scholarly journals IMPROVEMENT OF AUTOMATED MANAGEMENT SYSTEMS FOR MICROLOANS

2019 ◽  
pp. 14-18
Author(s):  
V. V. Erokhin
Keyword(s):  
Information Systems ◽  
Interest Rates ◽  
Customer Service ◽  
Theoretical Basis ◽  
Management Systems ◽  
Automated Systems ◽  
Short Term ◽  
The Public ◽  
Credit Institutions

The article discusses modern approaches to improving the management of microloans in remote customer service. The lack of full-fledged microfinance information systems reduces the efficiency of credit institutions, which, as a result, leads to an increase in interest rates and hampers the development of the microloans market to the public. One of the modern areas of lending to the population, which allows to solve the problems of cash turnover, is the improvement of automated systems for managing micro-loans for remote customer service. The theoretical basis for improving the automation of long-term and short-term microloans is presented. Presented the development and improvement of information subsystems for loans.

Evaluating the Financial Performance Through ‘Consumer Centric Decision’ Approach in Pharmaceutical Companies of Bangladesh: a Business Planning Perspective

2017 ◽  
Vol 9 (1) ◽  
pp. 168
Author(s):  
Md Mostafizur Rahman ◽  
Mahmud Uz Zaman
Keyword(s):  
Market Share ◽  
Swot Analysis ◽  
Financial Analysis ◽  
Pharmaceutical Companies ◽  
Short Term ◽  
The Public ◽  
Investment Choice ◽  
Good Investment ◽  
Business Analysis

Pharmaceuticals agglomerations consistently use their brand image and versatile product portfolios to consolidate their position in the financial sector, which is evident in their continuous profit making and expansion in market share. This paper explores the short-term and long-term investment attractiveness through ‘consumer centric decision’ approach in two selected pharmaceutical companies, Renata Limited and Orion Pharma Limited, of Bangladesh over the last three years’ period. This research adopts a systematic approach which primarily addresses the various concerns of investors to illustrate the decision-making process of the existing and future investors. Using primarily domestic transaction data, this study explores how the leading pharmaceuticals companies of Bangladesh effectively use the wide array of drug portfolios mix with appropriate branding techniques to increase their financial profit and market share simultaneously. Both SWOT analysis and Porters Five Forces Model explore the business analysis of Renata Limited in compare to Orion Pharma Limited that provides a conclusion regarding investors’ decision to invest in Renata Limited. Considering the financial analysis, Renata’s financial liquidity is not very satisfactory and could have been improved further if management is prudent on financial strategy settings. Findings of the business analysis indicate that Renata Limited would be a good investment choice for existing and prospective shareholders based on its opportunities for long term and short term growth and further expansion in developing the market. The results suggest that even lower liquidity coupled with higher interest borrowings can be balanced by posing positive picture to the public shareholders by returning the positive dividend to them.

scholarly journals CANDIDE et la monnaie

2009 ◽  
Vol 52 (1) ◽  
pp. 75-103
Author(s):  
Jean-Pierre Aubry ◽  
Pierre Duguay
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Term Structure ◽  
Structural Equations ◽  
Reduced Form ◽  
Real Sector ◽  
Short Term ◽  
The Real ◽  
Structure Equations

Abstract In this paper we deal with the financial sector of CANDIDE 1.1. We are concerned with the determination of the short-term interest rate, the term structure equations, and the channels through which monetary policy influences the real sector. The short-term rate is determined by a straightforward application of Keynesian liquidity preference theory. A serious problem arises from the directly estimated reduced form equation, which implies that the demand for high powered money, but not the demand for actual deposits, is a stable function of income and interest rates. The structural equations imply the opposite. In the term structure equations, allowance is made for the smaller variance of the long-term rates, but insufficient explanation is given for their sharper upward trend. This leads to an overstatement of the significance of the U.S. long-term rate that must perform the explanatory role. Moreover a strong structural hierarchy, by which the long Canada rate wags the industrial rate, is imposed without prior testing. In CANDIDE two channels of monetary influence are recognized: the costs of capital and the availability of credit. They affect the business fixed investment and housing sectors. The potential of the personal consumption sector is not recognized, the wealth and real balance effects are bypassed, the credit availability proxy is incorrect, the interest rate used in the real sector is nominal rather than real, and the specification of the housing sector is dubious.

scholarly journals A Roundtable Discussion: Improving Quality Management Systems: Short-Term Pain for Long-Term Gain

2019 ◽  
Vol 53 (1) ◽  
pp. 48-54
Author(s):  
Joe Sheffer ◽  
Edwin L. Bills ◽  
Sebastian Clerkin ◽  
Mark Walker ◽  
Marc-Henri Winter ◽  
...  
Keyword(s):  
Quality Management ◽  
Management Systems ◽  
Roundtable Discussion ◽  
Short Term ◽  
Quality Management Systems

scholarly journals Macroeconomic Synchronization Between G3 Countries

2002 ◽  
Vol 3 (2) ◽  
pp. 137-153 ◽  
Author(s):  
Amado Peirό
Keyword(s):  
Business Cycle ◽  
Interest Rates ◽  
Short Term ◽  
The Us ◽  
Production Prices ◽  
Over Time

AbstractThis paper studies the existence of a world business cycle by examining quarterly and annual comovements in production, prices and interest rates in the three main world economies: Germany, Japan and the US. In accordance with earlier studies, contemporaneous relationships clearly dominate short-term dynamics. The evidence indicates the existence of strong comovements in prices and long-term interest rates, and, to a lesser degree, in GDP and short-term interest rates. They are, however, rather unstable over time.

scholarly journals Crédito consignado: segmentos e efeitos econômicos

2018 ◽  
Vol 17 (2) ◽  
pp. 783-810
Author(s):  
Angélica Pott de Medeiros ◽  
Giulia Xisto de Oliveira ◽  
Reisoli Bender Filho
Keyword(s):  
Economic Recession ◽  
High Sensitivity ◽  
Variance Decomposition ◽  
Economic Effects ◽  
Short Term ◽  
Macroeconomic Variables ◽  
The Public ◽  
Short And Long Term ◽  
Vector Estimation

Resumo: O cenário de instabilidade política, a recessão econômica e as mudanças nas regras de concessão de crédito pautaram o objetivo de examinar o relacionamento do crédito consignado, por segmento de concessão, com variáveis macroeconômicas, caso do consumo, da produção industrial e do produto agregado, na última década (2007-2017). Os resultados foram obtidos por meio da estimação do vetor de correção de erros, funções de impulso-resposta e decomposição da variância, possibilitando a análise das relações de curto e de longo prazo entre as séries temporais e indicaram que as diferentes modalidades do crédito consignado implicam efeitos distintos sobre as variáveis econômicas em curto prazo. O segmento de aposentados e pensionistas impacta positivamente ambas as variáveis analisadas, com destaque para os bens de consumo das famílias. Já a concessão ao setor privado, embora represente a menor parcela do crédito consignado concedido, mostrou elevada sensibilidade a alterações na oferta dessa modalidade de crédito, enquanto que o crédito ao setor público, de maior participação, apresentou efeitos reduzidos e de curta duração.Palavras-chave: Crédito consignado. Segmentos. Economia brasileira. Payroll loans: segments and economic effects Abstract: The environment of political instability, economic recession and changes in the rules of granting credit were guiders to aim to examine the payroll loans relationship, by concession segment, with macroeconomic variables, case of consumption, industrial production and aggregate product, in the last decade (2007-2017). The results obtained by error correction vector estimation, and functions of impulse-response and variance decomposition, making it possible to analyze the short- and long-term relationships between the time series and indicated that the different modalities of payroll loans imply different effects on economic short-term variables. With retirees and pensioners segment positively impact on both analyzed variables, highlighting the household consumption goods. The concession to the private sector, although it represents the smallest portion of payroll loans granted, it showed high sensitivity to the changes of this modality. About credit to the public sector, which has the biggest portion, it showed reduced and short-term effects.Keywords: Payroll loans. Segments. Brazilian economy.

scholarly journals Journal of the History of Economic Thought Preprints - Limits to Arbitrage and Interest Rates: A Debate Between Keynes, Hawtrey and Hicks

2018 ◽  
Author(s):  
Lucy BRILLANT
Keyword(s):  
Business Cycle ◽  
Central Bank ◽  
Interest Rates ◽  
Economic Thought ◽  
History Of Economic Thought ◽  
Short Term ◽  
Limits To Arbitrage ◽  
History Of ◽  
The Business Cycle

This paper deals with a debate between Hawtrey, Hicks and Keynes concerning the capacity of the central bank to influence the short-term and the long-term rates of interest. Both Hawtrey and Keynes considered the central bank’s ability to influence short-term rates of interest. However, they do not put the same emphasis on the study of the long-term rates of interest. According to Keynes, long-term rates are influenced by future expected short-term rates (1930, 1936), whereas for Hawtrey (1932, 1937, 1938), long-term rates are more dependent on the business cycle. Short-term rates do not have much effect on long-term rates according to Hawtrey. In 1939, Hicks enters the controversy, giving credit to both Hawtrey’s and Keynes’s theories, and also introducing limits to the operations of arbitrage. He thus presented a nuanced view.

Within-Person Variability in Performance

2017 ◽  
Author(s):  
Amirali Minbashian
Keyword(s):  
Individual Differences ◽  
Management Practices ◽  
Talent Management ◽  
Employee Motivation ◽  
Individual Performance ◽  
Management Systems ◽  
Short Term ◽  
Performance Variability

Understanding individual performance at work is an important element in developing effective talent-management systems. Although research on individual performance has largely addressed between-person differences in performance, more recently, focus has been on within-person variability in performance. This chapter reviews the literature on within-person variability. A model of individual performance is presented that incorporates short-term and long-term within-person performance variability and individual differences. The benefits of the model as a framework for explaining individual performance are outlined, as are its implications for the conceptualization of talent and the development of talent-management systems. Specific talent-management practices with respect to employee assessment and employee motivation are discussed.

Information Systems and Technology Projects in Healthcare Organisations

2018 ◽  
pp. 3756-3766
Author(s):  
Jorge Gomes ◽  
Mário José Batista Romão
Keyword(s):  
Information Systems ◽  
Health Professionals ◽  
Point Of View ◽  
Business Practices ◽  
It Investments ◽  
The Public ◽  
Care Approach ◽  
It Support ◽  
Internal Procedures

Healthcare organisations must improve their business practices and internal procedures in order to meet the increasing demands of health professionals and the public in general for better information. Hospitals have adopted a patient-centred care approach and have invested massively in information systems and technology (IS/IT), in the hope that these investments will improve medical care and that they will meet patient demands. From the point of view of public service, the focus of healthcare system is the patient, and therefore any intervention should be based on their needs and expectations. It has become more and more important that investments in information systems and technology (IS/IT) support not only short-term objectives, but also long-term benefits, in order to provide a sustainable service for organisations, professionals and users. The main objective of this research is to study how organisational maturity, enhanced by IS/IT investments and project management best practices, leads to successful projects in healthcare organisations.

Shifting Legitimation along Information Infrastructures Growth

2012 ◽  
pp. 1811-1822
Author(s):  
Gianluca Miscione
Keyword(s):  
Information Systems ◽  
National Level ◽  
Public Health Care ◽  
Distributed Software ◽  
The Public ◽  
Institutional Settings ◽  
Information Infrastructures ◽  
Institutional Dimension ◽  
Globally Distributed

This chapter addresses the institutional dimension of scaling of information systems through the interplay of globally distributed software development with organizational processes. Through examining various phases of a long term project to implement information systems for the public health care sector in global South countries, I highlight changing sources of acceptance and legitimation. The analysis centers on the balance between local and global levels, from pilot sites, through an emerging broader organizational field, to increasingly involving national level institutional settings. In parallel to the established view of the scaling of ICT implementations as relating to complexity and risk in the form of unintended side-effects of the growth of a system, the chapter highlights the qualitative switch between regulatory contexts. Shifting relations to local institutions means that scalability requires actors to interact with quite different organizational cultures, accountabilities and communicative practices.

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