scholarly journals Dampak Faktor Eksternal dan Faktor Internal terhadap Perkembangan Bank Umum Syariah di Indonesia

2020 ◽  
Vol 1 (1) ◽  
pp. 97-108
Author(s):  
Luthfiah Nurazlina ◽  
Hasbi Assidiki Mauluddi
Keyword(s):  
Negative Impact ◽  
External Factors ◽  
Islamic Banks ◽  
Internal Factors ◽  
Simultaneous Test ◽  
Panel Data Regression ◽  
Data Regression ◽  
Simultaneous Testing ◽  
Significant Negative Impact ◽  
The Impact

The goal of this study was to determine the impact to which external factors such as GDP growth, inflation and BI interest rate and internal factors such as CAR, FDR and NPF have had an influence on the development of Islamic Banks in Indonesia that represented by the growth of total assets Islamic banks in Indonesia from 2015-2019. This research used a quantitative approach and the data would be analyzed using multiple regression test through panel data regression with partial test and simultaneous test provided by Eviews 10. Considering the results of the simultaneous testing, the study suggests that all variables had an impact on the development of the Islamic Bank. As for the partial test, from the external factors only the BI rate which gives a significant negative impact on the development of Islamic banks and from internal factors there are NPF and FDR which give significant negative impact. It was concluded that GDP, Inflation, and CAR did not affect the development of Islamic Banks in Indonesia.

scholarly journals DETERMINAN PENGUNGKAPAN ISLAMIC SOCIAL REPORTING (ISR) OLEH BANK SYARIAH DI INDONESIA DAN MALAYSIA

2021 ◽  
Vol 8 (4) ◽  
pp. 413
Author(s):  
Muhammad Indra Maulana Risqi ◽  
Dina Fitrisia Septriarini
Keyword(s):  
Ownership Structure ◽  
Negative Impact ◽  
Social Reporting ◽  
Company Size ◽  
Islamic Banks ◽  
Purposive Sampling ◽  
Panel Data Regression ◽  
Data Regression ◽  
Significant Negative Impact ◽  
Regression Techniques

ABSTRAKPenelitian ini bertujuan untuk menganalisis pengaruh Islamic Governance Score, struktur kepemilikan, umur perusahaan, profitabilitas, dan ukuran perusahaan secara parsial dan simultan terhadap pengungkapan ISR oleh Bank Syariah di Indonesia dan Malaysia pada tahun 2015-2019. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik regresi data panel.  Pengambilan sampel menggunakan purposive sampling dengan 11 bank umum syariah di Indonesia atau sebanyak 55 observasi dan 6 bank syariah di Malaysia atau sebanyak 30 observasi. Penelitian ini menemukan bahwa secara parsial, pengaruh Islamic governance score terhadap pengungkapan ISR berpengaruh negatif tidak signifikan pada bank syariah di Indonesia dan berpengaruh negatif signifikan pada bank syariah di Malaysia. Pengaruh struktur kepemilikan  terhadap pengungkapan ISR berpengaruh negatif signifikan pada bank syariah di Indonesia dan berpengaruh negatif tidak signifikan pada bank syariah di Malaysia. Umur dan ukuran perusahaan berpengaruh positif signifikan terhadap pengungkapan ISR di bank syariah Indonesia dan Malaysia. Profitabilitas berpengaruh positif tidak signifikan pada bank syariah di Indonesia maupun di Malaysia. Secara simultan, seluruh variabel independen berpengaruh signifikan terhadap pengungkapan ISR pada bank syariah di Indonesia dan Malaysia tahun 2015-2019. Implikasi penelitian ini adalah memberikan gambaran berkaitan dengan faktor yang mempengaruhi pengungkapan ISR pada bank syariah di Indonesia dan Malaysia.Kata Kunci: Islamic Social Reporting, Pengungkapan,  Bank syariah. ABSTRACTThis study aimed to analyze the effect of the Islamic Governance Score, ownership structure, company age, profitability, and company size partially and simultaneously on ISR disclosure by Islamic banks in Indonesia and Malaysia in 2015-2019. This study uses a quantitative approach with panel data regression techniques. Sampling using purposive sampling with 11 Islamic commercial banks in Indonesia and 6 Islamic banks in Malaysia. This study found that part, the effect of Islamic governance score on ISR disclosure has an effect insignificant negative on Islamic banks in Indonesia and negatively affects Islamic banks in Malaysia. The effect of ownership structure on ISR disclosure has a significant negative impact on Islamic banks in Indonesia and has a negative and insignificant effect on Islamic banks in Malaysia. Age and company size significantly affect ISR disclosure in Islamic banks in Indonesia and Malaysia. Profitability has a positive and insignificant impact on Islamic banks in Indonesia and Malaysia. Simultaneously, all independent variables significantly affect ISR disclosure in Islamic banks in Indonesia and Malaysia in 2015-2019. The implication of this research is to provide an overview of the factors of ISR disclosure in Islamic banks in Indonesia and Malaysia.Keywords: Islamic Social Reporting, Disclosure, Islamic banks.

scholarly journals The Impact of The Sustainability Report on The Performance of Maqashid Sharia Islamic Commercial Banks in Indonesia

2020 ◽  
Vol 3 (3) ◽  
pp. 96-103
Author(s):  
Arini Arini ◽  
Satia Nur Maharani ◽  
Dodik Juliardi
Keyword(s):  
Commercial Banks ◽  
Islamic Banks ◽  
Standard Score ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect ◽  
Perspective Model ◽  
The Impact ◽  
Education Justice ◽  
Sustainability Report

This study examines the effect of sustainability reports on the performance of maqashid sharia in Islamic banks. The sample of this research is Islamic commercial banks in Indonesia for the period 2014-2018. The sustainability report is measured by the standard score of the GRI 4 sustainability report and the performance of Islamic banks is measured using maqashid sharia with 3 perspectives, namely education, justice and welfare. The method used is panel data regression with 3 research models. The results of the analysis of model 1 show that the sustainability report has a significant negative effect on the performance of maqashid sharia from an education perspective. In model 2, the results show that the sustainability report does not have a significant effect on the performance of maqashid syariah justice perspective. Model 3 shows the results that the sustainability report does not have a significant effect on the performance of maqashid syariah from the welfare perspective.

scholarly journals PENGARUH ISLAMIC CORPORATE GOVERNANCE TERHADAP KINERJA BANK SYARIAH: STUDI EMPIRIS INDONESIA DAN MALAYSIA

2021 ◽  
Vol 8 (2) ◽  
pp. 243
Author(s):  
Faris Achmad Muhtadin Billah ◽  
Bayu Arie Fianto
Keyword(s):  
Corporate Governance ◽  
Gender Diversity ◽  
Control Variable ◽  
Supervisory Board ◽  
Islamic Banks ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect ◽  
The Impact ◽  
Simultaneous Influence

ABSTRAKPenelitian ini bertujuan untuk mengetahui pengaruh karakteristik Islamic corporate governance terhadap kinerja bank syariah di Indonesia dan Malaysia. Dengan menggunakan regresi data panel 28 bank syariah di Indonesia dan Malaysia periode 2013-2019, penelitian ini menemukan adanya pengaruh Islamic corporate governance (ICG) secara simultan terhadap kinerja bank syariah. Hasil estimasi dengan dan tanpa variabel kontrol menunjukkan hanya variabel tingkat pendidikan Dewan Pengawas Syariah (DPS) yang konsisten memiliki pengaruh negatif signifikan terhadap kinerja bank syariah. Dengan menambahkan variabel kontrol, hasil penelitian menunjukkan bahwa variabel gender diversity dan frekuensi rapat DPS masing-masing berpengaruh positif dan negatif terhadap kinerja bank syariah. Hasil penelitian ini memberikan wawasan bagi regulator untuk dapat meningkatkan kinerja bank syariah melalui praktik ICG. Kata Kunci: Bank syariah, Dewan Pengawas Syariah, Indonesia, Islamic corporate governance, Kinerja bank, Malaysia. ABSTRACTThis study aims to determine the impact of Islamic corporate governance characteristics on the performance of Islamic banks in Indonesia and Malaysia. By using panel data regression of 28 Islamic banks in Indonesia and Malaysia for the 2013-2019 period, this study found the simultaneous influence of Islamic corporate governance (ICG) characteristics on the performance of Islamic banks. The results with and without control variables show that only the Sharia Supervisory Board (SSB) education level consistently has a significant negative effect on the performance of Islamic banks. By adding the control variable, the results show that the gender diversity variable and the frequency of SSB meetings have a positive and negative effect on the performance of Islamic banks, respectively. The results of this study provide insights for regulators to improve the performance of Islamic banks through ICG practices.Keywords: Bank performance, Indonesia, Islamic corporate governance, Islamic banks, Malaysia, Syariah Supervisory Board.

scholarly journals DETERMINASI EKSPOR, INVESTASI, DAN PRODUKTIVITAS TERHADAP PERTUMBUHAN DI SEKTOR PRIMER DAN SEKUNDER INDONESIA PERIODE 2005-2014

Media Trend ◽  
2016 ◽  
Vol 11 (2) ◽  
pp. 154
Author(s):  
Santi Rizkiyanti ◽  
Lilis Yuliati ◽  
Moehammad Fathorrazi
Keyword(s):  
Economic Growth ◽  
Negative Impact ◽  
Positive Impact ◽  
Regression Method ◽  
Least Square ◽  
Secondary Sector ◽  
Panel Data Regression ◽  
Data Regression ◽  
Economy Condition ◽  
The Impact

<p><em><span>Economic growth is an indicator to determine the overall of economy condition. There are some leading sectors that become jump-start economic growth of a country. They are the primary sectors consist of agriculture and mining, and the secondary sector is processing industry. This research aims to understand the impact of export, investment, and productivity to economic growth in Indonesia’s primary and secondary sectors. This research uses the panel data regression method (Panel Least Square). From the estimation result, fixed effect is the best model of the model selection using the Chow test. It is shown by partial test (t-test) that exports, investment and productivity have a positive and significant impact to economic growth in Indonesia’s primary and secondary sectors.</span></em> <em><span>In a cross-sectoral, relative estimation results indicate that exports of agricultural and industrial have positive impact on the growth while the mining sector has a negative impact. In other side, investment and productivity of primary sectors (agricultur and mining) have negatif impact on growth while the industrial has positive impact. </span></em></p>

scholarly journals Bank-Specific Factors Influencing Profitability of Islamic Banks in Bangladesh

2016 ◽  
Vol 10 (1) ◽  
pp. 21-36
Author(s):  
Md Mustafizur Rahaman ◽  
Sharmin Akhter
Keyword(s):  
Negative Impact ◽  
Annual Reports ◽  
Islamic Banks ◽  
Return On Assets ◽  
Statistical Tool ◽  
Data Set ◽  
Significant Negative Impact ◽  
Specific Factors ◽  
The Impact ◽  
Bank Specific Factors

This paper aims at empirically studying the impact of some selected bankspecific factors on Islamic banks’ profitability. The data for this study covering a period 2009-2013 is obtained from the annual reports of respective Islamic banks. The statistical tool employed is the technique of linear multiple regression analysis. The data-set used in this study involves eight Islamic banks operating in Bangladesh. Empirical results show that bank-size and deposit have significant negative impact on the return on assets (ROA) which is the proxy for Islamic banks’ profitability, while equity is found to have positive significant impact. However, loan and expense management are found to be insignificant in affecting the profitability of the banks.Journal of Business and Technology (Dhaka) Vol.10(1) 2015; 21-36

scholarly journals THE INFLUENCE FROM FINANCIAL PERFORMANCE ON EARNING PER SHARE (EPS) WITH SOUNDNESS LEVEL OF BANKS AS INTERVENING VARIABLE AT BUKU IV BANKS CATEGORY IN INDONESIA

2020 ◽  
Vol 2 (1) ◽  
pp. 21-33
Author(s):  
Rosmery Thomas ◽  
Selamet Riyadi ◽  
Zaenal Abidin ◽  
Muhammad Iqbal
Keyword(s):  
Negative Impact ◽  
Positive Impact ◽  
Secondary Data ◽  
Negative Influence ◽  
Positive Influence ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
Significant Negative Impact ◽  
Rating Method

The purpose of this research was to analyze those influence of financial ratios towards earnings per share with soundness level of banks as an intervening variable based on risk-based bank rating method at BUKU IV Banks in Indonesia for the period of 2015-2019. The six banks are PT Bank Mandiri Tbk, PT Bank Rakyat Indonesia Tbk, PT Bank Negara Indonesia Tbk, PT Bank Central Asia Tbk, PT Bank CIMB Niaga Tbk and PT Bank Danamon Indonesia Tbk. This research used secondary data with quantitative approach. Data analysis technique used panel data regression by purposive sampling. The results showed that NPL & GCG had significant negative influence on soundness level of banks and NPL had significant negative impact on EPS. GCG had significant positive influence against EPS, and ROA & CAR did not have significant positive impact towards soundness level of banks & EPS, while soundness level of banks were not found to have significant negative affect to EPS, and soundness level of banks did not mediate NPL, GCG, ROA and CAR in affecting EPS

Location, Industry Competition and Profitability

2016 ◽  
Vol 8 (2) ◽  
pp. 31
Author(s):  
Esmail Tavakolnia ◽  
Seyed Vali Mostafavi Makrani
Keyword(s):  
Negative Impact ◽  
Stock Exchange ◽  
Market Competition ◽  
Regression Methods ◽  
Industry Competition ◽  
Panel Data Regression ◽  
Data Regression ◽  
Big Cities ◽  
Customer Services ◽  
The Impact

<p>The construction of one or more plants in optimum sites and in the best possible situation, not only improves materials circulation and customer services, but also puts the company in a desirable situation. Decisions associated with the selection and acquisition of features of a center’s site selection can have a great impact on the ability to gain and maintain competitive advantages. This study tests the impact of distance from population centers on the profitability for the first time. The sample which has been used in the food products industry, includes 21 firms listed in Tehran Stock Exchange during 2009 to 2014, and panel data regression methods were used to process and test the hypotheses. The results showed that product market competition enhances the negative impact of corporate distance from Tehran and big cities on the basic earnings power (earnings before tax). However, the relative power of the firm in a competitive environment weakens the negative impact of corporate distance from Tehran and big cities on the basic earnings power (earnings before tax).</p>

scholarly journals Risk Determinant of Musharakah Financing: A Study in Indonesia

2020 ◽  
Vol 9 (1) ◽  
pp. 45-56
Author(s):  
Rosmini Ramli ◽  
Dian Masyita ◽  
Mokhamad Anwar
Keyword(s):  
Commercial Banks ◽  
Quantitative Method ◽  
External Factors ◽  
Islamic Banking ◽  
Internal Factors ◽  
Financial Ratio ◽  
Panel Data Regression ◽  
Data Regression ◽  
Ratio Data ◽  
Internal And External Factors

The purpose of this paper is to find out the influence of internal and external factors on the risk of musharaka financing of Islamic Commercial Banks in Indonesia. Financing risks in previous Islamic banking studies focus more on overall financing risks involving internal and external aspects, both separately and jointly. There have been no studies that examine the internal and external aspects of sharia commercial banks on financing risks, especially in the musharakah contract. This study will complement the literature on the aforementioned issue. This study uses a quantitative method with panel data regression analysis. The data used is quarter financial ratio data from all Sharia Commercial Banks in Indonesia for the period 2012-2017. The results of the study show that bank internal factors predominantly influence the risk of musharakah financing. Whereas on external factors, only GDP growth has a significant effect.

scholarly journals Determinant of Indonesian Islamic Banks Liquidity Risk

2020 ◽  
Vol 1 (4) ◽  
pp. 281-294
Author(s):  
Dwi Arfiyanti ◽  
Imanda Firmantyas Putri Pertiwi
Keyword(s):  
Liquidity Risk ◽  
Good Health ◽  
Capital Adequacy ◽  
Islamic Banks ◽  
Return On Assets ◽  
Internal Factors ◽  
Panel Data Regression ◽  
Capital Adequacy Ratio ◽  
Data Regression ◽  
Negative Effect

An assessment of the liquidity of a bank is one way to determine whether the bank is in good health, fairly healthy, and unhealthy. This study aims to analyze the influence of the company's internal factors consisting of Return on Assets, Capital Adequacy Ratio and Bank Size on the liquidity ratio as measured by using two proxies, namely Liquid Asset to Total Asset (LATA and Financing Deposi Ratio (FDR). This study uses Islamic banks as the object of research in the 2014-2018 period. The results of data analysis using panel data regression showed that ROA and CAR had no effect on liquidity risk. Meanwhile, bank size has a significant negative effect on the liquidity ratio using LATA and FDR

scholarly journals Apakah Frekuensi Rapat DPS, Profitabilitas dan Surat Berharga Syariah Berpengaruh pada Islamic Social Reporting Index?

2021 ◽  
Vol 4 (2) ◽  
pp. 138
Author(s):  
Ethika Suri Marefsi ◽  
Kurnia Kurnia ◽  
Febrial Pratama
Keyword(s):  
Financial Services ◽  
Positive Impact ◽  
Supervisory Board ◽  
Social Reporting ◽  
Islamic Banks ◽  
Panel Data Regression ◽  
Data Regression ◽  
Supervisory Boards ◽  
The Government ◽  
The Impact

<p class="bdabstract">This research aims to identify the factors that impact the Islamic Social Reporting of Sharia Banks in Indonesia. The dependent variable used is Islamic Social Reporting disclosure. At the same time, the independent variables are the meeting frequency of the sharia supervisory board, profitability, and the issuance of shariah securities. The population is all Islamic Banks listed on Financial Services Authority in Indonesia during the period 2014-2020. There are 11 companies selected as samples based on the purposive sampling method. This research uses the panel data regression tested by Eviews 11 software. The result found that the issuance of shariah securities had a positive impact. Although, the meeting frequency of shariah supervisory boards and profitability had no impact on Islamic Social Reporting. These results can be used as a reference for further research on the impact meeting frequency of shariah supervisory board, profitability, and the issuance of shariah securities. In addition, it can also be used as knowledge for companies that the issuance of Islamic securities can be a tool for Islamic banks to disclose Islamic Social Reporting fully. It is hoped that the government will make official standard rules regarding social responsibility reporting for Islamic entities.</p><p><em> </em></p><p><strong><em>Keywords: </em></strong><em>Islamic Social Reporting;<strong> </strong>meeting frequency of shariah supervisory board; profitability; sharia securities issuance</em></p>

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