scholarly journals Loan Delinquency: Some Determining Factors

2021 ◽  
Vol 14 (7) ◽  
pp. 320
Author(s):  
Fennee Chong

The main objective of this paper is to investigate the determining factors of loan delinquencies from the perspective of borrower attributes and loan characteristics. Empirical results indicated that the borrower-lender distance factor, collateral, education levels as well as availability of a monthly budget are having significant effects on loan delinquencies. On the other hand, level of income and gender have no significant impact on repayment behaviour. Credit is good as it allows the borrowers financial flexibility, however, debt is viewed as bad if it was not managed properly. Therefore, a correct attitude towards credit management and self-discipline can be encouraged to reduce loan default rates.

2016 ◽  
Vol 3 (01) ◽  
Author(s):  
Shlesha Singh ◽  
Mrinalini Pandey

Organizations are these days realizing the importance of women in the workforce and to tap that talent, organizations are now-a-days putting extra efforts. Workplaces were designed keeping men in mind and which has been intercepting women from continuing the competitive jobs and career along with the family responsibilities. On the other hand, there are various workplace barriers which are adding to the other problems. Women face several barriers at the workplace like sexual harassment, glass ceiling and gender stereotype.


2014 ◽  
Vol 14 (2) ◽  
pp. 243-288
Author(s):  
Stefan Keine ◽  
Trupti Nisar ◽  
Rajesh Bhatt

We describe and analyze the previously undocumented verbal agreement system of Kutchi (Indo-Aryan). We argue that Kutchi instantiates a novel type of split ergativity. First, it exhibits an aspect split in that agreement in non-perfective clauses behaves on a par with agreement in intransitive perfective clauses, in stark contrast to transitive perfective clauses. A striking property of Kutchi is that these asymmetries manifest themselves in the richness of agreement. In the former configurations, the verb agrees with the subject for person, number and gender. In the latter, on the other hand, agreement is systematically defective and reliable fails to cross-references certain φ-features. In addition to this aspect split, Kutchi displays a person split: While the verb normally agrees with the subject, it surprisingly fails to do so in transitive perfective clauses with a 1st person subject. Instead, it is the object that triggers agreement in these configurations, likewise in a defective manner. We will argue that these agreement asymmetries are syntactic in nature rather than morphological. Our analysis builds on, and extends, previous work by Laka (2006) and Coon (2010).


Author(s):  
Tjokorda Istri Putra Astiti

This study specifically aims to assess synchronization and differentiation between the judge's decision, both horizontally and vertically, especially with regard todomestic violence cases. In addition, this study also intends to study about rule  whichare  applied by the Judges on the cases, and  reveal whether the  decision  under reviewreflects the gender justice This research is a legal normative research using case approach which wasexamined by studying the Judge’s decision in concrete cases, especially with regard todomestic violence. The number of decisions that were examined are six decisions whichconsists of three decisions of the District Court (Pengadilan Negeri) and  threedecisions  of the High Court (Pengadilan Tinggi). The decisions are determined bypurposive sampling.  Based on the analysis of the six decisions mentioned above ,  can be concludedas following:1)  The rule applied by the judge in hanling the concrete cases  regarding domestic violence particularly violence against women is on the Domestic Violence Act ( ActNo. 23/2004 ) with the application of a kind of sanction of imprisonment rangingfrom 1-3 months, that varied there the defendant was arrested some are droppedwith conditional (pidana bersyarat) (not being held prisoner) 2)  Among the three decisions of the District Court and the three decitions of the HighCourt which have analysed,  in one hand show synchronization and the other hand show differentiation.  In this case, synchronization and differentiation  can be seen vertically (between the District Court and the High Court decision), andhorizontally (between the District Court to each other) or between the decision ofthe High Court to each other).  3)  That the decision of the District and the High Court,  either have reflected gendersensitively and gender equity.


2013 ◽  
Vol 17 (2) ◽  
pp. 101-113 ◽  
Author(s):  
Małgorzata Puchalska-Wasyl ◽  
Piotr Oleś

Abstract The current globalizing world stimulates many doubts. Doubtfulness is a starting point for inner dialogue. Internal dialogical activity often reduces the experience of uncertainty by integration of contrasting ideas. Sometimes, however, the result is quite opposite - doubts grow rather than being reduced. The paper proposes a dialogical model of doubtfulness and presents empirical findings which are consistent with the model. Additionally, the functions of doubtfulness and internal dialogue in philosophy and science are discussed. On one hand, as empirical results show, doubtfulness can be linked to anxiety which blocks human thinking and acting. On the other hand, as exemplified by Galileo, doubt demands a deeper analysis of the situation and is conducive to human development, in personal or even in socio-cultural space.


2017 ◽  
Vol 11 (1) ◽  
pp. 55-66 ◽  
Author(s):  
František Ochrana ◽  
Michal Plaček ◽  
Milan Křápek

AbstractThe article examines the section of officials in the central administration who belong to the ministerial staff of the Czech Republic. It examines those persons engaged in the creation of analyses, strategies, and management activities. The study is based on original research conducted by the ministries of the Czech Republic in 2013 (N = 1351). The article seeks to discover what the make-up of this group is in terms of gender, age, and education levels at the chosen ministries, as well as to report on the types of experiences the group has had. The analysis shows that ministerial officials are in fact a gender-balanced group of employees, predominately university-educated. The overall median age of employees in all ministries is 42 years. On the other hand, there are certain inter-ministerial differences, as explained in detail in this paper. Based on results of the empirical research, conclusions have been drawn that may also serve as an inspiration for similar investigations in other countries of Central and Eastern Europe that address similar issues as found in the Czech Republic.


2021 ◽  
Vol 58 (1) ◽  
pp. 5044-5051
Author(s):  
Dr. Lama Majed Al-Qaisy

This paper focuses onidentifying the attitudes of the students of Tafila Technical University towards distance learning. The study sample consisted of 314 undergraduate students for the academic year 2020/2021. The results of the study show that students’attitudes toward distance learning were positive. As for the difference between students’ attitudes and study variables, it was found that there were no differences between students’attitudes towards distance learning and gender (males and females). On the other hand, differences were found due to the type of college and were in favor of the scientific colleges.


2017 ◽  
Vol 3 (3) ◽  
pp. 685
Author(s):  
Susanne Valerie Granzer

When acting, the actor/actress experiences a complex regime of signs in his/her body, mind, mood and gender. These signs are both disturbing and promising. On the one hand, the act of creativity makes a wound obvious which has been incarnated within man. It tells him/her that he/she is not the sole actor of his/her actions. On the other hand, precisely this way acting on stage becomes an event. The act of this event reveals a way of be-coming in which one acts while at the same time being passive, in which the actor/actress is both agent and patient of his/her own performance. This complex artistic experience catapults actors/actresses into an open passage, into an in-between where they are liberated from the illusion of being the sole actors of their performances. One might even say that by this turn an actor/actress experiences a change, an “anthropological mutation” (Agamben). Or, to have it differently: the artist suffers a kind of “death of the subject”.It is remarkable that this loss of the predominance of subjectivity is a crucial aspect of acting which may affect the audience in a particularly intensive way. Why? Perhaps because it updates an extremely intimate connection between audience and actors/actresses which vicariously reflects the in-between of life and death. A passage by which life presents itself as itself? Life – by its plane of immanence?


Author(s):  
Sahar Abi-Hassan

Despite the breadth and depth of inquiries into populism, its relationship with gender issues remains a widely understudied topic. On one hand, focus has been almost entirely on male leadership, despite the presence of a significant number of female populist leaders. On the other hand, procedural definitions of populism ignore the substantive and symbolic elements that emerge from a populist gendered discourse. Through a generalized discussion and references to specific examples in Europe and Latin America, this chapter explores three major topics at the intersection of populism and gender: populist supporters, populist gendered representation, and the subordination of personal (gender) identity in populist discourse. Consistent with previous studies, it illustrates the difficulty in finding common patterns in the populist treatment of gender issues, and where they emerge it is an instance of trends in gendered discourse, not populist discourse.


2007 ◽  
Vol 81 (1-2) ◽  
pp. 5-35
Author(s):  
Timothy T. Schwartz

Examines how sexual and gender values in rural Haiti are expressed through 'téat', theatrical, songs and performances among girls from 10 to 20 years. Author describes how these sexual values relate to a concept of gendered capital, or what he calls a "sexual-moral economy", whereby men who want sex with women need to provide material rewards for this sexual access. He explains how this combines with certain gender socializations and views of men, unlike women, really needing sex, and socialized toward this, also by women, and thus from an early age to aggressively pursue women, and women on the other hand toward restraint, and to require material rewards. Author illustrates, through examples, how téat songs reflect and refer to these values, often through sexual metaphors. In addition, he shows how they relate to the wider social and gender context of matrifocality and subsistence strategies, notably the household, wherein women tend to be dominant over men, who supplied the house as expected price for her sex, manages production and reproduction of her daughters in it, instilling them also with the said sexual values, and with children seen as necessary for household work, as the women also engage in market activities outside of the house.


2020 ◽  
pp. 1-26
Author(s):  
Aaron S. Gross

On the one hand, this book about Jewish traditions and food functions as the focal point for examining different forms of Judaism. On the other hand, this book is also a study of what we might call the religious dimensions of food and the case of Judaism serves as an exemplum. The introduction considers the advantages of understanding a religion through the detour of food and asks what counts as “Jewish food.” It argues that food in general provides a wieldy symbolic field that is called upon to construct sex and gender, social status, and race and to distinguish humans from other animals. Religion and food are always intermixed, and examining this intermixture in Judaism can provide some insights into a more-or-less universal human process of making meaning. Insights from Jewish scholars of food or food studies, including Warren Belasco, Noah Yuval Harari, Sidney Mintz, and Marion Nestle, are engaged.


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