scholarly journals Growth and Productivity Analysis of Micro Finance Sector: A Case Study of Pakistan

2019 ◽  
Vol IV (III) ◽  
pp. 71-79
Author(s):  
Adnan Ahmad ◽  
Muhammad Ilyas ◽  
Muhammad Nisar Khan
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Growth Strategy ◽  
Productivity Analysis ◽  
Growth Strategies ◽  
Physical Infrastructure ◽  
Different Types ◽  
The Government ◽  
Efficiency And Productivity

This study reviews the growth strategies and their effect on the efficiency and productivity of the microfinance sector of Pakistan. The sector needs to have adopted intensive growth strategy instead of extensive strategies of wide expansion in term of physical infrastructure and human resources, which had increased the financial sustainability risks for the credit constrain institutions. The sixdimension model of outreach used in this study also shows that the sector does not achieve the targets set forth for these micro finance institutes with respect to its active borrowers’ outreach. The sector has mainly focused the big cities and urban areas whereas the poverty levels are higher in rural areas. The government has also shown its interest by launching two different types of loan schemes. Among the three different types of institution, the microfinance banks dominate the sector.

scholarly journals Contribution of Onion Seed Production to Poverty Reduction: A Case Study of Malakand Division, Pakistan

2001 ◽  
Vol 40 (4II) ◽  
pp. 787-810
Author(s):  
Ikram Saeed ◽  
Muhammad Zubair Anwar ◽  
Khalid Mehmood Khokar
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Poverty Reduction ◽  
Rural Poverty ◽  
Socioeconomic Groups ◽  
Income Disparities ◽  
Physical Infrastructure ◽  
Onion Seed ◽  
The Government

According to the latest estimates, roughly one-third of the total population of the developing countries live in poverty, majority of which are rural inhabitants (as reported 35 percent of the Pakistani rural mass). In Pakistan, the income distribution has worsened in the rural areas while it has marginally improved in urban areas during the period 1979 through 1996-97 [Pakistan (2001)]. The rural poverty is continuously feeding unemployment through migration of unskilled people to the urban areas. Poverty reduction is a priority area for Pakistan. The government is taking measures for addressing problems of the poor who are the most vulnerable amongst the different socioeconomic groups. Poverty alleviation is the main focus of the government in addition to develop physical infrastructure in rural areas and remove income disparities between income groups and regions.

scholarly journals Fenomena Pernikahan Dini Membuat Orang Tua dan Remaja Tidak Takut Mengalami Kehamilan Tidak Diinginkan

2018 ◽  
Vol 13 (1) ◽  
pp. 61
Author(s):  
Aprianti Aprianti ◽  
Zahroh Shaluhiyah ◽  
Antono Suryoputro
Keyword(s):  
Junior High School ◽  
Rural Areas ◽  
Urban Areas ◽  
Unwanted Pregnancy ◽  
Early Marriage ◽  
Early Age ◽  
Sex Behavior ◽  
The Government ◽  
Depth Interviews

AbstrakKasus KTD pada remaja Kabupaten Pati yang berusia < 17 tahun sebanyak 43,8%, yang berdampak pada pernikahan di usia dini semakin meningkat. Penelitian ini bertujuan untuk mendeskripsikan respon orang tua dan remaja SMP yang mengalami KTD, serta dampak pernikahan di usia dini. Metode penelitian ini adalah kualitatif dengan desain studi kasus. Pengambilan sampel dengan cara purposive dan pengumpulan data menggunakan indepth interview. Informan utama adalah remaja yang mengalami KTD 5 orang. Informan triangulasi orang tua informan 5 orang. Hasil penelitian menunjukan fenomena pernikahan dini membuat orang tua dan remaja tidak takut mengalami kehamilan tidak diinginkan, akibatnya masyarakat yang dahulu menganggap hubungan seks pranikah perilaku yang melanggar norma, sekarang cenderung lebih bisa diterima oleh masyarakat. Orang tua dan remaja yang tinggal didaerah rural memberikan respon untuk menyelesaikan permasalah KTD dengan menikahkan informan. Sedangkan yang tinggal didaerah urban, meminta informan untuk melakukan aborsi, tetapi setelah gagal akhirnya informan dinikahkan. Pernikahan menjadi solusi KTD yang dialami remaja karena masyarakat permisif terhadap pernikahan diusia dini dan budaya dimasyarakat yang menganggap jika kewajiban perempuan hanya disektor domestik, sehingga kodrat perempuan adalah menjadi ibu urmah tangga. Disarankan memberikan informasi kepada remaja dan orang tua tentang dampak pernikahan dini. Pemerintah khususnya DKK Pati bisa lebih memberikan pelayanan kesehatan yang ramah remaja sejak tingkat SMP.Kata kunci : KTD, pernikahan dini, remaja SMPAbstractIn Pati District KTD cases in adolescents aged <17 years as much as 43.8%, which affects the marriage at an early age is increasing. This research aims to describe the response of parents and teens junior who experience unwanted pregnancy, and the effects of marriage at an early age. This research method was qualitative case study design. With a purposive sampling and data collection using in-depth interviews. The main informants were adolescent who experienced unwanted pregnancy 5 people. Informants triangulation parents 5 people. The results showed the phenomenon of early marriage makes parents and teens are not afraid of an unwanted pregnancy, as a result people who previously regarded premarital sex behavior that violates norms, are now more likely to be accepted by society. Parents and teenagers who live rural areas provide a response to resolve the problem by marrying unwanted pregnancy informant. While living urban areas, asking informants to have an abortion, but after failing informant eventually wed. Marriage was a solution unwanted pregnancy experienced by adolescents because of the permissive society towards marriage early age and culture in the community who think if the domestic sector only female duties, so that the nature of women is to be a housewife. Suggested provide information to adolescents and parents about the effects of early marriage. The government particularly Health Provider can further provide youth- friendly health services since the junior level.Keywords: unwanted pregnancy, early marriage, adolescents of junior high school

scholarly journals Pencapaian Masyarakat Informasi Ditinjau Melalui Implementasi Program Kelompok Informasi Masyarakat (KIM) (Studi Kasus Implementasi Program KIM di Jawa Timur di Wilayah Rural (KIM Nglanduk dan KIM Warurejo) dan Wilayah Urban (KIM Mojod dan KIM Swaraguna)

2017 ◽  
Vol 13 (1) ◽  
pp. 56
Author(s):  
Reni Puspita Sari
Keyword(s):  
Qualitative Research ◽  
Program Implementation ◽  
Rural Areas ◽  
Urban Areas ◽  
Information Society ◽  
Research Approach ◽  
Community Group ◽  
The People ◽  
The Government

This study assesses the level of achievement of the information society through the implementation of the program KIM. KIM is the Kelompok Informasi Masyarakat which is a program of the Indonesian government to seek the realization of the information society in Indonesia. KIM is designed as a group formed independently so that the development will be an independent community group. The purpose of this study was to see how the achievement of the information society through the implementation of the program is reviewed KIM. So as to provide input to the government related to how the achievement of the information society and also related input KIM program. With a qualitative research approach, the method used in this research is a case study. The case studies carried out in two different areas of the rural areas and urban areas in East Java. Based on the results obtained, that the condition of the people is still far from the realization of the information society. The condition of society is still at the level of society aware of the information, even in rural areas there are still many people who are less aware of the information. It is caused by the KIM program implementation is still less than the maximum. There are many obstacles, so that the KIM program requires evaluation to achieve program objectives which is to make the people of Indonesia as an information society.

scholarly journals Agropolitan Project: Role in Rural Development and Poverty Eradication

2020 ◽  
Author(s):  
Mohd Khairi Ismail ◽  
Chamhuri Siwar ◽  
Muhamad Zahid Muhamad
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Poverty Rate ◽  
Vicious Cycle ◽  
Poverty Eradication ◽  
Societal Problem ◽  
The Government ◽  
Negative Impression ◽  
Cycle Of Poverty

Theoretical discussions on vicious cycle of poverty shows poverty is a societal problem involving various factors and difficult to overcome. Hence, the efforts to resolve it are necessary as it gives negative impression to society and country. In Malaysia, poverty rate in rural areas remain higher than in urban areas. The situation has prompted the government to focus its efforts to eradicate poverty in the rural area. The Agropolitan project is an incentive by Malaysian government, introduced in 2007 to eradicate poverty in rural areas by increasing the income of participants. This chapter will consider the Agropolitan Project of Gahai, Malaysia as a case study. Discussion of the case study for Agropolitan Gahai Project has shown how its implementation can contribute to the alleviation through increasing income of participants whereby participants were not categorized poor and helped them move out of the vicious cycle of poverty.

Government Policies and Rural Entrepreneurship- Case Study of an Horticulture Entrepreneur

2016 ◽  
Vol 5 (2) ◽  
Author(s):  
Vinod N. Sambrani
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Process Development ◽  
Full Time ◽  
Rural Entrepreneurship ◽  
Development Institutions ◽  
Startup Time ◽  
Nursery Management ◽  
The Government

India is a country which is in forefront of being called a developed nation. To be a developed nation, India has to first look at its rural development, because 70 percent of the population live in rural areas, which means more than 700 million people are spread across 6,27,000 villages. Rural development is more than ever before linked to entrepreneurship. Establishments and agencies promoting rural development now look at entrepreneurship as a strategic development medium that could speed up the rural development process. Development institutions believe that rural entrepreneurship offers a huge potential for employment. In this paper a case study of a young entrepreneur who has taken up horticulture (vegetable plants nursery) as his full time profession, with a mission to help the neighbouring farmers is studied, the purpose of this paper is to understand the government role (policies and schemes), the difficulties faced by the entrepreneur during the startup time and knowledge transfer from the horticulture department, nursery management. The methodology followed is in-depth interaction with the entrepreneur. The outcome of paper will be to understand how rural entrepreneurship is helping improve the quality of life for families, communities and individuals leading to sustainable economy and environment.

RURAL TOURISM IN INDIA CHALLENGES AND OPPORTUNITIES

2018 ◽  
Vol 6 (26) ◽  
Author(s):  
Pankaj Sharma ◽  
Ravi Parkash
Keyword(s):  
Private Sector ◽  
Rural Areas ◽  
Economic Condition ◽  
Rural Tourism ◽  
Rural Location ◽  
Different Types ◽  
Challenges And Opportunities ◽  
Political Background ◽  
The Government

The paper analyze the role of rural tourism for the development of rural areas, The study analyzed how the different types of tourist product diversifications influence the development possibilities of studied rural areas in India. The government should sponsor private Sector to promote tourism in rural areas. For upgrading the rural tourism government requires to understand the rural location, demography, socio-culture, financial and political background of that area. How we can involve the rural citizens to improve their socio-economic condition. The objective of this paper is to present an update on rural tourism expansion and development in India. Rural tourism is rising in terms of number of visitors and the government of India should focus on it as an engine of growth

Impact of Elected Women Representatives of Panchayati Raj in Physical and Financial and Business Assets Development of Rural Women: A Study among the Rural Women’s of Tiruvannamalai District, Tamil Nadu[1]

2017 ◽  
Vol 4 (24) ◽  
Author(s):  
Kalaichelvi Sivaraman ◽  
Rengasamy Stalin
Keyword(s):  
Rural Women ◽  
Rural Areas ◽  
Urban Areas ◽  
Direct Democracy ◽  
Tamil Nadu ◽  
Local Level ◽  
Rural And Urban Areas ◽  
The Government ◽  
The Impact ◽  
Panchayati Raj

This research paper is the part of Research Project entitled “Impact of Elected Women Representatives in the Life and Livelihood of the Women in Rural Areas: With Special Reference to Tiruvannamalai District, Tamil Nadu” funded by University of Madras under UGC-UPE Scheme.The 73rd and 74th amendments of the Constitution of India were made by the government to strengthen the position of women and to create a local-level legal foundation for direct democracy for women in both rural and urban areas. The representation for women in local bodies through reservation policies amendment in Constitution of India has stimulated the political participation of women in rural areas. However, when it’s comes to the argument of whether the women reservation in Panchayati Raj helps or benefits to the life and livelihood development of women as a group? The answer is hypothetical because the studies related to the impact of women representatives of Panchayati Raj in the life and livelihood development of women was very less. Therefore, to fill the gap in existing literature, the present study was conducted among the rural women of Tiruvannamalai district to assess the impact of elected women representatives in the physical and financial and business development of the women in rural areas. The findings revealed that during the last five years because of the women representation in their village Panjayati Raj, the Physical Asset of the rural women were increased or developed moderately (55.8%) and Highly (23.4%) and the Financial and Business Asset of the rural women were increased or developed moderately (60.4%) and Highly (18.7%).

scholarly journals Policy Strategies to Revive Rural Land in Peri-Metropolitan Towns: Resource Identification, Capitalization, and Financialization

Land ◽  
2021 ◽  
Vol 10 (2) ◽  
pp. 132
Author(s):  
Wei Li ◽  
Zhanwei Zhang ◽  
Yang Zhou
Keyword(s):  
Rural Areas ◽  
Master Planning ◽  
Leading Role ◽  
Multifunctional Land Use ◽  
Key Stakeholders ◽  
Resource Identification ◽  
The Government ◽  
Interpretative Approach ◽  
The Town

Previous planning for rural revival in towns has emphasized construction and government-led policies. However, we argue that the dilemmas of peri-metropolitan rural areas, such as Desakota in China, are far more complex faced with rural super village and hollowed village transformations. Rural revival planning needs to coordinate with the development of urbanized and rural areas towards multifunctional goals and plans as a whole. Therefore, we selected the town master plan of Lijia, a typical peri-metropolitan village in China, as a case study. Through a historical–interpretative approach involving analysis of planning policies, questionnaires, and in-depth interviews with the key stakeholders involved, we structured the process and mechanism of rural revival in Lijia into three phases: resource identification, capitalization, and financialization. In different phases, different stakeholders adopt different roles. The government takes a leading role in resource identification and capitalization, while firms take a leading role in the process of financialization. “Market-dominant and government-guided” planning stimulates villagers to participate in rural revival. We highlight the importance of multifunctional land-use in terms of rural revival in the master planning of peri-metropolitan villages and provide a practical reference for uniting multiple stakeholders, including governments, firms, and villagers.

scholarly journals Rural–Urban Disparities in Access to Improved Sanitation in Indonesia: A Decomposition Approach

SAGE Open ◽  
2021 ◽  
Vol 11 (3) ◽  
pp. 215824402110299
Author(s):  
Sri Irianti ◽  
Puguh Prasetyoputra
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Universal Access ◽  
Decomposition Analysis ◽  
Multivariate Regression Analysis ◽  
Probit Regression ◽  
Decomposition Approach ◽  
Explanatory Variables ◽  
Improved Sanitation ◽  
The Government

One of the targets in the Sustainable Development Goals (SDGs), which is Target 6.2, aims to achieve access to adequate and equitable sanitation. The Government of Indonesia targets universal access to improved sanitation in 2019. However, almost two out of five households in Indonesia are without access to improved sanitation. Moreover, access to improved sanitation is lower in rural areas than that in urban areas. Studies examining the drivers of the disparity in Indonesia are also limited. Therefore, this study was aimed at assessing the characteristics associated with the rural–urban disparity in access to improved sanitation facilities among households in Indonesia. We employed data from the 2016 Indonesian National Socio-Economic Survey (SUSENAS) comprising 290,848 households. The analysis was twofold. First, we fitted multivariate probit regression models using average marginal effects as the measure of association. We then conducted a detailed non-linear decomposition of the rural–urban disparity attributable to all the explanatory variables. The multivariate regression analysis suggested that households living in rural areas were 11.35% (95% confidence interval = [10.97, 11.72]) less likely to have access to improved sanitation facilities than those residing in urban areas. The decomposition analysis suggested that 48.78% are attributable to spatial, demographic, housing, and socio-economic factors, which meant that almost half of the inequalities could be reduced by equalizing these factors. The results provide a decomposition of factors amenable to curtail urban–rural inequalities. Hence, equity-oriented approaches to increasing access to improved sanitation should be prioritized to achieve universal access in 2030 in line with SDG Target 6.2.

scholarly journals Migration and Rural Differentiation: Evidence from a Vietnamese Village

2019 ◽  
Vol 15 (6) ◽  
pp. 106
Author(s):  
Thi Minh Khue Nguyen ◽  
Thi Dien Nguyen ◽  
Thi Minh Hop Ho ◽  
Philippe Burny ◽  
Thomas Dogot ◽  
...  
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Social Differentiation ◽  
Cash Income ◽  
Positive Contribution ◽  
Diversification Strategy ◽  
Circular Pattern ◽  
The Rich ◽  
Industrial Zones

This paper explores the links between migration and social differentiation in rural Vietnam after the reform period (2005&ndash;2015) through a case study of Maithon village, Chilang District, Bacninh Province. Since 2005, many villagers have left Maithon to work in cities, industrial zones or to find employment abroad. The migration process has transformed labour and income structures and supply in many households. However, 90 percent of Maithon households claimed on the positive contribution of remittance, while at the same time, they did not suffer from labour shortage due to the circular pattern of the migration. Therefore, rural out-migration is one of the diversification strategy which enables the villager to gain access to cash income in urban areas while still keep position in rural areas. It has resulted in the increase in the size of the middle class, rather than the generation of the gap between the rich and the poor. Through this process, migration becomes a developmental strategy, as a means for upward mobility rather than mechanism of social differentiation.

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