan orang kaya tidak dipersalahkan. One of the characteristics of Islamic law is that it can be applied in all places and times, although the Qur'an and Hadith as its source are limited. This requires a method that can apply these characteristics in the modern world, in every circumstance and place. The thought that the law described in the Qur'an and the hadith contains restrictions (al-h{udu>d), both upper and lower limits, is one method of applying the law, so that the characteristics of Islamic law can be realized. The al-h{udu>d's theory which has been formulated by Muhammad Shah}ru>r  can be used to solve various contemporary problems in the field of Islamic law, and is an attempt to prove that Islamic law can answer the demands of the times. Shahrur offered to apply the law of usury to modern banking using this al-h{udu>d theory, so that the poor are not oppressed and the rich are not wronged.


2004 ◽  
Vol 46 (03) ◽  
pp. 29-54 ◽  
Author(s):  
Marcia Towers ◽  
Silvia Borzutzky

Abstract This study argues that the costs associated with El Salvador's dollarization clearly outweigh the benefits and that the decision to dollarize was prompted not only by the need to promote economic growth, but also by the impluse to serve the interests of the financial sector and the large entrepreneurs who control the ruling ARENA party. Although the policy facilitates investment and international financial transactions, it has a negative effect on the poor by increasing inequality. To develop this argument, the authors discuss the socioeconomic and political situation in El Salvador at the time of dollarization, examine the Law of Monetary Integration, and analyze die effect of the dollarization policy on the poor.


2014 ◽  
Vol 21 (4) ◽  
pp. 325-365
Author(s):  
Khadiga Musa
Keyword(s):  
The Law ◽  

Al-qawāʿid al-fiqhiyya are legal maxims or principles that are usually expressed in the form of terse adages, such as: al-umūr bi-maqāṣidihā (acts are [judged according] to the objectives behind them); and al-mashaqqa tajlub al-taysīr (hardship brings about facilitation). Most of al-qawāʿid (sg. al-qāʿida) are specific to individual schools of law, although some of them are acknowledged by all schools. The most accepted definition of al-qāʿida al-fiqhiyya is: “A predominantly valid legal determination (ḥukm aktharī) that applies to most of its particular cases (juzʾiyyāt) so that their legal determinations will be known from it”. Another designation of the genre is al-ashbāh wa’l-naẓāʾir (similitudes), referring to the similarities between cases included under the rubric of each qāʿida. The schools of law (madhāhib, sg. madhhab) are agreed on two types of qawāʿid fiqhiyya: general qawāʿid that apply to all or most fields of the law, which are therefore known as kulliyya (universal), and specific (khāṣṣa) qawāʿid that apply to one or more, rather than all, fields of fiqh; the latter are also known as ḍawābiṭ (sg. ḍābiṭ, regulators).



2021 ◽  
Vol 2 (1) ◽  
pp. 51-70
Author(s):  
Cameron Zargar
Keyword(s):  
The Law ◽  

A marjaʿ must fulfil both the minimum conditions outlined in Islamic law and the unstated requirements of his position. The latter consist of practical concerns as well as fulfilling the expectations of the very people who provide him with legitimacy. In the context of Iran, these expectations are, in a way, similar to the legal conditions of Marjaʻiyya; both demand that the marjaʿ be exceedingly knowledgeable and devout. They diverge, however, in terms of definition. My research demonstrates that lay people in Iran do not merely expect that a marjaʿ has a mastery over legal sources but that he also understands how to apply the law to his particular society. Furthermore, it is not sufficient in the eyes of these followers for a marjaʿ to observe Islamic law. Rather, they expect him to exceed them in practice and earn their approval. The ideas articulated by these individuals corresponds with the writings of marājiʿ outside the mainstream in Iran. This indicates that the marājiʿ are aware of such concerns yet intentionally decide to restrict the legal conditions for becoming a marjaʿ, perhaps in an effort to avoid confusion over the definition of Marjaʻiyya.


Yuridika ◽  
2018 ◽  
Vol 33 (2) ◽  
pp. 243
Author(s):  
Joel Niyobuhungiro

Modernization of judiciary has prompted the reform of courts system in many countries whereby a trend of creating specialized courts is no doubt contributing to the needed justice. The creation of commercial courts, as specialized courts, has been and still is at the root of commercial development that contributes to economic growth of the country.Like any court, for commercial court to adjudicate case, a number of elements determining the court competence must be examined by the court seized. Jurisdiction ratione materiae and jurisdiction personae, inter alia, are the determining factors of the competence of commercial courts.  However, it can be difficult, in some cases, to ascertain court competence in case the law establishing those courts has not clearly delineated for example matters over which courts shall have jurisdiction. In Rwanda, The Law n° 06/2012/OL of 14/09/2012 determining the organization, functioning and jurisdiction of commercial courts, which repealed the Law n° 59/2007 of 16/12/2007, neither does it define a commercial activity nor does it define a trader. This creates big perplexity in determining commercial courts competence insofar as jurisdiction ratione materiae and personae are concerned. Commercial activities are neither defined nor enumerated in Rwanda laws. Rwandan commercial courts judges have tried to unravel that perplexity and tried to solve this problem in their judgements. However, it will be submitted that challenges posed by lack of clear definition of trader and commercial activity or at least a list of   commercial activities, calls for a clear stand of the legislator as far as jurisdiction ratione materiae and personae of Rwandan commercial courts are concerned. 


2008 ◽  
Vol 8 (3) ◽  
pp. 299
Author(s):  
M. Aunul Hakim

<p class="Bodytext60">Indonesia is a state with a Criminal Code named KUHP. The regulation draft about adultery is especially mentioned at paragraph 284. According to this paragraph, the definition of adultery is sexual intercourse conducted by a man/woman who has valid marriage with another woman/man who is not his/her wife/husband and it is conducted based on the wish of each of them. In Criminal Code, it is stated that such deed may be imposed as a crime if there is a plea from the wife/husband who is harmed. Adultery crime is called as offense that warrants complaint, and punishment is nine months. It is different from the meaning of adultery according to Islamic Law which has meaning a sexual intercourse conducted by a man and woman who are not a valid pair of marriage. Besides, the criminal code was established based on rationale consideration. While the objective of legal realism is to construct the law which is more responsive toward the social need. Therefore KUHP regulation on adultery should be revisited to accomodate the Islamic values held by moslem as the dominant citizen in Indonesia.    </p><p class="Bodytext60"> </p><p class="Bodytext60">Indonesia adalah negara dengan KUHP yang bernama KUHP. Rancangan peraturan tentang perzinahan terutama disebutkan pada paragraf 284. Menurut paragraf ini, definisi perzinahan adalah hubungan seksual yang dilakukan oleh seorang pria / wanita yang memiliki pernikahan yang sah dengan wanita / pria lain yang bukan isteri / suami dan istrinya. dilakukan berdasarkan keinginan masing-masing. Dalam KUHP, dinyatakan bahwa akta tersebut dapat dikenakan sebagai tindak pidana jika ada permintaan dari istri / suami yang dirugikan. Kejahatan perzinahan disebut sebagai pelanggaran yang menjamin pengaduan, dan hukuman sembilan bulan. Hal ini berbeda dengan makna perzinahan menurut Hukum Islam yang memiliki arti hubungan seksual yang dilakukan oleh pria dan wanita yang bukan pasangan perkawinan yang sah. Selain itu, kode pidana didirikan berdasarkan pertimbangan rasional. Sedangkan tujuan realisme hukum adalah membangun undang-undang yang lebih responsif terhadap kebutuhan sosial. Oleh karena itu peraturan KUHP tentang perzinahan harus ditinjau kembali untuk mengakomodasi nilai-nilai Islam yang dimiliki umat Islam sebagai warga negara yang dominan di Indonesia.</p>


2018 ◽  
Vol 6 (1) ◽  
pp. 9-37
Author(s):  
Azman Ab. Rahman ◽  
Irwan Mohd Subri ◽  
Mahazan Abdul Mutalib @ Taib ◽  
Nuradli Ridzwan Shah Mohd Dali ◽  
Wan Mohd Fazrul Azdi Wan Razali ◽  
...  

Converts is categorised as those entitled to receive zakat in Islam. There are differences in the interpretation of the definition of converts who can influence the distribution of zakat management. The differences that may exist are either non-Muslims that Islam is also likely to be eligible to receive zakat or not. Thus, the objective of this article is to identify the definition of converts by the debate earlier and contemporary scholars of various sects in detail. This article is also analyzes the interpretation of converts in Administration of Islamic Law for every state in Malaysia. This article found that there are some differences in the interpretation of whether the recipient converts the sight of the priests of the sect or the clauses in the Administration of Islamic Law. Scholars agreed to accept the definition of a new converts as individuals who converted to Islam but conflicted opinions in receiving non-Muslims who tends his heart to Islam as part of a convert who is entitled to. This article was expected to present a clearer interpretation of varsiti convert simultaneously triggered a new management model in distribution of zakat assistance. Further research can be done to identify the law using of zakat funds in da’wah of non-Muslims in Malaysia. Keywords: Converts, Administration of Islamic Law, Muslim Scholars, Da’wah of non-Muslim, Malaysia Abstrak Mualaf dikategorikan sebagai golongan yang berhak menerima bahagian zakat dalam Islam. Terdapat perbezaan pentafsiran definisi mualaf yang boleh mempengaruhi pengurusan agihan zakat. Perbezaan yang mungkin wujud adalah sama ada orang bukan Islam yang cenderung kepada Islam juga berhak menerima bahagian zakat ataupun tidak. Justeru, objektif artikel ini adalah untuk mengenal pasti definisi mualaf berdasarkan perbahasan ulama terdahulu dan kontemporari daripada pelbagai madhhab secara terperinci. Artikel ini turut menganalisis pentafsiran mualaf menurut Enakmen Pentadbiran Agama Islam bagi setiap negeri di Malaysia. Artikel ini mendapati bahawa terdapat beberapa perbezaan yang wujud dalam pentafsiran asnaf mualaf sama ada menurut pandangan imam-imam madhhab mahupun klausa-klausa di dalam Enakmen Pentadbiran Agama Islam Negeri. Ulama bersepakat menerima definisi mualaf sebagai individu yang baru memeluk agama Islam tetapi berselisih pendapat dalam menerima orang bukan Islam yang cenderung hatinya kepada Islam sebagai sebahagian daripada mualaf yang berhak ke atas zakat. Artikel ini diharapkan dapat memberikan gambaran yang lebih jelas terhadap varsiti pentafsiran mualaf sekaligus mencetuskan model pengurusan baharu dalam agihan bantuan zakat. Kajian lanjutan boleh dilakukan bagi mengenal pasti hukum menggunakan dana zakat dalam dakwah non-Muslim di Malaysia. Kata kunci: Mualaf, Enakmen Pentadbiran Agama Islam, Ulama Mazhab, Dakwah Non-Muslim, Malaysia


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